tag:blogger.com,1999:blog-87394302154678813972024-03-13T14:10:34.706-04:00Why Banco Filipino FailedThis blog was inspired by the spectacular failure of Banco Filipino Savings and Mortgage Bank for the second time in its 38 years of existence. This blog attempts to explain Why Banco Filipino Failed. But it also attempts to assess what other Philippine Banks have the potential to fail in the not too distant future.David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.comBlogger352125tag:blogger.com,1999:blog-8739430215467881397.post-55887690430701783712020-06-21T20:30:00.000-04:002020-06-21T20:30:04.116-04:00A Simple Stress Test of Philippine Banks as of December 31, 2019<span style="font-size: x-small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"><span style="font-size: small;"><span style="line-height: 18px;">In an April 9, 2012 article entitled </span><a href="http://www.abs-cbnnews.com/business/04/09/12/%E2%80%98stress-test%E2%80%99-proves-strength-ph-banks" style="color: #888888; line-height: 18px; text-decoration-line: none;">"Stress Test Proves Strength of PH Banks"</a><span style="line-height: 18px;">,
"Philippine banks are seen to survive a disaster in which the various
lenders are forced to write off loans as large as PhP 36 billion without
asking shareholders, the central bank, or the national government for
bailout money." This assertion stems from a recent stress test
conducted by the </span><i style="line-height: 18px;">Bangko Sentral ng Pilipinas</i><span style="line-height: 18px;"> (BSP) on all 55 regular and commercial and expanded license banks.</span><br style="line-height: 18.47px;" /><br style="line-height: 18px;" /><span style="line-height: 18px;">For
Philippine Banks, these NPLs currently comprise PhP 220.09 billion or 9.71% of the PhP 2,266.18 billion in Stockholders Equity (SE) as of December
31, 2019. So, writing off 50% of the Philippine Banks NPLs
would
reduce their aggregate stockholder's equity by a little less than 5%.</span></span></span></span></span></span></span></span><br />
<br />
<span style="font-size: x-small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"><span style="font-size: small;"><span style="line-height: 18px;"> </span></span></span></span></span></span></span></span><span style="font-size: x-small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"><span style="font-size: small;"><span style="line-height: 18px;"></span></span><br style="line-height: 18.47px;" /></span></span></span></span></span></span><br />
<div style="background-color: white; color: #222222; line-height: 18px;">
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><u>Are NPLs the Right Numbers to Look At?</u><br /><u><br /></u>In
a financial crisis, a loan that is current can very well become past
due, and a past due loan can become a non-performing loan, and a
non-performing loan can become a loan write-off. The real number to
look at are the loans that the banks and BSP already consider doubtful:
Classified Loans.<br /><br /><a href="http://www.investopedia.com/terms/c/classified-loan.asp#axzz1xsfvE9gF" style="color: #888888; text-decoration-line: none;">Investopedia.com</a> defines "Classified Loans" as:<br /><br />"Any
bank loan that is in danger of default. Classified loans have unpaid
interest and principal outstanding, and it is unclear whether the bank
will be able to recoup the loan proceeds from the borrower. Banks
usually categorize such loans as adversely classified assets on their
books."<br /><br />The US Federal Deposit Insurance Corporation (<a href="http://www.fdic.gov/regulations/laws/sarc/sarcappeals/sarc200401.html" style="color: #888888; text-decoration-line: none;">FDIC</a>), similar to our very own Philippine Deposit Insurance Corporation (PDIC), defines Classified Loans as:<br /><br />"Loans
classified Loss are considered uncollectible and of such little value
that their continuance as bankable assets is not warranted. This
classification does not mean that the loan has absolutely no recovery or
salvage value but rather it is not practical or desirable to defer
writing off this basically worthless asset even though partial recovery
may be effected in the future."</span></span></span></span></span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
</span></span></span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">In Circular #0247 dated May 19, 2000, BSP defines Classified Loans as loans which possess the following characteristics:</span></span></span></span>
<span><span></span></span></span></span><div style="background-color: white; color: #222222; line-height: 18px;">
<div>
</div>
<ol>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loans especially mentioned because they have potential weaknesses that deserve Management's close attention;</span></span></span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Substandard
Loans are loans which appear to involve a substantial and unreasonable
degree of risk to the institution because of unfavorable record or
unsatisfactory characteristics;</span></span></span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Doubtful
Loans are Substandard Loans with the added characteristics that
existing facts, conditions, and values make collection or liquidation in
full highly improbable and in which substantial loss is probable;</span></span></span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loss loans
are loans that are considered uncollectible or worthless and are of
such little value that their continuance as bankable assets is not
warranted although the loans may have some recovery or salvage value.</span></span></span></span></span></span></li>
</ol>
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">The circular mandates that an allowance for probable losses should be set up in accordance with the following schedule:</span>
</span>
</span></span></span></span>
<ol>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loans Especially Mentioned: 5%</span></span></span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Substandard - Secured: 6% - 25%</span></span></span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Substandard - Unsecured: 25%</span></span></span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Doubtful: 50%</span></span></span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loss: 100%</span></span></span></span></span></span></li>
</ol>
<span style="font-size: small;">
<span>
<span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span></span></div>
<span style="font-size: small;">
<span>
</span></span><div style="background-color: white; color: #222222; line-height: 18px;">
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">As of December 31,
2019, "Classified Loans and Other Risky Assets" of the Philippine Banks
amounted to PhP 482.45 billion or more than two times the size of the
Philippine Banking System's NPLs of PhP 220.09 billion for the same
period. Consequently, any write-offs of Classified Loans will have more than twice the impact of an NPL write-off.</span></span></span></span></span></span></div>
<span style="font-size: small;">
<span>
<span>
<span>
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
</span></span></span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">This level of
classified loans should be measured against the bank's "capital cushion"
or its ability to absorb losses. Capital Cushion is normally defined
as a bank's "Tangible Common Equity" plus its Loan Loss Reserves.
Tangible Common Equity (TCE) refers to the subset of shareholders'
equity that is not preferred equity and not intangible assets. So it
excludes such items as Hybrid equity (like preferred shares) and
goodwill.
</span></span></span></span><br /><span><span></span></span></span></span><div style="background-color: white; color: #222222; line-height: 18px;">
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span></span></span></span></div>
<span style="font-size: small;">
<span>
<span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">
<br />
</span></span></span></span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">By this
measure, the level of "Classified Loans and other Risky Assets" amounts
to Php 482.45 billion or 21.08% of the Php 2.29 trillion in Total
Capital Cushion of Philippine Banks as of December 31, 2019.</span></span></span></span><span><span></span></span><span>
<span>
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span>
</span></span></span><br /><span><span>
</span></span><span><span></span></span></span></span><div style="background-color: white; line-height: 18px;">
<span style="font-size: small;">
<span>
<span>
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<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span></span></span></span></span></span></div>
<span style="font-size: small;">
<span>
<span>
<span>
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><u>Stress Test Scenarios</u><br /><br />Aggregate<br /><br />So
how will a 10%, 20%, 30%, 40%, and even 50% write-off of Classified
Loans affect the Total Capital Cushion of the Philippine Banking System?<br /><br />In
the aggregate, if Classified Loans amount to 20.99% of the banking
system's Total Capital Cushion, then it follows that a 10% write-off of
Classified Loans will reduce the total capital by 2.10% and a 50%
write-off of classified loans will reduce the banking system's Total
Capital Cushion by 10.50.</span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br />Individual Banks</span></span><br />
<br />
<span><span style="font-family: "arial" , "helvetica" , sans-serif;">A 10%
write-off of Classified Loans would wipe out the Total Capital Cusion of one bank (highlighted in <span style="background-color: red;">red</span>) and severely impact (by 25% or more) the
Total Capital Cushion of twelve banks (severely affected banks highlighted
in <span style="background-color: yellow;">yellow</span>).</span></span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: xx-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="18"><span style="font-size: xx-small;"><b>Impact of 10% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: xx-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: xx-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>10% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Impact of 10% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">OVERSEAS FILIPINO BANK INC A SAVINGS BANK OF LANDBANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">3,438,685,615.82</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">343,868,561.58</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">343,423,948.21</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">100.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">575,753,076.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">57,575,307.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">93,100,536.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">61.84%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">521,159,492.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">52,115,949.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">105,124,911.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">49.58%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">280,791,861.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">28,079,186.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">70,952,262.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">39.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">833,591,459.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">83,359,145.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">211,380,771.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">39.44%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">398,272,976.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">39,827,297.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">106,341,584.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">37.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">353,034,512.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">35,303,451.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">108,189,285.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">32.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">463,770,620.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">46,377,062.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">155,710,142.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">29.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">221,861,525.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">22,186,152.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">75,941,779.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">29.21%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,011,153,357.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">101,115,335.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">347,869,022.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">29.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">322,912,365.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">32,291,236.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">119,405,668.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">27.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">252,411,276.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">25,241,127.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">99,122,048.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">25.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">26,849,913.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">107,323,745.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">25.02%</span></td>
</tr>
</tbody>
</table>
<br />
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span></span><br /><span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A 20% write-off
of Classified Loans will wipe out the Total Capital Cushion of two banks (highlighted in <span style="background-color: red;">red</span>) and severely impact the Total Capital Cushion of twenty-four banks (highlighted in <span style="background-color: yellow;">yellow</span>):</span></span></span></span></span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: xx-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="18"><span style="font-size: xx-small;"><b>Impact of 20% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: xx-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: xx-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>20% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Impact of 20% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">OVERSEAS FILIPINO BANK INC A SAVINGS BANK OF LANDBANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">3,438,685,615.82</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">687,737,123.16</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">343,423,948.21</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">200.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">575,753,076.54</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">115,150,615.31</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">93,100,536.21</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">123.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">521,159,492.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">104,231,898.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">105,124,911.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">99.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">280,791,861.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">56,158,372.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">70,952,262.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">79.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">833,591,459.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">166,718,291.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">211,380,771.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">78.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">398,272,976.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">79,654,595.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">106,341,584.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">74.90%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">353,034,512.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">70,606,902.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">108,189,285.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">65.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">463,770,620.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">92,754,124.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">155,710,142.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">59.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">221,861,525.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">44,372,305.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">75,941,779.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">58.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,011,153,357.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">202,230,671.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">347,869,022.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">58.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">322,912,365.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">64,582,473.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">119,405,668.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">54.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">252,411,276.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">50,482,255.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">99,122,048.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">50.93%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">53,699,826.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">107,323,745.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">50.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,626,570,357.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">525,314,071.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,102,416,875.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">47.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">24,059,931,897.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">4,811,986,379.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">10,101,254,880.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">47.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">311,622,665.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">62,324,533.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">134,970,533.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">46.18%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">237,149,753.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">47,429,950.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">111,662,598.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">42.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,999,723,791.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">599,944,758.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,426,617,486.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">42.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">11,975,791,267.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,395,158,253.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">6,468,475,009.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">37.03%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">940,815,754.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">188,163,150.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">534,762,711.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">35.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BANGKO CARRASCAL INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">174,609,778.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">34,921,955.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">103,004,762.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">33.90%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">248,074,554.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">49,614,910.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">150,183,071.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">33.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">244,724,507.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">48,944,901.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">155,374,983.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">31.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">163,929,494.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">32,785,898.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">110,886,625.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">29.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">225,193,014.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">45,038,602.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">29.17%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">167,815,317.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">33,563,063.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">133,729,174.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">25.10%</span></td>
</tr>
</tbody>
</table>
<br />
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span></span></span></span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A 30% write-off
of Classified Loans will totally wipe out the Total Capital Cushion of six banks (highlighted in <span style="background-color: red;">red</span>) and severely affect (reduce by 25% or more) the Total Capital
Cushion of thirty-two other banks(highlighted in <span style="background-color: yellow;">yellow</span>):</span></span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: xx-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="18"><span style="font-size: xx-small;"><b>Impact of 30% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: xx-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: xx-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>30% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Impact of 30% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">OVERSEAS FILIPINO BANK INC A SAVINGS BANK OF LANDBANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">3,438,685,615.82</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">1,031,605,684.75</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">343,423,948.21</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">300.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">575,753,076.54</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">172,725,922.96</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">93,100,536.21</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">185.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">521,159,492.86</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">156,347,847.86</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">105,124,911.77</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">148.73%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">280,791,861.01</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">84,237,558.30</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">70,952,262.57</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">118.72%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">833,591,459.14</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">250,077,437.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">211,380,771.73</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">118.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">398,272,976.87</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">119,481,893.06</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">106,341,584.91</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">112.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">353,034,512.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">105,910,353.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">108,189,285.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">97.89%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">463,770,620.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">139,131,186.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">155,710,142.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">89.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">221,861,525.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">66,558,457.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">75,941,779.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">87.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,011,153,357.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">303,346,007.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">347,869,022.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">87.20%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">322,912,365.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">96,873,709.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">119,405,668.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">81.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">252,411,276.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">75,723,383.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">99,122,048.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">76.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">80,549,739.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">107,323,745.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">75.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,626,570,357.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">787,971,107.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,102,416,875.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">71.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">24,059,931,897.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">7,217,979,569.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">10,101,254,880.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">71.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">311,622,665.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">93,486,799.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">134,970,533.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">69.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">237,149,753.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">71,144,925.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">111,662,598.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">63.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,999,723,791.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">899,917,137.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,426,617,486.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">63.08%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">11,975,791,267.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">3,592,737,380.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">6,468,475,009.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">55.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">940,815,754.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">282,244,726.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">534,762,711.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">52.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BANGKO CARRASCAL INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">174,609,778.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">52,382,933.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">103,004,762.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">50.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">248,074,554.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">74,422,366.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">150,183,071.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">49.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">244,724,507.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">73,417,352.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">155,374,983.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">47.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">163,929,494.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">49,178,848.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">110,886,625.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">44.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">225,193,014.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">67,557,904.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">43.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">167,815,317.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">50,344,595.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">133,729,174.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">37.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">432,076,566.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">129,622,970.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">352,714,022.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">36.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">755,055,576.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">226,516,672.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">644,522,302.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">35.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">333,323,174.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">99,996,952.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">308,472,576.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">32.42%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">130,843,866.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">39,253,160.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">122,636,297.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">32.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">183,343,945.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">55,003,183.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">179,916,625.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">30.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">140,404,340.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">42,121,302.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">138,079,267.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">30.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">255,610,154.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">76,683,046.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">259,222,396.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">29.58%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">141,244,504.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">42,373,351.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">152,504,576.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">27.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,041,050,249.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">312,315,074.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,140,430,762.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">27.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">49,058,726.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">14,717,617.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">54,200,364.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">27.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">419,448,207.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">125,834,462.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">479,747,833.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">26.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">102,400,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">30,720,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">120,236,886.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">25.55%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span><span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A
40% write-off of Classified Loans will totally wipe out the
Total Capital Cushion of thirteen banks (highlighted in <span style="background-color: red;">red</span>) and severely affect (reduce by 25% or
more) the Total Capital Cushion of thirty-nine more banks (highlighted in <span style="background-color: yellow;">yellow</span>):</span></span></span></span></span></span></span></span></span><br />
</span><br />
<br />
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: xx-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="18"><span style="font-size: xx-small;"><b>Impact of 40% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: xx-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: xx-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>40% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Impact of 40% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">OVERSEAS FILIPINO BANK INC A SAVINGS BANK OF LANDBANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">3,438,685,615.82</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">1,375,474,246.33</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">343,423,948.21</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">400.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">575,753,076.54</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">230,301,230.62</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">93,100,536.21</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">247.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">521,159,492.86</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">208,463,797.14</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">105,124,911.77</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">198.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">280,791,861.01</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">112,316,744.40</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">70,952,262.57</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">158.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">833,591,459.14</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">333,436,583.66</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">211,380,771.73</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">157.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">398,272,976.87</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">159,309,190.75</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">106,341,584.91</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">149.81%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">353,034,512.72</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">141,213,805.09</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">108,189,285.57</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">130.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">463,770,620.43</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">185,508,248.17</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">155,710,142.84</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">119.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">221,861,525.89</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">88,744,610.36</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">75,941,779.86</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">116.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">1,011,153,357.80</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">404,461,343.12</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">347,869,022.01</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">116.27%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">322,912,365.69</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">129,164,946.28</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">119,405,668.67</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">108.17%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">252,411,276.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">100,964,510.70</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">99,122,048.81</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">101.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">107,399,652.72</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">107,323,745.81</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">100.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,626,570,357.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,050,628,143.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,102,416,875.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">95.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">24,059,931,897.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">9,623,972,758.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">10,101,254,880.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">95.28%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">311,622,665.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">124,649,066.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">134,970,533.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">92.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">237,149,753.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">94,859,901.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">111,662,598.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">84.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,999,723,791.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,199,889,516.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,426,617,486.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">84.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">11,975,791,267.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">4,790,316,507.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">6,468,475,009.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">74.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">940,815,754.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">376,326,301.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">534,762,711.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">70.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BANGKO CARRASCAL INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">174,609,778.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">69,843,911.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">103,004,762.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">67.81%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">248,074,554.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">99,229,821.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">150,183,071.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">66.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">244,724,507.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">97,889,803.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">155,374,983.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">63.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">163,929,494.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">65,571,797.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">110,886,625.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">59.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">225,193,014.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">90,077,205.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">58.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">167,815,317.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">67,126,127.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">133,729,174.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">50.20%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">432,076,566.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">172,830,626.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">352,714,022.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">49.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">755,055,576.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">302,022,230.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">644,522,302.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">46.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">333,323,174.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">133,329,269.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">308,472,576.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">43.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">130,843,866.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">52,337,546.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">122,636,297.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">42.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">183,343,945.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">73,337,578.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">179,916,625.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">40.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">140,404,340.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">56,161,736.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">138,079,267.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">40.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">255,610,154.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">102,244,061.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">259,222,396.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">39.44%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">141,244,504.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">56,497,801.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">152,504,576.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">37.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,041,050,249.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">416,420,099.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,140,430,762.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">36.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">49,058,726.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">19,623,490.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">54,200,364.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">36.21%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">419,448,207.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">167,779,283.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">479,747,833.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">34.97%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">102,400,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">40,960,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">120,236,886.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">34.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,911,217,229.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,164,486,891.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">3,726,979,885.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">31.24%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">90,245,175.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">36,098,070.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">116,126,780.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">31.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">59,053,954.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">23,621,581.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">77,622,431.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">30.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">84,373,229.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">33,749,291.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">114,956,822.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">29.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">301,508,168.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">120,603,267.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">415,729,594.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">29.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">245,951,177.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">98,380,470.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">344,521,242.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">28.56%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">199,668,779.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">79,867,511.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">283,567,558.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">28.17%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">8,228,531,676.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">3,291,412,670.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">11,764,325,022.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">27.98%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">51,570,810.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">20,628,324.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">76,020,461.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">27.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">86,483,323.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">34,593,329.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">128,197,012.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">26.98%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">543,831,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">217,532,400.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">816,569,507.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">26.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">603,500,726.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">241,400,290.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">919,567,587.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">26.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">LIPA BANK INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">57,934,704.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">23,173,881.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">88,701,384.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">26.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">121,022,802.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">48,409,120.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">186,038,608.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">26.02%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span></span></span></span></span></span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A
50% write-off
of Classified Loans will totally wipe out the Total Capital Cushion of eighteen banks (highlighted in <span style="background-color: red;">red</span>) and severely affect (reduce by 25% or more) the Total
Capital
Cushion of fourty-four more banks (highlighted in <span style="background-color: yellow;">yellow</span>):</span></span></span></span></span></span><br />
<br />
<br />
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: xx-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="18"><span style="font-size: xx-small;"><b>Impact of 50% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: xx-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: xx-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>50% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Impact of 50% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">OVERSEAS FILIPINO BANK INC A SAVINGS BANK OF LANDBANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">3,438,685,615.82</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">1,719,342,807.91</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">343,423,948.21</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">500.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">575,753,076.54</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">287,876,538.27</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">93,100,536.21</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">309.21%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">521,159,492.86</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">260,579,746.43</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">105,124,911.77</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">247.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">280,791,861.01</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">140,395,930.51</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">70,952,262.57</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">197.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">833,591,459.14</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">416,795,729.57</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">211,380,771.73</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">197.18%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">398,272,976.87</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">199,136,488.44</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">106,341,584.91</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">187.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">353,034,512.72</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">176,517,256.36</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">108,189,285.57</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">163.16%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">463,770,620.43</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">231,885,310.22</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">155,710,142.84</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">148.92%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">221,861,525.89</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">110,930,762.95</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">75,941,779.86</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">146.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">1,011,153,357.80</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">505,576,678.90</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">347,869,022.01</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">145.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">322,912,365.69</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">161,456,182.85</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">119,405,668.67</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">135.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">252,411,276.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">126,205,638.37</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">99,122,048.81</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">127.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">134,249,565.90</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">107,323,745.81</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">125.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">2,626,570,357.71</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">1,313,285,178.86</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">1,102,416,875.42</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">119.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">24,059,931,897.02</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">12,029,965,948.51</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">10,101,254,880.26</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">119.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">311,622,665.79</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">155,811,332.90</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">134,970,533.17</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">115.44%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">237,149,753.29</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">118,574,876.65</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">111,662,598.14</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">106.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: xx-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">2,999,723,791.24</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">1,499,861,895.62</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">1,426,617,486.87</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: xx-small;">105.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">11,975,791,267.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">5,987,895,633.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">6,468,475,009.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">92.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">940,815,754.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">470,407,877.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">534,762,711.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">87.97%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BANGKO CARRASCAL INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">174,609,778.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">87,304,889.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">103,004,762.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">84.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">248,074,554.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">124,037,277.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">150,183,071.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">82.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">244,724,507.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">122,362,253.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">155,374,983.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">78.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">163,929,494.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">81,964,747.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">110,886,625.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">73.92%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">225,193,014.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">112,596,507.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">72.91%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">167,815,317.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">83,907,658.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">133,729,174.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">62.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">432,076,566.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">216,038,283.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">352,714,022.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">61.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">755,055,576.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">377,527,788.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">644,522,302.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">58.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">333,323,174.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">166,661,587.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">308,472,576.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">54.03%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">130,843,866.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">65,421,933.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">122,636,297.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">53.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">183,343,945.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">91,671,972.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">179,916,625.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">50.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">140,404,340.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">70,202,170.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">138,079,267.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">50.84%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">255,610,154.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">127,805,077.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">259,222,396.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">49.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">141,244,504.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">70,622,252.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">152,504,576.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">46.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,041,050,249.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">520,525,124.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,140,430,762.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">45.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">49,058,726.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">24,529,363.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">54,200,364.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">45.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">419,448,207.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">209,724,103.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">479,747,833.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">43.72%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">102,400,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">51,200,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">120,236,886.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">42.58%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,911,217,229.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,455,608,614.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">3,726,979,885.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">39.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">90,245,175.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">45,122,587.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">116,126,780.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">38.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">59,053,954.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">29,526,977.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">77,622,431.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">38.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">84,373,229.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">42,186,614.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">114,956,822.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">36.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">301,508,168.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">150,754,084.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">415,729,594.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">36.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">245,951,177.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">122,975,588.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">344,521,242.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">35.69%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">199,668,779.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">99,834,389.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">283,567,558.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">35.21%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">8,228,531,676.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">4,114,265,838.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">11,764,325,022.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">34.97%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">51,570,810.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">25,785,405.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">76,020,461.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">33.92%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">86,483,323.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">43,241,661.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">128,197,012.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">33.73%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">543,831,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">271,915,500.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">816,569,507.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">33.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">603,500,726.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">301,750,363.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">919,567,587.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">32.81%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">LIPA BANK INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">57,934,704.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">28,967,352.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">88,701,384.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">32.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">121,022,802.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">60,511,401.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">186,038,608.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">32.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">3,443,066,628.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,721,533,314.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">5,630,463,823.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">30.58%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">68,793,486.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">34,396,743.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">113,938,239.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">30.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">7,543,624,438.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">3,771,812,219.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">12,588,949,484.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">29.96%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">48,558,629.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">24,279,314.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">85,710,801.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">28.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">NEW RB OF SAN LEONARDO (N.E.) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">142,891,763.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">71,445,881.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">255,664,975.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">27.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">16,554,349,605.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">8,277,174,802.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">30,243,403,814.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">27.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">32,464,513.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">16,232,256.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">59,886,125.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">27.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">187,401,945.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">93,700,972.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">348,405,241.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">26.89%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF SAN JOSE (CAMARINES SUR) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">93,812,529.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">46,906,264.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">180,723,992.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">25.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">316,774,524.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">158,387,262.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">612,323,323.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">25.87%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span></span></span></span></span><span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span><br /></span></span></span></span></span></span><br />
<div style="line-height: 18px;">
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;">Please bear in mind that <b>a number of these banks are already very weak and are in distress</b>. Please see a previous blog post: <a href="https://bancofilipinofailure.blogspot.com/2020/05/the-top-distressed-philippine-banks-as.html" style="color: #888888; text-decoration-line: none;" target="_blank">"The Top Distressed Philippine Banks as of December 31, 2019</a>. Moreover, their capital can be overstated. See a previous blog post <a href="https://bancofilipinofailure.blogspot.com/2020/01/overstated-capital-of-philippine-banks.html" style="color: #888888; text-decoration-line: none;" target="_blank">"Overstated Capital of Philippine Banks as of September 30, 2019"</a>. </span></div>
<div style="line-height: 18px;">
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;"> </span></div>
<div style="line-height: 18px;">
</div>
<div style="line-height: 18px;">
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;"><b>As such, any reduction in their capital cushion could knock down an already weak bank.</b></span></div>
<div style="line-height: 18px;">
</div>
<br />
<br />
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;"><b>Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></b></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></span><span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">
</span></span></span></span></span></span>
<span style="font-size: x-small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"><span style="line-height: 18px;"></span><span style="line-height: 18px;"></span></span></span></span></span></span></span>David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-8848171786258725912020-06-14T20:30:00.000-04:002020-06-14T20:30:00.926-04:00UCPB Savings Bank's Gross NPLs Were More Than 100% of its Stockholder's Equity As of December 31, 2019 <span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b style="background-color: white; color: #222222; line-height: 18px;">Editor's
Note: Data is culled from the Published Statements of Condition of
individual Philippine Banks found in www.bsp.gov.ph. </b></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b style="background-color: white; color: #222222; line-height: 18px;"><br /></b><span style="background-color: white; color: #222222; line-height: 18.48px;"></span><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><b style="line-height: 18px;">This blog post updates previous blog posts such as <a href="https://bancofilipinofailure.blogspot.com/2020/03/the-now-shuttered-ama-rural-bank-of.html" style="color: #888888; text-decoration-line: none;" target="_blank">The Now Shuttered AMA Rural Bank of Mandaluyong's Gross NPLs Were More Than 50% of its Stockholder's Equity As of September 30, 2019 </a>.</b></span><br style="line-height: 18.48px;" /><span style="line-height: 18.48px;"><b style="line-height: 18px;"><br /></b></span><span style="line-height: 18.48px;"></span><span style="line-height: 18.48px;"><b style="line-height: 18px;"><br /></b><span><span style="line-height: 18px;">NPLs.
Short for Non-Performing Loans. The NPL Ratio or the ratio of a
bank's Non-Performing Loans (NPL) to Total Loan Portfolio (TLP) is a
frequently cited figure in the general media to indicate a bank's
financial health or the health of the banking system as a whole. See: </span><a href="http://business.inquirer.net/48943/banks-reduce-exposure-to-bad-debts-have-more-cash-to-loan-out%E2%80%94bsp" style="color: #888888; line-height: 18px; text-decoration-line: none;" target="_blank">"Banks reduce exposure to bad debts, have more cash to loan out—BSP"</a><span style="line-height: 18px;">.</span></span></span></span></span></span></span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgfvHPfjTuzXwLE2Eul1xoBBxbveCI4XT-49T7tjn7CXUsD2tJwToSHQ9VH0X0URQd8lgOyX6IF1_GDNyIRrbJXYjKNKE-xqe2tCS4a4GwZimD5fjnLRAZf3ZjWTNVfugJePKnD299KaLs/s1600/NPL+as+%2525+of+TLP+12-31-2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="517" data-original-width="1600" height="206" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgfvHPfjTuzXwLE2Eul1xoBBxbveCI4XT-49T7tjn7CXUsD2tJwToSHQ9VH0X0URQd8lgOyX6IF1_GDNyIRrbJXYjKNKE-xqe2tCS4a4GwZimD5fjnLRAZf3ZjWTNVfugJePKnD299KaLs/s640/NPL+as+%2525+of+TLP+12-31-2019.jpg" width="640" /></a></div>
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"></span></span></span></span></span></span></span></span></span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"><span><span><span><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;">In
the Philippine Banking Industry, Gross Non-Performing Loans stood at
Php 220.09 billion as of December 31, 2019 - approximately 2.02% of the
Philippine Banking Industry's Total Loan Portfolio of Php 10.87 trillion.</span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"><span><span><span><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"> </span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="768"><span style="font-size: xx-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: xx-small;"><b>NPL as % of TLP</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: xx-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="34"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="CENTER"><span style="font-size: xx-small;"><b>Gross NPL/ Gross TLP</b></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Gross NPLs</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Gross TLP</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,771,217,072.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,361,351,262.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">203.56%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">891,103,833.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">491,477,429.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">181.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">29,024,949.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">40,233,860.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">72.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">565,711,268.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">821,552,559.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">68.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">OVERSEAS FILIPINO BANK INC A SAVINGS BANK OF LANDBANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,355,538,693.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">3,643,258,861.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">64.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">33,140,638.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">56,806,789.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">58.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">113,988,275.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">327,625,918.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">34.79%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">17,168,894.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">49,584,657.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">34.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">44,495,788.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">128,869,018.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">34.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">54,512,588.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">176,396,974.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">30.90%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">114,058,413.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">387,136,025.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">29.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">42,227,556.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">143,564,567.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">29.41%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">50,484,335.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">185,261,599.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">27.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">639,106,867.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,355,553,049.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">27.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">96,834,846.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">358,084,875.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">27.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">99,257,277.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">372,997,162.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">26.61%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">20,018,035.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">76,673,310.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">26.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">185,752,914.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">736,726,300.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">25.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">398,812,178.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,603,432,646.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">80,259,471.43</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">338,113,922.15</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST AGRO-INDUSTRIAL RB INC(FAIRBANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">51,296,809.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">216,637,594.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">21,499,031.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">91,361,494.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">22,033,519.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">94,670,034.33</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">115,602,605.64</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">497,962,675.74</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">436,056,314.25</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,048,633,013.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">21.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">56,894,414.64</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">270,536,859.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">21.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,583,427.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">180,603,809.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,302,674,267.04</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,883,227,677.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33,992,131.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">164,166,409.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24,380,210.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">118,584,975.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">43,044,985.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">210,954,922.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">106,051,737.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">521,655,554.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">746,844,275.39</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,674,109,531.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">113,199,742.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">561,355,367.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33,946,235.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">168,498,073.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">57,006,376.70</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">283,696,403.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">85,034,628.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">437,704,229.72</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">19.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">220,297,895.04</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,167,096,333.64</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">301,260,224.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,628,893,800.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">57,617,003.16</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">316,346,186.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">53,937,461.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">301,878,287.32</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">67,086,963.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">390,540,244.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">84,312,979.95</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">496,129,916.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">40,439,389.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">242,436,004.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">909,428,254.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,622,276,185.16</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">302,850,134.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,880,820,094.65</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">42,327,195.63</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">266,884,533.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">124,812,926.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">790,690,936.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18,685,383.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">119,159,207.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">286,255,626.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,846,777,395.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,563,892,168.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,552,569,414.32</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">31,610,982.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">210,345,976.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30,194,002.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">201,964,791.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">841,347,240.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,683,067,592.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LIPA BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,860,743.79</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">185,560,555.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">40,815,077.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">282,330,865.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28,711,307.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">202,420,491.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,321,988,701.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">52,650,488,890.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">158,010,954.15</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,196,747,254.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,597,491.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">103,335,566.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,131,047,449.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23,951,250,932.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">386,266,623.15</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,977,735,227.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">48,250,020.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">378,557,205.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30,338,616.29</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">238,978,175.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF PARACALE(CAMARINES NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30,771,684.97</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">248,033,498.69</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,760,293.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">95,631,449.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28,069,809.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">232,649,587.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24,667,422.51</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">207,155,043.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30,107,873.47</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">259,293,981.72</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,058,663.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">60,879,932.37</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">43,226,349.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">374,424,962.50</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">54,516,033.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">475,283,311.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,992,414.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">157,775,917.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,392,300.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">233,052,430.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">56,626,667.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">503,095,748.47</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,342,181.50</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">147,452,803.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">151,440,036.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,372,842,277.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">40,179,533.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">367,844,111.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">52,062,161.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">480,019,836.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">31,235,044.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">288,342,604.33</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">36,737,597.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">339,440,813.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">35,030,572.30</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">334,223,401.63</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">35,613,405.72</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">344,166,318.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">305,844,585.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,008,792,679.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">32,431,819.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">319,690,538.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">NEW RB OF SAN LEONARDO (N.E.) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">108,095,277.16</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,066,681,464.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">79,645,482.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">796,232,675.65</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20,498,993.79</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">205,125,928.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">216,186,557.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,220,565,801.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,467,315.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">393,271,990.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">48,750,140.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">553,140,414.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">39,148,789.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">445,529,095.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33,555,895.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">382,949,276.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">32,876,948.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">375,578,954.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14,836,231.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">171,124,909.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">108,773,666.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,285,948,154.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BAY INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">19,001,706.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">229,419,045.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45,058,110.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">546,230,640.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">32,484,974.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">395,220,501.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,554,561.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">322,465,764.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN JOSE (CAMARINES SUR) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14,311,383.12</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">180,723,992.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">913,008,109.63</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,773,469,014.65</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BDO NETWORK BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,904,701,598.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24,673,327,289.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,017,185,087.97</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,391,947,942.64</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">50,025,370.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">662,234,152.49</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">21,637,324.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">288,701,156.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">318,640,709.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,252,816,223.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">157,787,012.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,119,286,727.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">22,907,205.43</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">311,093,251.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,399,660.08</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">509,258,314.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">38,697,851.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">531,384,725.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,204,897.25</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">237,220,011.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ATIMONAN INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,821,490.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">232,896,564.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,940,873.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">360,889,315.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33,863,421.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">477,178,475.76</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20,632,238.32</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">292,946,368.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">36,371,170.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">521,152,579.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,090,917.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">103,387,551.99</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">44,221,509.84</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">652,099,648.95</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,113,861.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">179,950,242.29</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">21,171,963.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">315,081,761.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">48,693,306.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">750,482,747.72</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23,523,795.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">372,606,173.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">432,490,305.99</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,030,463,433.30</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ANGELES INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">153,922,593.93</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,511,842,837.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,394,514,547.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">58,256,246,042.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">100,378,808.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,759,118,382.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BAYBANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14,042,451.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">246,799,623.93</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,821,918.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">666,264,821.16</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">44,522,327.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">797,721,609.30</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">65,994,386.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,195,062,339.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">34,647,557.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">637,794,714.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,008,176,696.16</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">73,903,864,437.25</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">72,993,785.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,378,113,903.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,757,654,167.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33,610,013,106.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28,871,014.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">558,063,448.51</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">586,730,036.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,403,668,803.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">31,933,646.69</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">628,814,969.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,926,256.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">78,660,617.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,600,037.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">514,482,219.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,826,155.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">36,757,378.70</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,086,614,750.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">226,319,380,338.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">278,675,665.72</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,704,264,652.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,350,683.65</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">533,032,694.69</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,012,403.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">576,043,781.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">48,305,356.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,078,967,676.79</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,087,340.84</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">251,325,564.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">140,266,581.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,217,969,182.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">77,749,161.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,786,301,941.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,635,346.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">62,013,600.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,421,624,682.99</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">245,862,969,972.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45,492,961.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,098,683,179.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14,735,311.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">360,757,376.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,318,364.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">302,199,126.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">719,485,741.97</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,653,966,083.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANGKO CARRASCAL INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,925,063.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">146,602,337.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,324,859,588.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">60,882,337,262.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,938,367.97</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">208,628,712.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,591,060,401.07</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">181,031,458,358.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,917,095,293.39</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">164,122,657,165.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">60,577,559.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,692,446,054.94</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,084,842,961.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">451,043,926,320.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">65,714,761.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,843,131,462.97</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,081,453.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">257,631,132.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">85,683,458.63</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,566,463,034.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,399,228.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">373,808,011.16</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">193,310,670.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,329,513,180.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,438,038.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">579,983,356.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">110,664,268.84</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,775,728,284.99</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,948,101,289.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">68,846,977,100.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">318,786,658.16</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,738,579,194.30</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">103,144,118.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,833,177,391.74</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,038,386.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">191,766,650.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,494,851,848.08</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">330,982,564,608.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">57,609,636.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,254,259,585.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,817,857,162.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">413,786,499,107.63</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18,730,980.30</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">818,452,058.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,991,757,262.07</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">88,161,781,468.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,396,974.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">198,361,665.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,820,481.79</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">128,350,131.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF JAEN INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,118,950.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">280,791,861.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18,766,221,399.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">891,766,646,061.69</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">953,976,271.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45,797,438,300.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">19,327,940.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">969,221,952.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,024,161,161.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">605,669,035,083.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,610,090,190.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">83,890,037,685.69</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,232,301.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">479,173,100.65</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,513,252.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">333,297,386.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,556,042.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">101,016,716.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24,257,946.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,640,515,802.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,425,066,609.45</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">172,083,091,036.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,090,740,372.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">80,558,945,736.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,339,051,072.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">456,730,631,034.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">99,258,541.72</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,358,449,513.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">22,275,508,157.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,184,365,990,243.13</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,222,967,100.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,261,803,402,009.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,895,476,457.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">519,928,920,594.43</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,845,198.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,846,930,447.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,209,359,590.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,227,163,225,717.78</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">536,739,725.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">67,694,078,537.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,691,942,783.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">218,815,847,350.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">86,341,389.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,832,788,237.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,311,315.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">464,595,966.97</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23,050,203.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,994,527,211.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,628,987.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">735,969,359.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">411,100.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">229,358,082.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">374,959.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">519,478,082.12</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">107,342.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">338,845,017.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">300,802.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,752,491,850.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">38,225,965,238.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,519,116,905.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,173,600,733.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,178,447,223.70</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,378,762,009.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,350,652,312.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">21,577,220,482.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,259,641,157.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,300,142,520.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,750,776,385.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,713,405,468.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,438,012,457.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">664,762,951.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23,470,092,814.32</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">48,954,757,304.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">40,583,309,525.16</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,166,727,446.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27,272,567,001.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,850,132,232.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: xx-small;"><b>220,088,113,408.72</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: xx-small;"><b>10,870,183,595,222.60</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: xx-small;"><b>2.02%</b></span></td>
</tr>
</tbody>
</table>
<br />
<span style="font-size: small;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"><span><span><span><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span>There
are eighteen Philippine Banks with a Gross NPL Ratio greater than
25.00% of Total Loan Portfolio (TLP).</span></span></span></span></span></span></span></span></span></span></span></span></span></span><br />
<span style="font-size: x-small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span> </span></span></span></span></span></span></span></span></span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="768"><b>Philippine Banking System</b></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>NPL as % of TLP</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="34"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Gross NPL/ Gross TLP</b></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Gross NPLs</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Gross TLP</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,771,217,072.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,361,351,262.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">203.56%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,103,833.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">491,477,429.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">181.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,024,949.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,233,860.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">565,711,268.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">821,552,559.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">OVERSEAS FILIPINO BANK INC A SAVINGS BANK OF LANDBANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,355,538,693.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,643,258,861.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,140,638.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,806,789.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">113,988,275.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">327,625,918.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.79%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,168,894.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,584,657.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,495,788.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">128,869,018.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,512,588.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">176,396,974.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.90%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,058,413.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">387,136,025.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42,227,556.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">143,564,567.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.41%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,484,335.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">185,261,599.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">639,106,867.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,355,553,049.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">96,834,846.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">358,084,875.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">99,257,277.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">372,997,162.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.61%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,018,035.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76,673,310.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">185,752,914.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">736,726,300.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.21%</span></td>
</tr>
</tbody>
</table>
<br />
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span></span></span></span></span></span></span></span></span></span></span></span></span></span><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">The ratio of a
bank's NPLs to its total Stockholders Equity (SE) maybe more important
than the ratio of its NPLs to Total Loan Portfolio. The idea behind
this is that NPLs are fragile things. As a loan deteriorates, its
recoverable value will deteriorate as well. A foreclosure will most
likely result in a loan recovery that is a mere fraction of the loan's
original value. Therefore, banks with high NPL Ratios relative to their
Stockholders Equity may face a significant loss of capital if a
substantial amount of their NPLs are written off as a loss.</span></span></span><br />
<br />
<span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">On an overall basis, the Gross NPLs of Philippine Banks amounted to 9.71% of Stockholders Equity as of December 31, 2019.</span></span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="768"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>NPL as % of SE</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b><br /></b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>NPL</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>SE</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>NPL/SE</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In PHP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In PHP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">565,711,268.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">145,694,390.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">388.29%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">OVERSEAS FILIPINO BANK INC A SAVINGS BANK OF LANDBANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,355,538,693.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">966,016,337.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">243.84%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">398,812,178.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">258,826,391.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154.08%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">639,106,867.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">417,950,358.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152.91%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,058,413.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79,340,523.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">143.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">80,259,471.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65,366,754.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,512,588.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,998,026.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">121.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,302,674,267.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,768,052,689.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">113,988,275.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">95,992,670.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">118.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">746,844,275.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">671,154,175.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">111.28%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">436,056,314.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">443,689,454.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98.28%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">99,257,277.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,786,731.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">95.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">220,297,895.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">247,950,444.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">88.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">841,347,240.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">948,392,123.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">88.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,894,414.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66,049,154.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">86.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,131,047,449.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,675,837,245.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85.18%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,583,427.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46,087,624.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">81.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">301,260,224.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">390,230,025.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77.20%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,044,985.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,140,307.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">305,844,585.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">430,360,616.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">71.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,321,988,701.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,465,869,737.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69.96%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,226,349.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62,429,790.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69.24%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53,937,461.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78,461,756.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42,227,556.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64,913,414.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,617,003.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">89,417,551.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.44%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,006,376.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">93,993,204.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,757,654,167.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,959,417,864.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,058,110.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76,086,912.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST AGRO-INDUSTRIAL RB INC(FAIRBANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,296,809.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">89,184,075.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">124,812,926.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">220,369,491.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">185,752,914.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">329,790,023.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,168,894.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,914,639.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85,034,628.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">156,166,001.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,439,389.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76,005,327.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53.21%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,024,949.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,767,104.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">158,010,954.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">306,206,524.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51.60%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">302,850,134.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">601,787,744.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,946,235.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68,692,516.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.42%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">22,907,205.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47,060,335.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,495,788.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">93,409,611.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48,250,020.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,193,270.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">386,266,623.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">827,226,977.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46.69%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,602,605.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">248,235,092.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO (N.E.) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,095,277.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">233,991,170.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46.20%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,018,035.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,717,055.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.79%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,380,210.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53,448,691.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.61%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,194,002.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72,478,476.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">286,255,626.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">698,981,433.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67,086,963.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">165,572,939.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106,051,737.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">266,199,223.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.84%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,392,300.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66,555,686.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,017,185,087.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,601,981,667.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">586,730,036.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,522,109,741.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,008,176,696.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,430,353,785.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,815,077.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,339,024.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,179,533.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106,730,021.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,821,918.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,319,467.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.96%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIPA BANK INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,860,743.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72,857,593.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,667,422.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68,524,402.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,563,892,168.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,181,849,057.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,863,421.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">96,067,720.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PARACALE(CAMARINES NORTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,771,684.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">87,577,614.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,773,666.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">311,125,380.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.96%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,591,060,401.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,101,364,241.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,467,315.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109,191,679.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,737,597.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,314,230.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,555,895.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">99,153,187.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.84%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,086,614,750.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,448,563,574.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">216,186,557.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">657,384,048.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.89%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">96,834,846.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">296,544,191.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72,993,785.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">223,920,000.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.60%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BDO NETWORK BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,904,701,598.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,041,878,965.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,338,616.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">97,081,692.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">719,485,741.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,344,598,245.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.69%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,626,667.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">184,987,116.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.61%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ANGELES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153,922,593.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">505,477,721.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">318,640,709.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,083,757,178.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,610,982.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">108,379,878.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,876,948.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114,457,401.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,431,819.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114,117,949.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">157,787,012.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">561,633,938.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,711,307.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">102,368,835.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,001,706.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">68,014,113.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">113,199,742.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">418,974,377.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,025,370.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">189,605,592.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84,312,979.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">320,881,383.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,940,873.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99,832,996.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,327,195.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">163,461,790.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,632,238.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80,100,158.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,554,561.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99,651,834.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">151,440,036.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">590,769,284.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,140,638.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">130,057,329.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,107,873.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">118,955,713.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,030,572.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">138,819,775.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,992,131.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">135,902,989.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,750,140.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">196,354,351.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,499,031.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,047,624.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,771,217,072.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,531,187,208.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,235,044.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131,694,490.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,221,509.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">187,916,785.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ATIMONAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,821,490.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">71,530,452.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,062,161.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">222,512,340.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79,645,482.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">344,253,467.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,647,557.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">149,862,634.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,069,809.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">123,400,797.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,871,014.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">129,036,555.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,394,514,547.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,331,714,179.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,600,037.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">116,978,395.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,421,624,682.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,837,776,485.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,697,851.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">182,099,432.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">909,428,254.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,354,193,653.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,012,403.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">127,146,508.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">278,675,665.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,371,750,584.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,371,170.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">183,963,805.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,084,842,961.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,350,140,257.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,613,405.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">188,423,530.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65,994,386.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">353,317,263.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,693,306.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">265,407,377.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">432,490,305.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,373,509,790.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,917,095,293.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,710,104,652.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,685,383.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,402,904.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,324,859,588.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,478,729,406.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">913,008,109.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,294,311,852.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,171,963.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">123,788,974.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,148,789.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">229,884,625.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,484,335.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">300,410,339.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BAYBANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,042,451.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84,229,985.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,817,857,162.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59,717,158,296.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,342,181.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100,687,154.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,516,033.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">338,681,759.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,305,356.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">300,952,733.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,087,340.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69,718,337.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN JOSE (CAMARINES SUR) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,311,383.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91,842,433.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">57,609,636.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">374,001,393.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,991,757,262.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,961,538,875.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100,378,808.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">659,359,370.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,749,161.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">530,108,290.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,948,101,289.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,828,573,659.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,683,458.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">634,190,734.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,033,519.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">163,552,259.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,637,324.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">163,380,475.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,523,795.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">178,876,547.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">140,266,581.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,077,843,302.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,399,228.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96,332,224.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">193,310,670.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,507,050,970.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,735,311.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115,382,823.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,766,221,399.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">148,997,824,741.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,498,993.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">163,694,574.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,577,559.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">487,922,308.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,081,453.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">73,496,028.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,204,897.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">141,039,238.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,992,414.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">149,180,732.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,597,491.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115,272,365.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,399,660.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">321,427,302.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,113,861.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">106,190,308.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,438,038.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">156,379,771.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65,714,761.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">600,175,957.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,610,090,190.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,042,733,366.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,118,950.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,498,778.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">110,664,268.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,140,584,083.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">891,103,833.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,200,627,354.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,144,118.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,095,946,362.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,933,646.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">340,780,529.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,058,663.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,965,121.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,494,851,848.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">95,224,193,597.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,730,980.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">213,901,121.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,836,231.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">171,487,501.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,090,917.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82,571,437.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,024,161,161.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">144,945,934,897.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,350,683.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">331,638,854.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,484,974.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">429,827,605.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,425,066,609.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,459,935,209.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">318,786,658.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,421,009,180.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,691,942,783.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,685,115,888.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,257,946.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">344,879,572.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,492,961.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">649,242,913.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,396,974.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66,991,039.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,090,740,372.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,914,516,274.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO CARRASCAL INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,925,063.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93,811,480.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,275,508,157.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">370,430,012,268.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,318,364.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">215,790,020.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,760,293.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">211,428,013.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,895,476,457.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89,999,042,309.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,327,940.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">397,483,965.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,038,386.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,747,914.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,222,967,100.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">266,978,232,184.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,339,051,072.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">118,223,087,488.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,522,327.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">996,909,055.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,820,481.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63,366,711.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,635,346.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59,469,854.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: x-small;">953,976,271.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,593,358,648.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,232,301.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">225,738,066.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,209,359,590.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">310,971,194,351.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">536,739,725.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,326,756,271.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,513,252.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">230,449,609.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,341,389.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,642,644,327.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,556,042.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,742,444.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,826,155.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,373,280.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,311,315.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">134,604,092.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99,258,541.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,401,961,929.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,845,198.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,872,161,001.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,926,256.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">367,970,382.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,050,203.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,081,035,664.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">411,100.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">111,078,732.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,938,367.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,530,706,250.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,342.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89,794,850.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">374,959.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">405,068,666.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,628,987.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,222,589,791.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">300,802.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">691,584,246.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,393,385,952.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,946,687,956.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,386,354,116.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,811,236,036.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,296,275,726.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,237,749,069.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,054,824,429.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,052,530,657.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,062,952,322.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,763,791,994.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,154,224,138.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,531,563,724.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">775,934,943.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,649,507,699.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,203,347,675.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,256,480,987.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,317,039,599.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,108,568,400.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,429,456,933.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>220,088,113,408.72</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>2,266,178,899,200.67</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>9.71%</b></span></td>
</tr>
</tbody>
</table>
<br />
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span></span></span><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span style="line-height: 18px;">Seventy-six
banks had NPLs greater than 30% of their Stockholder's Equity. People's
Bank of Caraga Inc tops the list. It has Php 565.71 million in Gross
NPLs
backed up by an equity base of Php 145.69 million, resulting in an NPL/SE ratio of 388.29% as of December 31, 2019.</span></span></span></span></span></span></span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span style="line-height: 18px;">Source: <a href="http://www.bsp.gov.ph/"><i>www.bsp.gov.ph</i></a> </span></span></span></span></span></span></span></span></span></span></span>
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-38856815068207585372020-06-09T20:30:00.000-04:002020-06-10T09:40:04.428-04:00An 80% Minimum NPL Coverage Ratio will Result in a Severe Undercapitalization of Some Philippine Banks - December 31, 2019 <span style="font-size: x-small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;">Raising
the NPL Coverage Ratio to a minimum of 80% will entail additional loan
loss provisions for some Philippine banks that could eat into a substantial chunk
(30% or more) of their Stockholder's Equity. Based on the table below, nine banks will be severely affected:</span></span></span><br />
<br />
<span style="font-size: x-small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"> </span></span></span>
<br />
<table border="0" cellspacing="0" cols="6" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="9" height="17" width="1056"><span style="font-size: xx-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="9" height="17"><span style="font-size: xx-small;"><b>Impact on SE of Minimum Loan Loss Provisions</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="9" height="17"><span style="font-size: xx-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="CENTER" height="50" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Minimum Loan Loss Provisions at 80% NPL Coverage Ratio</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Actual Loan Loss Provisions</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Excess/Deficit Loan Loss Provisions</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Stockholder's Equity</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Impact on SE</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">OVERSEAS FILIPINO BANK INC A SAVINGS BANK OF LANDBANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,884,430,955.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">17,245,998.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-1,867,184,956.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">966,016,337.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-193.29%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">452,569,014.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">300,719,837.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-151,849,176.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">145,694,390.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-104.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,642,139,413.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">903,791,828.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-1,738,347,585.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,768,052,689.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-62.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">319,049,742.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">189,912,010.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-129,137,731.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">258,826,391.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-49.89%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">597,475,420.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">267,591,960.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-329,883,460.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">671,154,175.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-49.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">43,610,070.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">21,637,499.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-21,972,571.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">44,998,026.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-48.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">5,857,590,960.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">2,301,604,524.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-3,555,986,436.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">10,465,869,737.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-33.98%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: xx-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">673,077,792.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">386,821,343.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-286,256,449.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">948,392,123.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">-30.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">34,435,988.32</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,801,471.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-17,634,516.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">59,140,307.94</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-29.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45,605,101.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20,738,792.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-24,866,308.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">93,993,204.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-26.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45,515,531.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28,293,797.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-17,221,733.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">66,049,154.04</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-26.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">244,675,668.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">135,990,963.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-108,684,704.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">430,360,616.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-25.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">19,504,168.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,948,645.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-12,555,522.93</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">53,448,691.69</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-23.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">NEW RB OF SAN LEONARDO (N.E.) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">86,476,221.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">34,283,331.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-52,192,890.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">233,991,170.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-22.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,406,123,334.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">763,169,857.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-642,953,476.65</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,959,417,864.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-21.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">92,482,084.51</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">40,835,264.37</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-51,646,820.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">248,235,092.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-20.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">469,384,029.07</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">162,085,067.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-307,298,961.69</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,522,109,741.84</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-20.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">53,669,571.04</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">21,476,123.43</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-32,193,447.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">165,572,939.49</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-19.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">34,581,079.97</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23,281,011.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-11,300,068.43</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">62,429,790.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-18.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">575,588,593.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">166,908,744.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-408,679,849.32</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,344,598,245.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-17.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">79,405,822.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">61,374,496.43</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-18,031,325.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">103,786,731.56</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-17.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">172,949,246.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">65,458,187.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-107,491,059.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">657,384,048.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-16.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">21,113,840.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,795,648.08</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-10,318,192.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">66,555,686.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-15.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27,156,988.29</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,800,869.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-10,356,118.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">68,692,516.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-15.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">35,596,630.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">21,547,211.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-14,049,419.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">93,409,611.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-15.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">77,467,876.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">34,729,813.69</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-42,738,063.29</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">296,544,191.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-14.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">126,229,609.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">51,829,011.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-74,400,598.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">561,633,938.30</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-13.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST AGRO-INDUSTRIAL RB INC(FAIRBANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">41,037,447.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29,568,123.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-11,469,323.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">89,184,075.16</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-12.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">309,013,298.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">202,860,938.56</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-106,152,359.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">827,226,977.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-12.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">68,027,702.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">48,888,497.33</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-19,139,205.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">156,166,001.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-12.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">32,351,511.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23,116,721.70</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-9,234,789.78</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">76,005,327.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-12.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24,270,893.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,536,203.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-11,734,689.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">97,081,692.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-12.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,272,848,320.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,040,737,381.97</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2,232,110,938.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">19,101,364,241.64</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-11.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">64,207,577.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">56,612,064.15</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-7,595,512.99</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">65,366,754.74</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-11.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,288,786.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,872,389.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-12,416,397.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">108,379,878.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-11.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">727,542,603.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">244,752,957.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-482,789,646.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,354,193,653.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-11.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,206,541,356.93</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,097,080,197.07</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1,109,461,159.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,430,353,785.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-10.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24,155,201.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,655,661.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-7,499,539.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">72,478,476.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-10.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">229,004,501.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">158,517,368.65</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-70,487,132.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">698,981,433.51</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-10.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">39,000,112.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">19,690,927.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-19,309,184.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">196,354,351.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-9.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,869,291,800.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,640,351,830.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-3,228,939,970.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33,448,563,574.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-9.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">19,733,938.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,192,806.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-6,541,131.16</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">68,524,402.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-9.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">87,018,933.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">58,105,422.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-28,913,511.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">311,125,380.37</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-9.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">148,602,331.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">118,994,559.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-29,607,772.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">329,790,023.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-8.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,715,611,637.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,357,307,432.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1,358,304,205.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,331,714,179.99</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-8.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BAY INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,201,365.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,205,914.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-5,995,450.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">68,014,113.13</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-8.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">63,716,385.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">34,299,237.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-29,417,148.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">344,253,467.45</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-8.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,844,716.32</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18,413,824.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-8,430,891.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">99,153,187.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-8.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">121,152,029.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">72,764,373.51</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-48,387,655.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">590,769,284.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-8.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27,718,045.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,479,914.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-12,238,131.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">149,862,634.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-8.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">32,652,062.29</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24,006,569.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-8,645,493.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">108,339,024.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-7.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">176,238,316.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">156,831,621.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-19,406,694.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">247,950,444.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-7.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,199,224.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,943,659.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-6,255,564.99</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">88,047,624.56</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-7.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ATIMONAN INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,457,192.49</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,411,960.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-5,045,231.51</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">71,530,452.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-7.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LIPA BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">21,488,595.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,735,496.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-4,753,098.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">72,857,593.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-6.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">511,285,493.63</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">484,510,294.95</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-26,775,198.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">417,950,358.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-6.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">345,992,244.79</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">194,522,173.84</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-151,470,070.95</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,373,509,790.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-6.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">52,571,809.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,250,478.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-37,321,330.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">600,175,957.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-6.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">222,940,532.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">144,206,463.72</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-78,734,068.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,371,750,584.33</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-5.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">254,912,567.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">194,863,748.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-60,048,819.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,083,757,178.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-5.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28,490,724.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18,862,790.69</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-9,627,933.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">188,423,530.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-5.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,733,676,234.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,012,941,440.47</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1,720,734,794.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33,710,104,652.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-5.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">38,954,645.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,803,992.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-13,150,652.47</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">265,407,377.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-4.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">67,450,383.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">51,682,535.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-15,767,848.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">320,881,383.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-4.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,512,511.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20,125,741.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-6,386,769.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">130,057,329.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-4.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">52,795,509.29</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,104,262.31</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-15,691,246.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">353,317,263.97</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-4.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45,301,334.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,772,356.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-7,528,977.95</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">184,987,116.74</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-4.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20,809,923.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,684,039.32</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-5,125,883.70</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">127,146,508.30</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-4.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,216,973,658.30</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,776,607,489.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-440,366,168.64</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,531,187,208.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-3.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,337,299,746.39</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,527,250,476.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1,810,049,270.39</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">48,837,776,485.63</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-3.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">38,644,285.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27,929,665.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-10,714,620.12</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">300,952,733.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-3.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30,066,741.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28,446,467.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1,620,274.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">46,087,624.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-3.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,867,874,369.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,027,847,028.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2,840,027,340.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">83,350,140,257.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-3.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14,393,931.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,543,278.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-4,850,653.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">149,180,732.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-3.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24,988,035.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20,729,485.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-4,258,549.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">131,694,490.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-3.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN JOSE (CAMARINES SUR) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,449,106.50</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,675,441.70</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2,773,664.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">91,842,433.31</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-3.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,877,992.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,471,340.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-3,406,651.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">115,272,365.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,504,837,959.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,408,669,984.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-96,167,974.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,675,837,245.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29,919,728.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">21,777,060.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-8,142,667.31</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">321,427,302.08</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">82,515,295.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">55,724,257.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-26,791,038.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,095,946,362.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">730,406,487.70</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">605,714,806.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-124,691,680.79</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,294,311,852.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18,819,036.08</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14,616,509.93</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-4,202,526.15</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">178,876,547.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">41,649,728.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">36,710,056.15</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-4,939,672.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">222,512,340.07</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,073,745.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,975,443.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2,098,302.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">100,687,154.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29,390,077.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27,183,841.50</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2,206,236.25</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">107,314,230.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30,257,534.49</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28,178,813.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2,078,721.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">102,319,467.43</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">32,143,626.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30,008,786.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2,134,839.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">106,730,021.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">31,319,031.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27,100,572.39</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-4,218,458.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">229,884,625.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">43,612,826.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,552,531.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-6,060,295.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">338,681,759.13</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">35,617,862.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">19,537,665.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-16,080,196.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">996,909,055.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,795,881,478.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,444,336,488.78</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1,351,544,989.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">95,224,193,597.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14,948,306.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,560,592.13</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1,387,714.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">107,402,904.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">255,029,326.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">199,162,976.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-55,866,350.51</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,421,009,180.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,788,248.99</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,386,119.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1,402,129.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">115,382,823.74</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,945,455.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24,631,936.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1,313,519.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">114,117,949.08</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,108,276.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,493,658.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-614,618.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">59,469,854.30</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">112,213,265.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">102,669,069.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-9,544,195.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,077,843,302.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-0.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">40,387,468.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,909,171.12</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-2,478,296.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">300,410,339.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-0.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,940,053,287.56</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,683,841,374.29</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-256,211,913.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33,459,935,209.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-0.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,626,815.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,585,208.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1,041,607.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">163,552,259.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-0.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30,958,281.51</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30,263,795.25</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-694,486.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">182,099,432.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-0.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">40,020,296.74</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">39,460,576.76</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-559,719.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">189,605,592.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-0.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,646,930.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,424,695.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-222,235.31</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">77,965,121.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-0.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">46,087,709.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45,147,096.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-940,612.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">374,001,393.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-0.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">43,149,968.94</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">42,992,221.84</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-157,747.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">78,461,756.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-0.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">88,531,415.07</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">87,311,153.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-1,220,262.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,140,584,083.45</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-0.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">872,592,297.97</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">860,127,953.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-12,464,344.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,914,516,274.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">-0.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ARDCIBANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="RIGHT"><span style="font-size: xx-small;">#DIV/0!</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CITIZEN'S RB (CABIAO) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="RIGHT"><span style="font-size: xx-small;">#DIV/0!</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOP BANK OF BENGUET (CBB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="RIGHT"><span style="font-size: xx-small;">#DIV/0!</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CSFIRST BANK INC - A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="RIGHT"><span style="font-size: xx-small;">#DIV/0!</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LAGAWE HIGHLANDS RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="RIGHT"><span style="font-size: xx-small;">#DIV/0!</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="RIGHT"><span style="font-size: xx-small;">#DIV/0!</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MT CARMEL RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="RIGHT"><span style="font-size: xx-small;">#DIV/0!</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF PANDI (BULACAN) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="RIGHT"><span style="font-size: xx-small;">#DIV/0!</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SOUTH BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="RIGHT"><span style="font-size: xx-small;">#DIV/0!</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">STA MARIA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="RIGHT"><span style="font-size: xx-small;">#DIV/0!</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,854,691.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,908,742.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">54,051.08</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">215,790,020.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">22,455,847.63</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">22,488,938.78</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33,091.15</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">123,400,797.13</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,408,234.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,509,297.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">101,062.72</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">211,428,013.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,573,162.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,573,162.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,811,236,036.51</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,051,113,734.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,059,627,485.47</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,513,750.65</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,181,849,057.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,593,405,809.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,609,326,555.97</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,920,746.31</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,961,538,875.04</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,546,917.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,029,637.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">482,720.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">340,780,529.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,869,872.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,989,483.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">119,610.39</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">69,718,337.70</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,173,594.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,173,594.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,531,563,724.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">31,517,155.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">31,517,155.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,108,568,400.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,769,434.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,769,434.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,946,687,956.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,868,984.99</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,508,125.30</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">639,140.31</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">171,487,501.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,303,190.29</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,722,660.95</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,419,470.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,222,589,791.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,763,917.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14,379,069.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">615,151.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">141,039,238.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">31,000,000.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">31,000,000.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,649,507,699.79</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,141,004.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,905,914.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,764,909.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">367,970,382.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29,095,250.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29,095,250.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,296,275,726.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,290,580.33</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,290,580.33</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">775,934,943.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,506,523.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,506,523.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,237,749,069.33</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28,545,273.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28,545,273.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,393,385,952.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,708,217.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,708,217.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,062,952,322.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.66%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,856,292.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,856,292.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,052,530,657.56</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27,507,763.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27,507,763.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,763,791,994.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,399,195.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,629,252.45</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,230,057.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">163,694,574.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,012,977,119.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,280,969,219.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,267,992,099.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">148,997,824,741.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,350,694.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28,851,318.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">22,500,623.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,530,706,250.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,854,285,729.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,436,561,625.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">582,275,896.15</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">59,717,158,296.94</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45,384,842.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45,384,842.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,317,039,599.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27,047,328.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27,047,328.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,429,456,933.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">47,224,654.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">47,224,654.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,154,224,138.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">36,394,368.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">43,836,572.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,442,204.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">649,242,913.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18,440,162.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">91,581,362.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">73,141,199.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,081,035,664.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33,861,756.50</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">35,940,820.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,079,063.94</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">163,461,790.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,460,924.70</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,783,082.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,322,157.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">103,373,280.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,859,887,670.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,058,668,405.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">198,780,734.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,478,729,406.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20,443,649.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">22,092,283.25</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,648,633.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">99,651,834.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,244,833.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,851,181.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,606,348.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">85,742,444.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20,676,158.45</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">58,371,389.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,695,231.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,872,161,001.08</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">19,406,357.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,430,425.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,024,068.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">344,879,572.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,505,790.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18,246,474.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,740,683.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">80,100,158.50</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">84,841,389.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">90,745,163.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,903,774.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">266,199,223.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">36,046,488.07</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,762,487.79</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,715,999.72</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">76,086,912.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">328,880.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,835,553.33</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,506,673.33</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">111,078,732.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,271,240,857.69</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,010,813,784.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,739,572,926.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">118,223,087,488.51</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">241,672,851.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">241,672,851.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,386,354,116.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,820,406,526.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27,120,673,038.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,300,266,512.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">370,430,012,268.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">712,883,066.93</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">946,679,881.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">233,796,815.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,200,627,354.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">68,546,766.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">85,131,791.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,585,024.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">634,190,734.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">241,008,179.84</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">251,261,201.33</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,253,021.49</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">390,230,025.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">240,642.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18,602,512.13</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18,361,869.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">691,584,246.30</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.66%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">99,850,341.50</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">105,894,584.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,044,243.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">220,369,491.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">22,969,045.69</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,828,176.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,859,131.13</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">102,368,835.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,987,979.29</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">38,294,965.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,306,985.76</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">429,827,605.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">154,648,536.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">199,069,591.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">44,421,055.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,507,050,970.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,558,481,031.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,967,519,004.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">409,037,972.99</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,828,573,659.29</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,619,328,929.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14,299,057,453.65</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,679,728,524.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">144,945,934,897.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,778,373,680.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18,486,248,401.08</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,707,874,720.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">266,978,232,184.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,309,859.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">22,658,133.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,348,274.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">163,380,475.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,691,088.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,215,360.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,524,271.63</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">106,190,308.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">62,199,329.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">79,848,215.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,648,885.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">530,108,290.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">91,190,620.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">94,405,134.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,214,514.13</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">95,992,670.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">90,559,794.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">105,066,906.56</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14,507,112.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">418,974,377.51</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,916,381,166.13</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,101,856,436.47</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,185,475,270.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">89,999,042,309.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,919,382.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,461,485.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,542,103.15</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">96,332,224.56</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">387,850,811.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">387,850,811.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,256,480,987.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,585,841.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,137,537.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,551,696.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">225,738,066.64</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">126,408,763.32</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">138,113,906.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,705,143.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">306,206,524.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,167,487,672.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20,309,195,360.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,141,707,688.37</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">310,971,194,351.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">48,462,047.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">67,671,466.04</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">19,209,418.56</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">487,922,308.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20,280,546.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33,383,045.94</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,102,499.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">331,638,854.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,410,601.65</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,556,709.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,146,107.63</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">230,449,609.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">242,280,107.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">266,215,120.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23,935,012.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">601,787,744.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23,096,811.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28,498,014.97</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,401,202.99</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">129,036,555.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">813,748,070.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">926,938,152.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">113,190,081.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,601,981,667.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29,096,936.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,099,659.31</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,002,723.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">183,963,805.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,517,579.49</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,448,952.39</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,931,372.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">66,991,039.95</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,014,428.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,950,307.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,935,879.16</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">43,717,055.45</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,849,052.37</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,872,592.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,023,539.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">134,604,092.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,256,385.43</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,160,255.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,903,869.63</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">63,366,711.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14,984,784.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,832,924.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,848,139.97</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">213,901,121.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20,480,029.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,473,258.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,993,228.76</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">116,978,395.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANGKO CARRASCAL INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,740,051.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,711,821.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,971,770.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">93,811,480.76</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33,782,044.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,263,511.94</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,481,467.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">64,913,414.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">69,073,111.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">266,451,745.04</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">197,378,633.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,642,644,327.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,937,570.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23,753,068.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,815,497.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">123,788,974.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,672,733.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,460,371.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,787,637.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">82,571,437.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">559,972,006.72</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">559,972,006.72</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,203,347,675.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">188,535,738.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">188,535,738.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,054,824,429.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,288,072,152.37</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,290,369,459.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,002,297,307.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,042,733,366.94</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BAYBANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,233,961.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,689,919.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,455,957.76</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">84,229,985.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">429,391,780.04</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,640,620,583.76</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,211,228,803.72</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,326,756,271.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29,973,852.08</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,923,789.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,949,937.74</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">109,191,679.15</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27,090,737.50</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">34,150,987.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,060,249.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">96,067,720.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,030,709.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,049,937.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,019,227.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">107,747,914.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,462,352.49</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45,095,937.39</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29,633,584.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">397,483,965.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27,193,705.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,520,936.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,327,231.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">135,902,989.04</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF JAEN INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,895,160.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,703,484.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,808,323.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">62,498,778.30</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">79,406,833.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">574,571,166.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">495,164,332.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,401,961,929.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BDO NETWORK BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,523,761,278.70</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,994,879,251.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">471,117,972.32</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,041,878,965.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">85,873.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,298,377.08</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,212,503.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">89,794,850.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF PARACALE(CAMARINES NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24,617,347.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">31,669,038.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,051,690.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">87,577,614.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,950,430.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27,286,111.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,335,680.76</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">156,379,771.50</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">80,303,047.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">140,401,281.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">60,098,234.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">659,359,370.78</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">38,600,016.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">48,308,715.43</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,708,698.95</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">103,193,270.30</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18,325,764.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">22,911,301.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,585,537.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">47,060,335.37</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,735,115.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,920,864.04</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,185,748.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30,914,639.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,353,554,226.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,824,697,930.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,471,143,703.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23,685,115,888.64</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24,086,298.78</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">36,562,294.79</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,475,996.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">118,955,713.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">46,093,602.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">56,051,192.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,957,589.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">89,417,551.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23,219,959.74</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29,599,525.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,379,565.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">55,767,104.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,265,162.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,673,724.93</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,408,562.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">73,496,028.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">299,967.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">47,469,263.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">47,169,295.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">405,068,666.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">58,395,028.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">84,552,576.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,157,547.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">223,920,000.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">763,181,017.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,002,635,483.72</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,239,454,466.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,593,358,648.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12.66%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28,024,457.84</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">51,221,501.93</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23,197,044.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">138,819,775.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20,752,698.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,805,873.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,053,175.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">99,832,996.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">91,246,730.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">104,958,288.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,711,557.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">79,340,523.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ANGELES INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">123,138,075.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">215,857,231.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">92,719,156.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">505,477,721.70</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,301,558.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">47,902,321.50</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">21,600,763.08</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">114,457,401.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">348,845,051.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">438,714,503.45</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">89,869,452.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">443,689,454.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">35,377,207.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">91,835,788.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">56,458,581.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">187,916,785.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: xx-small;"><b>176,070,490,726.98</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: xx-small;"><b>203,348,959,271.25</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: xx-small;"><b>27,278,468,544.27</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: xx-small;"><b>2,266,178,899,200.67</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: xx-small;"><b>1.20%</b></span></td>
</tr>
</tbody>
</table>
<span style="font-size: x-small;">
</span>
<br />
<span style="font-size: x-small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"> <span style="font-size: small;">Source: <a href="http://www.bsp.gov.ph/"><i>www.bsp.gov.ph</i></a></span></span></span></span>David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-87601038342215615022020-05-31T20:30:00.000-04:002020-05-31T20:30:06.910-04:00Are Philippine Banks Under Provisioning Loan Losses? - As of December 31, 2019 <span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span>Are Philippine banks under provisioning loan losses?
</span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span> </span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span>On the face of it, no.
</span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span> </span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span>At 1.57% as of December 31, 2019, NPLs as a percentage of Total Loan Portfolios are at historic lows.</span></span></span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh90aypNd3-n36Z7D_-WI8OZ-H_DEQcNGZE6OB_Vl7RPWRkb6cYxlULtNKyI9nzeKH3X0nZ2onhKK1HX6GOiSPd6Wp7Ku27lzKFpGfJgebLvIn0O64EdwKG7HccoB1RcCYpg7sGnAWh5iY/s1600/NPL+as+%2525+of+TLP+12-31-2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="517" data-original-width="1600" height="206" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh90aypNd3-n36Z7D_-WI8OZ-H_DEQcNGZE6OB_Vl7RPWRkb6cYxlULtNKyI9nzeKH3X0nZ2onhKK1HX6GOiSPd6Wp7Ku27lzKFpGfJgebLvIn0O64EdwKG7HccoB1RcCYpg7sGnAWh5iY/s640/NPL+as+%2525+of+TLP+12-31-2019.jpg" width="640" /></a></div>
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span></span></span></span></span></span><span><span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span>Although
the NPL Coverage Ratio is near historic highs at 108.94% as of December 31,
2019, it has dropped considerably from its peak of 149.53% as of
December 31, 2017.</span></span></span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhBpgIx5-osjCGupLRBjzTk3UAUSRzKdAAu9qx0n_JUXsEFvRBbbeqzTzlOCCAVjzHkL8EeR_HVWNKS9OIPPh1lag-Yi6JBOmGXH8qhrdD60_jBeQCZyvfn0VZq-vmeLnyL3ZmifrKqwIM/s1600/NPL+Coverage+Ratio+12-31-2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="681" data-original-width="1088" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhBpgIx5-osjCGupLRBjzTk3UAUSRzKdAAu9qx0n_JUXsEFvRBbbeqzTzlOCCAVjzHkL8EeR_HVWNKS9OIPPh1lag-Yi6JBOmGXH8qhrdD60_jBeQCZyvfn0VZq-vmeLnyL3ZmifrKqwIM/s640/NPL+Coverage+Ratio+12-31-2019.jpg" width="640" /></a></div>
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span></span></span></span></span></span><span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span>However,
NPLs
can go much higher than current levels. Over the past thirty-seven years,
NPLs as a percentage of Total Loan Portfolios averaged 7.79% for
Philippine Universal and Commercial Banks. Moreover, Loan Loss Reserves
(LLR) as a percentage of Total Loan Portfolio (TLP) have averaged 4.43%
for the past thirty-seven years. As can be seen from the chart below,
loan
loss reserves hit a peak of 22.23% of TLP in 1986, an outlier. Without
this outlier, LLR/TLP average is 3.94% for the past thirty-seven years.</span></span></span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaJPS1Wyolx_Vg9IDWQ3MHmOs4OH9fSWqxEisaXtA0N8ehgJzS-cetLGatPQ9RaBlS9VjYYV_jjnOg7i05up53m6IwzDeltaSUauMMR-wR6PAX8TX-xuujaJqRj5eLzCJQAlMAlyfvjiU/s1600/Loan+Loss+Reserves+12-31-2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="529" data-original-width="1199" height="282" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaJPS1Wyolx_Vg9IDWQ3MHmOs4OH9fSWqxEisaXtA0N8ehgJzS-cetLGatPQ9RaBlS9VjYYV_jjnOg7i05up53m6IwzDeltaSUauMMR-wR6PAX8TX-xuujaJqRj5eLzCJQAlMAlyfvjiU/s640/Loan+Loss+Reserves+12-31-2019.jpg" width="640" /></a></div>
<br />
<span style="font-size: small;"><span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span></span></span></span></span></span><span><span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span>As of December 31,
2019, LLR/TLP stands at 1.71%, which is below the historical average of
4.43%, indicating that Philippine banks are under-provisioning for loan
losses, given historical norms. If Philippine banks were to maintain
higher loan loss provisions to conform to historical averages, bank
earnings will suffer but will be better provisioned for future losses.<br />
<br />
Now, which
banks have not adequately provisioned for loan losses at their current
NPL levels, which are at historic lows? Those highlighted in yellow
(below 80% NPL Coverage Ratio) are prime candidates.</span></span></span></span></span><br />
</span><br />
<br />
<span style="font-size: small;"><span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span> </span></span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="6" height="17" width="768"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="6" height="17"><span style="font-size: x-small;"><b>NPL Coverage Ratio</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="6" height="17"><span style="font-size: x-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="CENTER" height="34" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Loan Loss Provisions</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Gross NPLs</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>NPL Coverage Ratio</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">OVERSEAS FILIPINO BANK INC A SAVINGS BANK OF LANDBANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,245,998.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,355,538,693.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.73%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">166,908,744.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">719,485,741.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23.20%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,250,478.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65,714,761.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23.21%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">244,752,957.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">909,428,254.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.91%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">903,791,828.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,302,674,267.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">162,085,067.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">586,730,036.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,948,645.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,380,210.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65,458,187.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">216,186,557.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.28%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,301,604,524.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,321,988,701.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO (N.E.) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,283,331.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,095,277.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.72%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,476,123.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67,086,963.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,829,011.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">157,787,012.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,835,264.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,602,605.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">267,591,960.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">746,844,275.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,729,813.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">96,834,846.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,738,792.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,006,376.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">16,801,471.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,044,985.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.03%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,637,499.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,512,588.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.69%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,357,307,432.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,394,514,547.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.99%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,690,927.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48,750,140.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,872,389.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31,610,982.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.72%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,795,648.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,392,300.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.90%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,536,203.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,338,616.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,299,237.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79,645,482.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">763,169,857.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,757,654,167.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.42%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,537,665.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,522,327.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">135,990,963.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">305,844,585.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,479,914.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,647,557.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">194,522,173.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">432,490,305.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.98%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">386,821,343.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">841,347,240.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.98%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,040,737,381.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,591,060,401.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">189,912,010.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">398,812,178.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.62%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72,764,373.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">151,440,036.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,547,211.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,495,788.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9,205,914.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,001,706.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">16,800,869.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,946,235.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28,293,797.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,894,414.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.73%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ATIMONAN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,411,960.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">16,821,490.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,640,351,830.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,086,614,750.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,943,659.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,499,031.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.90%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,012,941,440.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,917,095,293.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.92%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">144,206,463.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">278,675,665.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,097,080,197.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,008,176,696.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">202,860,938.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">386,266,623.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,862,790.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35,613,405.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52.97%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25,803,992.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48,693,306.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52.99%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9,543,278.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,992,414.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">300,719,837.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">565,711,268.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53.16%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58,105,422.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,773,666.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53.42%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,192,806.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,667,422.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,281,011.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,226,349.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,724,257.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,144,118.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54.03%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,413,824.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,555,895.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,471,340.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,597,491.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">16,655,661.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,194,002.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.16%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">158,517,368.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">286,255,626.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,104,262.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65,994,386.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,493,658.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,635,346.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,116,721.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,439,389.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57.16%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48,888,497.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85,034,628.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST AGRO-INDUSTRIAL RB INC(FAIRBANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,568,123.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,296,809.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,929,665.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48,305,356.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57.82%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,777,060.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,399,660.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,006,569.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,815,077.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58.82%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,684,039.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,012,403.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.29%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN JOSE (CAMARINES SUR) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,675,441.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,311,383.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.62%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,125,741.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,140,638.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.73%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">194,863,748.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">318,640,709.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,682,535.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">84,312,979.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61,374,496.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">99,257,277.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,616,509.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,523,795.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIPA BANK INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">16,735,496.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,860,743.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,027,847,028.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">16,084,842,961.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">199,162,976.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">318,786,658.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,527,250,476.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,421,624,682.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">118,994,559.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">185,752,914.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,444,336,488.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,494,851,848.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,776,607,489.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,771,217,072.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">605,714,806.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">913,008,109.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,729,485.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31,235,044.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,772,356.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,626,667.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,975,443.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">16,342,181.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.16%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,552,531.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,516,033.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,100,572.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39,148,789.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,683,841,374.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,425,066,609.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,386,119.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,735,311.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,710,056.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,062,161.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,612,064.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">80,259,471.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">156,831,621.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">220,297,895.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">71.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,560,592.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,685,383.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,669,069.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">140,266,581.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">73.20%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,183,841.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,737,597.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">73.99%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28,178,813.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,821,918.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,008,786.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,179,533.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74.69%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,909,171.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,484,335.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">16,585,208.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">22,033,519.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.27%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28,446,467.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,583,427.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.69%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">484,510,294.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">639,106,867.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.81%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,631,936.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32,431,819.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,424,695.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,058,663.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,408,669,984.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,131,047,449.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76.93%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,263,795.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38,697,851.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78.21%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,147,096.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,609,636.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">860,127,953.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,090,740,372.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39,460,576.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,025,370.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">87,311,153.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">110,664,268.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78.90%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42,992,221.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53,937,461.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,488,938.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,069,809.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,059,627,485.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,563,892,168.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,908,742.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,318,364.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,609,326,555.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,991,757,262.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,509,297.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,760,293.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,989,483.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,087,340.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,029,637.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,933,646.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94,405,134.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">113,988,275.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">251,261,201.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">301,260,224.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,379,069.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,204,897.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,762,487.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,058,110.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,508,125.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,836,231.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105,894,584.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">124,812,926.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,940,820.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,327,195.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90,745,163.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">106,051,737.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,436,561,625.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,817,857,162.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,629,252.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,498,993.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,092,283.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,554,561.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,280,969,219.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,766,221,399.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">138,113,906.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">158,010,954.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">266,215,120.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">302,850,134.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,263,511.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,227,556.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,246,474.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,632,238.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,058,668,405.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,324,859,588.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,950,307.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,018,035.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,828,176.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,711,307.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">926,938,152.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,017,185,087.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104,958,288.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114,058,413.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">92.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105,066,906.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">113,199,742.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">92.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,836,572.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,492,961.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,051,192.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">57,617,003.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,920,864.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,168,894.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,498,014.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,871,014.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,131,791.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,683,458.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,911,301.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,907,205.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,308,715.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,250,020.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">438,714,503.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">436,056,314.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,150,987.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,863,421.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,967,519,004.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,948,101,289.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,923,789.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,467,315.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,599,525.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,024,949.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,099,659.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,371,170.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">102.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79,848,215.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,749,161.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">102.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PARACALE(CAMARINES NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,669,038.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,771,684.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">102.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">199,069,591.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">193,310,670.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">102.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,473,258.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,600,037.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,658,133.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,637,324.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO NETWORK BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,994,879,251.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,904,701,598.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">946,679,881.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">891,103,833.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">106.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,461,485.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,399,228.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">108.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,430,425.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,257,946.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">108.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,215,360.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,113,861.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,520,936.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,992,131.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">110.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67,671,466.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,577,559.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">111.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,753,068.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,171,963.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">112.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84,552,576.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">72,993,785.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,294,965.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,484,974.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">117.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BAYBANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,689,919.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,042,451.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">118.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,299,057,453.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,024,161,161.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">118.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,562,294.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,107,873.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">121.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,120,673,038.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,275,508,157.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">121.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,905,914.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,926,256.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">124.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,010,813,784.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,339,051,072.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,383,045.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,350,683.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,832,924.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,730,980.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">137.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">140,401,281.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100,378,808.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">139.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANGELES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">215,857,231.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">153,922,593.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">140.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,290,369,459.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,610,090,190.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">142.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,101,856,436.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,895,476,457.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">145.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,902,321.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,876,948.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">145.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,805,873.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,940,873.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">145.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51,221,501.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,030,572.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">146.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,448,952.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,396,974.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">146.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,460,371.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,090,917.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">147.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,486,248,401.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,222,967,100.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">151.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,783,082.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,826,155.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">152.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,286,111.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,438,038.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">156.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,703,484.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,118,950.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">158.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO CARRASCAL INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,711,821.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,925,063.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">163.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,673,724.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,081,453.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">172.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,160,255.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,820,481.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">182.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,851,181.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,556,042.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">183.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,137,537.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,232,301.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">183.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,309,195,360.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,209,359,590.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">198.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91,835,788.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,221,509.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">207.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,371,389.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,845,198.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">225.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,824,697,930.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,691,942,783.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">226.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,095,937.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,327,940.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">233.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,049,937.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,038,386.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">239.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,556,709.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,513,252.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">245.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,640,620,583.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">536,739,725.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">305.66%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">266,451,745.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,341,389.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">308.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,872,592.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,311,315.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">340.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,851,318.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,938,367.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">363.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91,581,362.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,050,203.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">397.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,002,635,483.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">953,976,271.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">419.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">574,571,166.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99,258,541.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">578.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,722,660.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,628,987.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">596.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,835,553.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">411,100.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">689.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,602,512.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">300,802.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6184.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,298,377.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,342.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6799.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,469,263.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">374,959.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12659.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,545,273.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,769,434.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">241,672,851.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,573,162.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,095,250.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,506,523.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: x-small;">188,535,738.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,856,292.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,708,217.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,507,763.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,224,654.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,173,594.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,290,580.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,000,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">559,972,006.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">387,850,811.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,384,842.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,517,155.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,047,328.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>203,348,959,271.25</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>220,088,113,408.72</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>92.39%</b></span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-size: small;"><span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span> </span></span></span></span></span><span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span>Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></span></span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span> </span></span></span></span></span></span><br />
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-36382909177627587992020-05-24T10:17:00.000-04:002020-05-24T10:17:02.087-04:00The Top Distressed Philippine Banks as of December 31, 2019 <span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Editor's Note</b>:
The Philippine Deposit Insurance Corporation (PDIC) advised consumers
to wisely choose the banks where they will deposit their money. The
trouble is, most depositors don't and can't read financial statements
before they open a bank account. The regulators, whose job is to
safeguard the public's money, have not done a good job recently. In the
past ten years, two commercial banks, twenty-one thrift banks, and a
staggering 187 rural banks have collapsed, often quite suddenly and
without warning: Regulators do have a problem bank list that they do
not divulge to the public, for fear of sparking another bank run. So who
can the public turn to, to advise them where to put their money? No
one, except the banks themselves who will always promote their
self-interests. This analysis is an attempt to fill in that knowledge
gap, by screening out the weaker banks that seem ready to implode at any
given moment.<br /><br /><b>Editor's Note: The ratio of Distressed Assets to Total Capital Cushion is a <u>variant</u>
of the famous Texas Ratio, which was widely used by US financial
regulators to predict bank failure during the US Savings and Loan Crisis
in the 1980s and early 1990s. The basic premise is that a bank with
Distressed Assets greater than its Capital Cushion is in danger of
insolvency because a significant drop in the value of the Distressed
Assets will eat into a significant amount of the bank's capital. A bank
that has a Distressed Ratio greater than 100% is flagged as borderline
insolvent. For a more detailed discussion of this ratio, please visit a
previous blog post: </b><a href="http://bancofilipinofailure.blogspot.com/2011/09/texas-ratio-of-select-philippine-banks.html" target="_blank">The Texas Ratio of Select Philippine Banks</a><br /><br />This
is a list of the top distressed Universal and Commercial (U/KB) as well
as Thrift Banks in the Philippines as of December 31, 2019. It updates
a previous blog post: "<a href="https://bancofilipinofailure.blogspot.com/2020/03/the-top-distressed-philippine-banks-as.html" target="_blank">The Top Distressed Philippine Banks as of September 30, 2019</a>".</span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgou4GQNFtqmJ8FFrAg7f32Ic2YHipDIQGBzAriTJZqiCPVSqNWGiZNkU26hgb_RocdTLUEcpWzMcCpOQa2cZ8atjQy9Zbf1IRyixm6KwFTsNUC-_nxw3KB3qq6doWSqOEfLDjSsaYdxwA/s1600/Top+Distressed+Philippine+Banks+December+31+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="590" data-original-width="1461" height="258" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgou4GQNFtqmJ8FFrAg7f32Ic2YHipDIQGBzAriTJZqiCPVSqNWGiZNkU26hgb_RocdTLUEcpWzMcCpOQa2cZ8atjQy9Zbf1IRyixm6KwFTsNUC-_nxw3KB3qq6doWSqOEfLDjSsaYdxwA/s640/Top+Distressed+Philippine+Banks+December+31+2019.jpg" width="640" /></a></div>
<br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">To see where your bank stands relative to these banks, please check the previous blog post: "<a href="https://bancofilipinofailure.blogspot.com/2020/05/philippine-banks-improve-slightly-in.html" target="_blank">Philippine Banks Improve Slightly in the 4th Quarter of 2019 </a>"</span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="768"><span style="font-size: x-small;"><b>The Top Distressed Philippine Banks</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>Total Distressed Assets/ Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>In Php</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER" colspan="3"><span style="font-size: x-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="CENTER" height="50" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Distressed Assets (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Capital Cushion (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Distressed Assets/ Total Capital Cushion (In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">OVERSEAS FILIPINO BANK INC A SAVINGS BANK OF LANDBANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,599,452,808.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">343,423,948.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1048.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">580,343,583.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">93,100,536.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">623.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">538,855,832.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105,124,911.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">512.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">293,516,037.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,952,262.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">413.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">835,033,299.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">211,380,771.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">395.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">406,252,705.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106,341,584.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">382.03%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">373,719,005.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,189,285.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">345.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">231,439,784.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75,941,779.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">304.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">465,739,134.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">155,710,142.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">299.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,025,524,047.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">347,869,022.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">294.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,630,518,983.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,468,475,009.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">288.02%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">338,944,902.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119,405,668.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">283.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,780,351,786.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,426,617,486.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">264.99%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">262,386,548.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">99,122,048.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">264.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">276,539,442.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,323,745.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">257.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">334,446,900.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134,970,533.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">247.79%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,706,054,176.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,102,416,875.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">245.47%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,212,701,651.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,101,254,880.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">239.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">239,302,699.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">111,662,598.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">214.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">951,678,434.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">534,762,711.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">177.96%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO CARRASCAL INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">178,335,230.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,004,762.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">173.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">268,889,986.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">155,374,983.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">173.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">600,142,043.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">352,714,022.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">170.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">252,002,002.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">150,183,071.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">167.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">245,346,138.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">158.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">168,807,015.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">110,886,625.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,082,171,322.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">749,358,995.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">144.41%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">575,266,209.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">415,729,594.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">178,471,519.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133,729,174.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">590,748,040.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">452,809,102.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">130.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,458,076,305.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,140,430,762.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">127.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">790,898,470.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">644,522,302.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">219,684,296.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">179,916,625.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122.10%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">149,297,572.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,636,297.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">121.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">574,876,106.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">479,747,833.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,831,019,944.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,764,325,022.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">117.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">351,882,313.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">308,472,576.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,197,891,846.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,726,979,885.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">151,253,378.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,079,267.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,257,265,912.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,588,949,484.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">271,295,321.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">259,222,396.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,119,709.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,200,364.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIPA BANK INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">90,761,255.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">88,701,384.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,745,095,303.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,630,463,823.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">155,281,848.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152,504,576.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>105,523,680,858.41</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>61,881,412,721.43</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>170.53%</b></span></td>
</tr>
</tbody>
</table>
<br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b><i>Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></i></b><br />
<br />
<br />
<b>Disclaimer:<br /><br /><br />This
list only serves as a screening guide. It is not a definitive guide
and must be taken in the context of other factors. The figures are
based on the individual banks' statement of condition as of September 30,
2019 and December 31, 2019 as published in the BSP website
(www.bsp.gov.ph).
For this analysis, no attempt was made to go through the audited
financial statements of each bank. Readers are suggested to make their
own investigations and verify the figures presented. Both BSP and PDIC
have their own problem bank screening systems that are much more
sophisticated in scope and design, given that they have more access to
information over the banks they regulate.</b></span></span></span></span>
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-53279821795444734092020-05-17T20:30:00.000-04:002020-05-17T20:30:05.922-04:00Philippine Banks Improve Slightly in the 4th Quarter of 2019 <span style="font-size: small;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span><span><b>Editor's Note</b>:
The Philippine Deposit Insurance Corporation (PDIC) advised consumers
to wisely choose the banks where they will deposit their money. The
trouble is, most depositors don't and can't read financial statements
before they open a bank account. The regulators, whose job is to
safeguard the public's money, have not done a good job recently. In the
past ten years, two commercial banks, twenty-one thrift banks, and a
staggering 187 rural banks have collapsed, often quite suddenly and
without warning. Regulators do have a problem bank list that they do not
divulge to the public, for fear of sparking another bank run. So who
can the public turn to, to advise them where to put their money? No one,
except the banks themselves who will always promote their
self-interests. This analysis is an attempt to fill in that knowledge
gap, by screening out the weaker banks that seem ready to implode at any
given moment.<br /><br /><b>Editor's Note:</b> The ratio of Distressed Assets to Total Capital Cushion is a <u><i>variant</i></u>
of the famous Texas Ratio, which was widely used by US financial
regulators to predict bank failure during the US Savings and Loan Crisis
in the 1980s and early 1990s. The basic premise is that a bank with
Distressed Assets greater than its Capital Cushion is in danger of
insolvency because a significant drop in the value of the Distressed
Assets will eat into a significant amount of the bank's capital. For a
more detailed discussion of this ratio, please visit a previous blog
post: <a href="http://bancofilipinofailure.blogspot.com/2011/09/texas-ratio-of-select-philippine-banks.html" target="_blank">The Texas Ratio of Select Philippine Banks</a> <br /><br />Based
on the individual Published Statements of Condition for the Philippine
Banking Industry (from www.bsp.gov.ph), Total Distressed Assets of
Philippine Banks decreased by Php 0.395 billion or -0.05% from September 30,
2019 to December 31, 2019. This increase was supplemented by an increase of
their Total Capital Cushion of Php 60.32 billion or 2.70%
during the
same period. As a result, the Ratio of Total Distressed Assets to Total
Capital Cushion of Philippine Commercial Banks decreased by -104
percentage points,
from
36.63% as of September 30, 2019 to 35.60% as of December 31, 2019. On a year
on year basis, the
Distressed Asset Ratio has increased by 0.25 percentage points from
35.51%
as of December 31, 2018 to 35.60% as of December 31, 2019.</span></span></span></span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgN28kjllM-xIoBREGfHpr-fmzQ1xg0275uj6Hpp8UXJMPm14dAjYVqefvGt7hej9xhWpyamK1L5zhOsLuVMqbSak5zpSPLTg8KPXJpqBPjAMhr5OuyPA9TrqTzRL68Qr4wmnftmn2krIk/s1600/Philippine+Banks+Texas+Ratio+December+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="584" data-original-width="1464" height="254" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgN28kjllM-xIoBREGfHpr-fmzQ1xg0275uj6Hpp8UXJMPm14dAjYVqefvGt7hej9xhWpyamK1L5zhOsLuVMqbSak5zpSPLTg8KPXJpqBPjAMhr5OuyPA9TrqTzRL68Qr4wmnftmn2krIk/s640/Philippine+Banks+Texas+Ratio+December+2019.jpg" width="640" /></a></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<br /></div>
<div class="separator" style="clear: both; text-align: left;">
<span style="font-size: xx-small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span></span></span></span></span><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">The list of Philippine Banks classified as distressed as of December 31, 2019 are as follows:</span></span></span></span></span></div>
<div class="separator" style="clear: both; text-align: left;">
<br /></div>
<div class="separator" style="clear: both; text-align: left;">
<span style="font-size: xx-small;"><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span>
</div>
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="768"><span style="font-size: x-small;"><b>The Top Distressed Philippine Banks</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>Total Distressed Assets/ Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>In Php</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER" colspan="3"><span style="font-size: x-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="CENTER" height="50" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Distressed Assets (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Capital Cushion (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Distressed Assets/ Total Capital Cushion (In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">OVERSEAS FILIPINO BANK INC A SAVINGS BANK OF LANDBANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,599,452,808.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">343,423,948.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1048.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">580,343,583.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">93,100,536.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">623.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">538,855,832.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105,124,911.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">512.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">293,516,037.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,952,262.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">413.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">835,033,299.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">211,380,771.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">395.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">406,252,705.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106,341,584.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">382.03%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">373,719,005.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,189,285.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">345.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">231,439,784.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75,941,779.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">304.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">465,739,134.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">155,710,142.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">299.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,025,524,047.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">347,869,022.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">294.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,630,518,983.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,468,475,009.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">288.02%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">338,944,902.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119,405,668.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">283.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,780,351,786.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,426,617,486.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">264.99%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">262,386,548.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">99,122,048.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">264.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">276,539,442.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,323,745.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">257.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">334,446,900.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134,970,533.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">247.79%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,706,054,176.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,102,416,875.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">245.47%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,212,701,651.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,101,254,880.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">239.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">239,302,699.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">111,662,598.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">214.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">951,678,434.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">534,762,711.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">177.96%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO CARRASCAL INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">178,335,230.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,004,762.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">173.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">268,889,986.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">155,374,983.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">173.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">600,142,043.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">352,714,022.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">170.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">252,002,002.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">150,183,071.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">167.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">245,346,138.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">158.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">168,807,015.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">110,886,625.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,082,171,322.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">749,358,995.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">144.41%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">575,266,209.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">415,729,594.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">178,471,519.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133,729,174.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">590,748,040.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">452,809,102.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">130.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,458,076,305.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,140,430,762.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">127.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">790,898,470.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">644,522,302.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">219,684,296.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">179,916,625.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122.10%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">149,297,572.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,636,297.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">121.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">574,876,106.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">479,747,833.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,831,019,944.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,764,325,022.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">117.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">351,882,313.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">308,472,576.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,197,891,846.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,726,979,885.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">151,253,378.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,079,267.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,257,265,912.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,588,949,484.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">271,295,321.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">259,222,396.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,119,709.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,200,364.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIPA BANK INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">90,761,255.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">88,701,384.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,745,095,303.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,630,463,823.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">155,281,848.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152,504,576.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>105,523,680,858.41</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>61,881,412,721.43</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>170.53%</b></span></td>
</tr>
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<span style="font-size: xx-small;"><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span></span></span><span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">As
a group, the distressed banks showed an increase in their
Total Distressed Assets/Total Capital Cushion Ratios. This ratio now
stands at 170.53% as of December 31, 2019, up from 144.36% as of September 30, 2019.</span></span></span></span></span></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgr5QAWH57P8AbBeSbhyphenhyphenyBSjHs-oglQdirud9378lciHDhbAM273tMcTkbrtGj5k5u6Kjk2mC8gW20UoL94QgN8xLo6xOCxyX-0v1olhMIr93TXfIz2mBsgEa8FPkfLnkGEq4zx_HXL7Tc/s1600/Top+Distressed+Philippine+Banks+December+31+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="590" data-original-width="1461" height="258" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgr5QAWH57P8AbBeSbhyphenhyphenyBSjHs-oglQdirud9378lciHDhbAM273tMcTkbrtGj5k5u6Kjk2mC8gW20UoL94QgN8xLo6xOCxyX-0v1olhMIr93TXfIz2mBsgEa8FPkfLnkGEq4zx_HXL7Tc/s640/Top+Distressed+Philippine+Banks+December+31+2019.jpg" width="640" /></a></div>
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<span style="font-size: small;"><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span></span></span><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">In the fourth quarter of 2019, three banks entered the distressed banks list while four banks left the list. A fifth bank, AMA Rural Bank of Mandaluyong, was closed by the BSP on November 7, 2019.</span></span></span></span></span></span></div>
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<td align="LEFT" colspan="3" height="17" width="624"><span style="font-size: x-small;"><b>Top Distressed Philippine Banks</b></span></td></tr>
<tr>
<td align="LEFT" colspan="3" height="17"><span style="font-size: x-small;"><b>Departures and Arrivals</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><span style="font-size: x-small;"><b>Distressed Asset Ratios</b></span></td>
</tr>
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<td align="LEFT" colspan="3" height="17"><span style="font-size: x-small;"><b>September 30, 2019 to December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><span style="font-size: x-small;"><b>In %</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
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<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
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<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>December 31, 2019</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
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<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b>Arrivals</b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
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<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114.07%</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122.71%</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102.04%</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
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<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b>Departures </b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
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<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89.80%</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77.60%</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN JOSE (CAMARINES SUR) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54.76%</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">100.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">70.17%</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">157.37%</span></td>
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<span style="font-size: small;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span></span></span></span></span></span></span><br />
<span style="font-size: small;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span></span></span></span></span></span></span><br />
<span style="font-size: small;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span></span></span></span></span></span></span><br />
<span style="font-size: small;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span><span></span></span></span></span></span></span><span style="font-family: Arial, Helvetica, sans-serif;"><span>The complete list of banks and their distressed asset ratios for the fourth quarter of 2019 is as follows:</span></span></span><br />
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<td align="LEFT" colspan="4" height="17" width="768"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
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<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>Total Distressed Assets/ Total Capital Cushion</b></span></td>
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<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>June 30, 2019 to September 30, 2019</b></span></td>
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<td align="LEFT" colspan="4" height="18"><span style="font-size: x-small;"><b>In Php</b></span></td>
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<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
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<td align="CENTER" colspan="3" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>December 31, 2019</b></span></td>
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<td align="CENTER" height="50" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Distressed Assets (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Capital Cushion (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Distressed Assets/ Total Capital Cushion (In %)</b></span></td>
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<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">OVERSEAS FILIPINO BANK INC A SAVINGS BANK OF LANDBANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,599,452,808.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">343,423,948.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1048.11%</span></td>
</tr>
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<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">580,343,583.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">93,100,536.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">623.35%</span></td>
</tr>
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<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">538,855,832.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105,124,911.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">512.59%</span></td>
</tr>
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<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">293,516,037.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,952,262.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">413.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">835,033,299.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">211,380,771.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">395.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">406,252,705.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106,341,584.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">382.03%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">373,719,005.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,189,285.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">345.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">231,439,784.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75,941,779.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">304.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">465,739,134.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">155,710,142.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">299.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,025,524,047.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">347,869,022.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">294.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,630,518,983.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,468,475,009.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">288.02%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">338,944,902.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119,405,668.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">283.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,780,351,786.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,426,617,486.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">264.99%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">262,386,548.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">99,122,048.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">264.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">276,539,442.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,323,745.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">257.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">334,446,900.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134,970,533.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">247.79%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,706,054,176.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,102,416,875.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">245.47%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,212,701,651.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,101,254,880.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">239.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">239,302,699.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">111,662,598.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">214.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">951,678,434.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">534,762,711.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">177.96%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO CARRASCAL INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">178,335,230.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,004,762.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">173.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">268,889,986.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">155,374,983.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">173.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">600,142,043.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">352,714,022.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">170.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">252,002,002.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">150,183,071.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">167.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">245,346,138.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">158.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">168,807,015.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">110,886,625.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,082,171,322.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">749,358,995.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">144.41%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">575,266,209.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">415,729,594.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">178,471,519.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133,729,174.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">590,748,040.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">452,809,102.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">130.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,458,076,305.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,140,430,762.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">127.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">790,898,470.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">644,522,302.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">219,684,296.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">179,916,625.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122.10%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">149,297,572.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,636,297.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">121.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">574,876,106.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">479,747,833.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,831,019,944.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,764,325,022.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">117.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">351,882,313.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">308,472,576.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,197,891,846.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,726,979,885.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">151,253,378.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,079,267.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,257,265,912.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,588,949,484.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">271,295,321.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">259,222,396.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,119,709.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,200,364.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIPA BANK INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">90,761,255.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">88,701,384.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,745,095,303.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,630,463,823.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">155,281,848.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152,504,576.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">57,047,493.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,300,130.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104,283,560.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">116,126,780.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST AGRO-INDUSTRIAL RB INC(FAIRBANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">138,205,268.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">155,004,996.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,992,407,964.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,771,946,263.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">246,997,425.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">283,567,558.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">296,511,041.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">344,521,242.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,077,323.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">120,236,886.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,002,931,219.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,363,335,738.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,646,796,143.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,119,982,366.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">302,422,455.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">384,014,485.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,709,737,290.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,979,364,177.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,555,683.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,622,431.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">634,568,963.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">816,569,507.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,732,894,625.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,233,208,525.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,752,942.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">128,197,012.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">142,623,920.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">186,038,608.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">76.66%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">454,333,288.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">593,639,364.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">76.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">134,967,936.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">176,961,703.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">76.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">73,250,081.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97,448,981.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,760,528.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114,956,822.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">507,693,543.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">683,826,847.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">682,468,020.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">919,567,587.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">137,064,000.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">185,228,237.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,818,515.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">76,020,461.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">72.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97,508,844.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">138,749,885.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">70.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,220,568,498.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,243,403,814.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">70.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,529,368,720.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,624,896,160.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">68,025,468.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,246,370.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,205,730.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,710,801.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,621,866,823.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,704,073,605.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,216,614.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">113,938,239.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">411,364,549.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">612,323,323.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO (N.E.) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">167,420,557.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">255,664,975.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,920,152.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">159,724,343.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">811,587,172.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,283,507,911.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">292,781,482.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">463,917,096.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,526,221,753.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,167,812,372.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">118,387,535.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">190,397,804.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,016,284,225.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,640,981,343.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">61.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,492,727.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89,429,018.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,807,589.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">134,479,351.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT"><span style="font-size: x-small;">140,424,237.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">234,622,559.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">184,412,443.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">310,835,457.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,929,950.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,157,523.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">202,038,136.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">347,628,399.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,951,424.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109,513,436.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">57.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">117,566,958.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">207,286,320.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,913,241.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,910,405.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,530,580.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59,886,125.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114,392,500.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">204,846,992.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">192,723,749.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">348,405,241.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,751,295,353.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,176,901,726.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">243,877,618.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">444,320,431.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN JOSE (CAMARINES SUR) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,962,230.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">180,723,992.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO NETWORK BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,350,371,091.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,000,322,107.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,556,382.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87,544,293.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">174,260,472.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">329,014,051.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">118,368,342.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">229,335,294.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105,742,319.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">205,054,499.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,674,995,583.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,271,395,733.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,460,490,883.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,754,523,580.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87,679,695.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">173,785,879.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,390,455,153.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,615,183,620.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63,507,587.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">130,503,868.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48.66%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">628,026,828.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,304,524,341.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">163,745,573.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">340,909,595.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">122,145,628.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">259,711,159.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,824,232.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,861,932.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">190,810,983.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">406,455,452.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,280,590.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,549,601.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">474,899,351.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,028,643,764.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,990,959.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">119,237,505.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,088,074.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,366,629.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,280,679.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">221,200,575.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">167,830,492.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">382,331,267.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64,334,444.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">147,115,468.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">145,543,156.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">336,209,499.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,762,460,779.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,331,081,200.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">275,242,083.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">658,488,237.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65,662,091,765.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">157,667,135,792.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,395,519,699.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87,975,550,657.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">125,211,059.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">302,878,630.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,699,574,538.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,961,809,635.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,826,206,963.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96,998,013,870.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64,712,292.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">158,201,812.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,714,998.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">153,750,595.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67,795,985.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">168,378,910.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,194,065.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,463,605.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91,446,184.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">233,934,501.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,742,173.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,717,209.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,413,713,774.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,665,460,212.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">429,936,682.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,117,860,564.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PARACALE(CAMARINES NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,974,010.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115,928,467.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,607,619,711.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,264,901,847.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,714,612,489.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,228,769,647.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,340,325.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">137,442,806.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,706,696,960.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,667,376,482.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51,880,507.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">142,699,920.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANGELES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">230,593,279.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">644,505,330.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">197,252,273.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">552,059,587.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">260,475,891.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">729,945,740.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,318,705.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">121,518,853.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,521,120.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">125,768,943.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,809,057.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,346,632.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,649,087.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">135,960,967.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,314,520.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90,011,486.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">780,381,122.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,279,264,962.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,076,967.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">108,989,992.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">288,539,863.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">857,498,802.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53,446,541.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">160,610,472.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">156,713,638.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">472,747,489.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,916,860.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">136,953,488.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,808,106.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">122,760,746.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,166,354,175.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,938,371,079.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">200,915,017.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">633,855,955.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">71,356,924.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">226,735,099.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,682,747.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69,237,937.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">261,061,046.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">834,681,548.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">160,577,405.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">516,419,626.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,521,842.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">180,137,467.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99,958,079.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">326,626,608.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">390,131,267.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,278,314,174.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,162,152.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67,160,694.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40,424,754,581.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">135,885,948,970.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80,442,062.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">273,666,920.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,545,993,153.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,286,697,137.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,839,706,823.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,325,617,213.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,905,153,873.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,250,012,776.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,177,249.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,334,529.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ATIMONAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,262,688.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">71,212,699.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">180,506,285.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">687,257,340.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,276,238,837.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">330,964,444,463.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">92,460,263,582.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">364,901,550,236.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,119,154,987.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49,106,510,841.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">739,013,895.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,085,677,614.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,383,707,931.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114,578,333,001.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">238,983,405.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,000,398,408.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,803,247.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">123,864,793.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,752,588.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115,506,035.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,351,539.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,855,998.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66,362,110.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">289,034,066.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,520,915,032.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,848,672,843.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,140,946,895.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,773,164,475.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">370,845,946.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,714,640,097.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40,907,325.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">191,321,861.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,372,292.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">137,834,521.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,089,037.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">221,015,467.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BAYBANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,957,919.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100,919,904.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,412,128.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,230,096.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,534,419.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">217,902,126.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,354,466.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">197,118,596.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,137,099.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">330,495,564.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,283,867.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">123,696,742.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,214,008.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">68,526,966.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,866,292.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">169,544,106.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,362,399.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">176,523,049.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">484,617,216.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,214,010,693.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">596,823,811.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,304,570,425.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">125,990,914.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">949,376,627.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,320,545,710.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">260,136,679,830.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,933,903.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">442,579,902.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,550,991.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93,031,809.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">451,555,582.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,647,397,873.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">641,419,472.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,118,406,306.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,301,507.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">427,424,706.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,642,939.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,098,842.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,251,667.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">106,156,362.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">511,792,608.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,159,972,006.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">290,816,663.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,534,099,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,138,393.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">764,652,362.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,175,352.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">373,319,083.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">134,671,319.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,175,094,289.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,022,635.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,199,563,784.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,748,570.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,245,384,842.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,691,330.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,780,381,362.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,097,412.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,639,130,639.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,766,367.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,113,708,217.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,231,659.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,394,389,243.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64,083,896.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,033,366,407.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,412,805.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,213,506,523.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,128,344.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,164,868,655.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,617,500.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,982,694,654.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,434,778.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,003,277,763.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ARDCIBANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIZEN'S RB (CABIAO) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF BENGUET (CBB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CSFIRST BANK INC - A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGAWE HIGHLANDS RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PANDI (BULACAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SOUTH BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STA MARIA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>814,750,641,552.13</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>2,288,778,174,176.97</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>35.60%</b></span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span></span></span><span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b><i>Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></i></b></span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Disclaimer:<br /><br /><br />This
list only serves as a screening guide. It is not a definitive guide
and must be taken in the context of other factors. The figures are
based on the individual banks' statement of condition as of September 30,
2019 and December 31, 2019 as published in the BSP website
(www.bsp.gov.ph).
For this analysis, no attempt was made to go through the audited
financial statements of each bank. Readers are suggested to make their
own investigations and verify the figures presented. Both BSP and PDIC
have their own problem bank screening systems that are much more
sophisticated in scope and design, given that they have more access to
information over the banks they regulate.</b></span></span></span></span></span></span>David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-66468429607571306472020-04-19T20:30:00.000-04:002020-04-20T11:14:08.815-04:00Overstated Capital of Philippine Banks as of December 31, 2019 <span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><u><span style="background-color: white; color: #222222;">Overstated Capital</span></u><br />
<br />
<span style="background-color: white; color: #222222;">On
July 25, 2012, the Bangko Sentral ng Pilipinas (BSP) encouraged banks
that continue to reflect unbooked losses or "deferred charges" on their
balance sheets to charge those losses against retained earnings. This
implies that the BSP now considers that these banks have amassed so much
in Stockholder's Equity (SE) and Retained Earnings (RE) that "they can
now afford to absorb higher charges without impairing their capital and
also without making their shareholders unhappy."<br /><br />But can these
banks do so? The answer is: yes but only for some banks. As can be seen
from the table below, four banks have Deferred Charges as of December 31,
2019. Fortunately, only one bank has deferred charges large enough to adversely impact its
Stockholder's Equity (SE): Rural Bank of Mabalacat. It's Deferred Charges will reduce 33.00% of its Stockholder's Equity.</span></span></span><span style="font-size: small;">
<span style="font-size: xx-small;"><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"> </span>
</span></span>
<span style="font-size: xx-small;"><br /></span></span>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><u>Retained Earnings</u><br /> </span></span><br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Three
banks on the list have sufficient Retained Earnings (RE) to absorb
their unbooked losses as of December 31, 2019. Rural Bank of Mabalacat
has negative Retained Earnings of Php 14.82 million, which will increase
its Retained Earnings to a negative Php 36.24 million. </span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLdLfb4kZYgXVylDPGfbTdkQA1eAePQo4-f_KmNago2jtfZhHrDD9ulF4erlPDvacPYKvGAHgAvm75_K9os5skZMKbHXt_3Yv4OeIcTJxI4140-lXTWt9TMIvhOfjodW397FzL-ehe-j4/s1600/Overstated+Capital+of+Philippine+Banks+December+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="541" data-original-width="1234" height="280" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLdLfb4kZYgXVylDPGfbTdkQA1eAePQo4-f_KmNago2jtfZhHrDD9ulF4erlPDvacPYKvGAHgAvm75_K9os5skZMKbHXt_3Yv4OeIcTJxI4140-lXTWt9TMIvhOfjodW397FzL-ehe-j4/s640/Overstated+Capital+of+Philippine+Banks+December+2019.jpg" width="640" /></a></div>
<div class="separator" style="clear: both; text-align: center;">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<br /></div>
<div class="separator" style="clear: both; text-align: left;">
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></span></span></div>
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-69752288716130113972020-04-12T20:30:00.000-04:002020-04-07T11:26:12.014-04:00The Financial Strength of Philippine Banks according to BSP: From Weakest to Strongest - As of December 31, 2019 <span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><u><span style="background-color: white; color: #222222;">Capital Adequacy Ratios:</span></u>
<span style="background-color: white; color: #222222;"></span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"> </span></span></span><br />
<br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;">A
bank's Capital Adequacy Ratio is a measure of a bank's capital and
financial strength. BSP requires Philippine banks to measure their
capital adequacy in at least three defined ratios:</span>
</span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span>
<span style="font-size: small;"></span><span style="font-size: small;"><br /></span>
<br />
<ol style="background-color: white; color: #222222;">
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Total Capital Adequacy Ratio</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Tier One Capital Adequacy Ratio</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Common Tier One Adequacy Ratio.</span></span></li>
</ol>
<span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
<br style="background-color: white; color: #222222;" /><span style="background-color: white; color: #222222;">For
a more detailed understanding of these ratios, you can consult BSP's
own implementation guidelines, <a href="http://investopedia.com/">Investopedia.com</a>, or numerous past posts
about this subject.</span><br style="background-color: white; color: #222222;" /><span style="background-color: white; color: #222222;"><br /></span><span style="background-color: white; color: #222222;"></span><span style="background-color: white; color: #222222;">The
basic idea behind these ratios is that the higher the ratio, the more
solid the bank is in financial strength, the greater it's ability to
absorb losses. BSP's own minimum for most of these ratios is 6.00 but
it generally recommends a minimum of 10.00, especially for large and
more systemically important banks (those that are Too Big To Fail or
TBTF for short).</span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjdjyNsQw01FGTbvEX6XFT7fSGUDf1ut291tUA1zeqPcPzi1G1EuQprbxS4MWA0y4_ER4_Wa816Zt6jtw-qbPj8_q_kMZcyDaoAdLbRonAbhVD-0J5ZeeacdarGeHLXi9VPwTHHPopJFxs/s1600/Philippine+UKB+Total+CAR+December+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="460" data-original-width="1156" height="254" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjdjyNsQw01FGTbvEX6XFT7fSGUDf1ut291tUA1zeqPcPzi1G1EuQprbxS4MWA0y4_ER4_Wa816Zt6jtw-qbPj8_q_kMZcyDaoAdLbRonAbhVD-0J5ZeeacdarGeHLXi9VPwTHHPopJFxs/s640/Philippine+UKB+Total+CAR+December+2019.jpg" width="640" /></a></div>
<br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"> </span></span></span><br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;">Every
quarter, several Philippine Banks do not meet these guidelines. As of December 31, 2019, the banks that failed to meet BSP's recommended
minimum
capital requirements are as follows:</span><br />
<br />
<br />
<span style="background-color: white; color: #222222;"> </span><span style="background-color: white; color: #222222;"><u>TOTAL CAR:</u></span>
<span style="background-color: white; color: #222222;"> </span>
<br />
</span>
<br />
</span></span></span><br />
<ol>
<li><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;">United Coconut Planters Bank (Total CAR of 6.08)</span></span></span></li>
</ol>
<br />
<br />
<div>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><u>TIER ONE CAR</u></span></span></div>
<span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
<br />
<br />
</span></span><br />
<div>
<div style="background-color: white; color: #222222;">
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Three </span><span style="font-family: "arial" , "helvetica" , sans-serif;">banks
reported Tier One CAR of 0.00 as of December 31, 2019. Of those that did
report Tier One CAR other than 0.00, ten banks have less than the
BSP-recommended Tier One CARs of 10.00. These banks are:</span></span></div>
</div>
<span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
<br />
</span></span><br />
<ol>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;"> CARD MRI Rizal Bank Inc (Tier One CAR of 0.17)</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;">United Coconut Planters Bank (Tier One CAR of 6.08)</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;">Sterling Bank of Asia Inc (Tier One CAR of 7.10)</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;">Enterprise Bank Inc (Tier One CAR of 8.32)</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;">GM Bank of Luzon Inc (Tier One CAR of 9.04)</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;"></span><span style="font-size: small;">Gateway Rural Bank Inc (Tier One CAR of 9.72) </span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;">Philippine Veterans Bank (Tier One CAR of 9.74)</span></span></li>
</ol>
<br />
<div>
</div>
<div>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><u>COMMON EQUITY TIER ONE CAR</u></span></span></div>
<span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
<br />
The
BSP's
reporting guidelines on the Common Equity Tier One CAR (CET1) only took
effect as of January 1, 2014. Banks only started reporting this ratio
in their Published Statements of Condition for June 30, 2014. One
hundred sixty-nine banks reported their CET1 Ratio as 0.00 for December 31,
2019.
<br />
<br />
However,
of
those banks that did report a CET1 Ratio other than 0.00, only Philippine Veterans Bank reported a CET1 Ratio below BSP's
recommended ratio (CET1 Ratio of 8.59).
<br />
<br />
<br />
</span></span><br />
<div>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">The
Total CAR,
Tier 1 CAR, and Common Equity Tier 1 CAR of Philippine Banks as of December 31, 2019 is as follows:(Banks that do not meet BSP's recommended capital
requirements are highlighted in yellow):</span></span></div>
<div>
</div>
<div>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span>
<br />
<table border="0" cellspacing="0" cols="3" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="3" height="17" width="624"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><span style="font-size: x-small;"><b>TOTAL CAR</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><span style="font-size: x-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Type of Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Total CAR</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6.08</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.07</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.78</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.81</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.84</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.97</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.23</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.32</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.65</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.74</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.79</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.86</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.94</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.05</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.19</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.31</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.39</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.44</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST AGRO-INDUSTRIAL RB INC (FAIRBANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.50</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.55</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.83</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.89</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.90</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.00</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.04</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.07</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.09</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.16</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.19</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.26</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC" </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.28</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.50</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.50</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.62</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.63</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.64</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.69</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.74</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.79</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.83</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.90</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.99</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.33</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.37</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.47</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.50</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.54</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.61</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.65</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.86</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.86</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.93</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.95</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF JAEN INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.96</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.99</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.02</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.09</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.14</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.21</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.26</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIPA BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.29</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.35</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANGELES INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.36</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.36</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.44</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.46</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.49</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.57</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.58</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.69</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.74</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.84</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.93</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.05</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.06</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.12</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.14</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.17</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.33</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.35</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAY INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.39</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.44</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.47</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUGBUANON RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.51</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.64</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.80</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.91</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.98</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO(N.E.) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.02</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.30</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.46</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK" </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.53</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DIGOS INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.55</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.57</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.66</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.68</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.76</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.79</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.86</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.97</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.99</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO NETWORK BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.05</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.18</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.31</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.53</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.73</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.83</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.95</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.02</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.17</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.18</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.20</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.30</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.31</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIMONAN INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.35</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.57</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.79</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.86</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.86</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.97</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.04</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.04</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.05</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PARACALE(CAMARINES NORTE) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.14</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.18</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.27</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.34</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.50</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.80</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.86</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.03</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.04</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.91</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK INC(FICOBANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.94</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.02</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.15</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.29</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.30</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.32</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.40</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.46</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.69</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC. </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.95</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.95</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.07</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.13</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.24</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALARAYAT RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.36</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.47</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.62</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.99</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.24</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.65</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.74</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BAYBAY INC (A RURAL BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.83</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.09</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.71</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.82</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.92</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.05</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.29</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.37</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.53</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.37</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.68</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.70</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.34</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.41</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.43</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.71</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.72</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.14</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.46</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.55</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.86</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30.76</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN JOSE (CAMARINES SUR) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31.52</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31.99</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32.52</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33.19</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33.90</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34.14</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34.33</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35.38</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35.61</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36.28</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36.74</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36.86</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37.00</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37.78</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38.41</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO CARRASCAL INC (A RB) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38.91</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39.45</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39.49</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41.43</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43.75</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44.05</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45.05</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45.11</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45.55</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45.56</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48.47</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53.92</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55.17</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58.30</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58.98</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65.46</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67.41</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67.79</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">70.00</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">71.60</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">72.36</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">73.83</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">76.29</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.60</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.85</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83.02</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83.11</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91.12</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105.47</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105.86</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115.87</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">135.50</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">136.72</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">149.66</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">189.08</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">191.98</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">303.34</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ARDCIBANK INC A RURAL BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO SANTIAGO DE LIBON INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BUSINESS AND CONSUMERS BANK (A DB)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIZEN'S RB (CABIAO) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF BENGUET (CBB) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CSFIRST BANK INC – A RURAL BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">D' ASIAN HILLS BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GRAND-AGRI RURAL BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INSULAR SAVERS BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGAWE HIGHLANDS RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MERCHANTS SAVINGS & LOAN ASSN INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DOLORES (QUEZON) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PANDI (BULACAN) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBG IMPERIAL BANK INC(A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SOUTH BANK (A RURAL BANK) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STA MARIA RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">TANAY RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
</tbody>
</table>
</div>
<br />
<br />
<br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"> </span></span></span>
<br />
<table border="0" cellspacing="0" cols="3" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="3" height="17" width="624"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b>Tier 1 CAR</b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><span style="font-size: x-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Type of Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Tier 1 CAR</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.17</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6.08</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7.10</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8.32</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9.04</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9.72</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9.74</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.07</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.44</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.63</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.65</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.01</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.14</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.21</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.69</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.73</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.74</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.90</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.92</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.94</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST AGRO-INDUSTRIAL RB INC (FAIRBANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.95</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.01</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.05</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.11</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.13</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.16</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.24</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.29</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.29</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.38</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.67</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.68</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.71</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.74</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.79</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.89</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC" </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.91</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.06</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.29</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.36</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.53</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.69</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.73</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.93</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.99</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.13</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.17</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.19</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.20</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.23</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.24</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.25</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF JAEN INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.35</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.42</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.42</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.42</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUGBUANON RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.47</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIPA BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.48</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO(N.E.) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.53</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.56</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.61</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.93</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.98</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.00</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.05</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.07</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.08</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.18</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANGELES INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.19</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.32</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.37</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.38</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.47</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.47</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.48</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.68</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.70</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAY INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.75</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.76</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.85</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.01</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.04</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.07</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.19</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.41</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.65</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.81</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DIGOS INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.89</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK" </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.94</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.97</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO NETWORK BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.19</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.45</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.50</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.52</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.58</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.61</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.88</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.92</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.96</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.04</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.34</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.36</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.46</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIMONAN INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.85</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.99</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.06</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.07</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.07</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.10</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.23</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.25</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.33</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.36</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.40</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.40</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.54</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.66</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PARACALE(CAMARINES NORTE) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.69</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.14</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.26</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.32</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.42</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.00</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.01</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.14</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK INC(FICOBANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.24</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.25</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.52</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.91</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.01</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.09</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.17</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.26</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC. </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.44</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.45</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.61</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALARAYAT RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.69</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.70</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.41</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BAYBAY INC (A RURAL BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.75</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.99</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.01</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.46</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.18</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.59</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.64</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.64</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.86</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.32</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.75</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.89</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.00</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.36</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.87</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.36</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.65</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.72</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.74</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.25</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30.30</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30.91</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN JOSE (CAMARINES SUR) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30.95</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31.31</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32.00</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33.23</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33.29</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33.60</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34.87</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35.07</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35.40</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36.09</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36.15</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36.49</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37.85</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO CARRASCAL INC (A RB) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38.18</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38.81</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38.90</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41.04</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43.33</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43.56</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44.91</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45.04</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45.11</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47.06</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47.80</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53.29</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55.00</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">57.76</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58.60</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64.83</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66.61</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66.73</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66.89</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67.42</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69.17</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">70.64</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">71.61</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">73.64</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">76.03</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79.71</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.36</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82.14</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82.23</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82.57</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90.75</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99.83</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100.68</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101.87</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104.63</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105.62</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">106.73</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109.79</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115.09</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">123.79</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">135.50</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">136.21</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">144.17</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">148.84</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">156.38</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">191.48</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">214.77</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">245.61</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">299.44</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">366.99</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">371.31</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ARDCIBANK INC A RURAL BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO SANTIAGO DE LIBON INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BUSINESS AND CONSUMERS BANK (A DB)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIZEN'S RB (CABIAO) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF BENGUET (CBB) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CSFIRST BANK INC – A RURAL BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">D' ASIAN HILLS BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GRAND-AGRI RURAL BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INSULAR SAVERS BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGAWE HIGHLANDS RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MERCHANTS SAVINGS & LOAN ASSN INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DOLORES (QUEZON) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PANDI (BULACAN) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBG IMPERIAL BANK INC(A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SOUTH BANK (A RURAL BANK) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STA MARIA RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">TANAY RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"> </span></span></span>
<br />
<table border="0" cellspacing="0" cols="3" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="3" height="17" width="624"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b>Common Tier 1 Ratio</b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><span style="font-size: x-small;"><b>December 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Type of Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Common Tier 1 Ratio</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC. </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO CARRASCAL INC (A RB) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BAYBAY INC (A RURAL BANK)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST AGRO-INDUSTRIAL RB INC (FAIRBANK)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK INC(FICOBANK) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK" </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIPA BANK INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALARAYAT RB INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO(N.E.) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC" </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ANTIMONAN INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAY INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DIGOS INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF JAEN INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PARACALE(CAMARINES NORTE) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN JOSE (CAMARINES SUR) INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUGBUANON RB INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK) </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC </span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">0.00</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="CENTER" bgcolor="#FFFF00"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8.59</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.65</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.01</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.92</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.13</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.16</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.29</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.62</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.71</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.74</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.79</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.69</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.73</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.08</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.13</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.23</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.42</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.98</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.07</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANGELES INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.17</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.18</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.68</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.41</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.65</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.81</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.97</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.04</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO NETWORK BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.18</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.45</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.88</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.07</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.25</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.32</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.14</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.01</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.09</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.01</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.32</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.87</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.74</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31.31</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33.23</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33.29</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45.04</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45.11</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47.80</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53.29</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67.42</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">70.64</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">76.03</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79.71</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.36</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82.14</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82.23</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104.63</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105.62</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115.09</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">135.50</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">148.84</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRANCH</span></td>
<td align="CENTER"><span style="font-size: x-small;">U/KB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">191.48</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ARDCIBANK INC A RURAL BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO SANTIAGO DE LIBON INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BUSINESS AND CONSUMERS BANK (A DB)</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIZEN'S RB (CABIAO) INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF BENGUET (CBB) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CSFIRST BANK INC – A RURAL BANK</span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">D' ASIAN HILLS BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GRAND-AGRI RURAL BANK </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INSULAR SAVERS BANK INC (A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGAWE HIGHLANDS RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MERCHANTS SAVINGS & LOAN ASSN INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DOLORES (QUEZON) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PANDI (BULACAN) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBG IMPERIAL BANK INC(A RURAL BANK) </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="CENTER"><span style="font-size: x-small;">Thrift</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SOUTH BANK (A RURAL BANK) INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STA MARIA RURAL BANK INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">TANAY RB INC </span></td>
<td align="CENTER"><span style="font-size: x-small;">Rural</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
</tbody>
</table>
<br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"> <i>Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></i></span></span></span>David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-43624303606045187662020-03-30T20:30:00.000-04:002020-03-30T20:30:13.744-04:00A Simple Stress Test of Philippine Banks as September 30, 2019<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"><span style="line-height: 18px;">In an April 9, 2012 article entitled </span><a href="http://www.abs-cbnnews.com/business/04/09/12/%E2%80%98stress-test%E2%80%99-proves-strength-ph-banks" style="color: #888888; line-height: 18px; text-decoration-line: none;">"Stress Test Proves Strength of PH Banks"</a><span style="line-height: 18px;">,
"Philippine banks are seen to survive a disaster in which the various
lenders are forced to write off loans as large as PhP 36 billion without
asking shareholders, the central bank, or the national government for
bailout money." This assertion stems from a recent stress test
conducted by the </span><i style="line-height: 18px;">Bangko Sentral ng Pilipinas</i><span style="line-height: 18px;"> (BSP) on all 55 regular and commercial and expanded license banks.</span><br style="line-height: 18.47px;" /><br style="line-height: 18px;" /><span style="line-height: 18px;">For
Philippine Banks, these NPLs currently comprise PhP 220.26` billion or 10.01% of the PhP 2,201.11 billion in Stockholders Equity (SE) as of September
30, 2019. So, writing off 50% of the Philippine Banks NPLs
would
reduce their aggregate stockholder's equity by a little more than 5%.</span><br style="line-height: 18.47px;" /><span style="line-height: 18px;"></span><span style="line-height: 18px;"></span></span></span></span><br />
<span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"><span style="line-height: 18px;"> </span></span></span></span></span>
<span><br /></span></span></span>
<span style="font-size: small;"><span><br /></span></span>
<span style="font-size: small;"><br /></span>
<br />
<div style="background-color: white; color: #222222; line-height: 18px;">
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><u>Are NPLs the Right Numbers to Look At?</u><br /><u><br /></u>In
a financial crisis, a loan that is current can very well become past
due, and a past due loan can become a non-performing loan, and a
non-performing loan can become a loan write-off. The real number to
look at are the loans that the banks and BSP already consider doubtful:
Classified Loans.<br /><br /><a href="http://www.investopedia.com/terms/c/classified-loan.asp#axzz1xsfvE9gF" style="color: #888888; text-decoration-line: none;">Investopedia.com</a> defines "Classified Loans" as:<br /><br />"Any
bank loan that is in danger of default. Classified loans have unpaid
interest and principal outstanding, and it is unclear whether the bank
will be able to recoup the loan proceeds from the borrower. Banks
usually categorize such loans as adversely classified assets on their
books."<br /><br />The US Federal Deposit Insurance Corporation (<a href="http://www.fdic.gov/regulations/laws/sarc/sarcappeals/sarc200401.html" style="color: #888888; text-decoration-line: none;">FDIC</a>), similar to our very own Philippine Deposit Insurance Corporation (PDIC), defines Classified Loans as:<br /><br />"Loans
classified Loss are considered uncollectible and of such little value
that their continuance as bankable assets is not warranted. This
classification does not mean that the loan has absolutely no recovery or
salvage value but rather it is not practical or desirable to defer
writing off this basically worthless asset even though partial recovery
may be effected in the future."</span></span></span></span></span></div>
<span style="font-size: small;">
<span>
<span>
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
</span></span></span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">In Circular #0247 dated May 19, 2000, BSP defines Classified Loans as loans which possess the following characteristics:</span></span></span></span>
<span><span></span></span></span><div style="background-color: white; color: #222222; line-height: 18px;">
<div>
</div>
<ol>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loans especially mentioned because they have potential weaknesses that deserve Management's close attention;</span></span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Substandard
Loans are loans which appear to involve a substantial and unreasonable
degree of risk to the institution because of unfavorable record or
unsatisfactory characteristics;</span></span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Doubtful
Loans are Substandard Loans with the added characteristics that
existing facts, conditions, and values make collection or liquidation in
full highly improbable and in which substantial loss is probable;</span></span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loss loans
are loans that are considered uncollectible or worthless and are of
such little value that their continuance as bankable assets is not
warranted although the loans may have some recovery or salvage value.</span></span></span></span></span></li>
</ol>
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">The circular mandates that an allowance for probable losses should be set up in accordance with the following schedule:</span>
</span>
</span></span></span>
<ol>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loans Especially Mentioned: 5%</span></span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Substandard - Secured: 6% - 25%</span></span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Substandard - Unsecured: 25%</span></span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Doubtful: 50%</span></span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loss: 100%</span></span></span></span></span></li>
</ol>
<span style="font-size: small;">
<span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span></div>
<span style="font-size: small;">
</span><div style="background-color: white; color: #222222; line-height: 18px;">
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">As of September 30,
2019, "Classified Loans and Other Risky Assets" of the Philippine Banks
amounted to PhP 467.51 billion or more than two times the size of the
Philippine Banking System's NPLs of PhP 220.26 billion for the same
period. Consequently, any write-offs of Classified Loans will have more than twice the impact of an NPL write-off.</span></span></span></span></span></div>
<span style="font-size: small;">
<span>
<span>
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
</span></span></span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">This level of
classified loans should be measured against the bank's "capital cushion"
or its ability to absorb losses. Capital Cushion is normally defined
as a bank's "Tangible Common Equity" plus its Loan Loss Reserves.
Tangible Common Equity (TCE) refers to the subset of shareholders'
equity that is not preferred equity and not intangible assets. So it
excludes such items as Hybrid equity (like preferred shares) and
goodwill.
</span></span></span></span><br /><span><span></span></span></span><div style="background-color: white; color: #222222; line-height: 18px;">
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span></span></span></div>
<span style="font-size: small;">
<span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">
<br />
</span></span></span></span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">By this
measure, the level of "Classified Loans and other Risky Assets" amounts
to Php 467.51 billion or 20.99% of the Php 2.23 trillion in Total
Capital Cushion of Philippine Banks as of September 30, 2019.</span></span></span></span><span><span></span></span><span>
<span>
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span>
</span></span></span><br /><span><span>
</span></span><span><span></span></span></span><div style="background-color: white; line-height: 18px;">
<span style="font-size: small;">
<span>
<span>
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span></span></span></span></span></div>
<span style="font-size: small;">
<span>
<span>
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><u>Stress Test Scenarios</u><br /><br />Aggregate<br /><br />So
how will a 10%, 20%, 30%, 40%, and even 50% write-off of Classified
Loans affect the Total Capital Cushion of the Philippine Banking System?<br /><br />In
the aggregate, if Classified Loans amount to 20.99% of the banking
system's Total Capital Cushion, then it follows that a 10% write-off of
Classified Loans will reduce the total capital by 2.10% and a 50%
write-off of classified loans will reduce the banking system's Total
Capital Cushion by 10.50.</span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br />Individual Banks</span></span><br />
<br />
<span><span style="font-family: "arial" , "helvetica" , sans-serif;">A 10%
write-off of Classified Loans would severely impact (by 25% or more) the
Total Capital Cushion of twelve banks (severely affected banks highlighted
in <span style="background-color: yellow;">yellow</span>).</span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">
</span></span></span></span></span>
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>Impact of 10% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>10% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 10% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">591,080,598.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,108,059.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">89,057,758.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">510,907,252.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,090,725.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,266,957.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">274,485,417.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,448,541.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,795,953.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">799,972,112.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79,997,211.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">188,221,990.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">374,874,961.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,487,496.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105,371,177.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.58%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">338,942,658.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,894,265.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,745,885.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">337,204,105.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,720,410.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,563,978.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">205,085,874.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,508,587.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,498,979.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">440,638,013.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,063,801.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,602,826.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.27%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">894,188,043.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">89,418,804.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">348,548,891.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">313,465,577.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31,346,557.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">125,094,802.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,849,913.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.02%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A 20% write-off
of Classified Loans will wipe out the Total Capital Cushion of one bank (highlighted in <span style="background-color: red;">red</span>) and severely impact the Total Capital Cushion of twenty-two banks (highlighted in <span style="background-color: yellow;">yellow</span>):</span></span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>Impact of 20% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>10% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 20% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">591,080,598.32</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">118,216,119.66</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">89,057,758.62</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">132.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">510,907,252.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,181,450.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,266,957.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">274,485,417.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,897,083.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,795,953.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">94.98%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">799,972,112.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">159,994,422.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">188,221,990.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">374,874,961.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74,974,992.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105,371,177.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">71.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">338,942,658.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67,788,531.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,745,885.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">337,204,105.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67,440,821.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,563,978.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">205,085,874.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,017,174.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,498,979.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58.18%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">440,638,013.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">88,127,602.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,602,826.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">894,188,043.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">178,837,608.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">348,548,891.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">313,465,577.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62,693,115.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">125,094,802.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.12%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53,699,826.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">227,694,723.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,538,944.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">100,925,612.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.12%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,977,622,359.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">595,524,471.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,424,236,269.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.81%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,928,414,348.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,185,682,869.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,086,765,483.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">296,318,164.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,263,632.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153,861,114.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">288,524,878.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,704,975.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,480,467,391.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,496,093,478.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,776,674,065.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">936,582,999.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">187,316,599.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">533,212,561.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,558,586,039.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">311,717,207.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">904,821,958.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">229,666,878.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,933,375.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,763,762.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,355,753,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">271,150,600.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">170,854,183.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,170,836.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,537,220.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.83%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A 30% write-off
of Classified Loans will totally wipe out the Total Capital Cushion of six banks (highlighted in <span style="background-color: red;">red</span>) and severely affect (reduce by 25% or more) the Total Capital
Cushion of thirty-four other banks(highlighted in <span style="background-color: yellow;">yellow</span>):</span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>Impact of 30% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>30% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 30% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">591,080,598.32</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">177,324,179.50</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">89,057,758.62</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">199.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">510,907,252.21</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">153,272,175.66</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">104,266,957.08</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">147.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">274,485,417.04</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">82,345,625.11</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">57,795,953.69</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">142.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">799,972,112.83</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">239,991,633.85</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">188,221,990.32</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">127.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">374,874,961.48</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">112,462,488.44</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">105,371,177.73</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">106.73%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">338,942,658.50</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">101,682,797.55</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">98,745,885.41</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">102.97%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">337,204,105.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,161,231.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,563,978.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">94.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">205,085,874.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61,525,762.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,498,979.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">87.27%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">440,638,013.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">132,191,404.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,602,826.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">81.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">894,188,043.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">268,256,413.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">348,548,891.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76.96%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">313,465,577.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">94,039,673.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">125,094,802.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.17%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">80,549,739.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">227,694,723.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68,308,417.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">100,925,612.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,977,622,359.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">893,286,707.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,424,236,269.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.72%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,928,414,348.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,278,524,304.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,086,765,483.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">296,318,164.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">88,895,449.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153,861,114.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">288,524,878.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">86,557,463.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,480,467,391.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,744,140,217.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,776,674,065.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">936,582,999.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">280,974,899.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">533,212,561.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52.69%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,558,586,039.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">467,575,811.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">904,821,958.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">229,666,878.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68,900,063.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,763,762.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48.60%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,355,753,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">406,725,900.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.60%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">170,854,183.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,256,255.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,537,220.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">291,832,679.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">87,549,803.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,942,441.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">166,662,821.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,998,846.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">136,654,395.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">165,715,814.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,714,744.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,079,267.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">148,393,073.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,517,922.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133,847,522.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,752,786.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42,525,835.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,457,221.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.94%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">185,975,373.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,792,612.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">181,010,882.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.82%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">111,400,936.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,420,280.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,434,247.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.72%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">335,907,264.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">100,772,179.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">354,184,625.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">116,098,800.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,829,640.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,636,282.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">973,379,843.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">292,013,952.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,046,369,742.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.91%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">585,817,793.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">175,745,337.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">642,802,469.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,571,542.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,871,462.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,716,472.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.69%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,632,562,394.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,989,768,718.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,654,018,442.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,400,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,720,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">120,119,828.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.57%</span></td>
</tr>
</tbody>
</table>
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></span></span></span>
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></span></span></span>
<br /><span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A
40% write-off of Classified Loans will totally wipe out the
Total Capital Cushion of twelve banks (highlighted in <span style="background-color: red;">red</span>) and severely affect (reduce by 25% or
more) the Total Capital Cushion of forty-one more banks (highlighted in <span style="background-color: yellow;">yellow</span>):</span></span></span></span></span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>Impact of 40% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>40% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 40% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">591,080,598.32</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">236,432,239.33</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">89,057,758.62</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">265.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">510,907,252.21</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">204,362,900.88</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">104,266,957.08</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">196.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">274,485,417.04</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">109,794,166.82</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">57,795,953.69</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">189.97%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">799,972,112.83</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">319,988,845.13</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">188,221,990.32</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">170.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">374,874,961.48</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">149,949,984.59</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">105,371,177.73</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">142.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">338,942,658.50</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">135,577,063.40</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">98,745,885.41</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">137.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">337,204,105.53</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">134,881,642.21</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">107,563,978.48</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">125.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">205,085,874.81</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">82,034,349.92</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">70,498,979.94</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">116.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">440,638,013.64</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">176,255,205.46</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">161,602,826.39</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">109.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">894,188,043.48</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">357,675,217.39</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">348,548,891.10</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">102.62%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">313,465,577.98</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">125,386,231.19</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">125,094,802.07</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">100.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">107,399,652.72</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">100.08%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">227,694,723.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">91,077,889.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">100,925,612.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">90.24%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,977,622,359.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,191,048,943.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,424,236,269.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">83.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,928,414,348.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,371,365,739.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,086,765,483.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">82.99%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">296,318,164.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">118,527,265.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153,861,114.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">288,524,878.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,409,951.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,480,467,391.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,992,186,956.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,776,674,065.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">73.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">936,582,999.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">374,633,199.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">533,212,561.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,558,586,039.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">623,434,415.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">904,821,958.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.90%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">229,666,878.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">91,866,751.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,763,762.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,355,753,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">542,301,200.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">170,854,183.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68,341,673.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,537,220.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">291,832,679.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">116,733,071.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,942,441.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">166,662,821.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66,665,128.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">136,654,395.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">165,715,814.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66,286,325.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,079,267.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">148,393,073.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,357,229.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133,847,522.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,752,786.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,701,114.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,457,221.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">185,975,373.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74,390,149.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">181,010,882.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.10%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">111,400,936.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,560,374.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,434,247.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">335,907,264.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134,362,905.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">354,184,625.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.94%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">116,098,800.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46,439,520.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,636,282.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">973,379,843.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">389,351,937.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,046,369,742.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.21%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">585,817,793.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">234,327,117.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">642,802,469.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,571,542.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,828,617.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,716,472.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,632,562,394.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,653,024,957.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,654,018,442.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,400,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,960,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">120,119,828.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.10%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">399,218,023.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">159,687,209.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">483,172,924.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,911,217,229.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,164,486,891.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,581,278,919.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">220,545,355.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">88,218,142.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">284,860,294.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.97%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,360,205.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">22,944,082.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76,650,630.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.93%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">245,624,983.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,249,993.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">334,650,767.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,538,604,139.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,415,441,655.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,704,604,899.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.18%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">307,308,190.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,923,276.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">421,692,152.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85,455,305.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,182,122.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,538,456.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.90%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">639,586,635.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">255,834,654.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">927,005,866.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.60%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,746,664,726.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,498,665,890.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,760,687,633.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.42%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">399,867,114.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">159,946,845.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">590,330,854.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">543,831,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">217,532,400.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">829,242,217.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">191,703,392.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76,681,356.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">292,557,357.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.21%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72,802,716.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,121,086.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,310,395.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO (N.E.) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">160,984,753.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64,393,901.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">253,873,504.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,122,881.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,649,152.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">164,486,964.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.32%</span></td>
</tr>
</tbody>
</table>
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"></span></span></span></span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"></span></span></span></span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"></span></span></span></span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"></span></span></span></span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"></span></span></span></span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"></span></span></span></span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"></span></span></span></span></span></span></span></span><br />
<br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A
50% write-off
of Classified Loans will totally wipe out the Total Capital Cushion of
fifteen banks (highlighted in <span style="background-color: red;">red</span>) and severely affect (reduce by 25% or more) the Total
Capital
Cushion of fifty more banks (highlighted in <span style="background-color: yellow;">yellow</span>):</span></span></span></span></span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>Impact of 50% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>50% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 50% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">591,080,598.32</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">295,540,299.16</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">89,057,758.62</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">331.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">510,907,252.21</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">255,453,626.11</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">104,266,957.08</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">245.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">274,485,417.04</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">137,242,708.52</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">57,795,953.69</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">237.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">799,972,112.83</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">399,986,056.42</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">188,221,990.32</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">212.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">374,874,961.48</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">187,437,480.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">105,371,177.73</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">177.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">338,942,658.50</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">169,471,329.25</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">98,745,885.41</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">171.62%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">337,204,105.53</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">168,602,052.77</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">107,563,978.48</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">156.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">205,085,874.81</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">102,542,937.41</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">70,498,979.94</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">145.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">440,638,013.64</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">220,319,006.82</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">161,602,826.39</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">136.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">894,188,043.48</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">447,094,021.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">348,548,891.10</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">128.27%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">313,465,577.98</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">156,732,788.99</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">125,094,802.07</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">125.29%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">134,249,565.90</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">125.10%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">227,694,723.50</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">113,847,361.75</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">100,925,612.49</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">112.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">2,977,622,359.87</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">1,488,811,179.94</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">1,424,236,269.29</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">104.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">20,928,414,348.66</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">10,464,207,174.33</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">10,086,765,483.16</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">103.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">296,318,164.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">148,159,082.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153,861,114.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">96.29%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">288,524,878.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">144,262,439.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">93.42%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,480,467,391.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,240,233,695.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,776,674,065.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">92.08%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">936,582,999.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">468,291,499.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">533,212,561.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">87.82%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,558,586,039.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">779,293,019.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">904,821,958.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">86.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">229,666,878.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,833,439.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,763,762.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">81.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,355,753,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">677,876,500.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">170,854,183.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85,427,091.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,537,220.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74.58%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">291,832,679.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">145,916,339.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,942,441.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">166,662,821.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">83,331,410.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">136,654,395.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.98%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">165,715,814.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">82,857,907.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,079,267.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">148,393,073.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74,196,536.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133,847,522.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,752,786.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,876,393.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,457,221.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51.56%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">185,975,373.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">92,987,686.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">181,010,882.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">111,400,936.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,700,468.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,434,247.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">335,907,264.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">167,953,632.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">354,184,625.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.42%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">116,098,800.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58,049,400.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,636,282.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">973,379,843.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">486,689,921.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,046,369,742.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">585,817,793.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">292,908,896.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">642,802,469.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,571,542.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,785,771.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,716,472.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,632,562,394.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,316,281,197.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,654,018,442.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.44%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,400,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,200,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">120,119,828.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42.62%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">399,218,023.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">199,609,011.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">483,172,924.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,911,217,229.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,455,608,614.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,581,278,919.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">220,545,355.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">110,272,677.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">284,860,294.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,360,205.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28,680,102.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76,650,630.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.42%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">245,624,983.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,812,491.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">334,650,767.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,538,604,139.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,269,302,069.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,704,604,899.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">307,308,190.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153,654,095.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">421,692,152.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.44%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85,455,305.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42,727,652.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,538,456.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">639,586,635.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">319,793,317.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">927,005,866.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,746,664,726.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,373,332,363.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,760,687,633.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.27%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">399,867,114.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">199,933,557.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">590,330,854.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">543,831,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">271,915,500.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">829,242,217.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.79%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">191,703,392.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">95,851,696.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">292,557,357.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72,802,716.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,401,358.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,310,395.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.84%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO (N.E.) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">160,984,753.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">80,492,376.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">253,873,504.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,122,881.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,061,440.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">164,486,964.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">208,223,628.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,111,814.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">347,628,399.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,331,594,046.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,165,797,023.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,887,844,715.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,309,710,736.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,654,855,368.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,739,173,216.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,279,848,377.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">639,924,188.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,271,730,683.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.17%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,840,907.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">22,420,453.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79,909,299.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72,860,224.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,430,112.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134,542,763.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.08%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CITIZEN'S RB (CABIAO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35,650,166.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,825,083.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66,191,594.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.93%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">92,979,633.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46,489,816.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">173,785,879.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47,612,497.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,806,248.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">92,494,347.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,212,554.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,606,277.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">117,291,165.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.24%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<br />
<div style="line-height: 18px;">
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;">Please bear in mind that <b>a number of these banks are already very weak and are in distress</b>. Please see a previous blog post: <a href="https://bancofilipinofailure.blogspot.com/2020/03/the-top-distressed-philippine-banks-as.html" style="color: #888888; text-decoration-line: none;" target="_blank">"The Top Distressed Philippine Banks as of September 30, 2019</a>. Moreover, their capital can be overstated. See a previous blog post <a href="https://bancofilipinofailure.blogspot.com/2020/01/overstated-capital-of-philippine-banks.html" style="color: #888888; text-decoration-line: none;" target="_blank">"Overstated Capital of Philippine Banks as of September 30, 2019"</a>. </span></div>
<div style="line-height: 18px;">
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;"> </span></div>
<div style="line-height: 18px;">
</div>
<div style="line-height: 18px;">
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;"><b>As such, any reduction in their capital cushion could knock down an already weak bank.</b></span></div>
<div style="line-height: 18px;">
</div>
<br />
<br />
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;"><b>Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></b></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></span>David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-49147794979576521572020-03-22T20:30:00.000-04:002020-03-22T20:30:01.592-04:00The Now Shuttered AMA Rural Bank of Mandaluyong's Gross NPLs Were More Than 50% of its Stockholder's Equity As of September 30, 2019<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b style="background-color: white; color: #222222; line-height: 18px;">Editor's
Note: Data is culled from the Published Statements of Condition of
individual Philippine Banks found in www.bsp.gov.ph. </b></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b style="background-color: white; color: #222222; line-height: 18px;"><br /></b><span style="background-color: white; color: #222222; line-height: 18.48px;"></span><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><b style="line-height: 18px;">This blog post updates previous blog posts such as <a href="https://bancofilipinofailure.blogspot.com/2019/09/valiant-banks-npls-were-twice-its.html" style="color: #888888; text-decoration-line: none;" target="_blank">Valiant Bank's NPLs Were Twice Its Stockholder's Equity - March 31, 2019</a>.</b></span><br style="line-height: 18.48px;" /><span style="line-height: 18.48px;"><b style="line-height: 18px;"><br /></b></span><span style="line-height: 18.48px;"></span><span style="line-height: 18.48px;"><b style="line-height: 18px;"><br /></b><span><span style="line-height: 18px;">NPLs.
Short for Non-Performing Loans. The NPL Ratio or the ratio of a
bank's Non-Performing Loans (NPL) to Total Loan Portfolio (TLP) is a
frequently cited figure in the general media to indicate a bank's
financial health or the health of the banking system as a whole. See: </span><a href="http://business.inquirer.net/48943/banks-reduce-exposure-to-bad-debts-have-more-cash-to-loan-out%E2%80%94bsp" style="color: #888888; line-height: 18px; text-decoration-line: none;" target="_blank">"Banks reduce exposure to bad debts, have more cash to loan out—BSP"</a><span style="line-height: 18px;">.</span></span></span></span></span></span></span></span></span><br />
<br />
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<div class="separator" style="clear: both; text-align: center;">
<span style="font-size: small;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjHQE3qLtSd817syQ0DmTxZnJ7bSlq_KmmzBmsBkPaUkGNsKp3MKycJAh-e34CBU3r5leKS5xW52BiUeELBr12KfrxVWtkd98BD3Wfri1WZ-X_Vz293NSeZ0TDf2dc7bqe_ZmfnBAhLyz4/s1600/Philippine+NPL+as+%2525+of+TLP+-+September+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="517" data-original-width="1600" height="206" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjHQE3qLtSd817syQ0DmTxZnJ7bSlq_KmmzBmsBkPaUkGNsKp3MKycJAh-e34CBU3r5leKS5xW52BiUeELBr12KfrxVWtkd98BD3Wfri1WZ-X_Vz293NSeZ0TDf2dc7bqe_ZmfnBAhLyz4/s640/Philippine+NPL+as+%2525+of+TLP+-+September+2019.jpg" width="640" /></a></span></div>
<span style="font-size: small;"> </span><br />
<br /><span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"><span><span><span><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;">In
the Philippine Banking Industry, Gross Non-Performing Loans stood at
Php 220.26 billion as of September 30, 2019 - approximately 2.09% of the
Philippine Banking Industry's Total Loan Portfolio of Php 10.53 trillion.</span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"><span><span><span><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"> </span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="768"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>NPL as % of TLP</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="34"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Gross NPL/ Gross TLP</b></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Gross NPLs</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Gross TLP</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,531,745.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,133,639.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,849,732.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42,332,818.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">583,370,393.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">886,593,568.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,413,789.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,351,429.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.56%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,395,277.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">327,002,628.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.29%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,410,202.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">169,947,467.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF BENGUET (CBB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,519,318.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">245,287,723.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">347,744,329.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,243,432,066.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.97%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39,083,297.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,992,455.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">214,476,076.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">817,916,373.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">531,562,421.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,054,498,509.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">84,729,881.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">328,651,453.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">426,064,075.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,677,706,750.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,281,886.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">403,486,414.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48,334,134.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">192,038,798.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">174,277,735.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">738,030,513.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">119,780,269.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">511,313,016.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,306,293.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">364,964,343.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">502,042,842.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,152,468,686.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,796,396.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97,930,590.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,927,861.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">272,850,284.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59,956,733.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">266,264,407.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,439,090.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">175,978,576.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,056,676.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">171,197,811.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,485,679.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80,751,059.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST AGRO-INDUSTRIAL RB INC(FAIRBANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,997,403.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">208,111,318.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">539,575,163.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,510,299,844.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">111,397,401.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">532,175,267.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">106,431,661.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">514,988,625.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66,233,056.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">322,249,256.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">506,511,304.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,509,170,313.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">308,173,872.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,529,823,120.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,450,852.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">219,416,770.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGAWE HIGHLANDS RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53,823,586.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">277,948,351.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,760,293.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">61,020,179.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">57,350,903.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">309,409,710.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,313,650.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">168,686,019.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,112,090,224.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,683,241,943.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,488,382.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">117,868,092.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">198,758,316.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,181,192,118.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126,754,286.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">768,786,304.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">316,415,337.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,921,488,042.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,920,948.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">519,892,073.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,576,791.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">266,071,318.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,914,743.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">513,176,580.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,605,238.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49,863,585.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,433,853.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">262,739,496.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,173,647.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">242,624,185.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">275,275,794.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,862,658,575.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">880,546,500.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,962,853,898.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">57,415,799.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">390,002,778.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,914,739.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">245,856,117.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,637,059.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">239,406,995.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,440,486.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">203,609,838.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,324,712.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">430,106,111.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,886,921.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,945,337.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">829,931,250.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,075,017,275.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.66%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,242,246.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">163,144,656.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,875,642.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,767,385.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">57,722,988.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">439,641,371.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,311,462.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">277,004,208.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,255,329.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">368,327,607.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,984,098.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">202,879,562.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIZEN'S RB (CABIAO) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,860,759.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">241,465,798.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,714,885.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">331,541,655.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,868,368,029.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,840,807,876.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,331,730.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">210,999,622.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,883,933.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">120,083,743.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,357,970.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">315,522,734.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SOUTH BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,379,794.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">332,712,182.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,072,510.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">391,719,073.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO (N.E.) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">124,612,583.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,076,269,105.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,140,320.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">480,808,777.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,596,325.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">337,625,161.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,561,947.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">256,694,242.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,964,884.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">134,756,437.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,096,082.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">294,711,916.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,140,602.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">531,230,403.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,093,130.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">522,359,627.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,819,577.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">247,382,037.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">290,750,682.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,788,629,070.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,710,470,193.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,390,670,330.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,349,824.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">315,468,811.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,064,571.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">373,665,784.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,594,590,527.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,514,160,450.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51,992,897.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">518,778,509.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">121,176,683.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,215,384,278.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,707,090.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">227,937,419.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,382,150.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">369,731,820.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,888,048.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">344,926,997.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ARDCIBANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,608,224.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,984,577.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,931,899.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">312,527,955.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,749,636.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">197,108,434.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,786,266,743.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,012,979,710.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,875,849.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">535,399,082.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,851,855.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">162,359,216.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO NETWORK BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,982,020,952.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,176,052,679.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,411,211.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">451,508,236.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,181,878.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">399,200,382.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,140,745.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">300,253,521.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">552,651,289.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,970,434,494.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,298,653.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">372,414,874.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,085,078.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">446,006,100.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,021,591.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">348,323,155.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,362,354.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,328,297,352.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,003,499.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">290,382,936.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">158,384,421.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,092,761,902.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,220,212.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">307,136,022.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CSFIRST BANK INC - A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,748,486.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,975,220.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">996,712,991.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,288,069,950.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,131,626.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">228,479,762.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,405,054.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100,290,548.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,178,908.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">608,460,393.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53,129,586.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">742,044,379.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,180,944.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">639,154,140.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,904,935.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">445,336,561.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">901,090,979.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,096,075,886.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,560,353.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">694,672,138.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,110,544.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">411,206,473.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,252,532.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">284,600,236.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,924,657.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">176,283,385.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,581,156.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">520,164,085.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,692,769.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">731,288,226.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,405,629.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,509,043,794.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">271,547,625.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,173,956,352.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,509,534.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">227,260,355.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">621,166,549.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,045,322,530.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,694,301,426.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">61,557,277,860.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BAYBANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,750,326.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">246,234,554.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,229,950,092.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">71,357,144,054.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">184,886,307.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,236,085,828.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,208,826.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,990,683.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,722,734,572.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,560,222,185.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,713,321.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">565,025,992.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">70,457,952.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,329,717,110.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,842,600.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">285,146,335.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,484,131.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">913,741,022.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,546,179,067.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">228,926,819,325.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,602,529.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">811,235,613.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,614,214.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,094,776,188.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">255,505,223.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,336,461,932.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">710,868,746.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,070,067,143.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">125,954,322.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,696,470,556.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,680,449,242.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,567,820,104.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,682,273.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,915,527.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,823,931.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">265,056,244.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,558,894,602.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">237,623,681,652.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,326,162.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,796,403,179.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75,265,089.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,814,938,578.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109,940,160.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,822,014,864.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,476,153,942.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">170,881,714,470.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,382,938.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">784,051,032.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,817,888.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">155,270,848.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,617,691.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,380,762,183.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,072,658,830.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">166,201,702,904.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,217,778.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">588,702,601.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,504,400.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,305,517,374.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,949,863,597.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">288,128,386,065.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,171,042.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">617,175,904.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,639,406.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,250,424.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">175,771,484.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,227,221,703.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,869,721.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">268,560,972.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,569,020,645.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">448,094,632,095.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,349,573,797.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74,453,461,334.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,991,081.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96,495,215.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,128,286.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">265,024,089.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96,273,749.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,217,113,493.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,156,539.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">483,586,960.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STA MARIA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,599,433.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90,966,904.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64,501,899.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,267,031,929.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,529,843.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">303,189,787.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">292,213,736.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,786,324,392.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,053,349.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">778,159,067.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49,026,349.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,817,763,659.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,014,512,765.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">381,423,290,921.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,644,504,683.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">869,313,714,026.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,040,436,086.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,907,267,841.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,999,296.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126,131,270.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,621,062.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">204,613,319.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,784,876.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">955,301,361.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,828,902,850.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,096,402,963.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,364,097.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">342,962,868.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,592,890.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">274,485,417.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,563,843,470.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80,919,658,828.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">767,709,442.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40,131,817,626.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,520,538.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">480,163,215.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,847,084.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">501,361,443.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,411,321,285.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">598,290,849,966.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,660,653,130.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">157,060,104,396.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,212,223.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">310,020,687.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PANDI (BULACAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,862,272.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">721,183,715.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,051,631,997.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">71,027,145,754.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,334,702,451.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">445,871,831,241.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,727,627.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,489,188,291.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,570,641.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,112,151,457.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,540,823,512.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,133,321,428,996.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,129,686,802.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,173,802,253,523.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,034,014,672.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,101,853,508,905.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,894,473.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,671,168,131.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,631,382.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">453,571,028.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,313,119.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,551,784,406.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,509,285,531.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">501,546,332,419.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,508,190.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">228,318,339.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.66%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,382,367,272.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">212,652,272,223.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">483,627,125.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82,847,355,166.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,050,208.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,520,399,238.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">757,889.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">755,991,972.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,693,682.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,779,368,154.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,342.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">429,382,333.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,611,762,346.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,403,443,140.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,928,414,348.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,931,875,149.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,063,645,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,703,560,227.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89,440,954.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,750,364,158.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,253,184,820.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,325,041,910.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,338,430,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,609,985,777.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,596,592,500.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">875,529,422.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,390,237,829.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,576,544,019.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,038,466,631.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,886,086,070.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,004,761,898.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,204,356,510.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>220,256,675,325.88</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>10,527,506,260,682.00</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>2.09%</b></span></td>
</tr>
</tbody>
</table>
<br />
<br />
<br /><span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span>There
are fifteen Philippine Banks with a Gross NPL Ratio greater than
25.00% of Total Loan Portfolio (TLP).</span></span></span></span></span></span></span></span></span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span> </span></span></span></span></span></span></span></span></span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="768"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>NPL as % of TLP</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="34"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Gross NPL/ Gross TLP</b></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Gross NPLs</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Gross TLP</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,531,745.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,133,639.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,849,732.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42,332,818.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">583,370,393.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">886,593,568.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,413,789.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,351,429.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.56%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,395,277.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">327,002,628.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.29%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,410,202.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">169,947,467.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF BENGUET (CBB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,519,318.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">245,287,723.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">347,744,329.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,243,432,066.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.97%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39,083,297.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,992,455.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">214,476,076.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">817,916,373.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">531,562,421.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,054,498,509.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">84,729,881.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">328,651,453.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">426,064,075.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,677,706,750.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,281,886.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">403,486,414.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48,334,134.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">192,038,798.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.17%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span></span></span></span></span></span></span></span></span></span></span></span></span><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">The ratio of a
bank's NPLs to its total Stockholders Equity (SE) maybe more important
than the ratio of its NPLs to Total Loan Portfolio. The idea behind
this is that NPLs are fragile things. As a loan deteriorates, its
recoverable value will deteriorate as well. A foreclosure will most
likely result in a loan recovery that is a mere fraction of the loan's
original value. Therefore, banks with high NPL Ratios relative to their
Stockholders Equity may face a significant loss of capital if a
substantial amount of their NPLs are written off as a loss.</span></span></span><br />
<br />
<span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">On an overall basis, the Gross NPLs of Philippine Banks amounted to 10.01% of Stockholders Equity as of September 30, 2019.</span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="768"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>NPL as % of SE</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b><br /></b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>NPL</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>SE</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>NPL/SE</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In PHP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In PHP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">583,370,393.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">151,315,801.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">385.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">426,064,075.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">231,051,873.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">184.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">347,744,329.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">248,693,789.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">139.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF BENGUET (CBB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,519,318.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,813,750.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">84,729,881.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">63,488,079.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,410,202.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,304,960.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">124.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,395,277.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">97,813,356.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">117.97%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,112,090,224.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,721,313,519.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39,439,090.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35,289,144.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">111.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">829,931,250.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">753,741,341.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">110.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LAGAWE HIGHLANDS RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53,823,586.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,367,144.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109.03%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">502,042,842.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">485,105,551.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62,927,861.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61,761,476.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101.89%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">214,476,076.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">251,387,833.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">308,173,872.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">387,471,661.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,710,470,193.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,413,582,003.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,450,852.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,503,672.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78.28%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85,306,293.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109,657,924.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77.79%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,093,130.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74,953,447.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">73.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,350,903.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78,447,042.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">73.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">290,750,682.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">413,000,595.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66,233,056.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">95,483,908.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">198,758,316.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">301,455,869.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65.93%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,956,733.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">91,671,607.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">539,575,163.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">826,155,612.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,868,368,029.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,584,017,079.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.89%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">506,511,304.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">789,628,390.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,413,789.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31,120,535.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38,064,571.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62,285,174.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">126,754,286.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">209,887,267.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,722,734,572.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,873,805,677.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39,083,297.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65,763,723.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38,056,676.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67,539,693.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,849,732.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,706,087.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54.56%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CITIZEN'S RB (CABIAO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,860,759.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,014,146.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO (N.E.) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">124,612,583.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">231,420,038.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">316,415,337.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">588,798,805.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SOUTH BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39,379,794.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">73,504,264.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,637,059.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65,288,087.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">531,562,421.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,044,403,394.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.90%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">174,277,735.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">343,569,991.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.73%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119,780,269.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">257,700,756.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46,072,510.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">99,303,178.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,313,650.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66,278,584.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47,255,329.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105,588,591.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,252,532.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,817,315.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.94%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,229,950,092.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,029,845,115.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42.17%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">275,275,794.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">663,181,642.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,440,486.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">71,129,045.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">621,166,549.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,501,272,941.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,485,679.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42,606,227.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,281,886.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">252,451,867.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106,431,661.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">265,002,213.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.16%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">121,176,683.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">303,060,215.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.98%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60,324,712.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">150,931,109.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.97%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST AGRO-INDUSTRIAL RB INC(FAIRBANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,997,403.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,635,152.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,411,211.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">91,285,949.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.89%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,173,647.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">93,169,577.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,488,382.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53,123,817.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">996,712,991.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,659,188,621.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,594,590,527.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,051,232,947.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,546,179,067.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32,558,421,330.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,476,153,942.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,462,663,888.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.08%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,415,799.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">166,998,560.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,311,462.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106,394,567.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,357,970.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109,724,435.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39,433,853.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">116,260,560.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.92%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,888,048.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">100,998,685.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,382,150.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109,761,649.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,596,325.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">116,743,358.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.20%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">710,868,746.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,208,032,488.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,457,952.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">218,908,237.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BDO NETWORK BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,982,020,952.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,184,235,404.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,178,908.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,907,669.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,140,320.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">179,161,895.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,298,653.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">95,740,314.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.60%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,531,745.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">124,143,759.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,096,082.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,435,018.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">158,384,421.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">561,681,040.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51,992,897.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">190,858,520.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">111,397,401.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">409,999,639.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,576,791.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">159,900,532.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,920,948.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">317,070,043.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,713,321.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">116,453,554.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,560,353.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">184,918,196.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">57,722,988.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">225,384,386.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,786,266,743.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,892,770,719.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,110,544.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">111,701,221.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,331,730.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104,798,884.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,984,098.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104,430,374.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,914,739.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">146,488,971.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">552,651,289.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,264,120,462.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,692,769.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">196,351,058.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">271,547,625.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,123,573,756.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,694,301,426.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,890,455,575.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,140,745.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104,419,421.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,714,885.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">185,825,993.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,558,894,602.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,293,240,365.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,931,899.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">132,916,350.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,561,947.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131,268,170.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,509,534.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67,472,120.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">880,546,500.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,172,718,475.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,819,577.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">122,420,002.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,875,849.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">217,831,630.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,171,042.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100,819,685.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53,129,586.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">255,414,640.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,680,449,242.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,109,979,929.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">255,505,223.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,328,023,608.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">125,954,322.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">657,956,277.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,220,212.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">123,764,232.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,581,156.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">184,476,970.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,842,600.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80,295,715.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,914,743.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">447,656,837.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,072,658,830.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,214,586,464.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,349,573,797.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,002,132,570.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BAYBANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,750,326.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,862,686.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64,501,899.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">365,911,790.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">184,886,307.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,051,065,269.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,140,602.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">319,320,356.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,875,642.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79,447,348.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,823,931.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">68,305,971.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">901,090,979.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,221,330,989.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,569,020,645.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84,678,647,795.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,014,512,765.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,221,636,076.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,217,778.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">124,263,548.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,362,354.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">596,136,560.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,242,246.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131,470,941.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,749,636.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">108,654,457.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,021,591.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">167,835,713.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,484,131.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">295,526,189.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,334,134.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">301,001,698.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,326,162.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">499,046,308.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,349,824.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">208,572,171.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,085,078.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">226,740,756.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,964,884.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,377,062.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,644,504,683.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">144,872,072,085.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,405,629.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">676,641,167.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,614,214.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">362,527,294.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,828,902,850.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,685,297,990.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,617,691.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">615,466,577.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75,265,089.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">527,383,826.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,883,933.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105,964,378.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,796,396.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">162,369,192.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CSFIRST BANK INC - A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,748,486.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,154,398.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,707,090.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">163,362,028.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,003,499.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">160,079,854.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,180,944.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">334,940,661.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,131,626.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">130,257,824.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,886,921.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,932,592.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">175,771,484.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,413,210,128.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,949,863,597.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90,031,207,561.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,128,286.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74,363,964.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,924,657.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">110,555,064.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,869,721.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84,552,693.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109,940,160.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,082,792,496.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ARDCIBANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,608,224.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">95,009,618.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,605,238.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75,302,886.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96,273,749.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">973,506,215.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,563,843,470.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,003,962,680.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,053,349.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">215,991,814.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,529,843.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90,020,051.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,592,890.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59,375,473.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,760,293.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131,404,641.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,904,935.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">346,399,189.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,382,938.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">332,606,988.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49,026,349.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">585,073,959.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">767,709,442.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,181,289,455.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,851,855.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">168,201,802.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,660,653,130.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,636,474,980.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,181,878.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">433,462,676.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,411,321,285.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">141,586,995,253.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,504,400.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">644,576,796.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">292,213,736.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,174,141,999.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,621,062.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67,858,751.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,405,054.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115,454,531.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,364,097.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114,915,860.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,382,367,272.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,712,236,043.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,051,631,997.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,699,002,617.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,847,084.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">151,529,706.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,034,014,672.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">362,474,458,294.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,727,627.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">322,755,032.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,334,702,451.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">117,396,633,658.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,784,876.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">385,451,353.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,129,686,802.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">265,355,613,097.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PANDI (BULACAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,862,272.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">260,907,764.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,682,273.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59,266,874.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,999,296.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67,774,529.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,156,539.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">332,531,154.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,540,823,512.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">303,510,346,112.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,509,285,531.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,102,936,448.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,040,436,086.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,709,455,440.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,602,529.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">995,578,489.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,520,538.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">214,976,582.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,817,888.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">148,904,717.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,991,081.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93,543,139.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STA MARIA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,599,433.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,695,858.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">483,627,125.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,482,222,225.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,631,382.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">135,256,299.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,313,119.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,587,282,618.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,212,223.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">235,970,489.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,208,826.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,270,392.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,570,641.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,751,572,322.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,508,190.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">102,019,612.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,894,473.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,836,631,955.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,639,406.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">364,749,724.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,050,208.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,937,070,241.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,693,682.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">680,616,164.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,342.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">113,772,376.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">757,889.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">851,472,144.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,540,020,984.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,295,963,002.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,367,380,583.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,558,826,021.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,268,704,064.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,177,928,149.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,924,027,398.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,458,358,028.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,048,897,495.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,076,237,971.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,791,221,539.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,100,954,713.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,739,797,154.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">771,770,214.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,596,576,706.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,935,168,660.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,709,337,045.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,294,127,534.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,994,796,498.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,424,728,073.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>220,256,675,325.88</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>2,201,111,732,843.21</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>10.01%</b></span></td>
</tr>
</tbody>
</table>
<br />
<span style="font-size: small;"><span><span><span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span></span></span></span></span><br />
<br />
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span style="line-height: 18px;">Seventy-seven
banks had NPLs greater than 30% of their Stockholder's Equity. People's Bank of Caraga Inc tops the list. It has Php 583.37 million in Gross NPLs
backed up by an equity base of Php 151.32 million as of September 30, 2019.
The recently shuttered AMA Rural Bank of Mandaluyong's Gross NPLs were
more than 50% of its Stockholder's Equity.</span></span></span></span></span></span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span style="line-height: 18px;">Source:<a href="http://www.bs.gov.ph/" target="_blank"> www.bsp.gov.ph</a> </span></span></span></span></span></span></span></span></span></span>David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-43243728504921725042020-03-15T20:30:00.000-04:002020-03-15T20:30:03.842-04:00An 80% Minimum NPL Coverage Ratio will Result in a Severe Undercapitalization of Some Philippine Banks - September 30, 2019 <span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;">Raising
the NPL Coverage Ratio to a minimum of 80% will entail additional loan
loss provisions for some Philippine banks that could eat into a substantial chunk
(30% or more) of their Stockholder's Equity. Based on the table below, nine banks will be severely affected:</span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"> </span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="6" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="9" height="17" width="1056"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="9" height="17"><span style="font-size: x-small;"><b>Impact on SE of Minimum Loan Loss Provisions</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="9" height="17"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="CENTER" height="50" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Minimum Loan Loss Provisions at 80% NPL Coverage Ratio</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Actual Loan Loss Provisions</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Excess/Deficit Loan Loss Provisions</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Stockholder's Equity</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Impact on SE</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">466,696,314.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">306,682,396.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-160,013,918.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">151,315,801.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-105.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">340,851,260.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">189,912,010.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-150,939,249.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">231,051,873.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-65.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,489,672,179.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">995,238,992.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-1,494,433,187.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,721,313,519.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-54.92%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,128,162.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,637,499.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-23,490,662.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,304,960.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-51.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LAGAWE HIGHLANDS RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,058,869.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,821,403.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-24,237,465.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,367,144.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-49.10%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">663,945,000.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">361,921,343.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-302,023,657.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">753,741,341.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-40.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,342,289.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,482,616.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-22,859,673.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61,761,476.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-37.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,494,694,423.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,963,354,159.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-3,531,340,264.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,584,017,079.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-33.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,760,682.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">16,791,233.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-17,969,448.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,503,672.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-32.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,965,386.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,738,792.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-27,226,593.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91,671,607.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-29.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO (N.E.) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99,690,066.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,917,625.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-67,772,441.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">231,420,038.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-29.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">431,660,130.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">202,042,249.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-229,617,881.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">826,155,612.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-27.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,709,647.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,408,148.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-17,301,499.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65,288,087.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-26.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">405,209,043.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">196,860,938.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-208,348,104.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">789,628,390.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-26.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">425,249,937.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">154,372,964.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-270,876,972.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,044,403,394.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-25.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIZEN'S RB (CABIAO) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,688,607.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,023,132.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-13,665,474.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">57,014,146.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-23.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">232,600,545.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">139,416,054.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-93,184,491.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">413,000,595.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-22.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">496,933,239.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">162,085,067.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-334,848,172.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,501,272,941.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-22.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,378,187,658.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">742,709,068.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-635,478,589.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,873,805,677.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-22.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67,783,904.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,211,697.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-12,572,207.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63,488,079.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-19.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,445,341.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,265,458.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-13,179,883.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67,539,693.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-19.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">95,824,215.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,918,540.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-49,905,674.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">257,700,756.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-19.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,390,706.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,948,645.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9,442,060.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53,123,817.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-17.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,825,509.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,261,952.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-44,563,556.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">252,451,867.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-17.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">568,694,997.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">205,430,902.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-363,264,095.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,208,032,488.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-16.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,250,920.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,889,522.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-10,361,397.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66,278,584.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-15.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">68,245,034.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51,498,765.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-16,746,269.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109,657,924.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-15.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,932,639.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,594,471.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-24,338,167.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">166,998,560.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-14.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST AGRO-INDUSTRIAL RB INC(FAIRBANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,997,922.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,644,079.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-16,353,843.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">112,635,152.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-14.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,343,126.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,852,069.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-19,491,056.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">138,907,669.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-14.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,383,960,073.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,993,303,487.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,390,656,585.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,029,845,115.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-13.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,180,923,153.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,627,812,219.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2,553,110,934.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,462,663,888.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-13.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96,941,347.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,686,554.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-41,254,792.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">303,060,215.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-13.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126,707,537.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51,305,360.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-75,402,176.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">561,681,040.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-13.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,451,657.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,556,011.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-7,895,645.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,285,174.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-12.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,594,317.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,076,088.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-22,518,229.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">190,858,520.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-11.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">139,422,188.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,994,559.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-40,427,628.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">343,569,991.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-11.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,551,272.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,474,666.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4,076,605.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,289,144.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-11.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">704,437,200.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">250,016,301.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-454,420,898.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,172,718,475.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-10.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,938,918.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,034,260.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9,904,657.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93,169,577.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-10.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,236,943,254.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,841,220,680.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3,395,722,574.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,558,421,330.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-10.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,552,389.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,655,661.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6,896,727.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">71,129,045.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">220,220,635.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">158,140,672.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-62,079,962.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">663,181,642.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,955,441,141.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,600,040,577.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,355,400,564.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,890,455,575.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-8.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,074,504.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,762,487.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6,312,016.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74,953,447.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-8.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67,136,759.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,812,059.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-25,324,699.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">317,070,043.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-7.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">442,121,031.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">261,357,324.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-180,763,706.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,264,120,462.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-7.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,065,384.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,872,389.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-8,192,995.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104,798,884.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-7.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100,763,457.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51,001,659.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-49,761,797.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">657,956,277.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-7.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,804,263.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,877,936.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-7,926,326.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105,588,591.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-7.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,371,908.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,649,896.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-12,722,012.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">185,825,993.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,025,396.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,629,873.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-8,395,523.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">124,143,759.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,879,859.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,294,313.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-13,585,546.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">208,572,171.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,880,722.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,021,310.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4,859,412.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,447,042.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,178,390.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,810,056.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-13,368,334.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">225,384,386.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,503,669.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,832,960.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-14,670,708.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">255,414,640.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,438,922.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,217,468.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5,221,453.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">95,740,314.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,049,170.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,702,689.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5,346,480.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">106,394,567.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">217,238,100.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">162,111,731.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-55,126,368.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,123,573,756.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">147,909,046.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">102,451,982.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-45,457,063.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,051,065,269.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">204,404,179.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">147,555,346.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-56,848,832.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,328,023,608.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,858,127,064.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,445,641,721.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,412,485,342.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,214,586,464.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,447,115,682.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,462,523,056.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,984,592,625.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,293,240,365.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,886,376.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,355,780.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4,530,596.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109,724,435.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,229,013,394.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,789,062,338.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-439,951,056.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,892,770,719.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,617,273.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,986,797.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6,630,475.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">167,835,713.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,731,791.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,026,284.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5,705,506.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">146,488,971.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,607,627.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,127,112.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2,480,514.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67,472,120.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,112,256.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,772,356.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6,339,900.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">179,161,895.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,987,304.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,696,154.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-10,291,150.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">295,526,189.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,221,079.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,616,222.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-19,604,856.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">585,073,959.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,655,216,516.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,850,351,871.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2,804,864,644.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84,678,647,795.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65,531,794.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,714,604.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-12,817,190.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">447,656,837.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">159,006,652.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">150,428,206.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-8,578,446.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">301,455,869.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,144,755.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,709,506.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9,435,248.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">334,940,661.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87,952,128.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,996,511.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-28,955,617.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,082,792,496.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,089,883.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">68,054,923.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-13,034,960.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">596,136,560.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,068,062.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,174,595.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4,893,467.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">226,740,756.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,199,709.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,049,937.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2,149,772.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">108,654,457.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">720,872,783.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">620,594,116.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-100,278,666.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,221,330,989.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51,601,519.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,481,263.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6,120,256.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">365,911,790.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,849,557.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,729,485.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2,120,072.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131,268,170.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,237,117.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,618,285.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2,618,831.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">162,369,192.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,959,890,877.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,711,396,801.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,248,494,076.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90,031,207,561.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,974,222.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,406,462.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,567,760.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">124,263,548.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,682,023.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,537,665.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-12,144,357.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">995,578,489.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,091,371.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,999,732.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4,091,638.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">362,527,294.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,463,122,280.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,327,555,479.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-135,566,800.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,685,297,990.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,145,818.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,518,586.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-627,232.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59,266,874.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,971,907.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,975,443.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-996,464.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,377,062.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,084,190.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,424,695.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-659,494.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75,302,886.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,100,513.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,460,371.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-640,142.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79,447,348.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,459,144.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,946,920.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-512,223.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">68,305,971.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,667,307.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,568,705.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,098,602.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">301,001,698.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,165,672.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,629,252.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-536,419.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">163,362,028.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,664,925.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,494,403.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-170,521.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">184,476,970.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,128,522,504.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,103,787,848.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-24,734,655.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,636,474,980.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,709,536.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,644,024.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-65,512.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,932,592.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">841,305,598.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">838,542,947.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2,762,650.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,699,002,617.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,408,234.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,487,123.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,888.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131,404,641.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,673,490.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,673,490.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,924,027,398.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,110,438.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,204,572.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94,134.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100,998,685.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,039,563.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,039,563.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,558,826,021.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,172,736.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,172,736.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,994,796,498.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,700,679.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,294,050.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">593,370.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">217,831,630.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,075,672,422.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,096,586,785.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,914,362.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,051,232,947.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,428,820.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,428,820.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,791,221,539.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,392,865.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,758,438.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">365,573.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93,543,139.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,924,043.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,455,638.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">531,594.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115,454,531.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,618,594.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,618,594.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,739,797,154.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,705,301.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,379,069.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">673,767.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">130,257,824.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,290,580.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,290,580.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">771,770,214.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,259,770.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49,130,136.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">870,366.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">150,931,109.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,011,610,212.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,363,920,957.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">352,310,745.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,221,636,076.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,250,281.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,250,281.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,540,020,984.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">233,770,988.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">260,034,333.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,263,344.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,174,141,999.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,607,974.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,607,974.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,295,963,002.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,144,359,394.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,230,406,554.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,047,160.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,109,979,929.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.66%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,000,970.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,000,970.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,076,237,971.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,826,450.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,826,450.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,268,704,064.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,154,215.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,494,597.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,340,381.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">196,351,058.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,999,225.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,999,225.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,048,897,495.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,000,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,000,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,596,576,706.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,111,525.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,905,914.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,794,388.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">364,749,724.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,035,607.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,035,607.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,177,928,149.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,025,132.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,025,132.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,424,728,073.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,655,661.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,659,390.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,003,728.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">122,420,002.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,723,948.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,252,098.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,528,150.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">346,399,189.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,398,525.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,398,525.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,294,127,534.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,018,999.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87,311,153.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,292,153.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">973,506,215.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,307,724.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,307,724.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,100,954,713.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,403,520.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,836,572.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,433,052.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">644,576,796.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">92,316,221.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93,548,225.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,232,003.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97,813,356.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">606,311.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,127,743.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,521,432.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">851,472,144.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89,117,921.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94,707,491.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,589,570.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">409,999,639.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,315,603,746.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,440,318,404.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,124,714,657.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">144,872,072,085.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,312,596.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,869,695.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,557,099.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104,419,421.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,081,484.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,602,381.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,520,897.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">168,201,802.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,067,761,960.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,926,619,822.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,858,857,861.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">117,396,633,658.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,767,061.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,527,808.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,760,747.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,270,392.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,440,166.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94,837,886.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">76,397,719.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,937,070,241.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">210,152,302.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">210,152,302.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,367,380,583.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">70,894,152.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,460,757.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,566,604.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">615,466,577.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,715,578.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,593,047.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,877,468.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,836,631,955.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,061,433.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,504,532.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,443,099.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">159,900,532.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,745,502.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,959,681.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,214,179.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">433,462,676.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,807,428,424.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,081,170,153.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,273,741,728.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,102,936,448.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,827,211,737.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,590,977,562.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,763,765,824.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">362,474,458,294.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,354,946.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,412,054.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,057,108.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">680,616,164.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,403,429.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,318,189.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,914,760.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">209,887,267.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,602,799.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,158,133.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,555,334.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">160,079,854.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,823,874.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,418,908.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,595,033.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90,020,051.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,912,482.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,249,101.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,336,619.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">319,320,356.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,654,310.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,094,575.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,440,265.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">148,904,717.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,145,329.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93,058,202.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,912,873.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">265,002,213.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,325,231.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,477,060.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,151,829.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">332,531,154.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ARDCIBANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,686,579.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,589,010.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,902,430.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">95,009,618.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,703,749,442.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,892,284,310.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,188,534,868.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">265,355,613,097.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PANDI (BULACAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,489,817.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,567,682.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,077,865.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">260,907,764.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,206,552.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,404,030.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,197,478.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">102,019,612.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,986,445.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,051,192.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,064,747.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">95,483,908.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,506,350.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,299,237.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,792,886.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">332,606,988.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,982,102.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,577,227.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,595,125.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">322,755,032.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,539,726.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,215,360.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,675,634.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">110,555,064.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STA MARIA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,079,546.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,815,192.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,735,645.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,695,858.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,907,146.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,534,488.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,627,342.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105,964,378.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">797,370,393.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">888,969,778.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91,599,385.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,659,188,621.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,212,071.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79,275,228.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,063,156.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">527,383,826.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,032,658,810.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,049,536,717.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,016,877,906.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">303,510,346,112.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,816,430.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,858,976.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,042,546.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">214,976,582.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,696,849.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,278,952.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,582,102.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67,858,751.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">614,167,554.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">971,231,146.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">357,063,591.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,181,289,455.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,329,057,028.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,959,404,574.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,630,347,546.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">141,586,995,253.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,169,778.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,556,709.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,386,930.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">235,970,489.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,905,105.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,370,343.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,465,237.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">135,256,299.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,399,437.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,160,255.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,760,817.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67,774,529.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,576,169.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,984,733.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,408,563.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">123,764,232.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,570,657.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,661,946.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,091,289.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">116,453,554.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">253,132,269.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">278,938,230.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,805,960.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">588,798,805.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,547,083.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,707,016.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,159,933.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">116,260,560.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,531,031.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,920,864.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,389,832.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,120,535.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,842,679.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,110,926.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,268,247.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">215,991,814.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">167,503,641.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">167,503,641.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,458,358,028.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,105,720.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,423,789.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,318,069.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109,761,649.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,787,278.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,864,056.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,076,777.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104,430,374.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CSFIRST BANK INC - A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,798,788.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,483,009.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,684,220.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,154,398.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,873.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,948,089.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,862,215.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">113,772,376.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,891,278.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,223,461.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,332,183.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114,915,860.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SOUTH BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,503,835.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,585,425.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,081,590.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">73,504,264.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">70,650,495.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">270,561,209.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">199,910,713.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,587,282,618.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BAYBANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,800,261.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,689,919.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,889,657.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,862,686.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,879,659,037.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,658,643,891.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">778,984,853.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,002,132,570.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,251,074,776.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,223,599,793.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">972,525,017.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,003,962,680.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">246,539,097.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">270,363,315.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,824,217.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">387,471,661.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,660,929.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93,518,134.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,857,204.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">499,046,308.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">559,963,681.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">559,963,681.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,935,168,660.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,627,901.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,797,097.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,169,196.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">385,451,353.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">140,617,187.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">239,617,180.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,999,993.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,413,210,128.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">386,901,700.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,571,664,548.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,184,762,848.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,482,222,225.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,488,435.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,665,841.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,177,406.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">111,701,221.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO NETWORK BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,585,616,762.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,061,235,185.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">475,618,423.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,184,235,404.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,793,797.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,066,728.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,272,930.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131,470,941.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,874,080.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,344,611.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,470,530.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80,295,715.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">387,768,887.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">387,768,887.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,709,337,045.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,128,969.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,726,386.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,597,417.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91,285,949.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,474,312.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,503,484.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,029,171.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59,375,473.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,724,503.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">138,584,840.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59,860,337.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">676,641,167.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF BENGUET (CBB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,415,454.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,980,215.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,564,760.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,813,750.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">278,195,463.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">300,947,548.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,752,085.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">248,693,789.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">401,634,274.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">446,152,781.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,518,507.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">485,105,551.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">171,580,861.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">196,309,072.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,728,211.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">251,387,833.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,256,512.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">556,923,098.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">475,666,585.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,751,572,322.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,502,628.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,175,524.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,672,895.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74,363,964.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,879,786.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,599,525.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,719,738.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,706,087.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,936,834.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,178,813.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,241,979.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100,819,685.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,676,865.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,705,873.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,029,007.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,435,018.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,105,893,817.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,557,434,056.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,451,540,238.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,712,236,043.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,858,008.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,308,715.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,450,706.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99,303,178.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,077,667.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,610,950.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,533,283.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">151,529,706.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: x-small;">832,348,868.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,968,440,144.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,136,091,276.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,709,455,440.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,366,362.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,489,810.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,123,448.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">218,908,237.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,266,637.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,707,851.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,441,213.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65,763,723.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,988,543.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,467,852.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,479,308.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,606,227.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,168,376,154.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,634,207,462.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">465,831,307.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,413,582,003.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,402,025.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,911,301.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,509,275.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,817,315.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,077,060.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,350,694.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,273,634.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">116,743,358.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,095,777.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,068,986.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,973,208.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84,552,693.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,145,519.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53,410,280.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,264,761.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">132,916,350.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,048,282.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91,835,788.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53,787,506.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">184,918,196.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>175,738,643,945.95</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>204,067,951,954.66</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>28,329,308,008.72</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>2,200,960,417,041.42</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>1.29%</b></span></td>
</tr>
</tbody>
</table>
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-58444280124801008462020-03-08T20:30:00.000-04:002020-03-08T20:30:11.336-04:00Are Philippine Banks Under Provisioning Loan Losses? - As of September 30, 2019 <span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span>Are Philippine banks under provisioning loan losses?
</span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span> </span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span>On the face of it, no.
</span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span> </span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span>At 1.66% as of September 30, 2019, NPLs as a percentage of Total Loan Portfolios are at historic lows.</span></span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgku78Et1RksUNmggFy_xBUdgPXLYdqP6QjzDYt4acwpzbQyXKUBXnwrBq5_QiVDHcavqONg486c4ToPdFxrJmLjG-Q9JXDoCGDxDZ4ORE7OpZFm16qEQZU8-tBWXlC2ygKc237l6Vn-zQ/s1600/Philippine+NPL+as+%2525+of+TLP+-+September+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="517" data-original-width="1600" height="206" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgku78Et1RksUNmggFy_xBUdgPXLYdqP6QjzDYt4acwpzbQyXKUBXnwrBq5_QiVDHcavqONg486c4ToPdFxrJmLjG-Q9JXDoCGDxDZ4ORE7OpZFm16qEQZU8-tBWXlC2ygKc237l6Vn-zQ/s640/Philippine+NPL+as+%2525+of+TLP+-+September+2019.jpg" width="640" /></a></div>
<br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span></span></span></span></span><span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span>Although
the NPL Coverage Ratio is near historic highs at 108.01% as of September 30,
2019, it has dropped considerably from its peak of 149.53% as of
December 31, 2017.</span></span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6VyLJzUbENS-2CHIPBUqV9nPTU9AtPv0pvkfLKkjek_RKHKSFZSskaCXin0Kd4CW4HlUXiU1VstZhPndtuYiQhj2CPa6K3uNaXN50iIQT8gr52SlFRBNrIluH-bCFzfU8Di88JHYv2Qs/s1600/Philippine+NPL+Coverage+Ratio+-+September+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="681" data-original-width="1088" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6VyLJzUbENS-2CHIPBUqV9nPTU9AtPv0pvkfLKkjek_RKHKSFZSskaCXin0Kd4CW4HlUXiU1VstZhPndtuYiQhj2CPa6K3uNaXN50iIQT8gr52SlFRBNrIluH-bCFzfU8Di88JHYv2Qs/s640/Philippine+NPL+Coverage+Ratio+-+September+2019.jpg" width="640" /></a></div>
<br />
<span style="font-size: small;"><span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span></span></span></span></span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span>However,
NPLs
can go much higher than current levels. Over the past thirty-seven years,
NPLs as a percentage of Total Loan Portfolios averaged 7.79% for
Philippine Universal and Commercial Banks. Moreover, Loan Loss Reserves
(LLR) as a percentage of Total Loan Portfolio (TLP) have averaged 4.44%
for the past thirty-seven years. As can be seen from the chart below,
loan
loss reserves hit a peak of 22.23% of TLP in 1986, an outlier. Without
this outlier, LLR/TLP average is 3.94% for the past thirty-seven years.</span></span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjF3XYI50tlZiSU_fdplOsu-HbMsKPJELjYtFRnOSps6PzK5t1VF40IM4v-MGxEznB7ogPdDpN_aA4El8oFv7Isr9f_Ne_CnTiX-8ZpwJ4AxjnH8iDSv_-QmX1h8jbfuh-4hHg7XKaBX18/s1600/Philippine+Loan+Loss+Reserves+September+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="529" data-original-width="1199" height="282" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjF3XYI50tlZiSU_fdplOsu-HbMsKPJELjYtFRnOSps6PzK5t1VF40IM4v-MGxEznB7ogPdDpN_aA4El8oFv7Isr9f_Ne_CnTiX-8ZpwJ4AxjnH8iDSv_-QmX1h8jbfuh-4hHg7XKaBX18/s640/Philippine+Loan+Loss+Reserves+September+2019.jpg" width="640" /></a></div>
<br />
<span style="font-size: small;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span></span></span></span></span><span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span>As of September 30,
2019, LLR/TLP stands at 1.79%, which is below the historical average of
4.44%, indicating that Philippine banks are under-provisioning for loan
losses, given historical norms. If Philippine banks were to maintain
higher loan loss provisions to conform to historical averages, bank
earnings will suffer but will be better provisioned for future losses.<br />
<br />
Now, which
banks have not adequately provisioned for loan losses at their current
NPL levels, which are at historic lows? Those highlighted in yellow
(below 80% NPL Coverage Ratio) are prime candidates.</span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span> </span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="6" height="17" width="768"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="6" height="17"><span style="font-size: x-small;"><b>NPL Coverage Ratio</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="6" height="17"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="CENTER" height="34" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Loan Loss Provisions</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Gross NPLs</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>NPL Coverage Ratio</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO (N.E.) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31,917,625.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">124,612,583.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.61%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">162,085,067.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">621,166,549.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">250,016,301.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">880,546,500.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,963,354,159.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,868,368,029.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">205,430,902.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">710,868,746.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.90%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,372,964.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">531,562,421.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,408,148.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,637,059.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">995,238,992.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,112,090,224.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.98%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,305,360.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">158,384,421.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,948,645.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,488,382.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.92%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,738,792.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,956,733.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LAGAWE HIGHLANDS RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,821,403.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53,823,586.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.97%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CITIZEN'S RB (CABIAO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,023,132.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,860,759.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.72%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,852,069.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,178,908.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,261,952.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,281,886.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,076,088.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,992,897.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.69%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">202,042,249.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">539,575,163.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.44%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,594,471.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,415,799.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.61%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,294,313.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32,349,824.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,918,540.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119,780,269.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,637,499.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,410,202.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">16,791,233.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,450,852.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">196,860,938.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">506,511,304.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,616,222.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,026,349.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,001,659.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">125,954,322.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,627,812,219.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,476,153,942.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.58%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">742,709,068.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,722,734,572.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,600,040,577.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,694,301,426.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">361,921,343.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">829,931,250.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.61%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST AGRO-INDUSTRIAL RB INC(FAIRBANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,644,079.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,997,403.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,482,616.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62,927,861.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">189,912,010.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">426,064,075.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,265,458.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38,056,676.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,889,522.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,313,650.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.82%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,686,554.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">121,176,683.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,993,303,487.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,229,950,092.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.12%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">261,357,324.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">552,651,289.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.29%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">139,416,054.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">290,750,682.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,872,389.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,331,730.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48.89%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,537,665.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39,602,529.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,649,896.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,714,885.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,812,059.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">83,920,948.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.82%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,841,220,680.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,546,179,067.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,832,960.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53,129,586.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">306,682,396.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">583,370,393.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,034,260.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,173,647.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52.62%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58,996,511.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109,940,160.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,451,982.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">184,886,307.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.41%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,986,797.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,021,591.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">16,655,661.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,440,486.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,518,586.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,682,273.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.62%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,445,641,721.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,072,658,830.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,994,559.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">174,277,735.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32,810,056.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,722,988.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.84%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">158,140,672.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">275,275,794.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,629,873.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,531,745.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">147,555,346.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">255,505,223.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,696,154.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47,484,131.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,709,506.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,180,944.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59.12%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">22,556,011.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38,064,571.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">162,111,731.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">271,547,625.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,498,765.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85,306,293.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,850,351,871.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,569,020,645.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,462,523,056.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,558,894,602.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61.20%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,217,468.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,298,653.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.18%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9,127,112.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,509,534.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.90%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,877,936.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47,255,329.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">63.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,026,284.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35,914,739.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,789,062,338.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,786,266,743.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.21%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,714,604.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">81,914,743.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,211,697.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">84,729,881.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65.16%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,702,689.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,311,462.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65.28%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,174,595.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35,085,078.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68,054,923.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,362,354.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,711,396,801.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9,949,863,597.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25,355,780.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,357,970.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,049,937.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,749,636.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.89%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,772,356.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,140,320.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,618,285.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">22,796,396.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,762,487.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,093,130.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">620,594,116.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">901,090,979.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,474,666.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39,439,090.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,481,263.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64,501,899.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,424,695.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,605,238.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">71.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,021,310.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,350,903.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">71.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,999,732.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,614,214.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,729,485.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28,561,947.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72.58%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,327,555,479.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,828,902,850.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,406,462.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,217,778.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72.61%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,975,443.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,964,884.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">73.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,460,371.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,875,642.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,946,920.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,823,931.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">150,428,206.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">198,758,316.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,629,252.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">22,707,090.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,568,705.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48,334,134.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77.73%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,103,787,848.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,660,653,130.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,644,024.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,886,921.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,494,403.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,581,156.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">838,542,947.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,051,631,997.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,204,572.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,888,048.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,487,123.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,760,293.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,096,586,785.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,594,590,527.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93,548,225.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115,395,277.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,294,050.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,875,849.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49,130,136.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,324,712.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,494,597.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,692,769.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,230,406,554.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,680,449,242.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,363,920,957.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,014,512,765.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,659,390.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,819,577.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,379,069.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,131,626.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,051,192.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66,233,056.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,318,189.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126,754,286.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94,707,491.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">111,397,401.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,869,695.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,140,745.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF BENGUET (CBB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,980,215.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">70,519,318.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">300,947,548.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">347,744,329.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,920,864.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,413,789.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,455,638.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,405,054.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93,058,202.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">106,431,661.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">270,363,315.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">308,173,872.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,504,532.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,576,791.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">278,938,230.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">316,415,337.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">446,152,781.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">502,042,842.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">260,034,333.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">292,213,736.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">888,969,778.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">996,712,991.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,440,318,404.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,644,504,683.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SOUTH BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,585,425.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,379,794.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87,311,153.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96,273,749.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,252,098.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,904,935.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">196,309,072.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">214,476,076.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,758,438.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,991,081.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">92.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,707,016.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,433,853.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,460,757.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,617,691.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,423,789.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,382,150.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,836,572.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,504,400.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,661,946.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,713,321.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,249,101.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,140,602.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,634,207,462.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,710,470,193.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,602,381.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,851,855.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,599,525.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,849,732.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,864,056.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,984,098.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,158,133.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,003,499.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,726,386.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,411,211.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,707,851.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,083,297.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,984,733.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,220,212.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO NETWORK BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,061,235,185.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,982,020,952.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,534,488.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,883,933.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,308,715.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,072,510.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79,275,228.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75,265,089.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,665,841.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,110,544.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,926,619,822.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,334,702,451.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ARDCIBANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,589,010.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,608,224.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">110.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,418,908.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,529,843.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">110.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,215,360.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,924,657.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">110.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,467,852.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,485,679.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">111.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,959,681.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,181,878.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">111.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BAYBANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,689,919.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,750,326.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">113.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,658,643,891.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,349,573,797.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">113.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CSFIRST BANK INC - A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,483,009.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,748,486.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,299,237.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,382,938.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">116.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,705,873.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,096,082.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">117.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,489,810.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">70,457,952.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">118.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,911,301.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,252,532.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">119.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93,518,134.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,326,162.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">119.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,344,611.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,842,600.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">123.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,066,728.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,242,246.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,590,977,562.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,034,014,672.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">971,231,146.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">767,709,442.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,110,926.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,053,349.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">128.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,178,813.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,171,042.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">133.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,350,694.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,596,325.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">133.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,959,404,574.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,411,321,285.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">134.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,278,952.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,621,062.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">135.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">239,617,180.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">175,771,484.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">136.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,577,227.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,727,627.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">136.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">138,584,840.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,405,629.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">140.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,223,599,793.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,563,843,470.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">142.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,081,170,153.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,509,285,531.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">144.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,892,284,310.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,129,686,802.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">147.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PANDI (BULACAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,567,682.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,862,272.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">148.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,477,060.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,156,539.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">151.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,094,575.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,817,888.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">156.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,527,808.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,208,826.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">159.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,223,461.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,364,097.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">165.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,049,536,717.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,540,823,512.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">167.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,503,484.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,592,890.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">169.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,160,255.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,999,296.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">172.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,858,976.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,520,538.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">174.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,175,524.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,128,286.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">174.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53,410,280.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,931,899.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">184.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STA MARIA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,815,192.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,599,433.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">185.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,905,914.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,639,406.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">185.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91,835,788.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,560,353.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">193.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,797,097.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,784,876.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">205.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,593,047.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,894,473.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">226.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,370,343.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,631,382.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">230.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,557,434,056.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,382,367,272.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">257.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,068,986.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,869,721.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">260.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,556,709.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,212,223.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">260.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,610,950.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,847,084.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">278.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,404,030.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,508,190.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">292.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">270,561,209.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,313,119.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">306.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,571,664,548.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">483,627,125.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">324.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,968,440,144.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,040,436,086.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">381.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94,837,886.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,050,208.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">411.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">556,923,098.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,570,641.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">548.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,412,054.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,693,682.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1205.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,127,743.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">757,889.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1600.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,948,089.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,342.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5541.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,250,281.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,607,974.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">210,152,302.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,039,563.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,826,450.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,035,607.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,673,490.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: x-small;">167,503,641.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,999,225.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,000,970.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,428,820.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,307,724.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,618,594.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,290,580.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,000,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">559,963,681.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">387,768,887.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,398,525.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,172,736.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,025,132.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>202,723,570,159.16</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>220,256,675,325.88</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>92.04%</b></span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-size: small;"><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span></span></span></span></span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span><span>Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></span></span></span></span></span><br />
<br />
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-83098589461238207072020-03-01T20:30:00.000-05:002020-03-01T20:30:04.948-05:00The Top Distressed Philippine Banks as of September 30, 2019 <span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Editor's Note</b>:
The Philippine Deposit Insurance Corporation (PDIC) advised consumers
to wisely choose the banks where they will deposit their money. The
trouble is, most depositors don't and can't read financial statements
before they open a bank account. The regulators, whose job is to
safeguard the public's money, have not done a good job recently. In the
past ten years, two commercial banks, twenty-one thrift banks, and a
staggering 187 rural banks have collapsed, often quite suddenly and
without warning: Regulators do have a problem bank list that they do
not divulge to the public, for fear of sparking another bank run. So who
can the public turn to, to advise them where to put their money? No
one, except the banks themselves who will always promote their
self-interests. This analysis is an attempt to fill in that knowledge
gap, by screening out the weaker banks that seem ready to implode at any
given moment.<br /><br /><b>Editor's Note: The ratio of Distressed Assets to Total Capital Cushion is a <u>variant</u>
of the famous Texas Ratio, which was widely used by US financial
regulators to predict bank failure during the US Savings and Loan Crisis
in the 1980s and early 1990s. The basic premise is that a bank with
Distressed Assets greater than its Capital Cushion is in danger of
insolvency because a significant drop in the value of the Distressed
Assets will eat into a significant amount of the bank's capital. A bank
that has a Distressed Ratio greater than 100% is flagged as borderline
insolvent. For a more detailed discussion of this ratio, please visit a
previous blog post: </b><a href="http://bancofilipinofailure.blogspot.com/2011/09/texas-ratio-of-select-philippine-banks.html" target="_blank">The Texas Ratio of Select Philippine Banks</a><br /><br />This
is a list of the top distressed Universal and Commercial (U/KB) as well
as Thrift Banks in the Philippines as of September 30, 2019. It updates
a previous blog post: "<a href="https://bancofilipinofailure.blogspot.com/2019/11/the-top-distressed-philippine-banks-as.html" target="_blank">The Top Distressed Philippine Banks as of September 30, 2019</a>".</span></span></span><br />
<br />
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXYcomiD_ZnAfXj3Z5YU_zoaPyAV-x-dyYaYK1L9axqdfihftRuvfEa9IO9snBSWhqDH0sjOzj0ipcrO6DO7qgLgWeuo7UZtAhRWS2hOn7mtxs3q8iH6sTHy6lbU-GTnmZbnfbsSBgo18/s1600/Top+Distressed+Philippine+Banks+September+30+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="602" data-original-width="1450" height="264" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXYcomiD_ZnAfXj3Z5YU_zoaPyAV-x-dyYaYK1L9axqdfihftRuvfEa9IO9snBSWhqDH0sjOzj0ipcrO6DO7qgLgWeuo7UZtAhRWS2hOn7mtxs3q8iH6sTHy6lbU-GTnmZbnfbsSBgo18/s640/Top+Distressed+Philippine+Banks+September+30+2019.jpg" width="640" /></a></div>
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<br />
<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">To see where your bank stands relative to these banks, please check the previous blog post: "<a href="https://bancofilipinofailure.blogspot.com/2020/02/philippine-banks-improve-slightly-in.html" target="_blank">Philippine Banks Improve Slightly in the 3rd Quarter of 2019 </a>"</span></span></span><br />
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<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span>
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<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
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<tr>
<td align="LEFT" colspan="4" height="17" width="768"><span style="font-size: x-small;"><b>The Top Distressed Philippine Banks</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>Total Distressed Assets/ Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>In Php</b></span></td>
</tr>
<tr>
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<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
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<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER" colspan="3"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="CENTER" height="50" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Distressed Assets (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Capital Cushion (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Distressed Assets/ Total Capital Cushion (In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">603,975,057.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">89,057,758.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">678.18%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">289,710,088.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,795,953.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">501.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">520,813,197.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,266,957.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">499.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">801,173,241.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">188,221,990.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">425.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">383,622,540.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105,371,177.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">364.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">343,569,235.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,745,885.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">347.93%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">351,859,570.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,563,978.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">327.12%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">212,938,649.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,498,979.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">302.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,970,162,725.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,776,674,065.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">279.93%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">443,182,863.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,602,826.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">274.24%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,841,811,407.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,424,236,269.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">269.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">336,921,658.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">125,094,802.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">269.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">909,552,931.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">348,548,891.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">260.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">277,542,111.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">258.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">229,418,646.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">100,925,612.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">227.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">346,780,211.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153,861,114.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">225.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,277,361,603.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,086,765,483.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">210.94%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">310,188,918.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">200.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,651,442,735.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">904,821,958.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">182.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">945,625,397.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">533,212,561.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">177.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">230,627,278.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,763,762.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">162.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,403,596,530.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">157.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">175,464,578.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,537,220.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">615,972,133.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">416,558,371.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">147.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">193,132,656.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">136,654,395.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">591,956,730.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">421,692,152.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">140.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,342,600,228.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,046,369,742.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">128.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">176,270,866.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,079,267.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">127.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">447,566,361.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">354,184,625.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">126.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">296,616,768.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,942,441.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">124.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">222,900,266.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">181,010,882.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">123.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,333,672,582.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,704,604,899.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">158,816,261.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133,847,522.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">118.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">128,504,467.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,434,247.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114.29%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,990,723,671.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,581,278,919.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">111.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,133,443,495.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,760,687,633.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">110.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134,585,785.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,636,282.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">150,654,300.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,457,221.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109.60%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">524,403,298.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">483,172,924.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58,771,706.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,716,472.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,393,150,809.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,271,730,683.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31,993,330,514.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,654,018,442.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>126,744,414,086.64</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>87,798,303,614.58</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>144.36%</b></span></td>
</tr>
</tbody>
</table>
<br />
<span style="font-size: small;"><span></span></span><br />
<span style="font-size: small;"><span></span></span><br />
<span style="font-size: small;"><span></span></span><br />
<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b><i>Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></i></b><br />
<br />
<br />
<b>Disclaimer:<br /><br /><br />This
list only serves as a screening guide. It is not a definitive guide
and must be taken in the context of other factors. The figures are
based on the individual banks' statement of condition as of June 30, 2019 and September 30, 2019 as published in the BSP website
(www.bsp.gov.ph).
For this analysis, no attempt was made to go through the audited
financial statements of each bank. Readers are suggested to make their
own investigations and verify the figures presented. Both BSP and PDIC
have their own problem bank screening systems that are much more
sophisticated in scope and design, given that they have more access to
information over the banks they regulate.</b></span></span></span>
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-78484197808948089462020-02-23T20:30:00.000-05:002020-02-23T20:30:02.007-05:00Philippine Banks Improve Slightly in the 3rd Quarter of 2019 <span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span><span><b>Editor's Note</b>:
The Philippine Deposit Insurance Corporation (PDIC) advised consumers
to wisely choose the banks where they will deposit their money. The
trouble is, most depositors don't and can't read financial statements
before they open a bank account. The regulators, whose job is to
safeguard the public's money, have not done a good job recently. In the
past ten years, two commercial banks, twenty-one thrift banks, and a
staggering 187 rural banks have collapsed, often quite suddenly and
without warning. Regulators do have a problem bank list that they do not
divulge to the public, for fear of sparking another bank run. So who
can the public turn to, to advise them where to put their money? No one,
except the banks themselves who will always promote their
self-interests. This analysis is an attempt to fill in that knowledge
gap, by screening out the weaker banks that seem ready to implode at any
given moment.<br /><br /><b>Editor's Note:</b> The ratio of Distressed Assets to Total Capital Cushion is a <u><i>variant</i></u>
of the famous Texas Ratio, which was widely used by US financial
regulators to predict bank failure during the US Savings and Loan Crisis
in the 1980s and early 1990s. The basic premise is that a bank with
Distressed Assets greater than its Capital Cushion is in danger of
insolvency because a significant drop in the value of the Distressed
Assets will eat into a significant amount of the bank's capital. For a
more detailed discussion of this ratio, please visit a previous blog
post: <a href="http://bancofilipinofailure.blogspot.com/2011/09/texas-ratio-of-select-philippine-banks.html" target="_blank">The Texas Ratio of Select Philippine Banks</a> <br /><br />Based
on the individual Published Statements of Condition for the Philippine
Banking Industry (from www.bsp.gov.ph), Total Distressed Assets of
Philippine Banks increased by Php 12.58 billion or 1.52% from June 30, 2019 to September 30, 2019. This increase was offset by the increase of their Total Capital Cushion of Php 35.69 billion or 1.61%
during the
same period. As a result, the Ratio of Total Distressed Assets to Total
Capital Cushion of Philippine Commercial Banks decreased by 0.95 percentage points,
from
37.39% as of June 30, 2019 to 36.43% as of September 30, 2019. On a year
on year basis, the
Distressed Asset Ratio has increased by 1.00 percentage points from 35.43%
as of September 30, 2018 to 36.43% as of September 30, 2019.</span></span></span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgF-hY-xg2b8zp2ut5zdbIjrO31zT3bQ52FXdpixRkf1C-BzEuxGVGr715WQFJGbntonMo5tqaRY_sgwK_R3lFDWFRT3bknkSMP17EnlMDFRgYgafZSh91TVZPy4m7QtUHcq9TZ9pNttkI/s1600/Philippine+Banks+Texas+Ratio+September+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="609" data-original-width="1469" height="264" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgF-hY-xg2b8zp2ut5zdbIjrO31zT3bQ52FXdpixRkf1C-BzEuxGVGr715WQFJGbntonMo5tqaRY_sgwK_R3lFDWFRT3bknkSMP17EnlMDFRgYgafZSh91TVZPy4m7QtUHcq9TZ9pNttkI/s640/Philippine+Banks+Texas+Ratio+September+2019.jpg" width="640" /></a></div>
<br />
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span><span> </span></span></span></span></span></span><span style="font-size: x-small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span> </span></span></span></span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">The list of Philippine Banks classified as distressed as of September 30, 2019 are as follows:</span></span></span></span><br />
<br />
<span style="font-size: x-small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="768"><span style="font-size: x-small;"><b>The Top Distressed Philippine Banks</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>Total Distressed Assets/ Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>In Php</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER" colspan="3"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="CENTER" height="50" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Distressed Assets (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Capital Cushion (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Distressed Assets/ Total Capital Cushion (In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">603,975,057.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">89,057,758.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">678.18%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">289,710,088.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,795,953.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">501.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">520,813,197.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,266,957.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">499.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">801,173,241.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">188,221,990.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">425.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">383,622,540.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105,371,177.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">364.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">343,569,235.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,745,885.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">347.93%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">351,859,570.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,563,978.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">327.12%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">212,938,649.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,498,979.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">302.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,970,162,725.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,776,674,065.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">279.93%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">443,182,863.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,602,826.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">274.24%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,841,811,407.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,424,236,269.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">269.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">336,921,658.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">125,094,802.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">269.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">909,552,931.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">348,548,891.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">260.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">277,542,111.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">258.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">229,418,646.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">100,925,612.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">227.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">346,780,211.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153,861,114.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">225.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,277,361,603.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,086,765,483.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">210.94%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">310,188,918.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">200.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,651,442,735.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">904,821,958.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">182.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">945,625,397.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">533,212,561.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">177.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">230,627,278.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,763,762.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">162.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,403,596,530.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">157.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">175,464,578.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,537,220.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">615,972,133.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">416,558,371.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">147.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">193,132,656.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">136,654,395.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">591,956,730.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">421,692,152.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">140.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,342,600,228.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,046,369,742.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">128.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">176,270,866.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,079,267.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">127.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">447,566,361.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">354,184,625.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">126.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">296,616,768.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,942,441.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">124.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">222,900,266.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">181,010,882.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">123.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,333,672,582.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,704,604,899.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">158,816,261.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133,847,522.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">118.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">128,504,467.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,434,247.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114.29%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,990,723,671.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,581,278,919.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">111.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,133,443,495.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,760,687,633.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">110.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134,585,785.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,636,282.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">150,654,300.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,457,221.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109.60%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">524,403,298.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">483,172,924.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58,771,706.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,716,472.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,393,150,809.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,271,730,683.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31,993,330,514.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,654,018,442.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>126,744,414,086.64</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>87,798,303,614.58</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>144.36%</b></span></td>
</tr>
</tbody>
</table>
<br />
<span style="font-size: x-small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span><span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">As
a group, the distressed banks showed an increase in their
Total Distressed Assets/Total Capital Cushion Ratios. This ratio now
stands at 144.36% as of September 30, 2019, up from 142.14% as of June 30, 2019.</span></span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_r_rK4CehaElpqocecbNluFKK8YbEYuwwtjRBah5IzttqK9Glqupzh3kT9LnDMuzt9L1x5INZp4ryzL2Rx8lpNlG35Q7oGThNsaCiViunAgZc3qLh3F2OAvT-0AKtfnm1P25UpBlWZ-8/s1600/Top+Distressed+Philippine+Banks+September+30+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="602" data-original-width="1450" height="264" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_r_rK4CehaElpqocecbNluFKK8YbEYuwwtjRBah5IzttqK9Glqupzh3kT9LnDMuzt9L1x5INZp4ryzL2Rx8lpNlG35Q7oGThNsaCiViunAgZc3qLh3F2OAvT-0AKtfnm1P25UpBlWZ-8/s640/Top+Distressed+Philippine+Banks+September+30+2019.jpg" width="640" /></a></div>
<br />
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">In the third quarter of 2019, three banks entered the distressed banks list while two banks left the list.</span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></span></span></span>
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></span></span></span>
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="3" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="3" height="17" width="624"><span style="font-size: x-small;"><b>Top Distressed Philippine Banks</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><span style="font-size: x-small;"><b>Departures and Arrivals</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><span style="font-size: x-small;"><b>Distressed Asset Ratios</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><span style="font-size: x-small;"><b>June 30, 2019 to September 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><span style="font-size: x-small;"><b>In %</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="18"><span style="font-size: x-small;"><b>Arrivals</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b><br /></b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114.29%</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105.34%</span></td>
<td align="RIGHT"><span style="font-size: x-small;">76.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109.60%</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b>Departures </b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97.43%</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">100.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGAWE HIGHLANDS RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94.89%</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101.87%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span></span></span> <span style="font-family: Arial, Helvetica, sans-serif;"><span style="font-size: small;">The complete list of banks and their distressed asset ratios for the third quarter of 2019 is as follows:</span></span><br />
<br />
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span></span></span> <br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="768"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>Total Distressed Assets/ Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>June 30, 2019 to September 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>In Php</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER" colspan="3" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>September 30, 2019</b></span></td>
</tr>
<tr>
<td align="CENTER" height="50" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Distressed Assets (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Capital Cushion (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Distressed Assets/ Total Capital Cushion (In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">603,975,057.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">89,057,758.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">678.18%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">289,710,088.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,795,953.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">501.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">520,813,197.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,266,957.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">499.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">801,173,241.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">188,221,990.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">425.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">383,622,540.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105,371,177.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">364.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">343,569,235.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,745,885.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">347.93%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">351,859,570.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,563,978.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">327.12%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">212,938,649.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,498,979.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">302.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,970,162,725.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,776,674,065.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">279.93%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">443,182,863.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,602,826.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">274.24%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,841,811,407.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,424,236,269.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">269.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">336,921,658.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">125,094,802.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">269.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MAKILING DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">909,552,931.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">348,548,891.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">260.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">277,542,111.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">258.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">229,418,646.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">100,925,612.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">227.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">346,780,211.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153,861,114.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">225.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,277,361,603.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,086,765,483.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">210.94%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">310,188,918.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">200.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,651,442,735.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">904,821,958.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">182.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">945,625,397.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">533,212,561.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">177.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">230,627,278.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,763,762.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">162.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,403,596,530.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">157.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">175,464,578.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,537,220.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">615,972,133.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">416,558,371.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">147.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">193,132,656.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">136,654,395.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">591,956,730.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">421,692,152.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">140.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,342,600,228.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,046,369,742.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">128.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">176,270,866.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,079,267.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">127.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">447,566,361.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">354,184,625.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">126.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">296,616,768.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,942,441.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">124.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">222,900,266.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">181,010,882.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">123.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,333,672,582.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,704,604,899.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">158,816,261.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133,847,522.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">118.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">128,504,467.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,434,247.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114.29%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,990,723,671.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,581,278,919.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">111.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,133,443,495.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,760,687,633.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">110.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134,585,785.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,636,282.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">150,654,300.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,457,221.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109.60%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">524,403,298.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">483,172,924.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58,771,706.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,716,472.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,393,150,809.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,271,730,683.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31,993,330,514.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,654,018,442.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59,371,810.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,300,130.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE VETERANS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,591,895,936.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,739,173,216.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">624,713,179.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">642,802,469.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGAWE HIGHLANDS RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64,173,691.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67,628,554.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST AGRO-INDUSTRIAL RB INC(FAIRBANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">132,824,313.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">145,080,951.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82,629,705.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">92,494,347.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">288,633,135.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">334,650,767.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,417,778.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">120,119,828.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">494,121,498.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">590,330,854.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">237,455,049.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">284,860,294.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,001,725,748.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,670,489,064.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">430,323,203.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">522,714,998.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99,571,181.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">122,538,456.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">237,246,177.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">292,557,357.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">800,003,533.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">997,045,477.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">732,672,292.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">927,005,866.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">639,444,617.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">829,242,217.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59,066,934.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">76,650,630.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">278,122,630.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">366,809,513.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">463,162,032.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">611,549,814.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,997,671,439.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,153,612,099.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99,924,510.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">134,542,763.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO (N.E.) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">187,112,985.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">253,873,504.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">73.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,489,746.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114,310,395.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">71.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF BENGUET (CBB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,953,691.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">111,878,935.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,496,676,618.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,607,748,501.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,100,796,884.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,887,844,715.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,441,588.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79,909,299.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">68.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">234,455,433.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">347,628,399.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">67.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">289,242,483.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">435,227,070.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,480,756.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">117,291,165.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">121,392,226.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">185,764,950.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65,228,804.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100,690,709.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40,190,329,892.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,450,082,767.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,056,877,447.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,642,419,601.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105,086,350.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">164,486,964.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,099,738,453.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,774,460,823.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIZEN'S RB (CABIAO) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,880,953.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66,191,594.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">57,157,456.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">95,927,090.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,284,854.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,910,405.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT"><span style="font-size: x-small;">138,978,866.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">235,504,500.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,023,853.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,162,101.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,962,293.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87,978,823.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">57.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">108,006,428.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">187,508,517.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">57.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74,460,492.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">130,749,336.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,020,325,761.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,860,696,692.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97,139,166.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">173,785,879.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">111,894,055.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">201,948,538.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">179,619,845.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">326,198,026.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">166,928,599.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">310,601,946.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SOUTH BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,969,895.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104,867,903.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">243,139,482.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">461,162,867.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">511,324,400.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">977,619,976.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115,632,162.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">222,008,574.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53,406,650.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,438,320.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,346,925,836.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49,302,802,428.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,904,958.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,010,612.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,726,926.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,157,523.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105,304,715.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">207,346,154.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,633,660,512.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,233,427,359.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,930,804,993.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,815,553,827.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,319,855,995.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,766,978,429.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,886,884.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">61,041,130.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74,888,171.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">153,485,196.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66,756,341.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">137,231,127.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO NETWORK BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,895,191,265.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,066,678,041.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">158,452,229.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">329,629,174.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69,247,281.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">144,185,439.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,405,944.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">121,874,710.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">163,312,074.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">343,222,634.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,211,158,665.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,998,768,935.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">179,661,841.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">386,458,948.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,028,957,204.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,934,446,251.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,603,014.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90,219,618.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">154,848,356.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">339,104,809.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45.66%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,281,487.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">182,644,209.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CSFIRST BANK INC - A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,034,416.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,506,251.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,465,189.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84,210,335.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,568,793,732.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89,245,760,970.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">306,402,846.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">698,588,473.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115,871,940.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">266,212,724.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,580,548,815.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,669,569,676.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">282,203,350.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">658,488,237.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66,092,785.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">157,586,973.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">427,012,032.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,019,539,292.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">288,835,453.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">706,571,249.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">216,267,218.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">550,044,342.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,138,116,227.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,161,952,262.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">123,673,705.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">315,356,301.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53,362,522.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">136,493,052.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,942,957.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">143,835,863.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,057,361,324.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,598,629,747.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">61,056,030.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">160,094,631.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,260,233.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82,118,111.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">144,986,444.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">382,804,847.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">881,151,193.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,347,935,210.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,783,326,384.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">148,024,151,835.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">106,039,894.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">287,323,747.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49,754,569.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">137,165,229.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,659,387.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126,953,329.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,669,639.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">241,396,604.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63,924,974.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">183,272,346.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,489,804.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75,977,898.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,315,546.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">157,993,941.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,482,695.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,334,529.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,460,919,094.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,270,165,191.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,241,170,560.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,666,253,036.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,703,049,105.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,160,520,621.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">242,287,480.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">730,962,859.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">153,051,490.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">462,388,073.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">255,680,643.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">792,044,348.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,931,417.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">136,953,488.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">168,528,104.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">539,426,195.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">424,640,836.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,369,383,364.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">345,746,002.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,121,132,829.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,424,700.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66,468,894.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,820,993,546.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">137,293,250,914.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,757,178.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,630,593.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">301,547,512.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,001,445,571.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,782,467.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">273,256,041.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,279,383.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">112,956,306.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,700,898.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">162,171,562.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,750,809.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">108,989,992.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,556,413.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87,842,329.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,162,562,172.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">303,095,499,426.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,091,126.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">172,414,663.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,499,459,313.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,207,404,775.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64,008,094.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">224,311,802.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,930,886,484.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84,740,648,960.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,798,554,803.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,227,437,188.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,344,389.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">123,729,793.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,440,992.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">117,728,220.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">59,791,956.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">220,287,697.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">178,931,905.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">686,604,395.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STA MARIA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,012,557.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,394,751.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,521,621.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69,159,136.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,343,113,518.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,367,348,658.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BAYBANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,499,063.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,889,927.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,383,437.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">222,293,469.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">147,595,409.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">629,146,504.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,560,665,470.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">366,153,600,541.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">729,227,633.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,252,076,977.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,698,763,677.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115,903,312,571.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,973,681.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,584,467.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,160,065,443.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,805,871,930.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">387,620,264.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,772,761,755.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,133,674,539.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,448,864,274.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,716,778.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64,003,379.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,535,126.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,875,463.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,235,648.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82,357,798.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,045,253.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">137,785,073.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84,847,214.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">432,697,822.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,681,848.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">117,011,072.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: x-small;">450,156,920.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,342,303,641.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ARDCIBANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,475,390.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,524,263.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,158,090.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">129,264,392.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,006,273.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">196,840,035.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,012,276.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">331,755,098.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,592,887,202.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,159,963,681.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,029,380.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">168,193,818.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,401,795,893.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">263,473,709,191.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,035,698.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">288,734,066.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">352,496,027.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,611,618,594.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">127,702,048.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">948,360,132.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">565,769,298.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,344,343,399.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,172,320.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">403,165,916.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,651,228.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">169,409,195.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">302,232,458.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,716,099,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,587,303.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97,059,896.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,546,505.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">361,341,097.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,360,996.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91,451,813.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,297,451.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,817,012.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">198,759,667.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,187,832,865.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PANDI (BULACAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,253,363.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">261,785,685.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,930,980.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">763,882,291.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">159,431,095.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,966,979,023.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">76,032,432.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,739,037,886.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,905,703.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,989,198,820.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,162,447.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,110,669,180.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,406,541.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,244,398,525.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,317,034.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,114,000,970.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,908,025.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,386,367,048.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,647,573.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,027,021,989.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,418,211.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,981,777,724.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,153,583.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,035,467,519.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,820,743.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,206,294,984.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,015,338.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,161,364,890.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">D' ASIAN HILLS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GRAND-AGRI RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INSULAR SAVERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANGELES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PARACALE(CAMARINES NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">TANAY RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>811,506,541,674.53</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>2,227,279,895,143.28</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>36.43%</b></span></td>
</tr>
</tbody>
</table>
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span><span style="font-size: x-small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b><i> </i></b></span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b><i>Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></i></b></span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Disclaimer:<br /><br /><br />This
list only serves as a screening guide. It is not a definitive guide
and must be taken in the context of other factors. The figures are
based on the individual banks' statement of condition as of June 30, 2019 and September 30, 2019 as published in the BSP website
(www.bsp.gov.ph).
For this analysis, no attempt was made to go through the audited
financial statements of each bank. Readers are suggested to make their
own investigations and verify the figures presented. Both BSP and PDIC
have their own problem bank screening systems that are much more
sophisticated in scope and design, given that they have more access to
information over the banks they regulate.</b></span></span></span></span></span>
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-84414810054595337912020-01-19T20:30:00.000-05:002020-02-01T11:38:54.745-05:00Overstated Capital of Philippine Banks as of September 30, 2019 <span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><u><span style="background-color: white; color: #222222;">Overstated Capital</span></u><br />
<br />
<span style="background-color: white; color: #222222;">On
July 25, 2012, the Bangko Sentral ng Pilipinas (BSP) encouraged banks
that continue to reflect unbooked losses or "deferred charges" on their
balance sheets to charge those losses against retained earnings. This
implies that the BSP now considers that these banks have amassed so much
in Stockholder's Equity (SE) and Retained Earnings (RE) that "they can
now afford to absorb higher charges without impairing their capital and
also without making their shareholders unhappy."<br /><br />But can these
banks do so? The answer is: yes but only for some banks. As can be seen
from the table below, four banks have Deferred Charges as of September 30,
2019. Fortunately, only one bank has deferred charges large enough to adversely impact its
Stockholder's Equity (SE): Rural Bank of Mabalacat. It's Deferred Charges will reduce 32.57% of its Stockholder's Equity.</span></span></span>
<span style="font-size: small;"><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"> </span>
</span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span>
<span style="font-size: small;"><br /></span>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><u>Retained Earnings</u><br /> </span></span><br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Three banks on the list have sufficient Retained Earnings (RE) to absorb their unbooked losses as of September 30, 2019. Rural Bank of Mabalacat has negative Retained Earnings of Php 14.82 million, which will increase its Retained Earnings to a negative Php 36.24 million. </span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrUBfrHuM6mpOW7r3AgMC_QQNgnxSXWWffVO87d0ZR_Xs10fqPMyHOPlZfRecY5tBHq2m4qTA2fON7Zrs_4vgwoARCjqTXUFpzLsr2O-mmnLEF9Yhnv7XEYOHhVeK2bsKC5pC9pGHUG9I/s1600/Overstated+Capital+of+Philippine+Banks+September+30+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="534" data-original-width="1283" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrUBfrHuM6mpOW7r3AgMC_QQNgnxSXWWffVO87d0ZR_Xs10fqPMyHOPlZfRecY5tBHq2m4qTA2fON7Zrs_4vgwoARCjqTXUFpzLsr2O-mmnLEF9Yhnv7XEYOHhVeK2bsKC5pC9pGHUG9I/s640/Overstated+Capital+of+Philippine+Banks+September+30+2019.jpg" width="640" /></a></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
</div>
<br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></span></span>David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-9174169768972068372020-01-12T20:30:00.000-05:002020-01-12T20:30:00.538-05:00The Financial Strength of Philippine Banks according to BSP: From Weakest to Strongest - As of September 30, 2019 <span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><u><span style="background-color: white; color: #222222;">Capital Adequacy Ratios:</span></u>
<br />
<span style="background-color: white; color: #222222;"> </span></span></span>
<span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;">A
bank's Capital Adequacy Ratio is a measure of a bank's capital and
financial strength. BSP requires Philippine banks to measure their
capital adequacy in at least three defined ratios:</span>
</span></span>
<span><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></span>
<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></span>
<span style="font-size: small;"><span><br /></span></span>
<span style="font-size: small;"><br /></span>
<br />
<ol style="background-color: white; color: #222222;">
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Total Capital Adequacy Ratio</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Tier One Capital Adequacy Ratio</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Common Tier One Adequacy Ratio.</span></span></span></li>
</ol>
<span style="font-size: small;">
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
<br style="background-color: white; color: #222222;" /><span style="background-color: white; color: #222222;">For
a more detailed understanding of these ratios, you can consult BSP's
own implementation guidelines, <a href="http://investopedia.com/">Investopedia.com</a>, or numerous past posts
about this subject.</span><br style="background-color: white; color: #222222;" /><span style="background-color: white; color: #222222;"><br /></span><span style="background-color: white; color: #222222;"></span><span style="background-color: white; color: #222222;">The
basic idea behind these ratios is that the higher the ratio, the more
solid the bank is in financial strength, the greater it's ability to
absorb losses. BSP's own minimum for most of these ratios is 6.00 but
it generally recommends a minimum of 10.00, especially for large and
more systemically important banks (those that are Too Big To Fail or
TBTF for short).</span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMiIge7AImcMMyh866kYA-1hA7gFLEEIRoO9I_CZxu2WOEOKs9p0UcT1tOuBUbE63idyvSJXd7sq0K4zovVmxGZ1xK64gYs2I1d7YU9PQky-2R-jy6pFHuw4IrKQMrBVe1FOrobdcqobs/s1600/Philippine+UKB+Total+CAR+September+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="459" data-original-width="1099" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMiIge7AImcMMyh866kYA-1hA7gFLEEIRoO9I_CZxu2WOEOKs9p0UcT1tOuBUbE63idyvSJXd7sq0K4zovVmxGZ1xK64gYs2I1d7YU9PQky-2R-jy6pFHuw4IrKQMrBVe1FOrobdcqobs/s640/Philippine+UKB+Total+CAR+September+2019.jpg" width="640" /></a></div>
<br />
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span style="background-color: white; color: #222222;"></span></span><span><span style="background-color: white; color: #222222;">Every
quarter, several Philippine Banks do not meet these guidelines. As of September 30, 2019, the banks that failed to meet BSP's recommended
minimum
capital requirements are as follows:</span><br />
<br />
<br />
<span style="background-color: white; color: #222222;"> </span><span style="background-color: white; color: #222222;"><u>TOTAL CAR:</u></span>
<span style="background-color: white; color: #222222;"> </span>
<br />
</span></span></span>
<br />
<ol>
<li><span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span style="background-color: white; color: #222222;">United Coconut Planters Bank (Total CAR of 6.16)</span></span></span></span></li>
</ol>
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;">
<span>
<br />
</span><br />
</span></span><div>
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><u>TIER ONE CAR</u></span></span></span></div>
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;">
<span>
<br />
</span><br />
</span></span><div>
<div style="background-color: white; color: #222222;">
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;">One <span>bank
reported Tier One CAR of 0.00 as of September 30, 2019. Of those that did
report Tier One CAR other than 0.00, ten banks have less than the
BSP-recommended Tier One CARs of 10.00. These banks are:</span></span></span></div>
</div>
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;">
<span>
</span><br />
</span></span><ol>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span> Summit Bank (Tier One CAR of 4.12)</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span>Coop Bank of Benguet (Tier One CAR of 5.80)</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span>United Coconut Planters Bank (Tier One CAR of 6.16)</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span>Sterling Bank of Asia Inc (Tier One CAR of 6.93)</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span>Enterprise Bank Inc (Tier One CAR of 7.80)</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span>GM Bank of Luzon Inc (Tier One CAR of 9.08)</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span>Philippine Veterans Bank (Tier One CAR of 9.33)</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span>Equicom Savings Bank Inc (Tier One CAR of 9.56)</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span>Lagawe Highlands RB Inc (Tier One CAR of 9.56) </span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span>Gateway Rural Bank Inc (Tier One CAR of 9.82) </span></span></span></li>
</ol>
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;">
<span>
<br />
<br />
</span><br />
</span></span><div>
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><u>COMMON EQUITY TIER ONE CAR</u></span></span></span></div>
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;">
<span>
<br />
</span><span>The
BSP's
reporting guidelines on the Common Equity Tier One CAR (CET1) only took
effect as of January 1, 2014. Banks only started reporting this ratio
in their Published Statements of Condition for June 30, 2014. One
hundred seventy banks reported their CET1 Ratio as 0.00 for September 30,
2019.
</span><span>
<br />
<br />
</span><span>However,
of
those banks that did report a CET1 Ratio other than 0.00, only Philippine Veterans Bank reported a CET1 Ratio below BSP's
recommended ratio (CET1 Ratio of 8.11). </span><span>
<br />
<br />
</span><br />
</span></span><div>
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span></span><span>The
Total CAR,
Tier 1 CAR, and Common Equity Tier 1 CAR of Philippine Banks as of September
30, 2019 is as follows:(Banks that do not meet BSP's minimum
capital
requirements are highlighted in yellow):</span></span></span></div>
<div>
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span> </span></span></span></div>
<div>
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span> </span></span></span>
<table border="0" cellspacing="0" cols="3" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="3" height="17" width="624"><b>Philippine Banking System</b></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>TOTAL CAR</b></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>September 30, 2019</b></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><b>Bank </b></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><b>Type of Bank</b></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><b>Total CAR</b></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">UNITED COCONUT PLANTERS BANK</td>
<td align="CENTER" bgcolor="#FFFF00">U/KB</td>
<td align="RIGHT" bgcolor="#FFFF00">6.16</td>
</tr>
<tr>
<td align="LEFT" height="17">EQUICOM SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">10.21</td>
</tr>
<tr>
<td align="LEFT" height="17">ENTERPRISE BANK INC (A THRIFT BANK)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">10.42</td>
</tr>
<tr>
<td align="LEFT" height="17">CSFIRST BANK INC – A RURAL BANK</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">10.52</td>
</tr>
<tr>
<td align="LEFT" height="17">PHILIPPINE VETERANS BANK</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">10.63</td>
</tr>
<tr>
<td align="LEFT" height="17">FARMERS SAVINGS & LOAN BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">10.84</td>
</tr>
<tr>
<td align="LEFT" height="17">LAGAWE HIGHLANDS RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">10.86</td>
</tr>
<tr>
<td align="LEFT" height="17">GM BANK OF LUZON INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">10.96</td>
</tr>
<tr>
<td align="LEFT" height="17">STERLING BANK OF ASIA INC (A SAVINGS BANK)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">11.05</td>
</tr>
<tr>
<td align="LEFT" height="17">CHINA BANK SAVINGS INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">11.13</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN PASCUAL(OBANDO BULACAN)INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.22</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF BENGUET (CBB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.58</td>
</tr>
<tr>
<td align="LEFT" height="17">LIBERTY BANK (A RURAL BANK) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.06</td>
</tr>
<tr>
<td align="LEFT" height="17">PRODUCERS SAVINGS BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">12.23</td>
</tr>
<tr>
<td align="LEFT" height="17">COOPERATIVE BANK OF BOHOL </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.29</td>
</tr>
<tr>
<td align="LEFT" height="17">VILLAGE BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.35</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN AGUSTIN (ISABELA) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.43</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL NATIONAL BANK</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.55</td>
</tr>
<tr>
<td align="LEFT" height="17">EAST WEST BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.78</td>
</tr>
<tr>
<td align="LEFT" height="17">BENGUET CENTER BANK INC A RB </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.81</td>
</tr>
<tr>
<td align="LEFT" height="17">MUFG BANK, LTD.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.93</td>
</tr>
<tr>
<td align="LEFT" height="17">PLANBANK "RB OF CANLUBANG PLANTERS INC" </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.94</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN MATEO(ISABELA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.99</td>
</tr>
<tr>
<td align="LEFT" height="17">UCPB SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">13.07</td>
</tr>
<tr>
<td align="LEFT" height="17">GATEWAY RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.09</td>
</tr>
<tr>
<td align="LEFT" height="17">MALLIG PLAINS RURAL BANK (ISABELA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.43</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF CAGAYAN </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.61</td>
</tr>
<tr>
<td align="LEFT" height="17">CHINA BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.64</td>
</tr>
<tr>
<td align="LEFT" height="17">CANTILAN BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.67</td>
</tr>
<tr>
<td align="LEFT" height="17">RIZAL COMM'L BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.75</td>
</tr>
<tr>
<td align="LEFT" height="17">MALAYAN BANK SAVINGS AND MORT BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">13.78</td>
</tr>
<tr>
<td align="LEFT" height="17">PEOPLES BANK OF CARAGA INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.82</td>
</tr>
<tr>
<td align="LEFT" height="17">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">13.83</td>
</tr>
<tr>
<td align="LEFT" height="17">ILOCOS CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.89</td>
</tr>
<tr>
<td align="LEFT" height="17">CEBUANA LHUILLIER RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.94</td>
</tr>
<tr>
<td align="LEFT" height="17">ENTREPRENEUR RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.06</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO UNIBANK INC</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.20</td>
</tr>
<tr>
<td align="LEFT" height="17">LAND BANK OF THE PHILIPPINES</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.20</td>
</tr>
<tr>
<td align="LEFT" height="17">INTER-ASIA DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">14.21</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MABALACAT INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.29</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF POZORRUBIO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.34</td>
</tr>
<tr>
<td align="LEFT" height="17">SUMMIT BANK (RB OF TUBLAY INC) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.45</td>
</tr>
<tr>
<td align="LEFT" height="17">COMMTY RB OF CATMON (CEBU) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.48</td>
</tr>
<tr>
<td align="LEFT" height="17">MT CARMEL RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.58</td>
</tr>
<tr>
<td align="LEFT" height="17">BANCO MEXICO INC (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.67</td>
</tr>
<tr>
<td align="LEFT" height="17">CITYSTATE SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">14.72</td>
</tr>
<tr>
<td align="LEFT" height="17">DEVELOPMENT BANK OF THE PHIL</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.73</td>
</tr>
<tr>
<td align="LEFT" height="17">SOUTH BANK (A RURAL BANK) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.75</td>
</tr>
<tr>
<td align="LEFT" height="17">MINDANAO CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.84</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAMBANG (NUEVA VIZCAYA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.85</td>
</tr>
<tr>
<td align="LEFT" height="17">ZAMBALES RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.87</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF LEBAK (SULTAN KUDARAT) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.91</td>
</tr>
<tr>
<td align="LEFT" height="17">UNION BANK OF THE PHILS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.93</td>
</tr>
<tr>
<td align="LEFT" height="17">CITIBANK, N.A.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.99</td>
</tr>
<tr>
<td align="LEFT" height="17">WEALTH DEVELOPMENT BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">15.05</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MARAGONDON INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.05</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN NARCISO INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.09</td>
</tr>
<tr>
<td align="LEFT" height="17">EAST WEST RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.12</td>
</tr>
<tr>
<td align="LEFT" height="17">PBCOM RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.16</td>
</tr>
<tr>
<td align="LEFT" height="17">QUEZON CAPITAL RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.16</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DUMANGAS INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.23</td>
</tr>
<tr>
<td align="LEFT" height="17">MVSM BANK (A RURAL BANK SINCE 1953) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.38</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF JAEN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.39</td>
</tr>
<tr>
<td align="LEFT" height="17">METRO CEBU PUBLIC SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">15.49</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF CARDONA (RIZAL) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.60</td>
</tr>
<tr>
<td align="LEFT" height="17">CITY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">15.74</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF COMMERCE</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">15.90</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF THE PHIL ISLANDS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">15.98</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST AGRO-INDUSTRIAL RB INC (FAIRBANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.98</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GATTARAN (CAGAYAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.04</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAY INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.06</td>
</tr>
<tr>
<td align="LEFT" height="17">GOLDEN RURAL BANK OF THE PHILIPPINES INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.08</td>
</tr>
<tr>
<td align="LEFT" height="17">MAYBANK PHILIPPINES INCORPORATED</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">16.13</td>
</tr>
<tr>
<td align="LEFT" height="17">METROPOLITAN BANK & TCO</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">16.37</td>
</tr>
<tr>
<td align="LEFT" height="17">CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.38</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.41</td>
</tr>
<tr>
<td align="LEFT" height="17">CAMALIG BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.49</td>
</tr>
<tr>
<td align="LEFT" height="17">SUGBUANON RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.54</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ROSARIO (LA UNION) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.64</td>
</tr>
<tr>
<td align="LEFT" height="17">BOF INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.69</td>
</tr>
<tr>
<td align="LEFT" height="17">NEW RB OF SAN LEONARDO(N.E.) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.73</td>
</tr>
<tr>
<td align="LEFT" height="17">PNB SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">16.92</td>
</tr>
<tr>
<td align="LEFT" height="17">ALIAGA FARMERS RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.96</td>
</tr>
<tr>
<td align="LEFT" height="17">COUNTRY BUILDERS BANK INC (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.07</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL BANK OF COMMUNICATIONS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">17.11</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.11</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF TANGUB CITY (MIS OCC) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.14</td>
</tr>
<tr>
<td align="LEFT" height="17">PANGASINAN BANK (A RB) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.23</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ITOGON (BENGUET) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.34</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">17.41</td>
</tr>
<tr>
<td align="LEFT" height="17">BPI DIRECT BANKO INC A SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">17.43</td>
</tr>
<tr>
<td align="LEFT" height="17">SECURITY BANK CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">17.47</td>
</tr>
<tr>
<td align="LEFT" height="17">KATIPUNAN BANK INC "A RURAL BANK" </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.60</td>
</tr>
<tr>
<td align="LEFT" height="17">SAVIOUR RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.61</td>
</tr>
<tr>
<td align="LEFT" height="17">ASIA UNITED BANK CORPORATION</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">17.66</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PILAR (SORSOGON) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.67</td>
</tr>
<tr>
<td align="LEFT" height="17">BPI FAMILY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">17.94</td>
</tr>
<tr>
<td align="LEFT" height="17">GUAGUA RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.04</td>
</tr>
<tr>
<td align="LEFT" height="17">MIZUHO BANK LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">18.15</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GUINOBATAN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.32</td>
</tr>
<tr>
<td align="LEFT" height="17">BANKWAYS INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.40</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF CAUAYAN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.55</td>
</tr>
<tr>
<td align="LEFT" height="17">AGRIBUSINESS RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.56</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PORAC (PAMPANGA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.60</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DIGOS INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.69</td>
</tr>
<tr>
<td align="LEFT" height="17">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.75</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF QUEZON PROVINCE </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.82</td>
</tr>
<tr>
<td align="LEFT" height="17">STANDARD CHARTERED BANK</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">18.83</td>
</tr>
<tr>
<td align="LEFT" height="17">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.86</td>
</tr>
<tr>
<td align="LEFT" height="17">ASPAC RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.30</td>
</tr>
<tr>
<td align="LEFT" height="17">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.38</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO NETWORK BANK</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.42</td>
</tr>
<tr>
<td align="LEFT" height="17">HONGKONG & SHANGHAI BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">19.57</td>
</tr>
<tr>
<td align="LEFT" height="17">CARD BANK INC (A MF RB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.67</td>
</tr>
<tr>
<td align="LEFT" height="17">CENTURY RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.69</td>
</tr>
<tr>
<td align="LEFT" height="17">ROBINSONS BANK CORPORATION</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">19.70</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO MABUHAY (A RURAL BANK) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.70</td>
</tr>
<tr>
<td align="LEFT" height="17">STA MARIA RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.70</td>
</tr>
<tr>
<td align="LEFT" height="17">RANG-AY BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.82</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MAGDALENA (LAGUNA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.84</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">20.02</td>
</tr>
<tr>
<td align="LEFT" height="17">CARD SME BANK INC A THRIFT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">20.12</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GENERAL TRIAS INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.26</td>
</tr>
<tr>
<td align="LEFT" height="17">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.27</td>
</tr>
<tr>
<td align="LEFT" height="17">COMMON WEALTH RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.30</td>
</tr>
<tr>
<td align="LEFT" height="17">CTBC BANK (PHILIPPINES) CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">20.34</td>
</tr>
<tr>
<td align="LEFT" height="17">PACIFIC ACE SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">20.44</td>
</tr>
<tr>
<td align="LEFT" height="17">COOPERATIVE BANK OF NUEVA VIZCAYA </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.44</td>
</tr>
<tr>
<td align="LEFT" height="17">SUN SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">20.86</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.99</td>
</tr>
<tr>
<td align="LEFT" height="17">METRO SOUTH COOP BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">21.30</td>
</tr>
<tr>
<td align="LEFT" height="17">HIYAS BANKING CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">21.31</td>
</tr>
<tr>
<td align="LEFT" height="17">CITIZEN'S RB (CABIAO) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">21.61</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PANDI (BULACAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">21.95</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF STA IGNACIA INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.44</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF PALAWAN </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.50</td>
</tr>
<tr>
<td align="LEFT" height="17">IMUS RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.76</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST ISABELA COOP BANK INC(FICOBANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.77</td>
</tr>
<tr>
<td align="LEFT" height="17">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">22.78</td>
</tr>
<tr>
<td align="LEFT" height="17">1ST VALLEY BANK INC A DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">22.98</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.99</td>
</tr>
<tr>
<td align="LEFT" height="17">BATAAN DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">23.05</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF MAKATI (A SAVINGS BANK) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">23.24</td>
</tr>
<tr>
<td align="LEFT" height="17">HIGHLAND RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">23.41</td>
</tr>
<tr>
<td align="LEFT" height="17">DEUTSCHE BANK AG</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">23.44</td>
</tr>
<tr>
<td align="LEFT" height="17">COMMTY RB OF DAPITAN CITY INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">23.59</td>
</tr>
<tr>
<td align="LEFT" height="17">MALARAYAT RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">23.59</td>
</tr>
<tr>
<td align="LEFT" height="17">RURAL BANK OF SAN ANTONIO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">23.76</td>
</tr>
<tr>
<td align="LEFT" height="17">LEGAZPI SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">24.22</td>
</tr>
<tr>
<td align="LEFT" height="17">BAYBAY INC (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">24.43</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PILAR (BATAAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">24.72</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO MONTANOSA INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">24.74</td>
</tr>
<tr>
<td align="LEFT" height="17">BALANGA RURAL BANK, INC. </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">24.75</td>
</tr>
<tr>
<td align="LEFT" height="17">LIFE SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">24.94</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO PRIVATE BANK, INC.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">25.26</td>
</tr>
<tr>
<td align="LEFT" height="17">RBT BANK INC A RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">25.32</td>
</tr>
<tr>
<td align="LEFT" height="17">DUMAGUETE CITY DEV BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">25.77</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MONTALBAN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">25.84</td>
</tr>
<tr>
<td align="LEFT" height="17">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">25.87</td>
</tr>
<tr>
<td align="LEFT" height="17">MARAYO BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">26.49</td>
</tr>
<tr>
<td align="LEFT" height="17">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">26.70</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAGABAG (N.V.)INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">27.57</td>
</tr>
<tr>
<td align="LEFT" height="17">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">27.81</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAYOMBONG INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">27.91</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BARILI (CEBU) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">28.17</td>
</tr>
<tr>
<td align="LEFT" height="17">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">28.34</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DULAG (LEYTE) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">28.36</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF COTABATO </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">28.97</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN LUIS (PAMPANGA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">29.00</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST TAGUM RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">29.07</td>
</tr>
<tr>
<td align="LEFT" height="17">MARITIME SAVINGS BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">29.51</td>
</tr>
<tr>
<td align="LEFT" height="17">LIFEBANK- A RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">29.75</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BROOKE'S POINT (PALAWAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">30.11</td>
</tr>
<tr>
<td align="LEFT" height="17">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">30.53</td>
</tr>
<tr>
<td align="LEFT" height="17">SECURED BANK INC (A RB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">30.92</td>
</tr>
<tr>
<td align="LEFT" height="17">UNIVERSITY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">31.08</td>
</tr>
<tr>
<td align="LEFT" height="17">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">31.42</td>
</tr>
<tr>
<td align="LEFT" height="17">GUAGUA SAVERS BANK(A RB) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">31.49</td>
</tr>
<tr>
<td align="LEFT" height="17">KEB HANA BANK - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">31.70</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF CHINA LIMITED-MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">32.00</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ALABEL (SARANGANI) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">32.27</td>
</tr>
<tr>
<td align="LEFT" height="17">AMA RURAL BANK OF MANDALUYONG INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">33.16</td>
</tr>
<tr>
<td align="LEFT" height="17">MAKILING DEVELOPMENT BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">33.71</td>
</tr>
<tr>
<td align="LEFT" height="17">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">33.84</td>
</tr>
<tr>
<td align="LEFT" height="17">JP MORGAN CHASE BANK NATIONAL ASSN.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">34.47</td>
</tr>
<tr>
<td align="LEFT" height="17">CORDILLERA SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">34.62</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MARIA AURORA (AURORA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">35.79</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST CONSOLIDATED BANK INC (A PDB)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">35.84</td>
</tr>
<tr>
<td align="LEFT" height="17">MEGA INT'L COMM'L BANK CO LTD</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">36.46</td>
</tr>
<tr>
<td align="LEFT" height="17">NORTHPOINT DEV'T BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">37.56</td>
</tr>
<tr>
<td align="LEFT" height="17">NATIONAL TEACHERS & EMP. COOP BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">38.15</td>
</tr>
<tr>
<td align="LEFT" height="17">LEMERY SAVINGS & LOAN BANK, INC.</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">38.21</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MIDSAYAP INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">38.33</td>
</tr>
<tr>
<td align="LEFT" height="17">ALLBANK (A THRIFT BANK) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">39.18</td>
</tr>
<tr>
<td align="LEFT" height="17">RNG COASTAL BANK INC(A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">40.03</td>
</tr>
<tr>
<td align="LEFT" height="17">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">40.76</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SOLANO (NUEVA VIZCAYA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">41.33</td>
</tr>
<tr>
<td align="LEFT" height="17">YUANTA SAVINGS BANK PHILIPPINES INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">41.86</td>
</tr>
<tr>
<td align="LEFT" height="17">BHF RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">43.09</td>
</tr>
<tr>
<td align="LEFT" height="17">ARDCIBANK INC A RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">43.97</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL TRUST COMPANY</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">44.80</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GLORIA (OR MIN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">45.69</td>
</tr>
<tr>
<td align="LEFT" height="17">MANOR BANK - A RURAL BANK CORP </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">45.96</td>
</tr>
<tr>
<td align="LEFT" height="17">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">46.27</td>
</tr>
<tr>
<td align="LEFT" height="17">PAMPANGA DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">47.24</td>
</tr>
<tr>
<td align="LEFT" height="17">HSBC SAVINGS BANK(PHILS) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">47.40</td>
</tr>
<tr>
<td align="LEFT" height="17">ING BANK N.V.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">50.15</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">52.88</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKOK BANK PUBLIC CO LTD</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">53.70</td>
</tr>
<tr>
<td align="LEFT" height="17">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">55.92</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF AMERICA N.A.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">56.44</td>
</tr>
<tr>
<td align="LEFT" height="17">CAVITE UNITED RURAL BANK CORP </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">57.06</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ANTIPOLO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">57.44</td>
</tr>
<tr>
<td align="LEFT" height="17">FILIDIAN RURAL BANK OF ANTIPOLO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">60.92</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK ONE SAVINGS CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">65.46</td>
</tr>
<tr>
<td align="LEFT" height="17">CENTURY SAVINGS BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">68.92</td>
</tr>
<tr>
<td align="LEFT" height="17">QUEZON COCONUT BANK INC (A THRIFT BANK)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">70.07</td>
</tr>
<tr>
<td align="LEFT" height="17">SHINHAN BANK - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">71.12</td>
</tr>
<tr>
<td align="LEFT" height="17">INDUSTRIAL BANK OF KOREA MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">84.25</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL STAR DEVELOPMENT BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">85.90</td>
</tr>
<tr>
<td align="LEFT" height="17">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">98.33</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST COMMERCIAL BANK LTD MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">116.30</td>
</tr>
<tr>
<td align="LEFT" height="17">CATHAY UNITED BANK CO LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">120.03</td>
</tr>
<tr>
<td align="LEFT" height="17">CIMB BANK PHILIPPINES INC</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">131.74</td>
</tr>
<tr>
<td align="LEFT" height="17">ISLA BANK(A THRIFT BANK) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">133.54</td>
</tr>
<tr>
<td align="LEFT" height="17">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">134.88</td>
</tr>
<tr>
<td align="LEFT" height="17">INNOVATIVE BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">183.92</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF POLA (ORIENTAL MINDORO) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">303.84</td>
</tr>
<tr>
<td align="LEFT" height="17">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">898.16</td>
</tr>
<tr>
<td align="LEFT" height="17">BUSINESS AND CONSUMERS BANK (A DB)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">LUZON DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">MERCHANTS SAVINGS & LOAN ASSN INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">PHILIPPINE RESOURCES SAVINGS BANKING CORPORATION (PR SAVINGS</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RCBC SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BANCO SANTIAGO DE LIBON INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO CARRASCAL INC (A RB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">D' ASIAN HILLS BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">GRAND-AGRI RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">INSULAR SAVERS BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">MOUNT MAKILING RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">ONE NETWORK BANK INC (A RURAL BANK OF BDO)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ANGELES INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DOLORES (QUEZON) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MABITAC (LAGUNA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MIAGAO (ILOILO) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PARACALE(CAMARINES NORTE) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RBG IMPERIAL BANK INC(A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">TANAY RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
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<td align="LEFT"><br /></td>
</tr>
<tr>
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</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
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<tr>
<td align="LEFT" height="17"><br /></td>
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<tr>
<td align="LEFT" height="17"><br /></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>Philippine Banking System</b></td>
</tr>
<tr>
<td align="LEFT" height="17"><b>Tier 1 CAR</b></td>
<td align="LEFT"><b><br /></b></td>
<td align="LEFT"><b><br /></b></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>September 30, 2019</b></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
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<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><b>Bank </b></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><b>Type of Bank</b></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><b>Tier 1 CAR</b></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF SAN LUIS (PAMPANGA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">SUMMIT BANK (RB OF TUBLAY INC) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">4.12</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COOP BANK OF BENGUET (CBB) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">5.80</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">UNITED COCONUT PLANTERS BANK</td>
<td align="CENTER" bgcolor="#FFFF00">U/KB</td>
<td align="RIGHT" bgcolor="#FFFF00">6.16</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">STERLING BANK OF ASIA INC (A SAVINGS BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">6.93</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ENTERPRISE BANK INC (A THRIFT BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">7.80</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GM BANK OF LUZON INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">9.08</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PHILIPPINE VETERANS BANK</td>
<td align="CENTER" bgcolor="#FFFF00">U/KB</td>
<td align="RIGHT" bgcolor="#FFFF00">9.33</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">EQUICOM SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">9.56</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">LAGAWE HIGHLANDS RB INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">9.56</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GATEWAY RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">9.82</td>
</tr>
<tr>
<td align="LEFT" height="17">CHINA BANK SAVINGS INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">10.23</td>
</tr>
<tr>
<td align="LEFT" height="17">EAST WEST BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">10.39</td>
</tr>
<tr>
<td align="LEFT" height="17">CSFIRST BANK INC – A RURAL BANK</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">10.50</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN PASCUAL(OBANDO BULACAN)INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">10.65</td>
</tr>
<tr>
<td align="LEFT" height="17">BANCO MEXICO INC (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">10.72</td>
</tr>
<tr>
<td align="LEFT" height="17">FARMERS SAVINGS & LOAN BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">10.84</td>
</tr>
<tr>
<td align="LEFT" height="17">MVSM BANK (A RURAL BANK SINCE 1953) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.14</td>
</tr>
<tr>
<td align="LEFT" height="17">EAST WEST RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.30</td>
</tr>
<tr>
<td align="LEFT" height="17">LIBERTY BANK (A RURAL BANK) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.64</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL NATIONAL BANK</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">11.72</td>
</tr>
<tr>
<td align="LEFT" height="17">PRODUCERS SAVINGS BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">11.84</td>
</tr>
<tr>
<td align="LEFT" height="17">COOPERATIVE BANK OF BOHOL </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.87</td>
</tr>
<tr>
<td align="LEFT" height="17">VILLAGE BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.04</td>
</tr>
<tr>
<td align="LEFT" height="17">DEVELOPMENT BANK OF THE PHIL</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.05</td>
</tr>
<tr>
<td align="LEFT" height="17">MUFG BANK, LTD.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.24</td>
</tr>
<tr>
<td align="LEFT" height="17">UCPB SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">12.32</td>
</tr>
<tr>
<td align="LEFT" height="17">BENGUET CENTER BANK INC A RB </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.37</td>
</tr>
<tr>
<td align="LEFT" height="17">ILOCOS CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.41</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN MATEO(ISABELA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.51</td>
</tr>
<tr>
<td align="LEFT" height="17">UNION BANK OF THE PHILS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.53</td>
</tr>
<tr>
<td align="LEFT" height="17">PLANBANK "RB OF CANLUBANG PLANTERS INC" </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.61</td>
</tr>
<tr>
<td align="LEFT" height="17">CHINA BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.73</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO UNIBANK INC</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.81</td>
</tr>
<tr>
<td align="LEFT" height="17">MALLIG PLAINS RURAL BANK (ISABELA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.87</td>
</tr>
<tr>
<td align="LEFT" height="17">RIZAL COMM'L BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.87</td>
</tr>
<tr>
<td align="LEFT" height="17">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">12.94</td>
</tr>
<tr>
<td align="LEFT" height="17">MAYBANK PHILIPPINES INCORPORATED</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.03</td>
</tr>
<tr>
<td align="LEFT" height="17">CANTILAN BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.14</td>
</tr>
<tr>
<td align="LEFT" height="17">LAND BANK OF THE PHILIPPINES</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.36</td>
</tr>
<tr>
<td align="LEFT" height="17">MALAYAN BANK SAVINGS AND MORT BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">13.49</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF CAGAYAN </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.61</td>
</tr>
<tr>
<td align="LEFT" height="17">ENTREPRENEUR RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.67</td>
</tr>
<tr>
<td align="LEFT" height="17">CEBUANA LHUILLIER RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.77</td>
</tr>
<tr>
<td align="LEFT" height="17">INTER-ASIA DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">13.80</td>
</tr>
<tr>
<td align="LEFT" height="17">COMMTY RB OF CATMON (CEBU) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.01</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAMBANG (NUEVA VIZCAYA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.04</td>
</tr>
<tr>
<td align="LEFT" height="17">CITYSTATE SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">14.05</td>
</tr>
<tr>
<td align="LEFT" height="17">SOUTH BANK (A RURAL BANK) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.18</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF LEBAK (SULTAN KUDARAT) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.20</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL BANK OF COMMUNICATIONS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.23</td>
</tr>
<tr>
<td align="LEFT" height="17">ASIA UNITED BANK CORPORATION</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.24</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MABALACAT INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.24</td>
</tr>
<tr>
<td align="LEFT" height="17">CITIBANK, N.A.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.29</td>
</tr>
<tr>
<td align="LEFT" height="17">PBCOM RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.33</td>
</tr>
<tr>
<td align="LEFT" height="17">NEW RB OF SAN LEONARDO(N.E.) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.35</td>
</tr>
<tr>
<td align="LEFT" height="17">WEALTH DEVELOPMENT BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">14.37</td>
</tr>
<tr>
<td align="LEFT" height="17">QUEZON CAPITAL RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.39</td>
</tr>
<tr>
<td align="LEFT" height="17">MINDANAO CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.45</td>
</tr>
<tr>
<td align="LEFT" height="17">SUGBUANON RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.51</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN NARCISO INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.62</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DUMANGAS INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.77</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF JAEN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.79</td>
</tr>
<tr>
<td align="LEFT" height="17">ZAMBALES RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.87</td>
</tr>
<tr>
<td align="LEFT" height="17">CITY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">14.92</td>
</tr>
<tr>
<td align="LEFT" height="17">METROPOLITAN BANK & TCO</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.98</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MARAGONDON INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.00</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF COMMERCE</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">15.09</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF THE PHIL ISLANDS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">15.09</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF CARDONA (RIZAL) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.18</td>
</tr>
<tr>
<td align="LEFT" height="17">CARD BANK INC (A MF RB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.19</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAY INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.43</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST AGRO-INDUSTRIAL RB INC (FAIRBANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.44</td>
</tr>
<tr>
<td align="LEFT" height="17">CAMALIG BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.47</td>
</tr>
<tr>
<td align="LEFT" height="17">METRO CEBU PUBLIC SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">15.48</td>
</tr>
<tr>
<td align="LEFT" height="17">UNIVERSITY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">15.54</td>
</tr>
<tr>
<td align="LEFT" height="17">PANGASINAN BANK (A RB) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.62</td>
</tr>
<tr>
<td align="LEFT" height="17">BOF INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.76</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.78</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GATTARAN (CAGAYAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.92</td>
</tr>
<tr>
<td align="LEFT" height="17">ALIAGA FARMERS RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.25</td>
</tr>
<tr>
<td align="LEFT" height="17">BPI DIRECT BANKO INC A SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">16.56</td>
</tr>
<tr>
<td align="LEFT" height="17">PNB SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">16.57</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">16.61</td>
</tr>
<tr>
<td align="LEFT" height="17">SECURITY BANK CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">16.63</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ITOGON (BENGUET) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.96</td>
</tr>
<tr>
<td align="LEFT" height="17">KATIPUNAN BANK INC "A RURAL BANK" </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.00</td>
</tr>
<tr>
<td align="LEFT" height="17">BPI FAMILY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">17.08</td>
</tr>
<tr>
<td align="LEFT" height="17">MT CARMEL RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.12</td>
</tr>
<tr>
<td align="LEFT" height="17">SAVIOUR RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.13</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PILAR (SORSOGON) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.26</td>
</tr>
<tr>
<td align="LEFT" height="17">MIZUHO BANK LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">17.30</td>
</tr>
<tr>
<td align="LEFT" height="17">GUAGUA RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.34</td>
</tr>
<tr>
<td align="LEFT" height="17">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.44</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GUINOBATAN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.53</td>
</tr>
<tr>
<td align="LEFT" height="17">BANKWAYS INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.56</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PORAC (PAMPANGA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.97</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF CAUAYAN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.99</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DIGOS INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.03</td>
</tr>
<tr>
<td align="LEFT" height="17">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.19</td>
</tr>
<tr>
<td align="LEFT" height="17">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.27</td>
</tr>
<tr>
<td align="LEFT" height="17">COUNTRY BUILDERS BANK INC (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.36</td>
</tr>
<tr>
<td align="LEFT" height="17">STANDARD CHARTERED BANK</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">18.46</td>
</tr>
<tr>
<td align="LEFT" height="17">AGRIBUSINESS RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.56</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO NETWORK BANK</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.56</td>
</tr>
<tr>
<td align="LEFT" height="17">HONGKONG & SHANGHAI BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">18.76</td>
</tr>
<tr>
<td align="LEFT" height="17">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.04</td>
</tr>
<tr>
<td align="LEFT" height="17">CENTURY RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.06</td>
</tr>
<tr>
<td align="LEFT" height="17">ASPAC RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.11</td>
</tr>
<tr>
<td align="LEFT" height="17">COOPERATIVE BANK OF NUEVA VIZCAYA </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.27</td>
</tr>
<tr>
<td align="LEFT" height="17">STA MARIA RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.36</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">19.39</td>
</tr>
<tr>
<td align="LEFT" height="17">ROBINSONS BANK CORPORATION</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">19.41</td>
</tr>
<tr>
<td align="LEFT" height="17">CARD SME BANK INC A THRIFT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">19.42</td>
</tr>
<tr>
<td align="LEFT" height="17">CTBC BANK (PHILIPPINES) CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">19.45</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO MABUHAY (A RURAL BANK) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.49</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MAGDALENA (LAGUNA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.52</td>
</tr>
<tr>
<td align="LEFT" height="17">RANG-AY BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.60</td>
</tr>
<tr>
<td align="LEFT" height="17">COMMON WEALTH RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.78</td>
</tr>
<tr>
<td align="LEFT" height="17">SUN SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">20.00</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GENERAL TRIAS INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.24</td>
</tr>
<tr>
<td align="LEFT" height="17">PACIFIC ACE SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">20.25</td>
</tr>
<tr>
<td align="LEFT" height="17">METRO SOUTH COOP BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.36</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.54</td>
</tr>
<tr>
<td align="LEFT" height="17">HIYAS BANKING CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">20.96</td>
</tr>
<tr>
<td align="LEFT" height="17">CITIZEN'S RB (CABIAO) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">21.17</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MONTALBAN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">21.36</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PANDI (BULACAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">21.41</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF STA IGNACIA INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">21.65</td>
</tr>
<tr>
<td align="LEFT" height="17">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">22.00</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST ISABELA COOP BANK INC(FICOBANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.12</td>
</tr>
<tr>
<td align="LEFT" height="17">BATAAN DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">22.24</td>
</tr>
<tr>
<td align="LEFT" height="17">1ST VALLEY BANK INC A DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">22.58</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.67</td>
</tr>
<tr>
<td align="LEFT" height="17">DEUTSCHE BANK AG</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">22.78</td>
</tr>
<tr>
<td align="LEFT" height="17">MALARAYAT RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.92</td>
</tr>
<tr>
<td align="LEFT" height="17">RURAL BANK OF SAN ANTONIO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.92</td>
</tr>
<tr>
<td align="LEFT" height="17">COMMTY RB OF DAPITAN CITY INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.98</td>
</tr>
<tr>
<td align="LEFT" height="17">HIGHLAND RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">23.04</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF MAKATI (A SAVINGS BANK) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">23.24</td>
</tr>
<tr>
<td align="LEFT" height="17">BAYBAY INC (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">23.34</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF PALAWAN </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">23.37</td>
</tr>
<tr>
<td align="LEFT" height="17">LEGAZPI SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">23.58</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO MONTANOSA INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">24.06</td>
</tr>
<tr>
<td align="LEFT" height="17">BALANGA RURAL BANK, INC. </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">24.21</td>
</tr>
<tr>
<td align="LEFT" height="17">LIFE SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">24.77</td>
</tr>
<tr>
<td align="LEFT" height="17">RBT BANK INC A RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">24.77</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO PRIVATE BANK, INC.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">25.08</td>
</tr>
<tr>
<td align="LEFT" height="17">DUMAGUETE CITY DEV BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">25.35</td>
</tr>
<tr>
<td align="LEFT" height="17">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">25.45</td>
</tr>
<tr>
<td align="LEFT" height="17">MARAYO BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">25.82</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PILAR (BATAAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">26.33</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAGABAG (N.V.)INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">26.92</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST TAGUM RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">27.11</td>
</tr>
<tr>
<td align="LEFT" height="17">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">27.25</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAYOMBONG INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">27.58</td>
</tr>
<tr>
<td align="LEFT" height="17">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">27.87</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF COTABATO </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">28.16</td>
</tr>
<tr>
<td align="LEFT" height="17">MARITIME SAVINGS BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">28.89</td>
</tr>
<tr>
<td align="LEFT" height="17">LIFEBANK- A RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">29.06</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BROOKE'S POINT (PALAWAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">29.66</td>
</tr>
<tr>
<td align="LEFT" height="17">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">29.86</td>
</tr>
<tr>
<td align="LEFT" height="17">SECURED BANK INC (A RB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">30.02</td>
</tr>
<tr>
<td align="LEFT" height="17">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">30.73</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF POZORRUBIO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">30.79</td>
</tr>
<tr>
<td align="LEFT" height="17">KEB HANA BANK - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">31.15</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF CHINA LIMITED-MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">31.41</td>
</tr>
<tr>
<td align="LEFT" height="17">AMA RURAL BANK OF MANDALUYONG INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">31.46</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ALABEL (SARANGANI) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">32.00</td>
</tr>
<tr>
<td align="LEFT" height="17">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">33.12</td>
</tr>
<tr>
<td align="LEFT" height="17">MAKILING DEVELOPMENT BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">33.16</td>
</tr>
<tr>
<td align="LEFT" height="17">CORDILLERA SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">34.13</td>
</tr>
<tr>
<td align="LEFT" height="17">JP MORGAN CHASE BANK NATIONAL ASSN.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">34.29</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST CONSOLIDATED BANK INC (A PDB)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">34.97</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MARIA AURORA (AURORA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">35.04</td>
</tr>
<tr>
<td align="LEFT" height="17">MEGA INT'L COMM'L BANK CO LTD</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">35.54</td>
</tr>
<tr>
<td align="LEFT" height="17">NORTHPOINT DEV'T BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">36.92</td>
</tr>
<tr>
<td align="LEFT" height="17">NATIONAL TEACHERS & EMP. COOP BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">37.49</td>
</tr>
<tr>
<td align="LEFT" height="17">LEMERY SAVINGS & LOAN BANK, INC.</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">37.88</td>
</tr>
<tr>
<td align="LEFT" height="17">ALLBANK (A THRIFT BANK) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">38.44</td>
</tr>
<tr>
<td align="LEFT" height="17">RNG COASTAL BANK INC(A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">39.71</td>
</tr>
<tr>
<td align="LEFT" height="17">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">40.18</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SOLANO (NUEVA VIZCAYA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">40.58</td>
</tr>
<tr>
<td align="LEFT" height="17">YUANTA SAVINGS BANK PHILIPPINES INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">41.28</td>
</tr>
<tr>
<td align="LEFT" height="17">BHF RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">42.74</td>
</tr>
<tr>
<td align="LEFT" height="17">ARDCIBANK INC A RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">43.56</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN AGUSTIN (ISABELA) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">43.82</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL TRUST COMPANY</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">44.29</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GLORIA (OR MIN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">45.67</td>
</tr>
<tr>
<td align="LEFT" height="17">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">45.77</td>
</tr>
<tr>
<td align="LEFT" height="17">PAMPANGA DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">46.72</td>
</tr>
<tr>
<td align="LEFT" height="17">HSBC SAVINGS BANK(PHILS) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">46.73</td>
</tr>
<tr>
<td align="LEFT" height="17">ING BANK N.V.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">49.69</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">52.70</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKOK BANK PUBLIC CO LTD</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">52.73</td>
</tr>
<tr>
<td align="LEFT" height="17">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">55.48</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF AMERICA N.A.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">56.15</td>
</tr>
<tr>
<td align="LEFT" height="17">CAVITE UNITED RURAL BANK CORP </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">57.06</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ANTIPOLO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">57.13</td>
</tr>
<tr>
<td align="LEFT" height="17">FILIDIAN RURAL BANK OF ANTIPOLO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">60.57</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK ONE SAVINGS CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">64.83</td>
</tr>
<tr>
<td align="LEFT" height="17">GOLDEN RURAL BANK OF THE PHILIPPINES INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">65.33</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ROSARIO (LA UNION) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">67.74</td>
</tr>
<tr>
<td align="LEFT" height="17">CENTURY SAVINGS BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">68.06</td>
</tr>
<tr>
<td align="LEFT" height="17">QUEZON COCONUT BANK INC (A THRIFT BANK)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">69.39</td>
</tr>
<tr>
<td align="LEFT" height="17">SHINHAN BANK - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">70.38</td>
</tr>
<tr>
<td align="LEFT" height="17">GUAGUA SAVERS BANK(A RB) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">79.45</td>
</tr>
<tr>
<td align="LEFT" height="17">INDUSTRIAL BANK OF KOREA MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">83.35</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL STAR DEVELOPMENT BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">85.47</td>
</tr>
<tr>
<td align="LEFT" height="17">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">97.59</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MIDSAYAP INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">98.38</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF QUEZON PROVINCE </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">105.59</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DULAG (LEYTE) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">106.23</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF TANGUB CITY (MIS OCC) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">107.40</td>
</tr>
<tr>
<td align="LEFT" height="17">MANOR BANK - A RURAL BANK CORP </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">109.98</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST COMMERCIAL BANK LTD MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">115.51</td>
</tr>
<tr>
<td align="LEFT" height="17">CATHAY UNITED BANK CO LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">119.22</td>
</tr>
<tr>
<td align="LEFT" height="17">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">123.76</td>
</tr>
<tr>
<td align="LEFT" height="17">CIMB BANK PHILIPPINES INC</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">131.69</td>
</tr>
<tr>
<td align="LEFT" height="17">ISLA BANK(A THRIFT BANK) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">133.04</td>
</tr>
<tr>
<td align="LEFT" height="17">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">134.88</td>
</tr>
<tr>
<td align="LEFT" height="17">PEOPLES BANK OF CARAGA INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">149.79</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">151.53</td>
</tr>
<tr>
<td align="LEFT" height="17">IMUS RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">207.55</td>
</tr>
<tr>
<td align="LEFT" height="17">CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">246.18</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF POLA (ORIENTAL MINDORO) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">300.04</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BARILI (CEBU) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">359.28</td>
</tr>
<tr>
<td align="LEFT" height="17">INNOVATIVE BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">363.73</td>
</tr>
<tr>
<td align="LEFT" height="17">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">898.16</td>
</tr>
<tr>
<td align="LEFT" height="17">BANCO SANTIAGO DE LIBON INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO CARRASCAL INC (A RB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BUSINESS AND CONSUMERS BANK (A DB)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">D' ASIAN HILLS BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">GRAND-AGRI RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">INSULAR SAVERS BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">LUZON DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">MERCHANTS SAVINGS & LOAN ASSN INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">MOUNT MAKILING RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">ONE NETWORK BANK INC (A RURAL BANK OF BDO)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">PHILIPPINE RESOURCES SAVINGS BANKING CORPORATION (PR SAVINGS</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ANGELES INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DOLORES (QUEZON) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MABITAC (LAGUNA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MIAGAO (ILOILO) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PARACALE(CAMARINES NORTE) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RBG IMPERIAL BANK INC(A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RCBC SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">TANAY RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
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<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
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<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
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<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>Philippine Banking System</b></td>
</tr>
<tr>
<td align="LEFT" height="17"><b>Common Tier 1 Ratio</b></td>
<td align="LEFT"><b><br /></b></td>
<td align="LEFT"><b><br /></b></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>September 30, 2019</b></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><b>Bank </b></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><b>Type of Bank</b></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><b>Common Tier 1 Ratio</b></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">1ST VALLEY BANK INC A DEVELOPMENT BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">AGRIBUSINESS RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ALIAGA FARMERS RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ALLBANK (A THRIFT BANK) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">AMA RURAL BANK OF MANDALUYONG INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ARDCIBANK INC A RURAL BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ASPAC RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BALANGA RURAL BANK, INC. </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANCO MEXICO INC (A RURAL BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANGKO MABUHAY (A RURAL BANK) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANGKO MONTANOSA INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANK OF MAKATI (A SAVINGS BANK) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANK ONE SAVINGS CORPORATION</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANKWAYS INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BATAAN DEVELOPMENT BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BAYBAY INC (A RURAL BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BENGUET CENTER BANK INC A RB </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BHF RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BOF INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CAMALIG BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CANTILAN BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CARD BANK INC (A MF RB) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CARD SME BANK INC A THRIFT BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CEBUANA LHUILLIER RB INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CENTURY RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CENTURY SAVINGS BANK CORPORATION</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CITIZEN'S RB (CABIAO) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CITYSTATE SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COMMON WEALTH RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COMMTY RB OF CATMON (CEBU) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COMMTY RB OF DAPITAN CITY INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COOP BANK OF BENGUET (CBB) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COOP BANK OF CAGAYAN </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COOP BANK OF COTABATO </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COOP BANK OF PALAWAN </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COOP BANK OF QUEZON PROVINCE </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COOPERATIVE BANK OF BOHOL </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COOPERATIVE BANK OF NUEVA VIZCAYA </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CORDILLERA SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COUNTRY BUILDERS BANK INC (A RURAL BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CSFIRST BANK INC – A RURAL BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">DUMAGUETE CITY DEV BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ENTERPRISE BANK INC (A THRIFT BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ENTREPRENEUR RB INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">EQUICOM SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">FARMERS SAVINGS & LOAN BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">FILIDIAN RURAL BANK OF ANTIPOLO INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">FIRST AGRO-INDUSTRIAL RB INC (FAIRBANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">FIRST CONSOLIDATED BANK INC (A PDB)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">FIRST IMPERIAL BUSINESS BANK INC (A RURAL BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">FIRST ISABELA COOP BANK INC(FICOBANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">FIRST TAGUM RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GATEWAY RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GM BANK OF LUZON INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GOLDEN RURAL BANK OF THE PHILIPPINES INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GUAGUA RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GUAGUA SAVERS BANK(A RB) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">HIGHLAND RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">HIYAS BANKING CORPORATION</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ILOCOS CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">IMUS RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">INNOVATIVE BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">INTER-ASIA DEVELOPMENT BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ISLA BANK(A THRIFT BANK) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">KATIPUNAN BANK INC "A RURAL BANK" </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">LAGAWE HIGHLANDS RB INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">LEMERY SAVINGS & LOAN BANK, INC.</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">LIBERTY BANK (A RURAL BANK) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">LIFE SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">LIFEBANK- A RURAL BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MAKILING DEVELOPMENT BANK CORPORATION</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MALARAYAT RB INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MALAYAN BANK SAVINGS AND MORT BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MALLIG PLAINS RURAL BANK (ISABELA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MANOR BANK - A RURAL BANK CORP </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MARAYO BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MARITIME SAVINGS BANK CORPORATION</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">METRO CEBU PUBLIC SAVINGS BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">METRO SOUTH COOP BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MINDANAO CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MT CARMEL RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MVSM BANK (A RURAL BANK SINCE 1953) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">NATIONAL TEACHERS & EMP. COOP BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">NEW RB OF SAN LEONARDO(N.E.) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">NORTHPOINT DEV'T BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PACIFIC ACE SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PAMPANGA DEVELOPMENT BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PANGASINAN BANK (A RB) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PBCOM RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PEOPLES BANK OF CARAGA INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PHIL STAR DEVELOPMENT BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PLANBANK "RB OF CANLUBANG PLANTERS INC" </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PRODUCERS SAVINGS BANK CORPORATION</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">QUEZON CAPITAL RB INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">QUEZON COCONUT BANK INC (A THRIFT BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RANG-AY BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF ALABEL (SARANGANI) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF ANTIPOLO INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF BAGABAG (N.V.)INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF BAMBANG (NUEVA VIZCAYA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF BARILI (CEBU) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF BAY INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF BAYOMBONG INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF BROOKE'S POINT (PALAWAN) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF CARDONA (RIZAL) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF CAUAYAN INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF DIGOS INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF DULAG (LEYTE) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF DUMANGAS INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF GATTARAN (CAGAYAN) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF GENERAL TRIAS INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF GLORIA (OR MIN) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF GUINOBATAN INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF ITOGON (BENGUET) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF JAEN INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF LEBAK (SULTAN KUDARAT) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MABALACAT INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MAGDALENA (LAGUNA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MARAGONDON INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MARIA AURORA (AURORA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MIDSAYAP INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MONTALBAN INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF PANDI (BULACAN) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF PILAR (BATAAN) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF PILAR (SORSOGON) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF POLA (ORIENTAL MINDORO) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF PORAC (PAMPANGA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF POZORRUBIO INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF ROSARIO (LA UNION) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF SAN AGUSTIN (ISABELA) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF SAN LUIS (PAMPANGA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF SAN MATEO(ISABELA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF SAN NARCISO INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF SAN PASCUAL(OBANDO BULACAN)INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF SOLANO (NUEVA VIZCAYA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF STA IGNACIA INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF TANGUB CITY (MIS OCC) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RBT BANK INC A RURAL BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RNG COASTAL BANK INC(A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RURAL BANK OF SAN ANTONIO INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">SAVIOUR RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">SECURED BANK INC (A RB) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">SOUTH BANK (A RURAL BANK) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">STA MARIA RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">STERLING BANK OF ASIA INC (A SAVINGS BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">SUGBUANON RB INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">SUMMIT BANK (RB OF TUBLAY INC) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">SUN SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">UNITED COCONUT PLANTERS BANK</td>
<td align="CENTER" bgcolor="#FFFF00">U/KB</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">UNIVERSITY SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">VILLAGE BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">WEALTH DEVELOPMENT BANK CORPORATION</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">YUANTA SAVINGS BANK PHILIPPINES INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ZAMBALES RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PHILIPPINE VETERANS BANK</td>
<td align="CENTER" bgcolor="#FFFF00">U/KB</td>
<td align="RIGHT" bgcolor="#FFFF00">8.11</td>
</tr>
<tr>
<td align="LEFT" height="17">CHINA BANK SAVINGS INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">10.23</td>
</tr>
<tr>
<td align="LEFT" height="17">EAST WEST BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">10.39</td>
</tr>
<tr>
<td align="LEFT" height="17">EAST WEST RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.30</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL NATIONAL BANK</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">11.72</td>
</tr>
<tr>
<td align="LEFT" height="17">DEVELOPMENT BANK OF THE PHIL</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.05</td>
</tr>
<tr>
<td align="LEFT" height="17">MUFG BANK, LTD.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.24</td>
</tr>
<tr>
<td align="LEFT" height="17">UCPB SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">12.32</td>
</tr>
<tr>
<td align="LEFT" height="17">UNION BANK OF THE PHILS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.53</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO UNIBANK INC</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.59</td>
</tr>
<tr>
<td align="LEFT" height="17">CHINA BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.73</td>
</tr>
<tr>
<td align="LEFT" height="17">RIZAL COMM'L BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.87</td>
</tr>
<tr>
<td align="LEFT" height="17">MAYBANK PHILIPPINES INCORPORATED</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.03</td>
</tr>
<tr>
<td align="LEFT" height="17">LAND BANK OF THE PHILIPPINES</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.36</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL BANK OF COMMUNICATIONS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.23</td>
</tr>
<tr>
<td align="LEFT" height="17">ASIA UNITED BANK CORPORATION</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.24</td>
</tr>
<tr>
<td align="LEFT" height="17">CITIBANK, N.A.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.29</td>
</tr>
<tr>
<td align="LEFT" height="17">CITY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">14.92</td>
</tr>
<tr>
<td align="LEFT" height="17">METROPOLITAN BANK & TCO</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.98</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF COMMERCE</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">15.09</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF THE PHIL ISLANDS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">15.09</td>
</tr>
<tr>
<td align="LEFT" height="17">BPI DIRECT BANKO INC A SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">16.56</td>
</tr>
<tr>
<td align="LEFT" height="17">PNB SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">16.57</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">16.61</td>
</tr>
<tr>
<td align="LEFT" height="17">SECURITY BANK CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">16.63</td>
</tr>
<tr>
<td align="LEFT" height="17">BPI FAMILY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">17.08</td>
</tr>
<tr>
<td align="LEFT" height="17">MIZUHO BANK LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">17.30</td>
</tr>
<tr>
<td align="LEFT" height="17">STANDARD CHARTERED BANK</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">18.46</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO NETWORK BANK</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.56</td>
</tr>
<tr>
<td align="LEFT" height="17">HONGKONG & SHANGHAI BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">18.76</td>
</tr>
<tr>
<td align="LEFT" height="17">ROBINSONS BANK CORPORATION</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">19.41</td>
</tr>
<tr>
<td align="LEFT" height="17">CTBC BANK (PHILIPPINES) CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">19.45</td>
</tr>
<tr>
<td align="LEFT" height="17">DEUTSCHE BANK AG</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">22.78</td>
</tr>
<tr>
<td align="LEFT" height="17">LEGAZPI SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">23.58</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO PRIVATE BANK, INC.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">25.08</td>
</tr>
<tr>
<td align="LEFT" height="17">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">27.25</td>
</tr>
<tr>
<td align="LEFT" height="17">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">27.87</td>
</tr>
<tr>
<td align="LEFT" height="17">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">29.86</td>
</tr>
<tr>
<td align="LEFT" height="17">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">30.73</td>
</tr>
<tr>
<td align="LEFT" height="17">KEB HANA BANK - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">31.15</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF CHINA LIMITED-MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">31.41</td>
</tr>
<tr>
<td align="LEFT" height="17">JP MORGAN CHASE BANK NATIONAL ASSN.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">34.29</td>
</tr>
<tr>
<td align="LEFT" height="17">MEGA INT'L COMM'L BANK CO LTD</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">35.54</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL TRUST COMPANY</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">44.29</td>
</tr>
<tr>
<td align="LEFT" height="17">HSBC SAVINGS BANK(PHILS) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">46.73</td>
</tr>
<tr>
<td align="LEFT" height="17">ING BANK N.V.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">49.69</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKOK BANK PUBLIC CO LTD</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">52.73</td>
</tr>
<tr>
<td align="LEFT" height="17">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">55.48</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF AMERICA N.A.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">56.15</td>
</tr>
<tr>
<td align="LEFT" height="17">CAVITE UNITED RURAL BANK CORP </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">57.06</td>
</tr>
<tr>
<td align="LEFT" height="17">SHINHAN BANK - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">70.38</td>
</tr>
<tr>
<td align="LEFT" height="17">INDUSTRIAL BANK OF KOREA MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">83.35</td>
</tr>
<tr>
<td align="LEFT" height="17">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">97.59</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST COMMERCIAL BANK LTD MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">115.51</td>
</tr>
<tr>
<td align="LEFT" height="17">CATHAY UNITED BANK CO LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">119.22</td>
</tr>
<tr>
<td align="LEFT" height="17">CIMB BANK PHILIPPINES INC</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">131.69</td>
</tr>
<tr>
<td align="LEFT" height="17">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">134.88</td>
</tr>
<tr>
<td align="LEFT" height="17">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">898.16</td>
</tr>
<tr>
<td align="LEFT" height="17">BANCO SANTIAGO DE LIBON INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO CARRASCAL INC (A RB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BUSINESS AND CONSUMERS BANK (A DB)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">D' ASIAN HILLS BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">GRAND-AGRI RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">INSULAR SAVERS BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">LUZON DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">MERCHANTS SAVINGS & LOAN ASSN INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">MOUNT MAKILING RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">ONE NETWORK BANK INC (A RURAL BANK OF BDO)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">PHILIPPINE RESOURCES SAVINGS BANKING CORPORATION (PR SAVINGS</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ANGELES INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DOLORES (QUEZON) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MABITAC (LAGUNA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MIAGAO (ILOILO) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PARACALE(CAMARINES NORTE) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RBG IMPERIAL BANK INC(A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RCBC SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">TANAY RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
</tbody>
</table>
</div>
<div>
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span> </span></span></span></div>
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-47590587859591614162019-12-01T20:30:00.000-05:002019-12-01T20:30:03.880-05:00A Simple Stress Test of Philippine Banks as of June 30, 2019<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"><span style="line-height: 18px;">In an April 9, 2012 article entitled </span><a href="http://www.abs-cbnnews.com/business/04/09/12/%E2%80%98stress-test%E2%80%99-proves-strength-ph-banks" style="color: #888888; line-height: 18px; text-decoration-line: none;">"Stress Test Proves Strength of PH Banks"</a><span style="line-height: 18px;">,
"Philippine banks are seen to survive a disaster in which the various
lenders are forced to write off loans as large as PhP 36 billion without
asking shareholders, the central bank, or the national government for
bailout money." This assertion stems from a recent stress test
conducted by the </span><i style="line-height: 18px;">Bangko Sentral ng Pilipinas</i><span style="line-height: 18px;"> (BSP) on all 55 regular and commercial and expanded license banks.</span><br style="line-height: 18.47px;" /><br style="line-height: 18px;" /><span style="line-height: 18px;">For
Philippine Banks, these NPLs currently comprise PhP 206.59` billion or
9.67% of the PhP 2,135.84 billion in Stockholders Equity (SE) as of June 30, 2019. So, writing off 50% of the Philippine Banks NPLs
would
reduce their aggregate stockholder's equity by a little less than 5%.</span><br style="line-height: 18.47px;" /><span style="line-height: 18px;"></span><span style="line-height: 18px;"></span></span></span></span><br />
<span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"><span style="line-height: 18px;"> </span></span></span></span></span>
<span><br /></span></span>
<span style="font-size: small;"><br /></span>
<br />
<div style="background-color: white; color: #222222; line-height: 18px;">
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><u>Are NPLs the Right Numbers to Look At?</u><br /><u><br /></u>In
a financial crisis, a loan that is current can very well become past
due, and a past due loan can become a non-performing loan, and a
non-performing loan can become a loan write-off. The real number to
look at are the loans that the banks and BSP already consider doubtful:
Classified Loans.<br /><br /><a href="http://www.investopedia.com/terms/c/classified-loan.asp#axzz1xsfvE9gF" style="color: #888888; text-decoration-line: none;">Investopedia.com</a> defines "Classified Loans" as:<br /><br />"Any
bank loan that is in danger of default. Classified loans have unpaid
interest and principal outstanding, and it is unclear whether the bank
will be able to recoup the loan proceeds from the borrower. Banks
usually categorize such loans as adversely classified assets on their
books."<br /><br />The US Federal Deposit Insurance Corporation (<a href="http://www.fdic.gov/regulations/laws/sarc/sarcappeals/sarc200401.html" style="color: #888888; text-decoration-line: none;">FDIC</a>), similar to our very own Philippine Deposit Insurance Corporation (PDIC), defines Classified Loans as:<br /><br />"Loans
classified Loss are considered uncollectible and of such little value
that their continuance as bankable assets is not warranted. This
classification does not mean that the loan has absolutely no recovery or
salvage value but rather it is not practical or desirable to defer
writing off this basically worthless asset even though partial recovery
may be effected in the future."</span></span></span></span></div>
<span style="font-size: small;">
<span>
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
</span></span></span><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">In Circular #0247 dated May 19, 2000, BSP defines Classified Loans as loans which possess the following characteristics:</span></span></span></span>
<span style="font-size: small;"><span></span></span><div style="background-color: white; color: #222222; line-height: 18px;">
<div>
</div>
<ol>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loans especially mentioned because they have potential weaknesses that deserve Management's close attention;</span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Substandard
Loans are loans which appear to involve a substantial and unreasonable
degree of risk to the institution because of unfavorable record or
unsatisfactory characteristics;</span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Doubtful
Loans are Substandard Loans with the added characteristics that
existing facts, conditions, and values make collection or liquidation in
full highly improbable and in which substantial loss is probable;</span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loss loans
are loans that are considered uncollectible or worthless and are of
such little value that their continuance as bankable assets is not
warranted although the loans may have some recovery or salvage value.</span></span></span></span></li>
</ol>
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">The circular mandates that an allowance for probable losses should be set up in accordance with the following schedule:</span>
</span>
</span></span>
<ol>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loans Especially Mentioned: 5%</span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Substandard - Secured: 6% - 25%</span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Substandard - Unsecured: 25%</span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Doubtful: 50%</span></span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loss: 100%</span></span></span></span></li>
</ol>
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></div>
<div style="background-color: white; color: #222222; line-height: 18px;">
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">As of June 30,
2019, "Classified Loans and Other Risky Assets" of the Philippine Banks
amounted to PhP 450.61 billion or more than two times the size of the
Philippine Banking System's NPLs of PhP 197.13 billion for the same
period. Consequently, any write-offs of Classified Loans will have more than twice the impact of an NPL write-off.</span></span></span></span></div>
<span style="font-size: small;">
<span>
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
</span></span></span><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">This level of
classified loans should be measured against the bank's "capital cushion"
or its ability to absorb losses. Capital Cushion is normally defined
as a bank's "Tangible Common Equity" plus its Loan Loss Reserves.
Tangible Common Equity (TCE) refers to the subset of shareholders'
equity that is not preferred equity and not intangible assets. So it
excludes such items as Hybrid equity (like preferred shares) and
goodwill.
</span></span></span></span><br /><span style="font-size: small;"><span></span></span><div style="background-color: white; color: #222222; line-height: 18px;">
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span></span></div>
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">
<br />
</span></span></span></span><span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">By this
measure, the level of "Classified Loans and other Risky Assets" amounts
to Php 450.61 billion or 20.46% of the Php 2.20 trillion in Total
Capital Cushion of Philippine Banks as of June 30, 2019.</span></span></span></span><span style="font-size: small;"><span></span></span><span style="font-size: small;">
<span>
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span>
</span></span></span><br /><span style="font-size: small;"><span>
</span></span><span style="font-size: small;"><span></span></span><div style="background-color: white; line-height: 18px;">
<span style="font-size: small;">
<span>
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span></span></span></span></div>
<span style="font-size: small;">
<span>
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><u>Stress Test Scenarios</u><br /><br />Aggregate<br /><br />So
how will a 10%, 20%, 30%, 40%, and even 50% write-off of Classified
Loans affect the Total Capital Cushion of the Philippine Banking System?<br /><br />In
the aggregate, if Classified Loans amount to 20.46% of the banking
system's Total Capital Cushion, then it follows that a 10% write-off of
Classified Loans will reduce the total capital by 2.04% and a 50%
write-off of classified loans will reduce the banking system's Total
Capital Cushion by 10.23%.</span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br />Individual Banks</span></span><br />
<br />
<span><span style="font-family: "arial" , "helvetica" , sans-serif;">A 10%
write-off of Classified Loans would severely impact (by 25% or more) the
Total Capital Cushion of twelve banks (severely affected banks highlighted
in <span style="background-color: yellow;">yellow</span>).</span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="18"><span style="font-size: x-small;"><b>Impact of 10% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>10% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 10% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">505,916,633.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,591,663.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,497,793.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">844,094,354.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">84,409,435.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">188,282,991.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">248,944,297.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,894,429.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,030,481.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42.17%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">333,844,979.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,384,497.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">90,342,875.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">340,223,797.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,022,379.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,136,085.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">359,139,360.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35,913,936.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,614,927.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">949,958,134.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">94,995,813.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">278,630,039.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">332,967,294.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,296,729.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,417,424.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">439,705,504.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,970,550.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,552,378.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">TANAY RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">870,195,068.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">87,019,506.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">331,358,597.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">183,633,117.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,363,311.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,284,882.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,849,913.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.02%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A 20% write-off
of Classified Loans will severely impact the Total Capital Cushion of twenty-eight banks:</span></span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="18"><span style="font-size: x-small;"><b>Impact of 20% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>10% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 20% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">505,916,633.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,183,326.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,497,793.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">97.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">844,094,354.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">168,818,870.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">188,282,991.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">89.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">248,944,297.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,788,859.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,030,481.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">84.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">333,844,979.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66,768,995.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">90,342,875.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">73.91%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">340,223,797.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68,044,759.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,136,085.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">359,139,360.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">71,827,872.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,614,927.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">949,958,134.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">189,991,626.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">278,630,039.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">332,967,294.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66,593,458.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,417,424.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">439,705,504.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">87,941,100.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,552,378.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54.44%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">TANAY RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">870,195,068.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">174,039,013.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">331,358,597.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">183,633,117.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,726,623.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,284,882.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53,699,826.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">274,850,250.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,970,050.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119,739,699.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.91%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">233,776,961.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46,755,392.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,381,730.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,819,065,392.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">563,813,078.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,450,421,091.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,328,927,481.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,865,785,496.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,072,962,874.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">887,379,996.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">177,475,999.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">469,875,846.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.77%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">286,964,726.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,392,945.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152,706,485.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.58%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,728,866,973.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">345,773,394.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">991,594,566.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">241,599,193.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48,319,838.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,057,528.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,480,467,391.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,496,093,478.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,829,198,136.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">217,636,072.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,527,214.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,206,742.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">214,246,088.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42,849,217.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,529,764.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.93%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,355,753,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">271,150,600.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">165,430,372.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,086,074.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,892,106.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">219,300,941.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,860,188.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,769,209,191.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,153,841,838.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,154,113,922.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.41%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">306,205,126.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61,241,025.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,942,441.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.63%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A 30% write-off
of Classified Loans will totally wipe out the Total Capital Cushion of seven banks (highlighted in <span style="background-color: red;">red</span>) and severely affect (reduce by 25% or more) the Total Capital
Cushion of thirty-four other banks:</span></span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="18"><span style="font-size: x-small;"><b>Impact of 30% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>30% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 30% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">505,916,633.70</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">151,774,990.11</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">103,497,793.61</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">146.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">844,094,354.12</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">253,228,306.24</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">188,282,991.32</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">134.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">248,944,297.48</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">74,683,289.24</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">59,030,481.69</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">126.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">333,844,979.64</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">100,153,493.89</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">90,342,875.94</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">110.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">340,223,797.76</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">102,067,139.33</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">98,136,085.41</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">104.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">359,139,360.98</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">107,741,808.29</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">104,614,927.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">102.99%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">949,958,134.91</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">284,987,440.47</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">278,630,039.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">102.28%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">332,967,294.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">99,890,188.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,417,424.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">86.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">439,705,504.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">131,911,651.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,552,378.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">81.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">TANAY RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">870,195,068.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">261,058,520.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">331,358,597.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">183,633,117.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,089,935.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,284,882.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">80,549,739.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">274,850,250.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">82,455,075.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119,739,699.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">233,776,961.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,133,088.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,381,730.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.84%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,819,065,392.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">845,719,617.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,450,421,091.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,328,927,481.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,798,678,244.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,072,962,874.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">887,379,996.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">266,213,998.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">469,875,846.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">286,964,726.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">86,089,418.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152,706,485.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,728,866,973.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">518,660,092.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">991,594,566.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">241,599,193.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72,479,758.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,057,528.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,480,467,391.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,744,140,217.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,829,198,136.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.82%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">217,636,072.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65,290,821.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,206,742.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.24%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">214,246,088.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64,273,826.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,529,764.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,355,753,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">406,725,900.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.60%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">165,430,372.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,629,111.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,892,106.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.96%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">219,300,941.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65,790,282.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42.60%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,769,209,191.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,230,762,757.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,154,113,922.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.12%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">306,205,126.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">91,861,538.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,942,441.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">151,091,716.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,327,515.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134,316,764.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">410,827,434.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">123,248,230.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">368,211,887.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.47%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">120,578,718.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,173,615.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,718,695.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,111,174.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,733,352.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,598,577.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">170,933,078.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,279,923.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">180,621,948.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">255,897,337.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76,769,201.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">282,316,631.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">124,269,666.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,280,899.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,464,721.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.12%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67,226,674.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,168,002.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74,503,135.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">920,327,756.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">276,098,326.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,032,700,546.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">556,137,577.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">166,841,273.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">636,921,968.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,432,607,223.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,929,782,167.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,368,926,156.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,400,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,720,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">118,200,818.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.99%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,911,217,229.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">873,365,168.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,431,124,571.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.45%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A
40% write-off of Classified Loans will totally wipe out the
Total Capital Cushion of twelve banks and severely affect (reduce by 25% or
more) the Total Capital Cushion of forty-two more banks:</span></span></span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="18"><span style="font-size: x-small;"><b>Impact of 40% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>40% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 40% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">505,916,633.70</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">202,366,653.48</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">103,497,793.61</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">195.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">844,094,354.12</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">337,637,741.65</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">188,282,991.32</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">179.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">248,944,297.48</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">99,577,718.99</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">59,030,481.69</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">168.69%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">333,844,979.64</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">133,537,991.86</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">90,342,875.94</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">147.81%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">340,223,797.76</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">136,089,519.10</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">98,136,085.41</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">138.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">359,139,360.98</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">143,655,744.39</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">104,614,927.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">137.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">949,958,134.91</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">379,983,253.96</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">278,630,039.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">136.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">332,967,294.90</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">133,186,917.96</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">115,417,424.73</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">115.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">439,705,504.58</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">175,882,201.83</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">161,552,378.64</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">108.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">TANAY RB INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">870,195,068.71</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">348,078,027.48</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">331,358,597.12</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">105.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">183,633,117.27</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">73,453,246.91</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">70,284,882.93</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">104.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">107,399,652.72</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">100.08%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">274,850,250.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109,940,100.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119,739,699.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">91.82%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">233,776,961.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">93,510,784.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,381,730.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">90.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,819,065,392.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,127,626,157.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,450,421,091.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,328,927,481.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,731,570,992.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,072,962,874.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">887,379,996.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">354,951,998.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">469,875,846.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">286,964,726.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,785,890.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152,706,485.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.17%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,728,866,973.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">691,546,789.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">991,594,566.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">241,599,193.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">96,639,677.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,057,528.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,480,467,391.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,992,186,956.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,829,198,136.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">63.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">217,636,072.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">87,054,428.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,206,742.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.99%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">214,246,088.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85,698,435.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,529,764.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,355,753,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">542,301,200.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">165,430,372.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66,172,148.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,892,106.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58.62%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">219,300,941.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">87,720,376.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,769,209,191.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,307,683,676.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,154,113,922.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54.82%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">306,205,126.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,482,050.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,942,441.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">151,091,716.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60,436,686.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134,316,764.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">410,827,434.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">164,330,973.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">368,211,887.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">120,578,718.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48,231,487.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,718,695.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,111,174.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,644,469.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,598,577.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">170,933,078.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68,373,231.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">180,621,948.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">255,897,337.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,358,935.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">282,316,631.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">124,269,666.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,707,866.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,464,721.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.16%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67,226,674.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,890,669.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74,503,135.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">920,327,756.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">368,131,102.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,032,700,546.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">556,137,577.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">222,455,031.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">636,921,968.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.93%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,432,607,223.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,573,042,889.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,368,926,156.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.82%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,400,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,960,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">118,200,818.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,911,217,229.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,164,486,891.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,431,124,571.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.94%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62,413,969.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,965,587.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76,850,630.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">86,700,309.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,680,123.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,272,092.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.03%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,428,172.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39,371,268.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">129,674,268.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">253,754,640.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,501,856.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">339,618,717.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.89%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,551,581,412.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,420,632,565.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,672,982,591.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">304,220,638.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">121,688,255.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">421,692,152.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">354,910,979.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,964,391.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">495,670,348.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">649,633,897.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">259,853,559.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">927,489,160.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.02%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,837,270,539.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,534,908,215.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,724,060,977.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74,021,906.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,608,762.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">110,492,220.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">543,831,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">217,532,400.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">829,066,116.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.24%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,930,339.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,172,135.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">173,280,870.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">214,711,638.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85,884,655.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">332,628,399.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.82%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A
50% write-off
of Classified Loans will totally wipe out the Total Capital Cushion of fourteen banks and severely affect (reduce by 25% or more) the Total
Capital
Cushion of fifty more banks:</span></span></span></span></span></span><br />
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="18"><span style="font-size: x-small;"><b>Impact of 50% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>50% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 50% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">505,916,633.70</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">252,958,316.85</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">103,497,793.61</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">244.41%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">844,094,354.12</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">422,047,177.06</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">188,282,991.32</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">224.16%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">248,944,297.48</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">124,472,148.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">59,030,481.69</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">210.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">333,844,979.64</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">166,922,489.82</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">90,342,875.94</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">184.77%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">340,223,797.76</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">170,111,898.88</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">98,136,085.41</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">173.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">359,139,360.98</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">179,569,680.49</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">104,614,927.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">171.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">949,958,134.91</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">474,979,067.46</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">278,630,039.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">170.47%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">332,967,294.90</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">166,483,647.45</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">115,417,424.73</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">144.24%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">439,705,504.58</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">219,852,752.29</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">161,552,378.64</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">136.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">TANAY RB INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">870,195,068.71</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">435,097,534.36</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">331,358,597.12</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">131.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">183,633,117.27</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">91,816,558.64</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">70,284,882.93</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">130.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">268,499,131.80</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">134,249,565.90</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">125.10%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">274,850,250.31</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">137,425,125.16</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">119,739,699.49</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">114.77%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">233,776,961.77</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">116,888,480.89</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">103,381,730.49</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">113.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,819,065,392.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,409,532,696.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,450,421,091.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">97.18%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,328,927,481.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9,664,463,740.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,072,962,874.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">95.94%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">887,379,996.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">443,689,998.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">469,875,846.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">94.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">286,964,726.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">143,482,363.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152,706,485.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">93.96%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,728,866,973.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">864,433,486.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">991,594,566.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">87.18%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">241,599,193.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">120,799,596.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,057,528.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,480,467,391.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,240,233,695.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,829,198,136.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">217,636,072.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,818,036.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,206,742.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">214,246,088.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,123,044.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,529,764.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,355,753,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">677,876,500.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">165,430,372.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">82,715,186.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,892,106.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">73.27%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">219,300,941.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109,650,470.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">71.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,769,209,191.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,384,604,595.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,154,113,922.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">306,205,126.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153,102,563.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,942,441.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.08%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">151,091,716.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75,545,858.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134,316,764.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.24%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">410,827,434.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">205,413,717.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">368,211,887.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.79%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">120,578,718.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60,289,359.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,718,695.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,111,174.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,555,587.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,598,577.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">170,933,078.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85,466,539.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">180,621,948.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">255,897,337.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">127,948,668.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">282,316,631.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">124,269,666.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62,134,833.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,464,721.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.20%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67,226,674.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,613,337.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74,503,135.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.12%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">920,327,756.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">460,163,878.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,032,700,546.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.56%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">556,137,577.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">278,068,788.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">636,921,968.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,432,607,223.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,216,303,611.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,368,926,156.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,400,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,200,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">118,200,818.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,911,217,229.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,455,608,614.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,431,124,571.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42.42%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62,413,969.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31,206,984.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76,850,630.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.61%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">86,700,309.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,350,154.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,272,092.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,428,172.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,214,086.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">129,674,268.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">253,754,640.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">126,877,320.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">339,618,717.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,551,581,412.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,275,790,706.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,672,982,591.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">304,220,638.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152,110,319.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">421,692,152.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">354,910,979.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">177,455,489.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">495,670,348.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">649,633,897.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">324,816,948.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">927,489,160.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.02%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,837,270,539.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,418,635,269.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,724,060,977.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.73%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74,021,906.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,010,953.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">110,492,220.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">543,831,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">271,915,500.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">829,066,116.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,930,339.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,465,169.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">173,280,870.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">214,711,638.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,355,819.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">332,628,399.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.28%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,780,600.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35,390,300.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">113,285,345.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.24%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO(N.E.) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153,139,627.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76,569,813.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">250,454,948.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,609,413,884.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,304,706,942.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35,267,890,986.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">88,214,142.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,107,071.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">153,486,975.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74,517,110.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,258,555.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">132,911,006.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.03%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">89,261,964.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,630,982.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">162,069,267.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,907,426.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,953,713.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76,590,243.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,808,425,265.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,404,212,632.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,190,893,397.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,374,356.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28,687,178.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106,266,823.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48,077,559.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,038,779.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">92,511,237.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.98%</span></td>
</tr>
</tbody>
</table>
<br /><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></span>
<br />
<div style="line-height: 18px;">
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;">Please bear in mind that <b>a number of these banks are already very weak and are in distress</b>. Please see a previous blog post: <a href="https://bancofilipinofailure.blogspot.com/2019/11/the-top-distressed-philippine-banks-as.html" style="color: #888888; text-decoration-line: none;" target="_blank">"The Top Distressed Philippine Banks as of June 30, 2019</a>. Moreover, their capital can be overstated. See a previous blog post <a href="https://bancofilipinofailure.blogspot.com/2019/10/overstated-capital-of-philippine-banks.html" style="color: #888888; text-decoration-line: none;" target="_blank">"Overstated Capital of Philippine Banks as of June 30, 2019"</a>. </span></div>
<div style="line-height: 18px;">
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;"> </span></div>
<div style="line-height: 18px;">
</div>
<div style="line-height: 18px;">
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;"><b>As such, any reduction in their capital cushion could knock down an already weak bank.</b></span></div>
<div style="line-height: 18px;">
</div>
<br />
<br />
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;"><b>Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></b></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></span>David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-32046242701025531732019-11-24T20:30:00.000-05:002019-11-24T20:30:16.102-05:00The Now Shuttered AMA Rural Bank of Mandaluyong's Gross NPLs Were More Than 50% of its Stockholder's Equity As of June 30, 2019<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b style="background-color: white; color: #222222; line-height: 18px;">Editor's
Note: Data is culled from the Published Statements of Condition of
individual Philippine Banks found in www.bsp.gov.ph. </b></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b style="background-color: white; color: #222222; line-height: 18px;"><br /></b><span style="background-color: white; color: #222222; line-height: 18.48px;"></span><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><b style="line-height: 18px;">This blog post updates previous blog posts such as <a href="https://bancofilipinofailure.blogspot.com/2019/09/valiant-banks-npls-were-twice-its.html" style="color: #888888; text-decoration-line: none;" target="_blank">Valiant Bank's NPLs Were Twice Its Stockholder's Equity - March 31, 2019</a>.</b></span><br style="line-height: 18.48px;" /><span style="line-height: 18.48px;"><b style="line-height: 18px;"><br /></b></span><span style="line-height: 18.48px;"></span><span style="line-height: 18.48px;"><b style="line-height: 18px;"><br /></b><span><span style="line-height: 18px;">NPLs.
Short for Non-Performing Loans. The NPL Ratio or the ratio of a
bank's Non-Performing Loans (NPL) to Total Loan Portfolio (TLP) is a
frequently cited figure in the general media to indicate a bank's
financial health or the health of the banking system as a whole. See: </span><a href="http://business.inquirer.net/48943/banks-reduce-exposure-to-bad-debts-have-more-cash-to-loan-out%E2%80%94bsp" style="color: #888888; line-height: 18px; text-decoration-line: none;" target="_blank">"Banks reduce exposure to bad debts, have more cash to loan out—BSP"</a><span style="line-height: 18px;">.</span></span></span></span></span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEic-skZzLotRuFqV0fIyUVkx2FAey4JSkjHH9F9gcyjF8mbX3rNYcPAYWnAGgHmJJosytcCvi0kROTFhru0pRq_MFGxtILr9cM24im9f_5KeyGDUskFQ4zBVMW9J19y3Ku0l8BCxj0Lw2c/s1600/Philippine+UKB+NPL+as+%2525+of+TLP+June+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="517" data-original-width="1600" height="206" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEic-skZzLotRuFqV0fIyUVkx2FAey4JSkjHH9F9gcyjF8mbX3rNYcPAYWnAGgHmJJosytcCvi0kROTFhru0pRq_MFGxtILr9cM24im9f_5KeyGDUskFQ4zBVMW9J19y3Ku0l8BCxj0Lw2c/s640/Philippine+UKB+NPL+as+%2525+of+TLP+June+2019.jpg" width="640" /></a></div>
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"> </span><br /><br style="line-height: 18px;" /><span style="line-height: 18px;">In
the Philippine Banking Industry, Gross Non-Performing Loans stood at
Php 206.59 billion as of June 30, 2019 - approximately 2.02% of the
Philippine Banking Industry's Total Loan Portfolio of Php 10.23 trillion.</span></span></span></span></span></span></span></span><br />
<br />
<br />
<br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"> </span></span></span></span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="154"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="778"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>NPL as % of TLP</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="34"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Gross NPL/ Gross TLP</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Gross NPLs</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Gross TLP</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79,179,648.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53,854,912.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">147.02%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,682,105.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,233,920.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,781,695.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42,457,736.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">433,893,593.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">959,577,373.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">129,518,276.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">335,057,076.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,850,766.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,996,484.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.91%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">D' ASIAN HILLS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,198,181.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">441,367,780.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,919,128.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">131,619,437.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GRAND-AGRI RURAL BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">82,349,235.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">258,659,044.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.84%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,516,992.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">320,993,913.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,610,302.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,297,752.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">362,574,808.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,219,221,801.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">223,553,910.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">778,606,045.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,942,925.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">193,106,262.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.42%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">81,684,666.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">307,452,681.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">429,084,186.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,732,042,666.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">540,392,913.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,217,757,703.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,247,888.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94,814,515.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">581,610,381.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,562,162,354.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,492,694.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">245,923,100.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,746,833.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">166,203,411.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,929,864.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90,239,214.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,429,075.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">352,397,169.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">472,819,084.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,194,972,042.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,337,857.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">222,070,904.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,529,911.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">524,348,404.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,168,033.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">178,686,958.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79,181,672.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">411,075,036.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,233,482.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">214,710,769.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,946,045,527.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,599,648,407.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">290,965,828.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,543,381,658.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90,028,876.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">489,272,816.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,784,548.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">156,913,758.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,792,521.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">299,966,621.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,408,603.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">210,510,674.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94,805,328.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">528,513,957.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131,093,102.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">731,462,808.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,694,382.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">188,952,842.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">321,330,025.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,855,500,255.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,002,096,412.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,800,374,605.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">TANAY RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">237,048,294.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,376,680,420.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,052,842.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">122,609,133.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT"><span style="font-size: x-small;">127,466,386.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">754,877,989.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,686,881.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">313,692,429.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,428,235.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">387,752,621.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,855,230.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">243,992,992.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,760,293.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74,021,906.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">183,515,155.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,156,828,527.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,907,426.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">267,151,859.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">571,144,553.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,670,559,402.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,093,278.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">407,138,102.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,323,141.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">252,254,896.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,906,155.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,579,471.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,750,758.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">239,507,423.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,187,284.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">239,590,469.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,546,229.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">73,440,008.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,177,476.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">547,327,975.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,342,069.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">177,738,625.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,574,467,665.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,346,308,886.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">346,923,542.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,623,778,112.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SOUTH BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,023,950.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">318,185,650.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,484,506.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">190,173,193.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,334,083.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">327,351,606.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,597,766.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">421,728,522.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,828,608.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">95,235,993.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">773,494,229.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,250,536,040.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,265,071.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">326,156,733.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105,736,501.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">878,462,021.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,530,637.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">508,219,467.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,806,951.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126,391,920.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PARACALE(CAMARINES NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,551,779.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">251,596,116.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,646,905.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">387,055,262.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,011,316.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">386,907,614.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40,969,098.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">370,473,709.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,889,140.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">302,054,853.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,752,304.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">340,154,832.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,926,165.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">452,908,462.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,229,025.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">151,626,610.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">259,336,684.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,603,190,621.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,832,147.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">252,229,395.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109,448,726.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,139,083,057.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO(N.E.) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97,013,991.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,010,089,885.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,246,201.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">316,889,650.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,162,575.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">321,775,386.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,592,434,091.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,877,782,270.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,525,988.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">415,056,950.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,749,636.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">192,390,624.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,479,450.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">452,529,697.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,668,835.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">516,038,517.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ONE NETWORK BANK INC (A RURAL BANK OF BDO)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,005,939,592.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,519,629,239.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">157,728,615.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,788,566,285.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,508,990,801.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,902,124,220.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,396,230.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">143,834,571.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">581,049,521.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,789,762,212.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,310,549.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">326,857,158.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INSULAR SAVERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">139,977,540.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,715,908,661.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,373,202.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">264,520,537.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANGELES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">189,998,493.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,358,851,022.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,210,930.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">688,214,177.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,328,121.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">282,409,624.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,222,775.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">311,661,453.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">158,399,716.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,045,514,819.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,678,344.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">619,592,269.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,383,438.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">239,158,847.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">956,967,717.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,560,286,783.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,833,620.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">356,701,987.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,523,343.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">514,073,458.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,985,639.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">410,643,059.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,700,567.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">300,620,577.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">834,934,345.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,780,049,647.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,501,582.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">318,482,045.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,940,970.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">326,040,914.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,484,829.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">537,099,186.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,075,317.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">535,868,789.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,967,202.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,270,886,350.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,408,343.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">686,253,481.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,777,541.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">368,055,174.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,543,473.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,281,706,604.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,312,370.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">737,537,760.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">70,653,514.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,085,669,857.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,263,531.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">211,815,541.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,738,301,962.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,394,164,412.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,977,258.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">258,204,100.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,142,266.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">440,875,847.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,592,938.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">304,046,761.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">139,036,870.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,276,695,931.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">92,929,765.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,526,805,048.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,939,421.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100,889,551.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">245,502,718.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,191,301,331.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,794,013.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">877,604,530.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,460,842.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">172,672,087.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">171,514,480.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,175,923,364.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,666,793,325.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,203,183,389.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,401,963.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">232,832,719.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">124,648,443.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,365,639,617.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,640,059,814.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">223,019,536,920.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">254,526,657.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,880,146,723.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,632,513,432.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">70,455,635,004.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,397,127.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,019,050.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,732,579,273.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53,738,419,831.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STA MARIA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,392,965.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87,059,972.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,118,664.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">524,754,733.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,850,822.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,820,277.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,799,020.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">423,731,903.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,913,785.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">169,775,589.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.66%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,457,836,710.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">224,385,353,696.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.66%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,530,347.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">318,840,649.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,270,322.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">578,421,855.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79,974,104.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,782,205,979.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,340,333.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">254,786,917.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,695,722.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">61,235,467.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,382,833.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">801,572,508.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,971,483.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">92,599,791.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,226,686,913.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,354,683,387.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,650,533,946.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">171,742,920,595.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69,484,029.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,798,389,984.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,199,224,521.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">161,470,149,489.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">367,143,778.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,673,014,864.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49,920,011.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,334,615,431.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,696,712.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">475,701,161.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,556,865.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">595,850,313.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">485,260,014.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,569,967,941.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,284,080.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">344,826,761.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,532,820,583.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">270,018,429,286.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,869,721.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">251,885,567.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,445,167.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">713,145,900.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">165,716,786.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,016,794,438.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,258,451,509.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">72,200,485,169.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,066,391.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">290,224,303.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,534,222.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">457,199,264.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,856,502.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">265,580,050.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,251,573.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,007,051,288.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75,861,417.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,710,409,765.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,326,889,748.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">303,187,965,125.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,947,472.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,090,628,574.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,263,335.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">889,760,338.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,043,187.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">117,369,105.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">257,496,463.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,410,271,074.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,813,211,119.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">368,328,657,231.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PANDI (BULACAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,884,968.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">739,532,462.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,803,315,009.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,211,729,182.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,162,941,930.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">855,320,955,529.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,130,195.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">248,944,297.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: x-small;">875,734,764.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,629,416,650.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,910,768.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">195,814,449.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,554,238,219.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,367,393,828.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">716,644,755.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,311,701,807.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,216,043.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">450,720,300.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,809,450,471.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">566,799,847,175.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,526,547.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,487,197,586.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,631,203,878.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">161,240,805,706.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,290,928.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">781,797,975.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">916,440,426.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74,003,317,571.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,541,858,927.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,150,367,476,608.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,048,716,824.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,143,168,861,867.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,406,636,420.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">426,980,777,153.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,833,908,639.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,073,870,902,127.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,927,202.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,169,208,165.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">486,529,984.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66,173,238,391.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,713,082.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">235,326,130.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,200,023,055.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">473,831,155,341.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,291,627,864.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">213,553,226,173.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,374,651.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">434,717,579.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,050,205.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,419,049,655.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,892,016.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,754,526,936.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,119,682.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,800,728,614.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,453,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,171,906,671.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,342.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">387,512,465.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,298,752,042.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,982,424,884.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,700,721,542.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,240,268,429.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,888,086,149.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,230,844,285.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,281,250,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,484,189.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,353,199,003.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,362,700,897.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">604,222,080.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">344,098,600.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,167,166,601.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">813,181,489.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,496,153,139.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53,432,051,026.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,340,903,054.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,632,383,108.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,391,718,541.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,306,310,616.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>206,594,500,021.52</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>10,231,175,347,191.40</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>2.02%</b></span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span><span style="line-height: 18px;"></span></span></span></span></span></span></span></span><span style="font-size: x-small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span style="font-size: small;">There
are fifteen Philippine Banks with a Gross NPL Ratio greater than
25.00% of Total Loan Portfolio (TLP).</span></span></span></span><br />
<br />
<span style="font-size: x-small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span style="font-size: small;"> </span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="154"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="778"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>NPL as % of TLP</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="34"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Gross NPL/ Gross TLP</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Gross NPLs</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Gross TLP</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79,179,648.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53,854,912.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">147.02%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,682,105.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,233,920.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,781,695.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42,457,736.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">433,893,593.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">959,577,373.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">129,518,276.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">335,057,076.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,850,766.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,996,484.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.91%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">D' ASIAN HILLS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,198,181.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">441,367,780.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,919,128.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">131,619,437.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GRAND-AGRI RURAL BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">82,349,235.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">258,659,044.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.84%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,516,992.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">320,993,913.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,610,302.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,297,752.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">362,574,808.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,219,221,801.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">223,553,910.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">778,606,045.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,942,925.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">193,106,262.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.42%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">81,684,666.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">307,452,681.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.57%</span></td>
</tr>
</tbody>
</table>
<span style="font-size: x-small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span style="font-size: small;"> </span></span></span></span><br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span></span></span></span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span></span></span></span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span></span></span></span></span></span></span></span><br />
<br />
<br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">The ratio of a
bank's NPLs to its total Stockholders Equity (SE) maybe more important
than the ratio of its NPLs to Total Loan Portfolio. The idea behind
this is that NPLs are fragile things. As a loan deteriorates, its
recoverable value will deteriorate as well. A foreclosure will most
likely result in a loan recovery that is a mere fraction of the loan's
original value. Therefore, banks with high NPL Ratios relative to their
Stockholders Equity may face a significant loss of capital if a
substantial amount of their NPLs are written off as a loss.</span></span></span><br />
<br />
<span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">On an overall basis, the Gross NPLs of Philippine Banks amounted to 9.67% of Stockholders Equity as of June 30, 2019.</span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="154"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="778"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>NPL as % of SE</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b><br /></b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>NPL</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>SE</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>NPL/SE</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In PHP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In PHP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">D' ASIAN HILLS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,198,181.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,115,575.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">697.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">433,893,593.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">144,330,278.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">300.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">429,084,186.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">236,439,885.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">181.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">TANAY RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">237,048,294.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">143,445,680.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">165.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GRAND-AGRI RURAL BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">82,349,235.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,293,303.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">160.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">362,574,808.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">251,213,527.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">144.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">129,518,276.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">91,215,135.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141.99%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">81,684,666.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61,598,762.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">132.61%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">571,144,553.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">512,876,537.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">111.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,746,833.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,739,139.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,946,045,527.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,829,144,067.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">773,494,229.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">746,987,410.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">472,819,084.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">481,726,843.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">223,553,910.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">229,152,896.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">97.56%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,516,992.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,798,684.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">93.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,492,694.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60,976,886.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">91.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60,530,637.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">71,321,039.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">84.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77,429,075.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">99,539,195.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77.79%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">290,965,828.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">376,732,008.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">581,610,381.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">813,401,748.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">71.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,850,766.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,939,187.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,574,467,665.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,889,122,827.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69.56%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,233,482.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,880,885.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">127,466,386.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">186,474,893.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,686,881.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75,008,385.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,610,302.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61,930,759.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25,342,069.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,560,714.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">259,336,684.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">416,080,722.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,792,521.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">88,686,151.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,907,426.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68,197,348.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">183,515,155.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">299,165,495.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,666,793,325.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,841,797,707.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29,781,695.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,746,895.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">321,330,025.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">578,417,771.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,168,033.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66,661,943.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">540,392,913.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,043,395,314.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51.79%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,926,165.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">88,859,443.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SOUTH BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,023,950.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">81,845,431.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.12%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,919,128.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">92,978,629.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,929,864.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,589,767.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.92%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46,337,857.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">100,681,980.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46.02%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,646,905.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">96,121,351.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.41%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28,784,548.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64,211,221.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">346,923,542.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">780,561,546.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,833,620.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61,089,008.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.93%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62,093,278.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">144,981,718.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO(N.E.) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">97,013,991.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">230,793,286.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,529,911.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">257,452,795.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.77%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">131,093,102.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">315,183,969.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">86,967,202.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">215,564,625.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,052,842.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,853,765.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,977,258.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,907,151.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,650,533,946.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,171,220,379.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.73%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ANGELES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">189,998,493.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">493,831,753.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.47%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,969,098.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106,700,357.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38,408,603.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,088,334.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,632,513,432.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9,827,417,202.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.96%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109,448,726.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">298,697,672.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,592,434,091.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,093,858,751.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,752,304.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">95,830,478.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,334,083.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,505,260.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.10%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,484,506.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69,265,334.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35,750,758.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,392,634.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.92%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38,323,141.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">113,118,285.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,640,059,814.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,690,931,266.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ONE NETWORK BANK INC (A RURAL BANK OF BDO)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,005,939,592.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,986,000,708.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PARACALE(CAMARINES NORTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28,551,779.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">86,085,376.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.17%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">834,934,345.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,549,072,613.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79,181,672.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">252,267,915.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39,265,071.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">125,818,791.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.21%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,226,686,913.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,787,394,712.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">94,805,328.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">313,359,081.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,246,201.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,028,027.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,682,105.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126,496,163.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,310,549.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">92,235,654.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">158,399,716.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">540,854,536.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,889,140.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109,399,502.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,075,317.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">128,449,699.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,210,930.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">191,317,803.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,383,438.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65,252,866.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,312,370.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">179,049,661.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,011,316.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">160,939,081.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,177,476.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">296,285,235.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">581,049,521.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,214,889,163.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,694,382.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">129,746,331.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">157,728,615.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">622,356,907.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,668,835.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">186,133,161.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,592,938.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74,546,391.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,855,230.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">157,619,131.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">367,143,778.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,490,035,237.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,002,096,412.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,080,905,463.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,187,284.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">144,071,292.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,777,541.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">102,211,946.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,738,301,962.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,435,865,205.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,597,766.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">219,614,925.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,479,450.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">177,969,055.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,508,990,801.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,891,025,372.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,457,836,710.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,533,796,001.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90,028,876.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">392,290,496.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,700,567.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">95,033,029.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,118,664.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115,187,659.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">485,260,014.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,149,101,764.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">245,502,718.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,089,443,122.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,556,865.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97,632,169.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79,179,648.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">361,842,244.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,732,579,273.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,972,301,899.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,270,322.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">124,857,438.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,832,147.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">118,126,724.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,523,343.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">183,493,066.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,940,970.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109,675,662.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">139,036,870.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">667,258,312.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">124,648,443.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">599,060,854.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,222,775.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">119,245,059.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INSULAR SAVERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">139,977,540.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">694,346,727.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">254,526,657.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,303,698,702.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">70,653,514.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">363,225,381.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,199,224,521.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,486,597,994.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">956,967,717.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,051,337,086.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,799,020.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104,714,271.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,408,343.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">250,150,193.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,484,829.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">207,331,790.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,525,988.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">215,967,222.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,942,925.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">302,927,822.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,258,451,509.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,077,914,695.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,794,013.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">299,760,893.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,749,636.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105,047,787.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">171,514,480.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,016,467,596.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,340,333.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">68,163,057.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,373,202.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">128,511,125.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,382,833.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">208,477,156.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,162,575.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">186,924,919.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,828,608.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75,364,701.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,813,211,119.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,546,915,720.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79,974,104.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">518,483,665.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,803,315,009.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,049,409,948.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,501,582.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">152,827,846.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,428,235.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">429,812,703.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,543,473.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">590,614,709.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69,484,029.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">480,475,047.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,678,344.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">330,450,205.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,328,121.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">154,798,648.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,806,951.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">106,485,125.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,247,888.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">160,894,869.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">92,929,765.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">676,905,471.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">165,716,786.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,266,419,833.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,162,941,930.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">141,860,668,122.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,396,230.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97,981,750.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,546,229.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,505,610.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105,736,501.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">869,302,943.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,696,712.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">147,745,051.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,532,820,583.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,235,046,853.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,869,721.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,705,853.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,856,502.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">72,752,158.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,906,155.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74,235,847.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,263,531.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126,160,778.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,066,391.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,432,443.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,251,573.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">554,719,642.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,326,889,748.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,680,823,884.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,554,238,219.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,808,975,173.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">716,644,755.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,493,843,967.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,130,195.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,529,558.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,229,025.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">166,295,788.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,760,293.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131,860,137.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,947,472.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">952,775,155.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,631,203,878.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,448,064,524.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,460,842.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114,243,253.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,142,266.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">330,080,085.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,526,547.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">311,082,284.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49,920,011.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">637,318,637.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,809,450,471.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126,024,777,179.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,401,963.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">160,249,794.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,445,167.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">319,492,675.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75,861,417.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,075,323,525.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,291,627,864.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,539,451,155.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,985,639.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">437,594,793.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PANDI (BULACAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,884,968.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">251,690,398.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">257,496,463.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,050,221,817.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,530,347.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">232,771,801.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,263,335.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">376,650,185.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,833,908,639.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">349,305,433,097.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,910,768.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66,167,597.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,284,080.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">208,046,033.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">916,440,426.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,273,341,309.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STA MARIA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,392,965.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,236,658.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,913,785.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">147,394,968.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,939,421.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">112,479,186.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,541,858,927.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">257,667,430,568.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,043,187.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64,304,931.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,695,722.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,816,877.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,971,483.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90,846,070.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,534,222.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">311,713,042.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,048,716,824.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">296,347,122,161.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,216,043.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">204,066,756.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,406,636,420.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114,724,852,344.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,200,023,055.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,553,388,602.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: x-small;">875,734,764.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,573,845,611.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">486,529,984.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,361,693,605.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,374,651.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">129,098,266.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,850,822.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,212,352.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,713,082.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,830,054.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,927,202.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,758,698,414.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,290,928.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">997,246,312.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,050,205.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,340,379,099.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,397,127.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">361,564,858.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.66%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,119,682.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">675,615,974.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,892,016.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,717,843,384.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,453,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,568,837,887.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,342.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131,825,190.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,895,838,686.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,478,376,410.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,229,477,300.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,156,980,937.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,126,217,932.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,297,873,767.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,167,163,880.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,081,751,835.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,157,331,623.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,049,177,521.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,089,715,578.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,871,558,525.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,050,701,007.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">767,242,642.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,286,339,778.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,509,907,617.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,616,895,539.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,274,078,445.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,932,019,408.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,411,850,446.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>206,594,500,021.52</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>2,135,841,917,404.40</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>9.67%</b></span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span style="line-height: 18px;">Seventy-two
banks had NPLs greater than 30% of their Stockholder's Equity. D'Asian
Hills tops the list. It has Php 161.20 million in Gross NPLs
backed up by an equity base of Php 23.12 million as of June 30, 2019. The recently shuttered AMA Rural Bank of Mandaluyong's Gross NPLs were more than 50% of its Stockholder's Equity.</span></span></span></span></span></span></span></span></span><br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span style="line-height: 18px;"> </span></span></span></span></span><br />
<span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span style="line-height: 18px;"></span></span></span></span></span></span></span></span><br /><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span style="line-height: 18px;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222; line-height: 18.48px;"><span style="line-height: 18.48px;"><span style="line-height: 18px;">Source:<a href="http://www.bsp.gov.ph/" target="_blank">www.bsp.gov.ph</a></span></span></span></span></span></span></span></span></span></span></span></span></span>
</span></span></span></span>
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-640755905960391292019-11-17T20:30:00.000-05:002019-11-17T20:30:07.439-05:00An 80% Minimum NPL Coverage Ratio will Result in a Severe Undercapitalization of Some Philippine Banks - June 30, 2019<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;">Raising
the NPL Coverage Ratio to a minimum of 80% will entail additional loan
loss provisions for some Philippine banks that could eat into a substantial chunk
(30% or more) of their Stockholder's Equity. Based on the table below, nine banks will be severely affected:</span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"> </span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="6" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="9" height="17" width="1056"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="9" height="17"><span style="font-size: x-small;"><b>Impact on SE of Minimum Loan Loss Provisions</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="9" height="17"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="CENTER" height="50" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Minimum Loan Loss Provisions at 80% NPL Coverage Ratio</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Actual Loan Loss Provisions</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Excess/Deficit Loan Loss Provisions</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Stockholder's Equity</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Impact on SE</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GRAND-AGRI RURAL BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65,879,388.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,988,170.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-54,891,217.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,293,303.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-107.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">343,267,349.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">189,912,010.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-153,355,338.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">236,439,885.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-64.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,356,836,422.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">639,477,443.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-1,717,358,979.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,829,144,067.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-60.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">456,915,642.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">242,241,207.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-214,674,435.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">512,876,537.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-41.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,059,574,132.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,769,122,416.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-4,290,451,715.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,889,122,827.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-39.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">618,795,383.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">348,421,359.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-270,374,024.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">746,987,410.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-36.20%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,525,941.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9,836,289.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-23,689,651.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68,197,348.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-34.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32,986,786.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,466,080.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-20,520,705.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,880,885.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-34.27%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">81,213,593.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46,143,662.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-35,069,930.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,798,684.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-32.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">465,288,304.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">203,113,649.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-262,174,655.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">813,401,748.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">-32.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,394,155.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,455,011.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-17,939,143.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,976,886.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-29.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">347,114,875.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">306,682,396.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-40,432,478.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">144,330,278.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-28.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">432,314,331.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">154,372,964.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-277,941,366.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,043,395,314.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-26.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,834,017.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,638,792.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-23,195,224.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,686,151.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-26.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO(N.E.) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,611,192.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,246,834.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-50,364,358.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">230,793,286.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-21.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,070,286.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,347,625.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-21,722,660.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100,681,980.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-21.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,333,434,660.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">739,945,621.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-593,489,039.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,841,797,707.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-20.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,935,302.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,298,952.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-18,636,350.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">92,978,629.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-20.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,842,273.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,948,645.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9,893,628.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,853,765.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-18.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,934,427.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,703,078.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-12,231,348.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66,661,943.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-18.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65,347,732.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,711,697.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-10,636,035.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">61,598,762.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-17.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,424,510.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,762,487.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-10,662,022.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">71,321,039.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-14.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126,719,773.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,981,947.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-75,737,826.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">540,854,536.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-14.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,027,638.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,352,361.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-8,675,276.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64,211,221.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-13.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">207,469,347.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">151,407,764.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-56,061,583.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">416,080,722.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-13.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">801,677,130.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">290,258,714.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-511,418,415.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,080,905,463.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-12.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87,558,980.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,167,484.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-35,391,496.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">298,697,672.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-11.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,320,427,157.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,333,810,601.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,986,616,556.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,171,220,379.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-11.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,381,349,530.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,813,544,263.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,567,805,267.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,787,394,712.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-11.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,660,253.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,069,900.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-14,590,353.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">128,449,699.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-11.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63,345,338.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">35,511,952.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-27,833,385.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">252,267,915.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-11.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">464,839,617.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">221,124,450.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-243,715,166.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,214,889,163.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-11.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,312,047,851.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,887,647,288.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3,424,400,563.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,690,931,266.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,906,010,745.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,961,558,377.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-944,452,368.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,827,417,202.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,614,621.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94,909,339.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-8,705,282.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91,215,135.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">277,538,833.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">203,184,510.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-74,354,323.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">780,561,546.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,335,068.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,854,217.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-17,480,851.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">186,133,161.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,990,641,570.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,541,200,332.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,449,441,237.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,435,865,205.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75,844,262.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">46,780,009.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-29,064,253.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">313,359,081.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">111,229,496.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,238,312.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-58,991,184.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">667,258,312.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-8.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">293,715,023.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">162,085,067.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-131,629,955.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,490,035,237.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-8.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,706,750.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,025,338.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5,681,412.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65,252,866.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-8.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,409,053.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,063,712.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-12,345,340.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">160,939,081.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-7.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,145,684.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,935,313.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9,210,371.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126,496,163.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-7.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">388,208,011.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">255,014,952.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-133,193,059.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,149,101,764.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">61,943,260.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,051,192.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5,892,068.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99,539,195.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">137,211,584.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82,182,634.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-55,028,950.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,016,467,596.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,600,606.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,074,579.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5,526,027.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">102,392,634.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,016,257.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,587,698.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6,428,559.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">124,857,438.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,001,259.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,580,775.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-28,420,483.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">554,719,642.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,522,811.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,331,239.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-18,191,572.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">363,225,381.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-5.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,397,466.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,674,666.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,722,799.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,739,139.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,820,791.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,719,723.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-10,101,067.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">215,967,222.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,366,269,368.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,309,952,786.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2,056,316,581.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,533,796,001.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,959,379,617.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,538,355,930.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,421,023,686.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,486,597,994.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63,343,719.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">47,703,204.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-15,640,514.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">361,842,244.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,352,776.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,646,503.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4,706,272.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109,675,662.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,587,605.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,651,161.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2,936,443.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69,265,334.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,078,212.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,810,056.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-9,268,156.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">219,614,925.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,149,827.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,121,654.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6,028,173.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">144,071,292.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,436,983.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,960,057.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3,476,925.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,505,610.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,848,439.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,139,999.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3,708,439.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">92,235,654.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,126,674.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,102,716.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-10,023,958.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">250,150,193.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">196,402,174.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">152,991,978.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-43,410,196.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,089,443,122.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99,718,754.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">77,658,062.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-22,060,692.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">599,060,854.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,007,192,640.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,627,356,328.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-379,836,312.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,891,025,372.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,142,675.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,790,655.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-11,352,020.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">330,450,205.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,354,340.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,098,210.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-10,256,129.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">302,927,822.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,168,744.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,993,630.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6,175,114.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">191,317,803.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">765,574,174.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">620,206,490.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-145,367,684.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,051,337,086.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,442,652,007.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,105,993,060.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-336,658,947.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,049,409,948.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,818,674.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,826,737.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-4,991,937.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">183,493,066.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,072,266.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,472,157.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,600,109.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">68,163,057.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">203,621,326.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">173,740,168.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-29,881,158.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,303,698,702.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INSULAR SAVERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">111,982,032.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96,559,419.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-15,422,612.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">694,346,727.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40,635,210.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,116,554.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6,518,655.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">299,760,893.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,199,709.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,049,937.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2,149,772.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105,047,787.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,001,265.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,986,797.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3,014,467.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">152,827,846.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,073,947,273.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,944,775,206.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-129,172,067.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,093,858,751.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,511,312.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,724,023.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,787,288.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">109,399,502.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,798,310.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,250,254.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-2,548,056.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">160,894,869.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,156,578.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,284,232.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-872,345.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">58,816,877.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49,942,588.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,724,621.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6,217,966.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">429,812,703.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,943,891.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,366,709.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-577,181.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,589,767.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,324,924.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,424,695.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-900,228.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74,235,847.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,626,256,466.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,681,249,241.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-945,007,224.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,235,046,853.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104,874,482.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,519,240.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-3,355,241.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">315,183,969.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">60,689,134.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49,596,511.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-11,092,622.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,075,323,525.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,661,511,798.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,800,130,498.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-861,381,300.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,680,823,884.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,104,963,102.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,818,695,561.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-286,267,541.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,448,064,524.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49,674,622.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,525,941.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,148,681.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">144,981,718.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,177,186.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,596,522.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-580,664.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90,846,070.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,130,060.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,077,032.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-1,053,027.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">186,924,919.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,466,896.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,256,011.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-210,885.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">61,089,008.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,183,220.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,818,625.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-364,594.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">166,295,788.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,556,133.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,299,237.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-256,896.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">319,492,675.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">68,434,778.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">68,054,923.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-379,855.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">590,614,709.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,801,843.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,785,450.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-16,393.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">95,830,478.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SOUTH BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,819,160.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,813,045.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-6,115.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,845,431.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">-0.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">234,440.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">234,440.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,081,751,835.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,186,063,418.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,188,709,127.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,645,708.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,972,301,899.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,451,706.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,451,706.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,871,558,525.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,792,084.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,792,084.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,126,217,932.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,701,846.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,701,846.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,932,019,408.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,865,717.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,103,328.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">237,610.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">118,126,724.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,827,264.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,262,966.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">435,701.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">208,046,033.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,396,419.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,396,419.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,089,715,578.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,400,899.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,400,899.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,229,477,300.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">62,541,981.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63,673,458.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,131,476.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">296,285,235.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,368,838.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,368,838.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,049,177,521.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,866,120.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,866,037.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,895,838,686.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,000,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,000,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,286,339,778.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">146,812,124.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">148,353,206.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,541,081.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">299,165,495.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,290,580.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,290,580.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">767,242,642.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">733,152,341.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">824,968,256.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91,815,914.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,273,341,309.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,812,500.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,812,500.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,167,163,880.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,917,701.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,105,914.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,188,212.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">361,564,858.23</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,408,234.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,259,216.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">850,981.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131,860,137.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,936,008.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,360,195.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,424,186.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">637,318,637.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,777,318.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,777,318.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,297,873,767.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,973,109.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,374,530.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,401,420.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">186,474,893.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,955,505.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,933,377.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">977,872.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">129,746,331.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,680,613.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,919,283.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">238,670.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,939,187.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,323,128.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,323,128.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,411,850,446.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,624,277.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,556,709.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,932,431.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">232,771,801.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,421,237.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,027,190.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,605,952.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">311,082,284.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,041,785.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,041,785.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,478,376,410.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40,549,505.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,254,828.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">705,322.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75,008,385.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,253,112.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,123,012.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">869,899.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,432,443.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,466,409.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,466,409.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,274,078,445.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,751,818.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,751,818.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,050,701,007.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,032,742.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,537,665.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,504,922.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">997,246,312.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,916,984.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,975,443.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,058,458.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97,981,750.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">205,997,170.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">254,919,448.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,922,277.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,050,221,817.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,862,497.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,849,937.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,987,439.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">154,798,648.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,050,568,895.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,789,647,334.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">739,078,438.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">56,546,915,720.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,462,886.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,460,371.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">997,484.95</span></td>
<td align="RIGHT"><span style="font-size: x-small;">75,364,701.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">65,557,978.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,953,123.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,395,144.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">952,775,155.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,751,536.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,438,338.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,686,801.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">112,479,186.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,506,266.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,817,528.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,311,261.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">208,477,156.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PANDI (BULACAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,507,974.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,567,682.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,059,707.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">251,690,398.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">84,589,201.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,900,351.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,311,150.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">869,302,943.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,713,813.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,708,377.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,994,563.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">330,080,085.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,525,309,136.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,649,169,460.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,123,860,323.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114,724,852,344.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,331,028.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,096,354.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,765,326.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">147,394,968.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">193,289,274.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">193,289,274.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,156,980,937.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,941,762.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,792,689.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,850,927.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,758,698,414.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,480,657.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,527,808.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,047,150.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,212,352.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,530,353,544.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,472,306,606.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,941,953,062.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">141,860,668,122.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,440,164.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,242,824.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69,802,659.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,340,379,099.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,988,511.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,806,861.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,818,349.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">437,594,793.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,726,883.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,999,868.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,272,985.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,088,334.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STA MARIA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,514,372.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,408,692.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,894,319.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,236,658.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,084,184.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,956,430.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,872,246.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">157,619,131.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,667,126,911.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,414,757,917.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,747,631,005.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">349,305,433,097.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,495,746.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,137,074.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,641,328.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">675,615,974.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,183,560.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,833,357.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,649,796.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">177,969,055.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,098,562.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,729,485.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,630,923.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">128,511,125.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,827,378.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,747,668.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,920,290.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">311,713,042.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,610,825.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,379,069.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,768,244.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126,160,778.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,638,973,459.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,636,221,344.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,997,247,884.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">296,347,122,161.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,370,466.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,404,030.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,033,564.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,830,054.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,033,487,142.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,948,203,212.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,914,716,070.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">257,667,430,568.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63,979,283.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80,875,847.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,896,564.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">518,483,665.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,360,453.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,599,097.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,238,643.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">95,033,029.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,572,835.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,608,976.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,036,141.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">204,066,756.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,658,512.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,559,220.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,900,707.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">113,118,285.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,560,018,444.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,540,563,529.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,980,545,085.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,553,388,602.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,987,863.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,501,192.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,513,328.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">207,331,790.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">TANAY RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">189,638,635.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">194,907,784.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,269,149.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">143,445,680.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">257,064,020.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">278,762,129.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,698,109.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">578,417,771.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,023,929.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96,626,966.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,603,037.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">257,452,795.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">36,740,932.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40,433,999.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,693,066.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,859,443.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,434,550.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,160,255.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,725,704.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">64,304,931.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,845,561.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,540,383.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,694,822.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">106,485,125.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,128,614.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,103,952.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,975,337.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">66,167,597.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">72,023,100.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89,815,729.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,792,628.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">392,290,496.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">667,947,476.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">786,026,671.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">118,079,195.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,549,072,613.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,378,220.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,952,440.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,574,220.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">119,245,059.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85,873.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,354,621.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,268,747.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131,825,190.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,921,570.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,629,252.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,707,681.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">160,249,794.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,273,655.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,240,987.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,967,331.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40,560,714.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,899,721.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,194,212.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,294,491.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">129,098,266.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,568,674.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,215,360.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,646,686.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114,243,253.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PARACALE(CAMARINES NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,841,423.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,123,022.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,281,599.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,085,376.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126,182,892.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">157,520,672.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,337,780.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">622,356,907.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69,573,762.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80,997,914.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,424,152.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">215,564,625.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">573,315,804.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">995,324,497.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">422,008,693.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,493,843,967.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,587,223.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,638,947.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,051,724.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">480,475,047.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,775,278.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,010,269.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,234,990.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">106,700,357.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,847,560,377.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,494,390,259.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,646,829,882.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">126,024,777,179.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,806,761,207.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,617,186,642.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">810,425,434.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,077,914,695.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,243,390,575.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,228,997,008.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">985,606,433.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,808,975,173.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,562,400.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">229,024,017.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">225,461,617.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,568,837,887.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,610,668.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,553,873.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,943,204.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">376,650,185.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,874,350.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,622,807.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,748,456.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74,546,391.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">178,843,128.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">193,613,312.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,770,183.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">229,152,896.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">232,772,662.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">258,079,589.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,306,926.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">376,732,008.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">221,552,191.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">221,552,191.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,157,331,623.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,157,369.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,587,960.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,430,590.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">147,745,051.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ONE NETWORK BANK INC (A RURAL BANK OF BDO)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,604,751,673.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,083,959,124.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">479,207,450.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,986,000,708.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,894,931.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,513,086.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,618,154.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115,187,659.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">388,070,289.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">388,070,289.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,616,895,539.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">74,343,812.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131,769,100.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">57,425,288.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">676,905,471.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">132,573,429.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">245,982,270.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">113,408,841.21</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,266,419,833.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">389,223,987.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,811,484,973.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,422,260,985.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,361,693,605.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">514,791,487.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">514,791,487.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,509,907,617.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,822,033.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,729,386.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,907,353.37</span></td>
<td align="RIGHT"><span style="font-size: x-small;">102,211,946.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,104,156.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,503,484.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,399,328.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">55,529,558.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,285,202.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,068,211.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,783,009.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">72,752,158.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANGELES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">151,998,794.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">204,984,345.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,985,551.26</span></td>
<td align="RIGHT"><span style="font-size: x-small;">493,831,753.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,113,613.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">540,411,720.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">525,298,106.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,717,843,384.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,825,356.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,599,525.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,774,168.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">51,746,895.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,245,492.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,178,813.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,933,321.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">97,632,169.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,033,302,291.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,264,950,653.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,231,648,361.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,539,451,155.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,196,961.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,455,873.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,258,912.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101,028,027.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: x-small;">700,587,811.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,954,737,831.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,254,150,019.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,573,845,611.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">290,059,846.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">324,009,513.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,949,666.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">251,213,527.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,288,241.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,668,514.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,380,272.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">61,930,759.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,839,216.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,398,168.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,558,952.25</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104,714,271.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,917,524.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,308,715.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,391,191.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96,121,351.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">378,255,267.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">446,636,076.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">68,380,808.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">481,726,843.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,067,266.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,350,694.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,283,427.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114,505,260.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">31,412,057.32</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,665,645.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,253,588.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">125,818,791.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,095,777.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,384,067.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,288,290.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,705,853.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,781,806.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,911,301.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,129,494.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40,907,151.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,649,896.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91,835,788.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">53,185,892.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">179,049,661.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFFFF" height="17"><span style="font-size: x-small;">D' ASIAN HILLS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFFFF"><span style="font-size: x-small;">128,958,545.57</span></td>
<td align="RIGHT" bgcolor="#FFFFFF"><span style="font-size: x-small;">162,642,653.42</span></td>
<td align="RIGHT" bgcolor="#FFFFFF"><span style="font-size: x-small;">33,684,107.85</span></td>
<td align="RIGHT" bgcolor="#FFFFFF"><span style="font-size: x-small;">23,115,575.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">145.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>165,275,600,017.22</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>194,813,360,017.92</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>29,537,760,000.70</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>2,135,841,917,404.40</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>1.38%</b></span></td>
</tr>
</tbody>
</table>
<br />
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-36234208531414644712019-11-10T20:30:00.000-05:002019-11-10T20:30:03.325-05:00Are Philippine Banks Under Provisioning Loan Losses? - As of June 30, 2019 <span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span>Are Philippine banks under provisioning loan losses?
</span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span> </span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span>On the face of it, no.
</span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span> </span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span>At 1.56% as of June 30, 2019, NPLs as a percentage of Total Loan Portfolios are at historic lows.</span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdNBXT4bosTUuHpFpc7zeqmOpiCBNv0KQ2VypHuGfswk3ToMRAe0bYOYAu-E8LsSkt-atRsazhKrgVNQU-qmhnhBcilVEe5Zjra9f8iK9m5rxDycbYlgHaxcu5UQwd1Wp6nCQHkvWwakY/s1600/Philippine+UKB+NPL+as+%2525+of+TLP+June+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="517" data-original-width="1600" height="206" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdNBXT4bosTUuHpFpc7zeqmOpiCBNv0KQ2VypHuGfswk3ToMRAe0bYOYAu-E8LsSkt-atRsazhKrgVNQU-qmhnhBcilVEe5Zjra9f8iK9m5rxDycbYlgHaxcu5UQwd1Wp6nCQHkvWwakY/s640/Philippine+UKB+NPL+as+%2525+of+TLP+June+2019.jpg" width="640" /></a></div>
<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span></span></span></span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span>Although
the NPL Coverage Ratio is near historic highs at 113.24% as of June 30, 2019, it has dropped considerably from its peak of 149.53% as of
December 31, 2017.</span></span></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgDTwilHszEjzDa-2ApbK38t4bYLOUfh6f7_nTaP19DoiblBWqRatE57vaePB4Dk_guMSuuejy9QIgJQ4ABF4MM8_ZoQK153xdm5j-cZlrDW-HIs8wVP7YTVHoOQG_MnFMx19NQyO9C0Yg/s1600/Philippine+UKB+NPL+Coverage+Ratio+June+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="681" data-original-width="1088" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgDTwilHszEjzDa-2ApbK38t4bYLOUfh6f7_nTaP19DoiblBWqRatE57vaePB4Dk_guMSuuejy9QIgJQ4ABF4MM8_ZoQK153xdm5j-cZlrDW-HIs8wVP7YTVHoOQG_MnFMx19NQyO9C0Yg/s640/Philippine+UKB+NPL+Coverage+Ratio+June+2019.jpg" width="640" /></a></div>
<br />
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span></span></span><span><span>However,
NPLs
can go much higher than current levels. Over the past thirty-six years,
NPLs as a percentage of Total Loan Portfolios averaged 7.79% for
Philippine Universal and Commercial Banks. Moreover, Loan Loss Reserves
(LLR) as a percentage of Total Loan Portfolio (TLP) have averaged 4.44%
for the past thirty-five years. As can be seen from the chart below,
loan
loss reserves hit a peak of 22.23% of TLP in 1986, an outlier. Without
this outlier, LLR/TLP average is 4.73% for the past thirty-five years.</span></span></span></span><br />
<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<span style="font-size: small;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg8N3rtiTJYfGu07RJkpNQR2h2GKv24GlmsXTcr2Qstm1dVWmZpLS285LiVbNAic9xP5kenYrPTO8Fz_pP2iUhv6jUeIZyrkGY_QvQmBMpt1gVkYEVj34-nlp7f9I6Yl3vgW2QmlDmxoKY/s1600/Philippine+UKB+Loan+Loss+Reserves+June+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="530" data-original-width="1261" height="268" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg8N3rtiTJYfGu07RJkpNQR2h2GKv24GlmsXTcr2Qstm1dVWmZpLS285LiVbNAic9xP5kenYrPTO8Fz_pP2iUhv6jUeIZyrkGY_QvQmBMpt1gVkYEVj34-nlp7f9I6Yl3vgW2QmlDmxoKY/s640/Philippine+UKB+Loan+Loss+Reserves+June+2019.jpg" width="640" /></a></span></div>
<br />
<br />
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span></span></span></span><span><span style="font-family: Arial, Helvetica, sans-serif;"><span>As of June 30,
2019, LLR/TLP stands at 1.77%, which is below the historical average of
4.44%, indicating that Philippine banks are under-provisioning for loan
losses, given historical norms. If Philippine banks were to maintain
higher loan loss provisions to conform to historical averages, bank
earnings will suffer but will be better provisioned for future losses.<br />
<br />
Now, which
banks have not adequately provisioned for loan losses at their current
NPL levels, which are at historic lows? Those highlighted in yellow
(below 80% NPL Coverage Ratio) are prime candidates.</span></span></span></span><br />
<br />
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span> </span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="6" height="17" width="768"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="6" height="17"><span style="font-size: x-small;"><b>NPL Coverage Ratio</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="6" height="17"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="CENTER" height="34" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Loan Loss Provisions</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Gross NPLs</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>NPL Coverage Ratio</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GRAND-AGRI RURAL BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,988,170.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">82,349,235.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">639,477,443.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,946,045,527.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,769,122,416.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,574,467,665.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23.36%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9,836,289.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,907,426.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23.47%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO(N.E.) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,246,834.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">97,013,991.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,372,964.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">540,392,913.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">290,258,714.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,002,096,412.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.97%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">16,580,775.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,251,573.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,466,080.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,233,482.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,981,947.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">158,399,716.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,948,645.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,052,842.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,347,625.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46,337,857.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.12%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">203,113,649.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">581,610,381.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.92%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,238,312.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">139,036,870.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,638,792.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,792,521.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">221,124,450.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">581,049,521.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,298,952.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,919,128.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,069,900.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,075,317.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.65%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,541,200,332.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,738,301,962.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">242,241,207.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">571,144,553.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42.41%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,854,217.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46,668,835.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,813,544,263.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,226,686,913.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42.91%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">162,085,067.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">367,143,778.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">189,912,010.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">429,084,186.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">739,945,621.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,666,793,325.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35,511,952.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79,181,672.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">348,421,359.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">773,494,229.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46,143,662.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,516,992.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">16,703,078.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,168,033.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46.18%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,960,057.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,546,229.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.03%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,284,232.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,695,722.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,167,484.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109,448,726.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,455,011.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,492,694.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">82,182,634.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">171,514,480.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.92%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9,025,338.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,383,438.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46,780,009.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">94,805,328.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,352,361.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28,784,548.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,333,810,601.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,650,533,946.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,887,647,288.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,640,059,814.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.58%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">22,063,712.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,011,316.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">255,014,952.37</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">485,260,014.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,719,723.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38,525,988.83</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,961,558,377.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,632,513,432.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38,331,239.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,653,514.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,587,698.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,270,322.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,935,313.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,682,105.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.56%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,790,655.44</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47,678,344.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,538,355,930.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,199,224,521.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57.08%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">151,407,764.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">259,336,684.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,102,716.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46,408,343.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">203,184,510.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">346,923,542.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">13,646,503.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">22,940,970.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47,703,204.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79,179,648.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,309,952,786.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,457,836,710.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32,098,210.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,942,925.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,105,993,060.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,803,315,009.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77,658,062.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">124,648,443.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152,991,978.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">245,502,718.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32,810,056.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,597,766.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,762,487.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60,530,637.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">22,121,654.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35,187,284.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,074,579.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35,750,758.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">620,206,490.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">956,967,717.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.81%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,627,356,328.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,508,990,801.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,596,511.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75,861,417.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,596,522.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,971,483.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,472,157.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,340,333.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65.89%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,139,999.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,310,549.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66.42%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,986,797.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">22,501,582.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66.60%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54,711,697.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">81,684,666.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66.98%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25,826,737.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38,523,343.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,116,554.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,794,013.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.17%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,049,937.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,749,636.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.89%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">16,651,161.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,484,506.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.01%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">173,740,168.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">254,526,657.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.26%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,250,254.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">22,247,888.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,424,695.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,906,155.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.61%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,993,630.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,210,930.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.82%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">INSULAR SAVERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">96,559,419.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">139,977,540.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.98%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,818,695,561.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,631,203,878.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69.12%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,800,130,498.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,326,889,748.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,724,621.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62,428,235.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,681,249,241.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9,532,820,583.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">306,682,396.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">433,893,593.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56,051,192.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77,429,075.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">94,909,339.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">129,518,276.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">73.28%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,724,023.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31,889,140.26</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,944,775,206.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,592,434,091.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.02%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,674,666.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,746,833.57</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,077,032.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,162,575.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,366,709.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,929,864.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77.10%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,519,240.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">131,093,102.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77.44%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,818,625.58</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,229,025.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77.61%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">48,525,941.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62,093,278.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,299,237.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,445,167.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">21,256,011.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26,833,620.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79.21%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68,054,923.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85,543,473.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79.56%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,785,450.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,752,304.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SOUTH BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32,813,045.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,023,950.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,188,709,127.49</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,732,579,273.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">148,353,206.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">183,515,155.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,103,328.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,832,147.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103,374,530.16</span></td>
<td align="RIGHT"><span style="font-size: x-small;">127,466,386.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,919,283.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,850,766.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,254,828.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,686,881.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">63,673,458.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,177,476.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">TANAY RB INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">194,907,784.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">237,048,294.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,933,377.97</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,694,382.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">82.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,262,966.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,284,080.80</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">32,999,868.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,408,603.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">85.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MT CARMEL RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">193,613,312.07</span></td>
<td align="RIGHT"><span style="font-size: x-small;">223,553,910.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">278,762,129.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">321,330,025.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,259,216.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,760,293.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,240,987.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,342,069.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">87.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40,433,999.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">45,926,165.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,789,647,334.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,813,211,119.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,460,371.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,828,608.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">10,975,443.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,396,230.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">258,079,589.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">290,965,828.64</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">44,360,195.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">49,920,011.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,849,937.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,328,121.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">324,009,513.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">362,574,808.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,123,012.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,066,391.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,817,528.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,382,833.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96,626,966.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,529,911.70</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,956,430.56</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,855,230.12</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89.97%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">824,968,256.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">916,440,426.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">34,559,220.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,323,141.22</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,027,190.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,526,547.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,833,357.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,479,450.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80,997,914.59</span></td>
<td align="RIGHT"><span style="font-size: x-small;">86,967,202.69</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,556,709.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,530,347.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">98,900,351.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105,736,501.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">93.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">786,026,671.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">834,934,345.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">446,636,076.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">472,819,084.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,599,097.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,700,567.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">94.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PARACALE(CAMARINES NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,123,022.29</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,551,779.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">95.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,010,269.60</span></td>
<td align="RIGHT"><span style="font-size: x-small;">40,969,098.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">95.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,472,306,606.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,162,941,930.24</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">78,953,123.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">81,947,472.98</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,729,485.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,373,202.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">96.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">254,919,448.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">257,496,463.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,599,525.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,781,695.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">89,815,729.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">90,028,876.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">157,520,672.76</span></td>
<td align="RIGHT"><span style="font-size: x-small;">157,728,615.51</span></td>
<td align="RIGHT"><span style="font-size: x-small;">99.87%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,501,192.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,484,829.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,668,514.01</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,610,302.04</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">D' ASIAN HILLS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">162,642,653.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">161,198,181.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">100.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">80,875,847.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">79,974,104.03</span></td>
<td align="RIGHT"><span style="font-size: x-small;">101.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,708,377.08</span></td>
<td align="RIGHT"><span style="font-size: x-small;">27,142,266.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">102.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,952,440.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,222,775.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ONE NETWORK BANK INC (A RURAL BANK OF BDO)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,083,959,124.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,005,939,592.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">103.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PANDI (BULACAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,567,682.83</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,884,968.74</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,622,807.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,592,938.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">105.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANGELES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">204,984,345.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">189,998,493.41</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,438,338.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,939,421.09</span></td>
<td align="RIGHT"><span style="font-size: x-small;">108.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,379,069.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,263,531.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">108.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,308,715.43</span></td>
<td align="RIGHT"><span style="font-size: x-small;">43,646,905.02</span></td>
<td align="RIGHT"><span style="font-size: x-small;">110.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,540,383.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,806,951.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">111.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">33,806,861.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,985,639.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">112.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,096,354.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,913,785.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">114.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,617,186,642.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,258,451,509.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">115.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,513,086.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">26,118,664.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">116.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">29,729,386.91</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,777,541.93</span></td>
<td align="RIGHT"><span style="font-size: x-small;">119.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: x-small;">83,638,947.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">69,484,029.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">120.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">50,350,694.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,334,083.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">121.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">25,414,757,917.31</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,833,908,639.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">121.99%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">STA MARIA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,408,692.40</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,392,965.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">123.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">37,455,873.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,246,201.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">123.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,649,169,460.11</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,406,636,420.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">128.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">28,178,813.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">21,556,865.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">130.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">52,665,645.94</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,265,071.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">134.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">995,324,497.30</span></td>
<td align="RIGHT"><span style="font-size: x-small;">716,644,755.17</span></td>
<td align="RIGHT"><span style="font-size: x-small;">138.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,587,960.73</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,696,712.28</span></td>
<td align="RIGHT"><span style="font-size: x-small;">138.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,215,360.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,460,842.75</span></td>
<td align="RIGHT"><span style="font-size: x-small;">139.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">131,769,100.42</span></td>
<td align="RIGHT"><span style="font-size: x-small;">92,929,765.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">141.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,629,252.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,401,963.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">142.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">17,948,203,212.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,541,858,927.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">143.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">22,911,301.36</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,977,258.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">143.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,228,997,008.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,554,238,219.13</span></td>
<td align="RIGHT"><span style="font-size: x-small;">143.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,747,668.50</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,534,222.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">145.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">245,982,270.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">165,716,786.77</span></td>
<td align="RIGHT"><span style="font-size: x-small;">148.44%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">30,398,168.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,799,020.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">153.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,636,221,344.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,048,716,824.88</span></td>
<td align="RIGHT"><span style="font-size: x-small;">154.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,103,952.39</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,910,768.63</span></td>
<td align="RIGHT"><span style="font-size: x-small;">156.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">15,494,390,259.54</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,809,450,471.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">157.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,608,976.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,216,043.87</span></td>
<td align="RIGHT"><span style="font-size: x-small;">165.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,160,255.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,043,187.99</span></td>
<td align="RIGHT"><span style="font-size: x-small;">169.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,105,914.14</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,397,127.10</span></td>
<td align="RIGHT"><span style="font-size: x-small;">171.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,537,665.62</span></td>
<td align="RIGHT"><span style="font-size: x-small;">11,290,928.72</span></td>
<td align="RIGHT"><span style="font-size: x-small;">173.04%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,540,563,529.44</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,200,023,055.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">173.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">14,068,211.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">7,856,502.66</span></td>
<td align="RIGHT"><span style="font-size: x-small;">179.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,553,873.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,263,335.20</span></td>
<td align="RIGHT"><span style="font-size: x-small;">182.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,503,484.27</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,130,195.06</span></td>
<td align="RIGHT"><span style="font-size: x-small;">185.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: x-small;">91,835,788.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">48,312,370.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">190.09%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,527,808.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,850,822.35</span></td>
<td align="RIGHT"><span style="font-size: x-small;">190.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">54,792,689.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">24,927,202.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">219.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,264,950,653.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,291,627,864.19</span></td>
<td align="RIGHT"><span style="font-size: x-small;">252.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,404,030.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,713,082.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">257.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,384,067.58</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,869,721.90</span></td>
<td align="RIGHT"><span style="font-size: x-small;">263.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,194,212.85</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2,374,651.67</span></td>
<td align="RIGHT"><span style="font-size: x-small;">345.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: x-small;">1,811,484,973.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">486,529,984.57</span></td>
<td align="RIGHT"><span style="font-size: x-small;">372.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">88,242,824.15</span></td>
<td align="RIGHT"><span style="font-size: x-small;">23,050,205.96</span></td>
<td align="RIGHT"><span style="font-size: x-small;">382.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,954,737,831.65</span></td>
<td align="RIGHT"><span style="font-size: x-small;">875,734,764.84</span></td>
<td align="RIGHT"><span style="font-size: x-small;">451.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: x-small;">20,137,074.55</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,119,682.52</span></td>
<td align="RIGHT"><span style="font-size: x-small;">645.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">540,411,720.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">18,892,016.89</span></td>
<td align="RIGHT"><span style="font-size: x-small;">2860.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: x-small;">229,024,017.81</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,453,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5143.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,354,621.47</span></td>
<td align="RIGHT"><span style="font-size: x-small;">107,342.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5919.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13,866,120.79</span></td>
<td align="RIGHT"><span style="font-size: x-small;">104.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">13271555.12%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: x-small;">39,041,785.78</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">8,400,899.05</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">193,289,274.82</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">5,792,084.53</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">38,777,318.61</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">12,812,500.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">234,440.71</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: x-small;">221,552,191.68</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">9,368,838.18</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">6,396,419.86</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: x-small;">3,451,706.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">41,751,818.38</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: x-small;">4,290,580.33</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,000,000.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">514,791,487.34</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: x-small;">388,070,289.46</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">42,466,409.48</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">16,701,846.45</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: x-small;">19,323,128.92</span></td>
<td align="RIGHT"><span style="font-size: x-small;">0.00</span></td>
<td align="RIGHT"><span style="font-size: x-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>194,813,360,017.92</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>206,594,500,021.52</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>94.30%</b></span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span>Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a> </span></span></span></span><br />
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-57668378223132871502019-11-03T20:30:00.000-05:002019-11-03T20:30:02.906-05:00The Top Distressed Philippine Banks as of June 30, 2019 <span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Editor's Note</b>:
The Philippine Deposit Insurance Corporation (PDIC) advised consumers
to wisely choose the banks where they will deposit their money. The
trouble is, most depositors don't and can't read financial statements
before they open a bank account. The regulators, whose job is to
safeguard the public's money, have not done a good job recently. In the
past ten years, two commercial banks, twenty-one thrift banks, and a
staggering 187 rural banks have collapsed, often quite suddenly and
without warning: Regulators do have a problem bank list that they do
not divulge to the public, for fear of sparking another bank run. So who
can the public turn to, to advise them where to put their money? No
one, except the banks themselves who will always promote their
self-interests. This analysis is an attempt to fill in that knowledge
gap, by screening out the weaker banks that seem ready to implode at any
given moment.<br /><br /><b>Editor's Note: The ratio of Distressed Assets to Total Capital Cushion is a <u>variant</u>
of the famous Texas Ratio, which was widely used by US financial
regulators to predict bank failure during the US Savings and Loan Crisis
in the 1980s and early 1990s. The basic premise is that a bank with
Distressed Assets greater than its Capital Cushion is in danger of
insolvency because a significant drop in the value of the Distressed
Assets will eat into a significant amount of the bank's capital. A bank
that has a Distressed Ratio greater than 100% is flagged as borderline
insolvent. For a more detailed discussion of this ratio, please visit a
previous blog post: </b><a href="http://bancofilipinofailure.blogspot.com/2011/09/texas-ratio-of-select-philippine-banks.html" target="_blank">The Texas Ratio of Select Philippine Banks</a><br /><br />This
is a list of the top distressed Universal and Commercial (U/KB) as well
as Thrift Banks in the Philippines as of June 30, 2019. It updates
a previous blog post: "<a href="https://bancofilipinofailure.blogspot.com/2019/09/the-top-distressed-philippine-banks-as.html" target="_blank">The Top Distressed Philippine Banks as of March 31, 2019</a>".</span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdnan3sohxU4z2PpGn7V_VN1Qm1WlsM-9gCHU6uu_b88xd6scAHJ_unIPgQTRVmI0bXC6pC_Ts9NvnP9pAP1TkWlvKiyRDGCJHCtU-7pbj8Anw9LTCmXTCeAsFhFzGiCn0u8HIkvtjofM/s1600/Top+Distressed+Philippine+Banks+June+30+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="582" data-original-width="1600" height="232" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdnan3sohxU4z2PpGn7V_VN1Qm1WlsM-9gCHU6uu_b88xd6scAHJ_unIPgQTRVmI0bXC6pC_Ts9NvnP9pAP1TkWlvKiyRDGCJHCtU-7pbj8Anw9LTCmXTCeAsFhFzGiCn0u8HIkvtjofM/s640/Top+Distressed+Philippine+Banks+June+30+2019.jpg" width="640" /></a></div>
<br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">To see where your bank stands relative to these banks, please check the previous blog post: "<a href="https://bancofilipinofailure.blogspot.com/2019/10/philippine-banks-deteriorate-slightly.html" target="_blank">Philippine Banks Deteriorate Slightly in the 2nd Quarter of 2019 </a>"</span></span><br />
<br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="768"><span style="font-size: x-small;"><b>The Top Distressed Philippine Banks</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>Total Distressed Assets/ Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>In Php</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER" colspan="3"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="CENTER" height="50" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Distressed Assets (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Capital Cushion (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Distressed Assets/ Total Capital Cushion (In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">517,925,681.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,497,793.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">500.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">845,353,759.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">188,282,991.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">448.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">262,250,228.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,030,481.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">444.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">346,824,619.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">90,342,875.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">383.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">344,717,169.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,136,085.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">351.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">366,577,720.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,614,927.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">350.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">965,919,952.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">278,630,039.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">346.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">345,674,258.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,417,424.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">299.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">TANAY RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">937,455,043.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">331,358,597.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">282.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">442,198,607.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,552,378.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">273.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">191,548,767.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,284,882.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">272.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">278,436,299.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">259.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">298,277,829.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119,739,699.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">249.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,603,626,987.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,450,421,091.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">248.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,892,313,076.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,829,198,136.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">241.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">235,527,461.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,381,730.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">227.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">337,338,984.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152,706,485.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">220.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,418,011,848.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,072,962,874.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">192.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">896,073,163.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">469,875,846.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">190.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,817,124,719.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">991,594,566.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">183.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">242,287,797.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,057,528.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">171.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">237,642,482.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,529,764.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">171.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">231,661,890.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,206,742.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">167.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,406,003,291.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">157.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">241,150,917.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">156.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,361,062,622.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,154,113,922.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GRAND-AGRI RURAL BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">89,264,540.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58,527,467.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">557,926,263.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">368,211,887.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">151.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">169,791,281.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,892,106.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">150.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">614,529,364.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">416,558,371.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">147.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">321,352,013.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,942,441.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">934,164,004.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">735,120,909.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">127.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,737,784.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134,316,764.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">120.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,001,639,515.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,672,982,591.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,229,477,116.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,032,700,546.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">208,500,222.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">180,621,948.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">139,355,243.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,718,695.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">113.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,609,782.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,598,577.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">111.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,076,985,661.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,724,060,977.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">110.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,733,053,169.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,431,124,571.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">526,054,165.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">495,670,348.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">441,756,111.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">421,692,152.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,772,524,359.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,368,926,156.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>145,098,705,779.77</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>102,083,262,617.76</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>142.14%</b></span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b><i>Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></i></b><br />
<br />
<br />
<b>Disclaimer:<br /><br /><br />This
list only serves as a screening guide. It is not a definitive guide
and must be taken in the context of other factors. The figures are
based on the individual banks' statement of condition as of March 31, 2019 and June 30, 2019 as published in the BSP website
(www.bsp.gov.ph).
For this analysis, no attempt was made to go through the audited
financial statements of each bank. Readers are suggested to make their
own investigations and verify the figures presented. Both BSP and PDIC
have their own problem bank screening systems that are much more
sophisticated in scope and design, given that they have more access to
information over the banks they regulate.</b></span></span>David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-30358541760989325482019-10-27T20:30:00.000-04:002019-10-27T20:30:08.946-04:00Philippine Banks Deteriorate Slightly in the 2nd Quarter of 2019 <span style="font-family: Arial, Helvetica, sans-serif;"><span style="font-size: small;"><span><span><span><b>Editor's Note</b>:
The Philippine Deposit Insurance Corporation (PDIC) advised consumers
to wisely choose the banks where they will deposit their money. The
trouble is, most depositors don't and can't read financial statements
before they open a bank account. The regulators, whose job is to
safeguard the public's money, have not done a good job recently. In the
past ten years, two commercial banks, twenty-one thrift banks, and a
staggering 187 rural banks have collapsed, often quite suddenly and
without warning. Regulators do have a problem bank list that they do not
divulge to the public, for fear of sparking another bank run. So who
can the public turn to, to advise them where to put their money? No one,
except the banks themselves who will always promote their
self-interests. This analysis is an attempt to fill in that knowledge
gap, by screening out the weaker banks that seem ready to implode at any
given moment.<br /><br /><b>Editor's Note:</b> The ratio of Distressed Assets to Total Capital Cushion is a <u><i>variant</i></u>
of the famous Texas Ratio, which was widely used by US financial
regulators to predict bank failure during the US Savings and Loan Crisis
in the 1980s and early 1990s. The basic premise is that a bank with
Distressed Assets greater than its Capital Cushion is in danger of
insolvency because a significant drop in the value of the Distressed
Assets will eat into a significant amount of the bank's capital. For a
more detailed discussion of this ratio, please visit a previous blog
post: <a href="http://bancofilipinofailure.blogspot.com/2011/09/texas-ratio-of-select-philippine-banks.html" target="_blank">The Texas Ratio of Select Philippine Banks</a> <br /><br />Based
on the individual Published Statements of Condition for the Philippine
Banking Industry (from www.bsp.gov.ph), Total Distressed Assets of
Philippine Banks increased by Php 33.18 billion or 4.22% from March 31, 2019 to June 30, 2019. This increase was further compounded by the decrease of their Total Capital Cushion of Php 2.82 billion or -0.13% during the
same period. As a result, the Ratio of Total Distressed Assets to Total
Capital Cushion of Philippine Commercial Banks 1.53 percentage points, from
35.64% as of March 31, 2019 to 37.17% as of June 30, 2019. On a year
on year basis, the
Distressed Asset Ratio has increased 0.72 percentage points from 36.45%
as of June 30, 2018 to 37.17% as of June 30, 2019.</span></span></span></span></span><br />
<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<span style="font-size: small;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgiiVamhuVpag9EOeYoAwabjHRCi_l1FzxqPfpZX3soM1liDmm8LWDKK4VHjVjg4pvmwk3Z9Mn496MESy_ToX6xVGnr_ejYdPG21b0XgfoOoRX4JtxXN6DMmP90Mf359U60PKQvGU69XIc/s1600/Philippine+Banks+Texas+Ratio+June+2019.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="622" data-original-width="1536" height="258" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgiiVamhuVpag9EOeYoAwabjHRCi_l1FzxqPfpZX3soM1liDmm8LWDKK4VHjVjg4pvmwk3Z9Mn496MESy_ToX6xVGnr_ejYdPG21b0XgfoOoRX4JtxXN6DMmP90Mf359U60PKQvGU69XIc/s640/Philippine+Banks+Texas+Ratio+June+2019.jpg" width="640" /></a></span></div>
<br />
<br />
<br />
<span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;"><span><span><span> </span></span></span></span><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">The list of Philippine Banks classified as distressed as of June 30, 2019 are as follows:</span></span></span></span><br />
<br />
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="768"><span style="font-size: x-small;"><b>The Top Distressed Philippine Banks</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>Total Distressed Assets/ Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: x-small;"><b>In Php</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: x-small;"><b><br /></b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="CENTER" colspan="3"><span style="font-size: x-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="CENTER" height="50" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Distressed Assets (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Total Capital Cushion (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>Distressed Assets/ Total Capital Cushion (In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">517,925,681.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,497,793.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">500.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">845,353,759.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">188,282,991.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">448.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">262,250,228.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,030,481.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">444.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">346,824,619.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">90,342,875.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">383.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">344,717,169.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,136,085.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">351.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">366,577,720.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,614,927.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">350.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">965,919,952.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">278,630,039.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">346.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">345,674,258.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,417,424.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">299.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">TANAY RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">937,455,043.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">331,358,597.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">282.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">442,198,607.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,552,378.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">273.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">191,548,767.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">70,284,882.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">272.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">278,436,299.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">259.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">298,277,829.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119,739,699.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">249.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,603,626,987.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,450,421,091.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">248.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">18,892,313,076.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,829,198,136.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">241.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">235,527,461.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,381,730.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">227.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">337,338,984.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152,706,485.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">220.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,418,011,848.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,072,962,874.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">192.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">896,073,163.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">469,875,846.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">190.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,817,124,719.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">991,594,566.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">183.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">242,287,797.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">141,057,528.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">171.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">237,642,482.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,529,764.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">171.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">231,661,890.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,206,742.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">167.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,406,003,291.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">157.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">241,150,917.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">156.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,361,062,622.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,154,113,922.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GRAND-AGRI RURAL BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">89,264,540.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58,527,467.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">152.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">557,926,263.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">368,211,887.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">151.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">169,791,281.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,892,106.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">150.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">614,529,364.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">416,558,371.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">147.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">321,352,013.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,942,441.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">934,164,004.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">735,120,909.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">127.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,737,784.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134,316,764.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">120.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,001,639,515.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,672,982,591.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,229,477,116.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,032,700,546.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">208,500,222.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">180,621,948.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">139,355,243.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">122,718,695.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">113.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,609,782.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,598,577.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">111.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">14,076,985,661.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,724,060,977.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">110.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,733,053,169.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,431,124,571.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">526,054,165.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">495,670,348.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">441,756,111.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">421,692,152.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,772,524,359.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,368,926,156.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>145,098,705,779.77</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>102,083,262,617.76</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: x-small;"><b>142.14%</b></span></td>
</tr>
</tbody>
</table>
<blockquote class="tr_bq">
<blockquote class="tr_bq">
<span style="font-family: Arial, Helvetica, sans-serif;"><span style="font-size: small;"><span><span><span><div class="separator" style="clear: both; text-align: center;">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
</div>
</span></span></span></span></span></blockquote>
</blockquote>
<br />
<span style="font-size: x-small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b>As
a group, the distressed banks showed a decrease in their
Total Distressed Assets/Total Capital Cushion Ratios. This ratio now
stands at 142.14% as of June 30, 2019, down from 152.27% as of March 31, 2019</b>.</span></span></span></span><br />
<br />
<span style="font-size: x-small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span><span style="font-size: x-small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;">
</span></span></span></span><br />
<table border="0" cellspacing="0" cols="3" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="3" height="17" width="624"><b>Top Distressed Philippine Banks</b></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>Departures and Arrivals</b></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>Distressed Asset Ratios</b></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>March 31, 2019 to June 30, 2019</b></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>In %</b></td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="CENTER" height="18" style="border-bottom: 1px solid #000000;"><b>Bank </b></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><b>June 30, 2019</b></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><b>March 31, 2019</b></td>
</tr>
<tr>
<td align="LEFT" height="18"><b>Arrivals</b></td>
<td align="CENTER"><b><br /></b></td>
<td align="CENTER"><b><br /></b></td>
</tr>
<tr>
<td align="LEFT" height="17">COMMON WEALTH RURAL BANK INC</td>
<td align="RIGHT" bgcolor="#FFFF00">120.42%</td>
<td align="RIGHT">84.85%</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN NARCISO INC</td>
<td align="RIGHT" bgcolor="#FFFF00">111.65%</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">ASIA UNITED BANK CORPORATION</td>
<td align="RIGHT" bgcolor="#FFFF00">101.33%</td>
<td align="RIGHT">88.51%</td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><b>Departures </b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17">ILOCOS CONSOLIDATED COOPERATIVE BANK</td>
<td align="RIGHT">96.52%</td>
<td align="RIGHT" bgcolor="#FFFF00">106.75%</td>
</tr>
<tr>
<td align="LEFT" height="17">D' ASIAN HILLS BANK INC (A RURAL BANK)</td>
<td align="RIGHT">91.63%</td>
<td align="RIGHT" bgcolor="#FFFF00">120.30%</td>
</tr>
</tbody>
</table>
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<table border="0" cellspacing="0" cols="4" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="4" height="17" width="768"><span style="font-size: xx-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: xx-small;"><b>Total Distressed Assets/ Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="17"><span style="font-size: xx-small;"><b>March 31, 2019 to June 30, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="4" height="18"><span style="font-size: xx-small;"><b>In Php</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><b><br /></b></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><b><br /></b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: xx-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><br /></span></td>
<td align="CENTER" colspan="3" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>June 30, 2019</b></span></td>
</tr>
<tr>
<td align="CENTER" height="50" style="border-bottom: 1px solid #000000;"><span style="font-size: xx-small;"><b>Bank </b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: xx-small;"><b>Total Distressed Assets (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: xx-small;"><b>Total Capital Cushion (In PhP)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: xx-small;"><b>Distressed Assets/ Total Capital Cushion (In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SAVIOUR RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">517,925,681.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">103,497,793.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">500.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">845,353,759.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">188,282,991.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">448.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF JAEN INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">262,250,228.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">59,030,481.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">444.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">346,824,619.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">90,342,875.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">383.90%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BROOKE'S POINT (PALAWAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">344,717,169.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">98,136,085.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">351.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOP BANK OF CAGAYAN</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">366,577,720.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">104,614,927.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">350.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MOUNT MAKILING RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">965,919,952.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">278,630,039.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">346.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF DULAG (LEYTE) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">345,674,258.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">115,417,424.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">299.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">TANAY RB INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">937,455,043.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">331,358,597.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">282.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COMMTY RB OF DAPITAN CITY INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">442,198,607.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">161,552,378.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">273.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BENGUET CENTER BANK INC A RB</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">191,548,767.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">70,284,882.93</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">272.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">VILLAGE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">278,436,299.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">107,313,565.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">259.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF CARDONA (RIZAL) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">298,277,829.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">119,739,699.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">249.11%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">3,603,626,987.06</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,450,421,091.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">248.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">18,892,313,076.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">7,829,198,136.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">241.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MIDSAYAP INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">235,527,461.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">103,381,730.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">227.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF PILAR (BATAAN) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">337,338,984.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">152,706,485.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">220.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">19,418,011,848.98</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">10,072,962,874.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">192.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RANG-AY BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">896,073,163.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">469,875,846.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">190.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,817,124,719.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">991,594,566.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">183.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF GENERAL TRIAS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">242,287,797.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">141,057,528.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">171.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN MATEO(ISABELA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">237,642,482.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">138,529,764.18</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">171.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">231,661,890.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">138,206,742.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">167.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">AMA RURAL BANK OF MANDALUYONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,406,003,291.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">891,921,691.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">157.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC"</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">241,150,917.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">154,423,979.91</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">156.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">23,361,062,622.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">15,154,113,922.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">154.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GRAND-AGRI RURAL BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">89,264,540.89</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">58,527,467.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">152.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">557,926,263.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">368,211,887.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">151.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN LUIS (PAMPANGA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">169,791,281.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">112,892,106.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">150.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ENTERPRISE BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">614,529,364.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">416,558,371.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">147.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MARIA AURORA (AURORA) INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">321,352,013.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">238,942,441.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">134.49%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">934,164,004.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">735,120,909.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">127.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COMMON WEALTH RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">161,737,784.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">134,316,764.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">120.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">14,001,639,515.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">11,672,982,591.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">119.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,229,477,116.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">1,032,700,546.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">119.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BAYOMBONG INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">208,500,222.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">180,621,948.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">115.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GATEWAY RURAL BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">139,355,243.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">122,718,695.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">113.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN NARCISO INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">57,609,782.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">51,598,577.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">111.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">14,076,985,661.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">12,724,060,977.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">110.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">3,733,053,169.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">3,431,124,571.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">108.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GM BANK OF LUZON INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">526,054,165.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">495,670,348.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">106.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">441,756,111.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">421,692,152.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">104.76%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">30,772,524,359.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">30,368,926,156.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: xx-small;">101.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CORDILLERA SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">133,245,472.70</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">137,464,721.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">96.93%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">272,478,345.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">282,316,631.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">96.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">70,465,556.94</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">74,503,135.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">94.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BOF INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">594,420,491.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">636,921,968.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">93.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">D' ASIAN HILLS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">167,374,297.45</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">182,667,273.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">91.63%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ENTREPRENEUR RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">82,978,988.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">92,511,237.84</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">89.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">104,272,929.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">118,200,818.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">88.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MAGDALENA (LAGUNA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">111,841,123.56</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">129,674,268.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">86.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANGKO MABUHAY (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">292,346,604.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">339,618,717.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">86.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LIBERTY BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">64,466,565.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">76,850,630.93</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">83.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">AGRIBUSINESS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">821,311,396.84</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,002,041,242.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">81.96%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MIAGAO (ILOILO) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">88,335,698.56</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">108,272,092.04</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">81.59%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">444,429,861.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">546,401,183.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">81.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MAYBANK PHILIPPINES INCORPORATED</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,471,336,796.95</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,629,031,815.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">79.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PBCOM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">738,024,256.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">927,489,160.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">79.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ITOGON (BENGUET) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">105,712,393.49</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">132,911,006.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">79.54%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">653,430,626.13</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">829,066,116.78</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">78.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MT CARMEL RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">284,605,757.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">364,113,753.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">78.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BDO PRIVATE BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,162,033,554.29</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,447,616,795.43</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">76.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,772,752,523.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,321,314,733.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">76.37%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">NEW RB OF SAN LEONARDO(N.E.) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">188,379,253.29</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">250,454,948.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">75.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ALIAGA FARMERS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">135,985,614.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">186,124,474.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">73.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">240,786,964.65</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">332,628,399.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">72.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">79,869,513.78</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">110,492,220.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">72.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CANTILAN BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">426,708,259.29</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">596,102,436.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">71.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,289,583,556.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,056,946,319.69</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">70.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SUGBUANON RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">79,171,152.12</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">113,285,345.58</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">69.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOPERATIVE BANK OF NUEVA VIZCAYA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">74,221,923.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">106,266,823.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">69.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">EAST WEST BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">34,187,594,433.12</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">49,150,232,158.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">69.56%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">STERLING BANK OF ASIA INC (A SAVINGS BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,490,893,504.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,604,745,737.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">69.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24,370,090,242.12</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">35,267,890,986.65</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">69.10%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PNB SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,621,149,164.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,580,229,080.51</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">68.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RNG COASTAL BANK INC(A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">117,258,362.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">173,280,870.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">67.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GOLDEN RURAL BANK OF THE PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">51,473,103.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">76,590,243.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">67.21%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MABALACAT INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">67,457,059.43</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">102,651,372.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">65.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">377,857,003.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">591,938,063.50</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">63.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOPERATIVE BANK OF BOHOL</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">71,281,503.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">111,888,516.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">63.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BPI DIRECT BANKO INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,992,445,538.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,130,484,252.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">63.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">INSULAR SAVERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">494,271,542.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">780,916,599.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">63.29%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SOUTH BANK (A RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">56,742,913.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">89,783,878.79</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">63.20%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MVSM BANK (A RURAL BANK SINCE 1953) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">99,942,984.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">160,299,337.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">62.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MINDANAO CONSOLIDATED COOPERATIVE BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">272,883,334.08</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">439,887,873.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">62.03%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FILIDIAN RURAL BANK OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">93,372,771.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">153,486,975.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">60.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">STANDARD CHARTERED BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,373,424,481.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,846,957,356.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">60.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOP BANK OF PALAWAN</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">139,425,829.79</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">231,701,595.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">60.17%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MALARAYAT RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">120,479,758.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">200,280,873.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">60.16%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">UNIVERSITY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">269,700,738.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">459,411,518.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">58.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF POZORRUBIO INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,375,985.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45,908,824.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">57.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANGKOK BANK PUBLIC CO LTD</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,966,594,387.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,190,893,397.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">57.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF GATTARAN (CAGAYAN) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">57,627,930.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">102,340,394.64</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">56.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CITIBANK, N.A.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,628,482,067.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,116,379,126.45</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">56.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PANGASINAN BANK (A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">48,959,028.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">87,138,410.18</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">56.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF LEBAK (SULTAN KUDARAT) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">69,977,544.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">125,567,323.31</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">55.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HIGHLAND RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">90,219,323.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">162,069,267.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">55.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">122,109,730.04</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">220,507,608.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">55.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">41,650,378.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">78,609,299.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">52.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CAMALIG BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">170,381,950.51</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">323,772,346.89</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">52.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HONGKONG & SHANGHAI BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,210,686,020.99</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,838,450,171.78</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">51.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HIYAS BANKING CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">108,703,175.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">209,773,291.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">51.82%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BALANGA RURAL BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">43,805,419.91</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">84,673,174.79</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">51.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST TAGUM RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">171,084,275.78</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">332,382,590.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">51.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF PORAC (PAMPANGA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">167,091,527.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">325,635,347.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">51.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COMMTY RB OF CATMON (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">74,244,723.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">145,710,626.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">50.95%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MARITIME SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30,954,958.31</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">61,041,130.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">50.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF DUMANGAS INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">51,733,791.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">103,360,851.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">50.05%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">DEUTSCHE BANK AG</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,168,267,614.63</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,396,352,191.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">48.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">89,744,900.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">184,618,642.56</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">48.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ASPAC RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">168,478,729.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">346,791,398.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">48.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANCO MEXICO INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28,650,530.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">59,355,875.50</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">48.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ONE NETWORK BANK INC (A RURAL BANK OF BDO)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,840,053,714.85</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,089,401,980.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">47.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MARAGONDON INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">36,815,105.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">77,690,424.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">47.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ALABEL (SARANGANI) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">51,725,075.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">111,465,229.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">46.40%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SAN AGUSTIN (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,679,343.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">58,169,989.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45.86%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BAGABAG (N.V.)INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">83,144,423.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">182,147,954.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">249,750,974.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">548,008,895.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MALLIG PLAINS RURAL BANK (ISABELA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">61,925,192.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">136,530,141.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CITYSTATE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">316,176,211.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">699,825,126.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">WEALTH DEVELOPMENT BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">736,941,285.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,645,644,210.64</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">44.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">UNION BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">38,969,935,864.31</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">89,214,930,602.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">43.68%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK OF MAKATI (A SAVINGS BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,890,044,504.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,205,272,419.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">43.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANKWAYS INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">116,170,606.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">266,417,099.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">43.60%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PAMPANGA DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">123,825,534.01</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">285,573,747.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">43.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ANGELES INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">269,851,490.94</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">629,240,363.97</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">42.89%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BPI FAMILY SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,573,362,190.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">38,861,155,465.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">42.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">DEVELOPMENT BANK OF THE PHIL</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,801,177,368.47</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">61,874,735,961.78</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">41.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FARMERS SAVINGS & LOAN BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">65,207,794.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">157,860,590.95</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">41.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOP BANK OF QUEZON PROVINCE</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">52,015,263.32</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">128,707,434.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">40.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL NATIONAL BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">55,605,626,144.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">137,813,567,606.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">40.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">57,038,170.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">141,688,066.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">40.26%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK ONE SAVINGS CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">256,254,263.06</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">659,011,860.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">38.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BHF RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">131,529,094.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">338,561,087.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">38.85%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">53,363,568.03</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">137,712,757.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">38.75%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">1ST VALLEY BANK INC A DEVELOPMENT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">892,052,204.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,308,256,841.23</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">38.65%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GUAGUA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">426,682,156.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,162,682,583.95</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">36.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">EAST WEST RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,573,635,731.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,310,407,604.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">36.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK OF COMMERCE</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,511,420,160.63</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18,044,806,357.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">36.08%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">METRO SOUTH COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">352,131,722.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">980,288,350.16</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">35.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">86,443,080.93</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">241,396,604.12</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">35.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,442,867,700.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,439,924,684.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">35.71%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CHINA BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30,180,270,806.33</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">85,200,163,035.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">35.42%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SUMMIT BANK (RB OF TUBLAY INC)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">137,778,132.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">389,608,560.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">35.36%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RURAL BANK OF SAN ANTONIO INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">56,957,761.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">161,426,927.72</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">35.28%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CEBUANA LHUILLIER RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">55,615,062.76</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">160,094,631.70</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">34.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF PARACALE(CAMARINES NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,678,040.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">111,382,451.31</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33.83%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ALLBANK (A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">371,473,554.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,111,732,823.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SUN SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">103,239,088.80</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">312,806,264.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">33.00%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MIZUHO BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,938,450,219.74</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,914,791,487.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">32.77%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOP BANK OF COTABATO</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">239,188,237.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">741,250,728.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">32.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LIFE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24,746,926.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">77,384,209.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">31.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF GUINOBATAN INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">39,997,429.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">126,685,656.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">31.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,765,355.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">82,194,639.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">31.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BAY INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">21,636,367.50</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">69,057,361.37</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">31.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">KATIPUNAN BANK INC "A RURAL BANK"</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">162,490,335.73</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">529,441,754.98</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PHIL TRUST COMPANY</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">7,933,517,734.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,146,818,307.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30.34%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">QUEZON CAPITAL RB INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">120,312,566.55</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">396,902,024.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30.31%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF SOLANO (NUEVA VIZCAYA) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">66,711,936.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">221,356,931.04</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30.14%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF DIGOS INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">67,455,598.76</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">225,000,071.66</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">51,404,222.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">172,046,632.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RIZAL COMM'L BANKING CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25,500,563,559.88</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">85,470,439,108.37</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29.84%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CARD SME BANK INC A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">389,846,844.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,331,836,797.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">IMUS RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">63,632,621.26</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">218,256,350.79</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29.15%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ZAMBALES RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">51,447,292.74</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">177,322,350.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">29.01%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">NORTHPOINT DEV'T BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">131,236,554.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">457,496,311.53</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST ISABELA COOP BANK (FICOBANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">280,718,955.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">980,867,373.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MARAYO BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">200,813,020.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">704,274,023.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28.51%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">STA MARIA RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23,217,001.11</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">82,529,050.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28.13%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF CAUAYAN INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">75,272,975.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">270,907,379.62</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LAND BANK OF THE PHILIPPINES</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">37,366,363,527.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">135,325,758,615.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27.61%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">188,700,276.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">685,637,183.07</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">METROPOLITAN BANK & TCO</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">82,587,807,107.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">300,682,620,397.40</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">27.47%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SECURED BANK INC (A RB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">36,862,518.09</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">136,953,488.47</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26.92%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF PILAR (SORSOGON) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24,527,703.32</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">91,497,814.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26.81%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF TANGUB CITY (MIS OCC) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">32,955,982.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">123,419,793.64</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26.70%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MANOR BANK - A RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30,235,128.02</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">116,814,079.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25.88%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST CONSOLIDATED BANK INC (A PDB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,383,911,128.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,366,337,905.94</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">225,777,378.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">877,602,218.51</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25.73%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,104,593,061.56</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,332,248,668.37</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ROBINSONS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,363,064,360.87</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17,214,406,368.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">25.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANGKO MONTANOSA INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">28,492,507.77</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">114,379,348.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24.91%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BDO UNIBANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">88,428,521,564.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">364,817,443,178.36</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">24.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ROSARIO (LA UNION) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15,550,639.20</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">66,597,790.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23.35%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">QUEZON COCONUT BANK INC (A THRIFT BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,543,652.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">58,319,772.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CENTURY RURAL BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18,933,747.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">82,250,485.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">23.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SECURITY BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,120,734,399.33</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">114,628,845,206.45</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">22.79%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CTBC BANK (PHILIPPINES) CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,867,728,362.45</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,283,297,751.74</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">22.55%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HSBC SAVINGS BANK(PHILS) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">392,271,895.65</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">1,768,961,397.29</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">22.18%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK OF THE PHIL ISLANDS</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">55,987,705,320.35</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">263,418,851,325.43</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">21.25%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">JP MORGAN CHASE BANK NATIONAL ASSN.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">558,435,013.83</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,706,099,000.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">34,450,559.45</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">168,600,350.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.43%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">127,214,702.19</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">629,146,504.68</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.22%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CARD BANK INC (A MF RB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">721,070,009.99</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,571,236,438.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF POLA (ORIENTAL MINDORO) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">64,590,962.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">326,284,603.92</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">19.80%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">NATIONAL TEACHERS & EMP. COOP BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">26,242,681.31</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">134,723,664.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">19.48%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">32,211,834.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">169,341,998.82</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">19.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF MONTALBAN INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11,991,367.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">64,003,379.56</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18.74%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MEGA INT'L COMM'L BANK CO LTD</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">676,135,500.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,628,032,485.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18.64%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF ANTIPOLO INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">22,576,560.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">121,267,664.54</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">18.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RBT BANK INC A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">34,566,620.32</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">195,590,035.67</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17.67%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PACIFIC ACE SAVINGS BANK INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14,505,597.47</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">84,179,592.65</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">17.23%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">GUAGUA SAVERS BANK(A RB) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,999,474.25</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">83,875,463.42</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16.69%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LIFEBANK- A RURAL BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">45,295,584.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">287,004,674.50</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15.78%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ING BANK N.V.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">406,355,695.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,629,866,120.79</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CAVITE UNITED RURAL BANK CORP</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">65,662,148.44</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">428,706,702.37</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">15.32%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CENTURY SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">135,195,792.93</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">995,218,412.60</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13.58%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF BARILI (CEBU) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">54,663,325.04</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">402,922,692.10</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13.57%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF PANDI (BULACAN) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">34,208,542.21</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">261,785,685.46</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13.07%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF STA IGNACIA INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">16,073,593.14</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">129,105,109.81</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12.45%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">METRO CEBU PUBLIC SAVINGS BANK</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10,729,003.94</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">97,374,978.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">11.02%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LEMERY SAVINGS & LOAN BANK, INC.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,427,126.30</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">91,289,897.49</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">10.33%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF GLORIA (OR MIN) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,402,977.96</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">100,445,655.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5.38%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">ISLA BANK(A THRIFT BANK) INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">34,106,146.57</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">763,882,291.07</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4.46%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">INNOVATIVE BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">14,218,566.17</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">360,541,097.28</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.94%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CIMB BANK PHILIPPINES INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">101,519,920.95</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,185,393,815.71</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3.19%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MUFG BANK, LTD.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">148,142,874.52</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,967,280,425.75</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.98%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">99,566,216.41</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,979,221,706.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.50%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">KEB HANA BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">73,150,266.12</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,222,342,824.15</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.27%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BANK OF AMERICA N.A.</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">43,398,478.76</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,104,462,104.25</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2.06%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SHINHAN BANK - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">30,627,286.08</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">4,242,466,409.48</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.72%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,004,573.05</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,106,396,419.86</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.62%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">68,677,723.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">13,018,551,099.27</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.53%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">12,348,644.90</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,386,665,044.24</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.52%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">FIRST COMMERCIAL BANK LTD MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">8,387,099.45</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,030,837,132.34</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.41%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CATHAY UNITED BANK CO LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">20,433,104.59</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">5,280,258,381.22</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.39%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">6,542,787.61</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">2,157,141,783.00</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.30%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">INDUSTRIAL BANK OF KOREA MANILA BRANCH</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">9,567,605.64</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">3,977,221,818.38</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">0.24%</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">VALIANT BANK INC (A RURAL BANK) </span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">BUSINESS AND CONSUMERS BANK (A DB)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">COOP BANK OF BENGUET (CBB) </span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">LAGAWE HIGHLANDS RB INC </span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">MERCHANTS SAVINGS & LOAN ASSN INC</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RB OF DOLORES (QUEZON) INC </span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;">RBG IMPERIAL BANK INC(A RURAL BANK) </span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
<td align="RIGHT"><span style="font-size: xx-small;">NA</span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: xx-small;"><b> Grand Total</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: xx-small;"><b>818,881,103,892.27</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: xx-small;"><b>2,202,784,701,012.42</b></span></td>
<td align="RIGHT" style="border-bottom: 1px solid #000000; border-top: 1px solid #000000;"><span style="font-size: xx-small;"><b>37.17%</b></span></td>
</tr>
</tbody>
</table>
<span style="font-size: x-small;"><span><span></span></span></span>
<blockquote class="tr_bq">
<blockquote class="tr_bq">
<span style="font-family: Arial, Helvetica, sans-serif;"><span style="font-size: small;"><span><span><span><div class="separator" style="clear: both; text-align: center;">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
</div>
</span></span></span></span></span></blockquote>
</blockquote>
<span style="font-size: small;"><span><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b><i>Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></i></b></span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Disclaimer:<br /><br /><br />This
list only serves as a screening guide. It is not a definitive guide
and must be taken in the context of other factors. The figures are
based on the individual banks' statement of condition as of March 31, 2019 and June 30, 2019 as published in the BSP website
(www.bsp.gov.ph).
For this analysis, no attempt was made to go through the audited
financial statements of each bank. Readers are suggested to make their
own investigations and verify the figures presented. Both BSP and PDIC
have their own problem bank screening systems that are much more
sophisticated in scope and design, given that they have more access to
information over the banks they regulate.</b></span></span></span></span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><span style="font-size: small;"><span><span><span><div class="separator" style="clear: both; text-align: center;">
<br /></div>
</span></span></span></span></span>David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-6563954626568367952019-10-09T20:30:00.000-04:002019-10-13T23:17:50.231-04:00Overstated Capital of Philippine Banks as of June 30, 2019 <span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><u><span style="background-color: white; color: #222222;">Overstated Capital</span></u><br />
<br />
<span style="background-color: white; color: #222222;">On
July 25, 2012, the Bangko Sentral ng Pilipinas (BSP) encouraged banks
that continue to reflect unbooked losses or "deferred charges" on their
balance sheets to charge those losses against retained earnings. This
implies that the BSP now considers that these banks have amassed so much
in Stockholder's Equity (SE) and Retained Earnings (RE) that "they can
now afford to absorb higher charges without impairing their capital and
also without making their shareholders unhappy."<br /><br />But can these
banks do so? The answer is: yes but only for some banks. As can be seen
from the table below, four banks have Deferred Charges as of June 30,
2019. Fortunately, not one bank has deferred charges large enough to adversely impact its
Stockholder's Equity (SE).</span></span></span><br />
<br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"> </span>
</span></span><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><br />
<br />
<span style="font-family: Arial, Helvetica, sans-serif;"><span style="font-size: small;"><u>Retained Earnings</u><br /><br />All banks on the list have sufficient Retained Earnings (RE) to absorb their unbooked losses as of June 30, 2019.</span></span><br /><br />
<span style="font-size: small;"><br /></span>
<span style="font-size: small;">
</span><br />
<span style="font-size: small;"><br /></span>
<span style="font-size: small;">
</span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmSMrQCfDjjJpXUeRINhL6LyM1w_Y3cci7d5yvo25DUAaz0VMA0duMjtFk5JY0zMg55uVMruBpRcSNNQ9Y1DkTFytYDEuCG1EKQ_XO70AvJdKh6XQTUk1YSud2iu7eSfihmmjdv4gtk7I/s1600/Overstated+Capital+of+Philippine+Banks+June+2019.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="527" data-original-width="1281" height="262" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmSMrQCfDjjJpXUeRINhL6LyM1w_Y3cci7d5yvo25DUAaz0VMA0duMjtFk5JY0zMg55uVMruBpRcSNNQ9Y1DkTFytYDEuCG1EKQ_XO70AvJdKh6XQTUk1YSud2iu7eSfihmmjdv4gtk7I/s640/Overstated+Capital+of+Philippine+Banks+June+2019.JPG" width="640" /></a></div>
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-65119039910664892742019-10-06T20:30:00.000-04:002019-10-06T20:30:07.306-04:00The Financial Strength of Philippine Banks according to BSP: From Weakest to Strongest - As of June 30, 2019 <span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><u><span style="background-color: white; color: #222222;">Capital Adequacy Ratios:</span></u>
<br />
<span style="background-color: white; color: #222222;"> </span></span></span>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;">A
bank's Capital Adequacy Ratio is a measure of a bank's capital and
financial strength. BSP requires Philippine banks to measure their
capital adequacy in at least three defined ratios:</span>
</span></span>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span>
<span style="font-size: small;"><br /></span>
<br />
<ol style="background-color: white; color: #222222;">
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Total Capital Adequacy Ratio</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Tier One Capital Adequacy Ratio</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Common Tier One Adequacy Ratio.</span></span></li>
</ol>
<span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
<br style="background-color: white; color: #222222;" /><span style="background-color: white; color: #222222;">For
a more detailed understanding of these ratios, you can consult BSP's
own implementation guidelines, <a href="http://investopedia.com/">Investopedia.com</a>, or numerous past posts
about this subject.</span><br style="background-color: white; color: #222222;" /><span style="background-color: white; color: #222222;"><br /></span><span style="background-color: white; color: #222222;"></span><span style="background-color: white; color: #222222;">The
basic idea behind these ratios is that the higher the ratio, the more
solid the bank is in financial strength, the greater it's ability to
absorb losses. BSP's own minimum for most of these ratios is 6.00 but
it generally recommends a minimum of 10.00, especially for large and
more systemically important banks (those that are Too Big To Fail or
TBTF for short).</span><br />
<br />
<span style="background-color: white; color: #222222;">In
the aggregate, Philippine Universal and Commercial Banks are well
capitalized. As of March 31, 2019, Total CAR is 15.78%, within the range
of 15% to 20% of the last 31 years.</span><br />
<br /><span style="background-color: white; color: #222222;"></span>
<br /><span style="background-color: white; color: #222222;"></span>
</span><br />
</span><br />
<div class="separator" style="clear: both; text-align: center;">
</div>
<span style="font-size: small;">
</span>
<br />
<div class="separator" style="clear: both; text-align: center;">
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqmCOb3Gv0DuPj01WqP_IMfHrwJBYZKCw7g_DPHHMM46XStOG-UOP8cdPfZcbkgwTp5-lNWRN-rAcrXyBnEslzbSAuDhxCH2iMGODFwlgjZp2TXRU5s65nlUxlUGpI6ud4zQqodKcZ7wY/s1600/Philippine+Banks+Total+CAR+March+2019.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="459" data-original-width="1099" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqmCOb3Gv0DuPj01WqP_IMfHrwJBYZKCw7g_DPHHMM46XStOG-UOP8cdPfZcbkgwTp5-lNWRN-rAcrXyBnEslzbSAuDhxCH2iMGODFwlgjZp2TXRU5s65nlUxlUGpI6ud4zQqodKcZ7wY/s640/Philippine+Banks+Total+CAR+March+2019.jpg" width="640" /></a></span></span></div>
<span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
<br /><span style="background-color: white; color: #222222;"></span>
<br /><span style="background-color: white; color: #222222;"></span>
<span style="background-color: white; color: #222222;">Every
quarter, several Philippine Banks do not meet these guidelines. As of June 30, 2019, the banks that failed to meet BSP's recommended
minimum
capital requirements are as follows:</span><br />
<br />
<br />
<span style="background-color: white; color: #222222;"> </span><span style="background-color: white; color: #222222;"><u>TOTAL CAR:</u></span>
<span style="background-color: white; color: #222222;"> </span>
<br />
</span></span><br />
<ol>
<li><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;">United Coconut Planters Bank (Total CAR of 6.69)</span></span></span></li>
</ol>
<span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
</span><br />
<div>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><u>TIER ONE CAR</u></span></span></div>
<span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
</span><br />
<div>
<div style="background-color: white; color: #222222;">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;">Four banks
reported Tier One CAR of 0.00 as of June 30, 2019. Of those that did
report Tier One CAR other than 0.00, seven banks have less than the
BSP-recommended Tier One CARs of 10.00. These banks are:</span></span></div>
</div>
<span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span>
</span><br />
<ol>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> Tanay RB Inc (Tier One CAR of 5.15)</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">United Coconut Planters Bank (Tier One CAR of 6.69)</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Sterling Bank of Asia Inc (Tier One CAR of 7.04)</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Enterprise Bank Inc (Tier One CAR of 8.07)</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Luzon Development Bank (Tier One CAR of 9.46)</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">GM Bank of Luzon Inc (Tier One CAR of 9.49)</span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Gateway Rural Bank Inc (Tier One CAR of 9.76) </span></span></li>
</ol>
<span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
<br />
</span><br />
</span><br />
<div>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><u>COMMON EQUITY TIER ONE CAR</u></span></span></div>
<span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
<br />
</span></span><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">The
BSP's
reporting guidelines on the Common Equity Tier One CAR (CET1) only took
effect as of January 1, 2014. Banks only started reporting this ratio
in their Published Statements of Condition for June 30, 2014. One
hundred sixty-eight banks reported their CET1 Ratio as 0.00 for June 30,
2019.
</span></span><span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
<br />
<br />
</span></span><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">However,
of
those banks that did report a CET1 Ratio other than 0.00, not one bank reported a CET1 Ratio below BSP's
recommended ratio. </span></span><span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
<br />
</span><br />
</span><br />
<div>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">The
Total CAR,
Tier 1 CAR, and Common Equity Tier 1 CAR of Philippine Banks as of June 30, 2019 is as follows:(Banks that do not meet BSP's minimum
capital
requirements are highlighted in yellow):</span></span></div>
<div>
</div>
<div>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span>
<br />
<table border="0" cellspacing="0" cols="3" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="3" height="17" width="624"><b>Philippine Banking System</b></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>TOTAL CAR</b></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>June 30, 2019</b></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><b>Bank </b></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><b>Type of Bank</b></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><b>Total CAR</b></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">UNITED COCONUT PLANTERS BANK</td>
<td align="CENTER" bgcolor="#FFFF00">U/KB</td>
<td align="RIGHT" bgcolor="#FFFF00">6.69</td>
</tr>
<tr>
<td align="LEFT" height="17">LUZON DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">10.08</td>
</tr>
<tr>
<td align="LEFT" height="17">TANAY RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">10.13</td>
</tr>
<tr>
<td align="LEFT" height="17">FARMERS SAVINGS & LOAN BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">10.55</td>
</tr>
<tr>
<td align="LEFT" height="17">ENTERPRISE BANK INC (A THRIFT BANK)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">10.73</td>
</tr>
<tr>
<td align="LEFT" height="17">EQUICOM SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">11.11</td>
</tr>
<tr>
<td align="LEFT" height="17">STERLING BANK OF ASIA INC (A SAVINGS BANK)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">11.22</td>
</tr>
<tr>
<td align="LEFT" height="17">CHINA BANK SAVINGS INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">11.24</td>
</tr>
<tr>
<td align="LEFT" height="17">GM BANK OF LUZON INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.51</td>
</tr>
<tr>
<td align="LEFT" height="17">COOPERATIVE BANK OF BOHOL </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.55</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL NATIONAL BANK</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">11.72</td>
</tr>
<tr>
<td align="LEFT" height="17">VILLAGE BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.81</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN AGUSTIN (ISABELA) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.16</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN PASCUAL(OBANDO BULACAN)INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.45</td>
</tr>
<tr>
<td align="LEFT" height="17">EAST WEST BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.72</td>
</tr>
<tr>
<td align="LEFT" height="17">MUFG BANK, LTD.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.80</td>
</tr>
<tr>
<td align="LEFT" height="17">CEBUANA LHUILLIER RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.85</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN MATEO(ISABELA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.85</td>
</tr>
<tr>
<td align="LEFT" height="17">LIBERTY BANK (A RURAL BANK) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.88</td>
</tr>
<tr>
<td align="LEFT" height="17">RCBC SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">12.90</td>
</tr>
<tr>
<td align="LEFT" height="17">PEOPLES BANK OF CARAGA INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.91</td>
</tr>
<tr>
<td align="LEFT" height="17">MALLIG PLAINS RURAL BANK (ISABELA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.97</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF POZORRUBIO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.00</td>
</tr>
<tr>
<td align="LEFT" height="17">PRODUCERS SAVINGS BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">13.09</td>
</tr>
<tr>
<td align="LEFT" height="17">BANCO MEXICO INC (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.10</td>
</tr>
<tr>
<td align="LEFT" height="17">GATEWAY RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.11</td>
</tr>
<tr>
<td align="LEFT" height="17">MT CARMEL RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.37</td>
</tr>
<tr>
<td align="LEFT" height="17">ZAMBALES RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.42</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF CAGAYAN </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.43</td>
</tr>
<tr>
<td align="LEFT" height="17">SUGBUANON RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.44</td>
</tr>
<tr>
<td align="LEFT" height="17">CANTILAN BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.50</td>
</tr>
<tr>
<td align="LEFT" height="17">LAND BANK OF THE PHILIPPINES</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.53</td>
</tr>
<tr>
<td align="LEFT" height="17">SUMMIT BANK (RB OF TUBLAY INC) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.55</td>
</tr>
<tr>
<td align="LEFT" height="17">CHINA BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.73</td>
</tr>
<tr>
<td align="LEFT" height="17">MIZUHO BANK LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.75</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MABALACAT INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.82</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO UNIBANK INC</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.86</td>
</tr>
<tr>
<td align="LEFT" height="17">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">13.96</td>
</tr>
<tr>
<td align="LEFT" height="17">UCPB SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">13.96</td>
</tr>
<tr>
<td align="LEFT" height="17">DEVELOPMENT BANK OF THE PHIL</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.03</td>
</tr>
<tr>
<td align="LEFT" height="17">COMMTY RB OF CATMON (CEBU) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.04</td>
</tr>
<tr>
<td align="LEFT" height="17">ILOCOS CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.08</td>
</tr>
<tr>
<td align="LEFT" height="17">ENTREPRENEUR RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.09</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GATTARAN (CAGAYAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.18</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAMBANG (NUEVA VIZCAYA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.28</td>
</tr>
<tr>
<td align="LEFT" height="17">UNION BANK OF THE PHILS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.44</td>
</tr>
<tr>
<td align="LEFT" height="17">PLANBANK "RB OF CANLUBANG PLANTERS INC" </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.51</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MARAGONDON INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.55</td>
</tr>
<tr>
<td align="LEFT" height="17">BENGUET CENTER BANK INC A RB </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.58</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DUMANGAS INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.66</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF JAEN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.66</td>
</tr>
<tr>
<td align="LEFT" height="17">QUEZON CAPITAL RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.74</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN NARCISO INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.78</td>
</tr>
<tr>
<td align="LEFT" height="17">GRAND-AGRI RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.87</td>
</tr>
<tr>
<td align="LEFT" height="17">MALAYAN BANK SAVINGS AND MORT BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">14.88</td>
</tr>
<tr>
<td align="LEFT" height="17">MVSM BANK (A RURAL BANK SINCE 1953) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.00</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF LEBAK (SULTAN KUDARAT) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.04</td>
</tr>
<tr>
<td align="LEFT" height="17">CITYSTATE SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">15.06</td>
</tr>
<tr>
<td align="LEFT" height="17">METROPOLITAN BANK & TCO</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">15.16</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF THE PHIL ISLANDS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">15.26</td>
</tr>
<tr>
<td align="LEFT" height="17">CITY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">15.31</td>
</tr>
<tr>
<td align="LEFT" height="17">ALIAGA FARMERS RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.37</td>
</tr>
<tr>
<td align="LEFT" height="17">EAST WEST RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.38</td>
</tr>
<tr>
<td align="LEFT" height="17">MINDANAO CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.56</td>
</tr>
<tr>
<td align="LEFT" height="17">PBCOM RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.56</td>
</tr>
<tr>
<td align="LEFT" height="17">MAYBANK PHILIPPINES INCORPORATED</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">15.59</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PILAR (SORSOGON) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.85</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ROSARIO (LA UNION) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.87</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.93</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAY INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.17</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF CARDONA (RIZAL) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.18</td>
</tr>
<tr>
<td align="LEFT" height="17">GOLDEN RURAL BANK OF THE PHILIPPINES INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.29</td>
</tr>
<tr>
<td align="LEFT" height="17">KATIPUNAN BANK INC "A RURAL BANK" </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.44</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF COMMERCE</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">16.46</td>
</tr>
<tr>
<td align="LEFT" height="17">COUNTRY BUILDERS BANK INC (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.46</td>
</tr>
<tr>
<td align="LEFT" height="17">RIZAL COMM'L BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">16.46</td>
</tr>
<tr>
<td align="LEFT" height="17">ASIA UNITED BANK CORPORATION</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">16.49</td>
</tr>
<tr>
<td align="LEFT" height="17">WEALTH DEVELOPMENT BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">16.49</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF TANGUB CITY (MIS OCC) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.53</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ANGELES INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.60</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL BANK OF COMMUNICATIONS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">16.61</td>
</tr>
<tr>
<td align="LEFT" height="17">NEW RB OF SAN LEONARDO(N.E.) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.85</td>
</tr>
<tr>
<td align="LEFT" height="17">SOUTH BANK (A RURAL BANK) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.85</td>
</tr>
<tr>
<td align="LEFT" height="17">BOF INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.87</td>
</tr>
<tr>
<td align="LEFT" height="17">CTBC BANK (PHILIPPINES) CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">17.01</td>
</tr>
<tr>
<td align="LEFT" height="17">CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.14</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.17</td>
</tr>
<tr>
<td align="LEFT" height="17">PANGASINAN BANK (A RB) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.19</td>
</tr>
<tr>
<td align="LEFT" height="17">SAVIOUR RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.43</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GUINOBATAN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.44</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ITOGON (BENGUET) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.48</td>
</tr>
<tr>
<td align="LEFT" height="17">CAMALIG BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.51</td>
</tr>
<tr>
<td align="LEFT" height="17">PNB SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">17.60</td>
</tr>
<tr>
<td align="LEFT" height="17">CITIBANK, N.A.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">17.63</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DIGOS INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.69</td>
</tr>
<tr>
<td align="LEFT" height="17">BANKWAYS INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.78</td>
</tr>
<tr>
<td align="LEFT" height="17">ASPAC RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.79</td>
</tr>
<tr>
<td align="LEFT" height="17">AGRIBUSINESS RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.86</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF CAUAYAN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.86</td>
</tr>
<tr>
<td align="LEFT" height="17">CARD SME BANK INC A THRIFT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">17.88</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF QUEZON PROVINCE </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.07</td>
</tr>
<tr>
<td align="LEFT" height="17">RANG-AY BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.28</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MAGDALENA (LAGUNA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.31</td>
</tr>
<tr>
<td align="LEFT" height="17">STANDARD CHARTERED BANK</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">18.38</td>
</tr>
<tr>
<td align="LEFT" height="17">SECURITY BANK CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">18.45</td>
</tr>
<tr>
<td align="LEFT" height="17">BPI DIRECT BANKO INC A SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">18.55</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">18.58</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">18.70</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO MABUHAY (A RURAL BANK) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.94</td>
</tr>
<tr>
<td align="LEFT" height="17">COMMON WEALTH RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.11</td>
</tr>
<tr>
<td align="LEFT" height="17">CENTURY RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.21</td>
</tr>
<tr>
<td align="LEFT" height="17">ROBINSONS BANK CORPORATION</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">19.37</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PORAC (PAMPANGA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.51</td>
</tr>
<tr>
<td align="LEFT" height="17">BPI FAMILY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">19.53</td>
</tr>
<tr>
<td align="LEFT" height="17">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.60</td>
</tr>
<tr>
<td align="LEFT" height="17">DEUTSCHE BANK AG</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">19.63</td>
</tr>
<tr>
<td align="LEFT" height="17">COOPERATIVE BANK OF NUEVA VIZCAYA </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.79</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PARACALE(CAMARINES NORTE) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.83</td>
</tr>
<tr>
<td align="LEFT" height="17">ONE NETWORK BANK INC (A RURAL BANK OF BDO)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.84</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.85</td>
</tr>
<tr>
<td align="LEFT" height="17">HONGKONG & SHANGHAI BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">19.90</td>
</tr>
<tr>
<td align="LEFT" height="17">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.91</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF PALAWAN </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.08</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PANDI (BULACAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.22</td>
</tr>
<tr>
<td align="LEFT" height="17">CARD BANK INC (A MF RB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.24</td>
</tr>
<tr>
<td align="LEFT" height="17">STA MARIA RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.31</td>
</tr>
<tr>
<td align="LEFT" height="17">GUAGUA RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.35</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GENERAL TRIAS INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.39</td>
</tr>
<tr>
<td align="LEFT" height="17">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.51</td>
</tr>
<tr>
<td align="LEFT" height="17">METRO SOUTH COOP BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">21.07</td>
</tr>
<tr>
<td align="LEFT" height="17">RURAL BANK OF SAN ANTONIO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">21.26</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO PRIVATE BANK, INC.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">21.45</td>
</tr>
<tr>
<td align="LEFT" height="17">HIYAS BANKING CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">21.59</td>
</tr>
<tr>
<td align="LEFT" height="17">BATAAN DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">21.71</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST ISABELA COOP BANK INC(FICOBANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">21.74</td>
</tr>
<tr>
<td align="LEFT" height="17">SUN SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">21.90</td>
</tr>
<tr>
<td align="LEFT" height="17">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">22.28</td>
</tr>
<tr>
<td align="LEFT" height="17">1ST VALLEY BANK INC A DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">22.41</td>
</tr>
<tr>
<td align="LEFT" height="17">MALARAYAT RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.70</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF MAKATI (A SAVINGS BANK) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">22.72</td>
</tr>
<tr>
<td align="LEFT" height="17">HIGHLAND RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.74</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO MONTANOSA INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.78</td>
</tr>
<tr>
<td align="LEFT" height="17">INTER-ASIA DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">22.99</td>
</tr>
<tr>
<td align="LEFT" height="17">COMMTY RB OF DAPITAN CITY INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">23.04</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF STA IGNACIA INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">23.45</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MONTALBAN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">24.16</td>
</tr>
<tr>
<td align="LEFT" height="17">IMUS RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">24.30</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PILAR (BATAAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">24.40</td>
</tr>
<tr>
<td align="LEFT" height="17">RBT BANK INC A RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">24.52</td>
</tr>
<tr>
<td align="LEFT" height="17">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">24.65</td>
</tr>
<tr>
<td align="LEFT" height="17">LEGAZPI SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">25.36</td>
</tr>
<tr>
<td align="LEFT" height="17">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">25.53</td>
</tr>
<tr>
<td align="LEFT" height="17">LIFE SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">25.67</td>
</tr>
<tr>
<td align="LEFT" height="17">BALANGA RURAL BANK, INC. </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">25.82</td>
</tr>
<tr>
<td align="LEFT" height="17">DUMAGUETE CITY DEV BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">26.15</td>
</tr>
<tr>
<td align="LEFT" height="17">MARAYO BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">26.25</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAGABAG (N.V.)INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">26.30</td>
</tr>
<tr>
<td align="LEFT" height="17">GUAGUA SAVERS BANK(A RB) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">26.86</td>
</tr>
<tr>
<td align="LEFT" height="17">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">26.91</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN LUIS (PAMPANGA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">26.98</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BARILI (CEBU) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">27.25</td>
</tr>
<tr>
<td align="LEFT" height="17">INSULAR SAVERS BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">27.30</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF CHINA LIMITED-MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">27.53</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAYOMBONG INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">27.84</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MIAGAO (ILOILO) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">28.23</td>
</tr>
<tr>
<td align="LEFT" height="17">LIFEBANK- A RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">28.41</td>
</tr>
<tr>
<td align="LEFT" height="17">MARITIME SAVINGS BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">28.64</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST TAGUM RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">28.77</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BROOKE'S POINT (PALAWAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">29.66</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ALABEL (SARANGANI) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">29.77</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF COTABATO </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">29.81</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DULAG (LEYTE) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">29.96</td>
</tr>
<tr>
<td align="LEFT" height="17">UNIVERSITY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">30.49</td>
</tr>
<tr>
<td align="LEFT" height="17">SECURED BANK INC (A RB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">30.64</td>
</tr>
<tr>
<td align="LEFT" height="17">METRO CEBU PUBLIC SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">30.79</td>
</tr>
<tr>
<td align="LEFT" height="17">JP MORGAN CHASE BANK NATIONAL ASSN.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">31.37</td>
</tr>
<tr>
<td align="LEFT" height="17">AMA RURAL BANK OF MANDALUYONG INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">31.75</td>
</tr>
<tr>
<td align="LEFT" height="17">MOUNT MAKILING RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">31.75</td>
</tr>
<tr>
<td align="LEFT" height="17">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">32.11</td>
</tr>
<tr>
<td align="LEFT" height="17">CORDILLERA SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">33.25</td>
</tr>
<tr>
<td align="LEFT" height="17">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">33.41</td>
</tr>
<tr>
<td align="LEFT" height="17">D' ASIAN HILLS BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">33.87</td>
</tr>
<tr>
<td align="LEFT" height="17">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">34.02</td>
</tr>
<tr>
<td align="LEFT" height="17">NATIONAL TEACHERS & EMP. COOP BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">34.34</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST CONSOLIDATED BANK INC (A PDB)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">34.39</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MARIA AURORA (AURORA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">34.65</td>
</tr>
<tr>
<td align="LEFT" height="17">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">35.43</td>
</tr>
<tr>
<td align="LEFT" height="17">LEMERY SAVINGS & LOAN BANK, INC.</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">36.97</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MIDSAYAP INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">37.58</td>
</tr>
<tr>
<td align="LEFT" height="17">RNG COASTAL BANK INC(A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">38.14</td>
</tr>
<tr>
<td align="LEFT" height="17">MEGA INT'L COMM'L BANK CO LTD</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">38.28</td>
</tr>
<tr>
<td align="LEFT" height="17">NORTHPOINT DEV'T BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">38.70</td>
</tr>
<tr>
<td align="LEFT" height="17">KEB HANA BANK - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">39.06</td>
</tr>
<tr>
<td align="LEFT" height="17">ALLBANK (A THRIFT BANK) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">40.45</td>
</tr>
<tr>
<td align="LEFT" height="17">BHF RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">40.67</td>
</tr>
<tr>
<td align="LEFT" height="17">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">41.23</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SOLANO (NUEVA VIZCAYA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">41.45</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL TRUST COMPANY</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">41.56</td>
</tr>
<tr>
<td align="LEFT" height="17">YUANTA SAVINGS BANK PHILIPPINES INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">42.21</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GLORIA (OR MIN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">42.96</td>
</tr>
<tr>
<td align="LEFT" height="17">ING BANK N.V.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">43.95</td>
</tr>
<tr>
<td align="LEFT" height="17">MANOR BANK - A RURAL BANK CORP </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">44.14</td>
</tr>
<tr>
<td align="LEFT" height="17">HSBC SAVINGS BANK(PHILS) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">45.51</td>
</tr>
<tr>
<td align="LEFT" height="17">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">45.56</td>
</tr>
<tr>
<td align="LEFT" height="17">PAMPANGA DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">46.81</td>
</tr>
<tr>
<td align="LEFT" height="17">PACIFIC ACE SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">49.45</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKOK BANK PUBLIC CO LTD</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">53.98</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ANTIPOLO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">56.09</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF AMERICA N.A.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">58.28</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">58.36</td>
</tr>
<tr>
<td align="LEFT" height="17">FILIDIAN RURAL BANK OF ANTIPOLO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">58.72</td>
</tr>
<tr>
<td align="LEFT" height="17">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">61.32</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK ONE SAVINGS CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">64.35</td>
</tr>
<tr>
<td align="LEFT" height="17">CAVITE UNITED RURAL BANK CORP </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">67.03</td>
</tr>
<tr>
<td align="LEFT" height="17">QUEZON COCONUT BANK INC (A THRIFT BANK)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">69.86</td>
</tr>
<tr>
<td align="LEFT" height="17">CENTURY SAVINGS BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">75.65</td>
</tr>
<tr>
<td align="LEFT" height="17">INDUSTRIAL BANK OF KOREA MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">78.02</td>
</tr>
<tr>
<td align="LEFT" height="17">SHINHAN BANK - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">78.13</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL STAR DEVELOPMENT BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">82.87</td>
</tr>
<tr>
<td align="LEFT" height="17">CATHAY UNITED BANK CO LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">103.26</td>
</tr>
<tr>
<td align="LEFT" height="17">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">109.57</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST COMMERCIAL BANK LTD MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">120.26</td>
</tr>
<tr>
<td align="LEFT" height="17">ISLA BANK(A THRIFT BANK) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">132.11</td>
</tr>
<tr>
<td align="LEFT" height="17">CIMB BANK PHILIPPINES INC</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">151.78</td>
</tr>
<tr>
<td align="LEFT" height="17">INNOVATIVE BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">191.51</td>
</tr>
<tr>
<td align="LEFT" height="17">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">253.95</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF POLA (ORIENTAL MINDORO) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">303.12</td>
</tr>
<tr>
<td align="LEFT" height="17">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">4,138.11</td>
</tr>
<tr>
<td align="LEFT" height="17">ARDCIBANK INC A RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BANCO SANTIAGO DE LIBON INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO CARRASCAL INC (A RB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BUSINESS AND CONSUMERS BANK (A DB)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF BENGUET (CBB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">LAGAWE HIGHLANDS RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">MERCHANTS SAVINGS & LOAN ASSN INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">PHILIPPINE RESOURCES SAVINGS BANKING CORPORATION (PR SAVINGS</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DOLORES (QUEZON) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MABITAC (LAGUNA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RBG IMPERIAL BANK INC(A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">VALIANT BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>Philippine Banking System</b></td>
</tr>
<tr>
<td align="LEFT" height="17"><b>Tier 1 CAR</b></td>
<td align="LEFT"><b><br /></b></td>
<td align="LEFT"><b><br /></b></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>June 30, 2019</b></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><b>Bank </b></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><b>Type of Bank</b></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><b>Tier 1 CAR</b></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ALLBANK (A THRIFT BANK) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">INSULAR SAVERS BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF SAN LUIS (PAMPANGA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">SUMMIT BANK (RB OF TUBLAY INC) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">TANAY RB INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">5.15</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">UNITED COCONUT PLANTERS BANK</td>
<td align="CENTER" bgcolor="#FFFF00">U/KB</td>
<td align="RIGHT" bgcolor="#FFFF00">6.69</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">STERLING BANK OF ASIA INC (A SAVINGS BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">7.04</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ENTERPRISE BANK INC (A THRIFT BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">8.07</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">LUZON DEVELOPMENT BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">9.46</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GM BANK OF LUZON INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">9.49</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GATEWAY RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">9.76</td>
</tr>
<tr>
<td align="LEFT" height="17">EAST WEST BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">10.25</td>
</tr>
<tr>
<td align="LEFT" height="17">CHINA BANK SAVINGS INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">10.33</td>
</tr>
<tr>
<td align="LEFT" height="17">EQUICOM SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">10.42</td>
</tr>
<tr>
<td align="LEFT" height="17">FARMERS SAVINGS & LOAN BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">10.55</td>
</tr>
<tr>
<td align="LEFT" height="17">MVSM BANK (A RURAL BANK SINCE 1953) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">10.78</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL NATIONAL BANK</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">10.97</td>
</tr>
<tr>
<td align="LEFT" height="17">COOPERATIVE BANK OF BOHOL </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.21</td>
</tr>
<tr>
<td align="LEFT" height="17">DEVELOPMENT BANK OF THE PHIL</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">11.27</td>
</tr>
<tr>
<td align="LEFT" height="17">EAST WEST RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.45</td>
</tr>
<tr>
<td align="LEFT" height="17">VILLAGE BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.50</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN PASCUAL(OBANDO BULACAN)INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.81</td>
</tr>
<tr>
<td align="LEFT" height="17">MUFG BANK, LTD.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.11</td>
</tr>
<tr>
<td align="LEFT" height="17">UNION BANK OF THE PHILS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.11</td>
</tr>
<tr>
<td align="LEFT" height="17">RCBC SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">12.20</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN MATEO(ISABELA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.37</td>
</tr>
<tr>
<td align="LEFT" height="17">MALLIG PLAINS RURAL BANK (ISABELA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.43</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO UNIBANK INC</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.47</td>
</tr>
<tr>
<td align="LEFT" height="17">LIBERTY BANK (A RURAL BANK) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.48</td>
</tr>
<tr>
<td align="LEFT" height="17">MAYBANK PHILIPPINES INCORPORATED</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.58</td>
</tr>
<tr>
<td align="LEFT" height="17">ILOCOS CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.61</td>
</tr>
<tr>
<td align="LEFT" height="17">PRODUCERS SAVINGS BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">12.65</td>
</tr>
<tr>
<td align="LEFT" height="17">CEBUANA LHUILLIER RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.68</td>
</tr>
<tr>
<td align="LEFT" height="17">LAND BANK OF THE PHILIPPINES</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.71</td>
</tr>
<tr>
<td align="LEFT" height="17">CHINA BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.82</td>
</tr>
<tr>
<td align="LEFT" height="17">SUGBUANON RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.84</td>
</tr>
<tr>
<td align="LEFT" height="17">MIZUHO BANK LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.90</td>
</tr>
<tr>
<td align="LEFT" height="17">CANTILAN BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">12.96</td>
</tr>
<tr>
<td align="LEFT" height="17">RIZAL COMM'L BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.05</td>
</tr>
<tr>
<td align="LEFT" height="17">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">13.06</td>
</tr>
<tr>
<td align="LEFT" height="17">ASIA UNITED BANK CORPORATION</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.08</td>
</tr>
<tr>
<td align="LEFT" height="17">UCPB SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">13.24</td>
</tr>
<tr>
<td align="LEFT" height="17">ZAMBALES RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.42</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF CAGAYAN </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.43</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAMBANG (NUEVA VIZCAYA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.47</td>
</tr>
<tr>
<td align="LEFT" height="17">COMMTY RB OF CATMON (CEBU) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.58</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL BANK OF COMMUNICATIONS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.65</td>
</tr>
<tr>
<td align="LEFT" height="17">ENTREPRENEUR RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.71</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MABALACAT INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">13.76</td>
</tr>
<tr>
<td align="LEFT" height="17">METROPOLITAN BANK & TCO</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.79</td>
</tr>
<tr>
<td align="LEFT" height="17">QUEZON CAPITAL RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.00</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF JAEN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.05</td>
</tr>
<tr>
<td align="LEFT" height="17">PBCOM RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.08</td>
</tr>
<tr>
<td align="LEFT" height="17">BENGUET CENTER BANK INC A RB </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.12</td>
</tr>
<tr>
<td align="LEFT" height="17">PLANBANK "RB OF CANLUBANG PLANTERS INC" </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.16</td>
</tr>
<tr>
<td align="LEFT" height="17">GRAND-AGRI RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.20</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DUMANGAS INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.20</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GATTARAN (CAGAYAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.22</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF LEBAK (SULTAN KUDARAT) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.30</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN NARCISO INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.31</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF THE PHIL ISLANDS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.35</td>
</tr>
<tr>
<td align="LEFT" height="17">NEW RB OF SAN LEONARDO(N.E.) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.36</td>
</tr>
<tr>
<td align="LEFT" height="17">MALAYAN BANK SAVINGS AND MORT BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">14.40</td>
</tr>
<tr>
<td align="LEFT" height="17">CITYSTATE SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">14.42</td>
</tr>
<tr>
<td align="LEFT" height="17">CITY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">14.49</td>
</tr>
<tr>
<td align="LEFT" height="17">ALIAGA FARMERS RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.68</td>
</tr>
<tr>
<td align="LEFT" height="17">MINDANAO CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.96</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MARAGONDON INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.98</td>
</tr>
<tr>
<td align="LEFT" height="17">UNIVERSITY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">15.24</td>
</tr>
<tr>
<td align="LEFT" height="17">CARD BANK INC (A MF RB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.38</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAY INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.51</td>
</tr>
<tr>
<td align="LEFT" height="17">PANGASINAN BANK (A RB) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.58</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF COMMERCE</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">15.59</td>
</tr>
<tr>
<td align="LEFT" height="17">COUNTRY BUILDERS BANK INC (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.62</td>
</tr>
<tr>
<td align="LEFT" height="17">WEALTH DEVELOPMENT BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">15.74</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF CARDONA (RIZAL) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.79</td>
</tr>
<tr>
<td align="LEFT" height="17">MT CARMEL RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.83</td>
</tr>
<tr>
<td align="LEFT" height="17">KATIPUNAN BANK INC "A RURAL BANK" </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.86</td>
</tr>
<tr>
<td align="LEFT" height="17">BOF INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">15.89</td>
</tr>
<tr>
<td align="LEFT" height="17">SECURITY BANK CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">16.06</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">16.11</td>
</tr>
<tr>
<td align="LEFT" height="17">CTBC BANK (PHILIPPINES) CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">16.13</td>
</tr>
<tr>
<td align="LEFT" height="17">SOUTH BANK (A RURAL BANK) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.31</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ANGELES INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.32</td>
</tr>
<tr>
<td align="LEFT" height="17">CAMALIG BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.41</td>
</tr>
<tr>
<td align="LEFT" height="17">PNB SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">16.66</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GUINOBATAN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.66</td>
</tr>
<tr>
<td align="LEFT" height="17">BANKWAYS INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.94</td>
</tr>
<tr>
<td align="LEFT" height="17">CITIBANK, N.A.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">16.94</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DIGOS INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.04</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ITOGON (BENGUET) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.12</td>
</tr>
<tr>
<td align="LEFT" height="17">CARD SME BANK INC A THRIFT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">17.18</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF CAUAYAN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.34</td>
</tr>
<tr>
<td align="LEFT" height="17">ASPAC RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.60</td>
</tr>
<tr>
<td align="LEFT" height="17">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.65</td>
</tr>
<tr>
<td align="LEFT" height="17">BPI DIRECT BANKO INC A SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">17.71</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF PALAWAN </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.72</td>
</tr>
<tr>
<td align="LEFT" height="17">AGRIBUSINESS RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.86</td>
</tr>
<tr>
<td align="LEFT" height="17">RANG-AY BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">17.91</td>
</tr>
<tr>
<td align="LEFT" height="17">STANDARD CHARTERED BANK</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">17.95</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">17.99</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MAGDALENA (LAGUNA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.00</td>
</tr>
<tr>
<td align="LEFT" height="17">COMMON WEALTH RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.51</td>
</tr>
<tr>
<td align="LEFT" height="17">SAVIOUR RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.53</td>
</tr>
<tr>
<td align="LEFT" height="17">CENTURY RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.58</td>
</tr>
<tr>
<td align="LEFT" height="17">COOPERATIVE BANK OF NUEVA VIZCAYA </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.61</td>
</tr>
<tr>
<td align="LEFT" height="17">BPI FAMILY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">18.67</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO MABUHAY (A RURAL BANK) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.70</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PORAC (PAMPANGA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.82</td>
</tr>
<tr>
<td align="LEFT" height="17">ROBINSONS BANK CORPORATION</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">18.91</td>
</tr>
<tr>
<td align="LEFT" height="17">DEUTSCHE BANK AG</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">18.92</td>
</tr>
<tr>
<td align="LEFT" height="17">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">18.93</td>
</tr>
<tr>
<td align="LEFT" height="17">ONE NETWORK BANK INC (A RURAL BANK OF BDO)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.00</td>
</tr>
<tr>
<td align="LEFT" height="17">HONGKONG & SHANGHAI BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">19.11</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PARACALE(CAMARINES NORTE) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.22</td>
</tr>
<tr>
<td align="LEFT" height="17">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.35</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.42</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PANDI (BULACAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.71</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MONTALBAN INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.74</td>
</tr>
<tr>
<td align="LEFT" height="17">GUAGUA RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.81</td>
</tr>
<tr>
<td align="LEFT" height="17">STA MARIA RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.02</td>
</tr>
<tr>
<td align="LEFT" height="17">METRO SOUTH COOP BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.13</td>
</tr>
<tr>
<td align="LEFT" height="17">RURAL BANK OF SAN ANTONIO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">20.42</td>
</tr>
<tr>
<td align="LEFT" height="17">SUN SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">20.99</td>
</tr>
<tr>
<td align="LEFT" height="17">BATAAN DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">21.04</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST ISABELA COOP BANK INC(FICOBANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">21.09</td>
</tr>
<tr>
<td align="LEFT" height="17">HIYAS BANKING CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">21.24</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO PRIVATE BANK, INC.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">21.30</td>
</tr>
<tr>
<td align="LEFT" height="17">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">21.50</td>
</tr>
<tr>
<td align="LEFT" height="17">1ST VALLEY BANK INC A DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">21.96</td>
</tr>
<tr>
<td align="LEFT" height="17">MALARAYAT RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.07</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO MONTANOSA INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.19</td>
</tr>
<tr>
<td align="LEFT" height="17">INTER-ASIA DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">22.35</td>
</tr>
<tr>
<td align="LEFT" height="17">HIGHLAND RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.39</td>
</tr>
<tr>
<td align="LEFT" height="17">COMMTY RB OF DAPITAN CITY INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.44</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF STA IGNACIA INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">22.62</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF MAKATI (A SAVINGS BANK) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">22.72</td>
</tr>
<tr>
<td align="LEFT" height="17">RBT BANK INC A RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">23.97</td>
</tr>
<tr>
<td align="LEFT" height="17">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">24.24</td>
</tr>
<tr>
<td align="LEFT" height="17">LEGAZPI SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">24.77</td>
</tr>
<tr>
<td align="LEFT" height="17">BALANGA RURAL BANK, INC. </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">25.24</td>
</tr>
<tr>
<td align="LEFT" height="17">LIFE SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">25.50</td>
</tr>
<tr>
<td align="LEFT" height="17">MARAYO BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">25.56</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAGABAG (N.V.)INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">25.70</td>
</tr>
<tr>
<td align="LEFT" height="17">DUMAGUETE CITY DEV BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">25.73</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PILAR (BATAAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">25.99</td>
</tr>
<tr>
<td align="LEFT" height="17">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">26.50</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST TAGUM RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">26.75</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF POZORRUBIO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">26.97</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF CHINA LIMITED-MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">27.02</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BAYOMBONG INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">27.51</td>
</tr>
<tr>
<td align="LEFT" height="17">LIFEBANK- A RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">27.74</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MIAGAO (ILOILO) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">27.88</td>
</tr>
<tr>
<td align="LEFT" height="17">MARITIME SAVINGS BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">28.04</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF COTABATO </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">28.99</td>
</tr>
<tr>
<td align="LEFT" height="17">BANCO MEXICO INC (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">29.15</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BROOKE'S POINT (PALAWAN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">29.20</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ALABEL (SARANGANI) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">29.43</td>
</tr>
<tr>
<td align="LEFT" height="17">SECURED BANK INC (A RB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">29.75</td>
</tr>
<tr>
<td align="LEFT" height="17">AMA RURAL BANK OF MANDALUYONG INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">30.12</td>
</tr>
<tr>
<td align="LEFT" height="17">METRO CEBU PUBLIC SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">30.79</td>
</tr>
<tr>
<td align="LEFT" height="17">MOUNT MAKILING RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">31.24</td>
</tr>
<tr>
<td align="LEFT" height="17">JP MORGAN CHASE BANK NATIONAL ASSN.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">31.26</td>
</tr>
<tr>
<td align="LEFT" height="17">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">31.56</td>
</tr>
<tr>
<td align="LEFT" height="17">D' ASIAN HILLS BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">32.48</td>
</tr>
<tr>
<td align="LEFT" height="17">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">32.71</td>
</tr>
<tr>
<td align="LEFT" height="17">CORDILLERA SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">32.76</td>
</tr>
<tr>
<td align="LEFT" height="17">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">33.39</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST CONSOLIDATED BANK INC (A PDB)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">33.51</td>
</tr>
<tr>
<td align="LEFT" height="17">NATIONAL TEACHERS & EMP. COOP BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">33.69</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MARIA AURORA (AURORA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">33.91</td>
</tr>
<tr>
<td align="LEFT" height="17">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">34.63</td>
</tr>
<tr>
<td align="LEFT" height="17">LEMERY SAVINGS & LOAN BANK, INC.</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">36.65</td>
</tr>
<tr>
<td align="LEFT" height="17">MEGA INT'L COMM'L BANK CO LTD</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">37.34</td>
</tr>
<tr>
<td align="LEFT" height="17">RNG COASTAL BANK INC(A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">37.84</td>
</tr>
<tr>
<td align="LEFT" height="17">NORTHPOINT DEV'T BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">37.87</td>
</tr>
<tr>
<td align="LEFT" height="17">KEB HANA BANK - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">38.35</td>
</tr>
<tr>
<td align="LEFT" height="17">BHF RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">40.35</td>
</tr>
<tr>
<td align="LEFT" height="17">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">40.66</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SOLANO (NUEVA VIZCAYA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">40.72</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF SAN AGUSTIN (ISABELA) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">40.91</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL TRUST COMPANY</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">41.22</td>
</tr>
<tr>
<td align="LEFT" height="17">YUANTA SAVINGS BANK PHILIPPINES INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">41.43</td>
</tr>
<tr>
<td align="LEFT" height="17">ING BANK N.V.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">43.48</td>
</tr>
<tr>
<td align="LEFT" height="17">HSBC SAVINGS BANK(PHILS) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">44.82</td>
</tr>
<tr>
<td align="LEFT" height="17">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">45.06</td>
</tr>
<tr>
<td align="LEFT" height="17">PAMPANGA DEVELOPMENT BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">46.29</td>
</tr>
<tr>
<td align="LEFT" height="17">PACIFIC ACE SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">48.81</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKOK BANK PUBLIC CO LTD</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">53.04</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ANTIPOLO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">55.70</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF AMERICA N.A.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">58.10</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">58.17</td>
</tr>
<tr>
<td align="LEFT" height="17">FILIDIAN RURAL BANK OF ANTIPOLO INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">58.39</td>
</tr>
<tr>
<td align="LEFT" height="17">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">61.32</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK ONE SAVINGS CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">63.71</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ROSARIO (LA UNION) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">66.13</td>
</tr>
<tr>
<td align="LEFT" height="17">CAVITE UNITED RURAL BANK CORP </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">67.03</td>
</tr>
<tr>
<td align="LEFT" height="17">GOLDEN RURAL BANK OF THE PHILIPPINES INC</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">68.17</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">68.27</td>
</tr>
<tr>
<td align="LEFT" height="17">QUEZON COCONUT BANK INC (A THRIFT BANK)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">69.15</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF PILAR (SORSOGON) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">74.51</td>
</tr>
<tr>
<td align="LEFT" height="17">CENTURY SAVINGS BANK CORPORATION</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">74.78</td>
</tr>
<tr>
<td align="LEFT" height="17">GUAGUA SAVERS BANK(A RB) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">75.36</td>
</tr>
<tr>
<td align="LEFT" height="17">INDUSTRIAL BANK OF KOREA MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">77.26</td>
</tr>
<tr>
<td align="LEFT" height="17">SHINHAN BANK - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">77.35</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL STAR DEVELOPMENT BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">82.46</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MIDSAYAP INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">97.98</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF TANGUB CITY (MIS OCC) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">101.03</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GLORIA (OR MIN) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">101.20</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF QUEZON PROVINCE </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">102.21</td>
</tr>
<tr>
<td align="LEFT" height="17">CATHAY UNITED BANK CO LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">102.50</td>
</tr>
<tr>
<td align="LEFT" height="17">MANOR BANK - A RURAL BANK CORP </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">107.49</td>
</tr>
<tr>
<td align="LEFT" height="17">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">108.73</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DULAG (LEYTE) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">109.91</td>
</tr>
<tr>
<td align="LEFT" height="17">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">119.24</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST COMMERCIAL BANK LTD MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">119.71</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF GENERAL TRIAS INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">126.49</td>
</tr>
<tr>
<td align="LEFT" height="17">ISLA BANK(A THRIFT BANK) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">131.61</td>
</tr>
<tr>
<td align="LEFT" height="17">PEOPLES BANK OF CARAGA INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">142.80</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">147.75</td>
</tr>
<tr>
<td align="LEFT" height="17">CIMB BANK PHILIPPINES INC</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">151.77</td>
</tr>
<tr>
<td align="LEFT" height="17">IMUS RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">207.02</td>
</tr>
<tr>
<td align="LEFT" height="17">CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">230.60</td>
</tr>
<tr>
<td align="LEFT" height="17">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">253.95</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF POLA (ORIENTAL MINDORO) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">301.78</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF BARILI (CEBU) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">350.48</td>
</tr>
<tr>
<td align="LEFT" height="17">INNOVATIVE BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">360.56</td>
</tr>
<tr>
<td align="LEFT" height="17">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">4,137.37</td>
</tr>
<tr>
<td align="LEFT" height="17">ARDCIBANK INC A RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BANCO SANTIAGO DE LIBON INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO CARRASCAL INC (A RB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BUSINESS AND CONSUMERS BANK (A DB)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF BENGUET (CBB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">LAGAWE HIGHLANDS RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">MERCHANTS SAVINGS & LOAN ASSN INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">PHILIPPINE RESOURCES SAVINGS BANKING CORPORATION (PR SAVINGS</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DOLORES (QUEZON) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MABITAC (LAGUNA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RBG IMPERIAL BANK INC(A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">VALIANT BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><br /></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>Philippine Banking System</b></td>
</tr>
<tr>
<td align="LEFT" height="17"><b>Common Tier 1 Ratio</b></td>
<td align="LEFT"><b><br /></b></td>
<td align="LEFT"><b><br /></b></td>
</tr>
<tr>
<td align="LEFT" colspan="3" height="17"><b>June 30, 2019</b></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="LEFT" height="17"><b><br /></b></td>
<td align="LEFT"><br /></td>
<td align="LEFT"><br /></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><b>Bank </b></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><b>Type of Bank</b></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><b>Common Tier 1 Ratio</b></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">1ST VALLEY BANK INC A DEVELOPMENT BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">AGRIBUSINESS RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ALIAGA FARMERS RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ALLBANK (A THRIFT BANK) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">AMA RURAL BANK OF MANDALUYONG INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ASPAC RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BALANGA RURAL BANK, INC. </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANCO LAGUNA INC (A RURAL BANK SINCE 1965)</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANCO MEXICO INC (A RURAL BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANGKO MABUHAY (A RURAL BANK) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANGKO MONTANOSA INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANK OF MAKATI (A SAVINGS BANK) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANK ONE SAVINGS CORPORATION</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BANKWAYS INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BATAAN DEVELOPMENT BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BENGUET CENTER BANK INC A RB </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BHF RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">BOF INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CAMALIG BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CANTILAN BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CARD BANK INC (A MF RB) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CARD SME BANK INC A THRIFT BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CEBUANA LHUILLIER RB INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CENTURY RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CENTURY SAVINGS BANK CORPORATION</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CITYSTATE SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COMMON WEALTH RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COMMTY RB OF CATMON (CEBU) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COMMTY RB OF DAPITAN CITY INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COOP BANK OF CAGAYAN </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COOP BANK OF COTABATO </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COOP BANK OF PALAWAN </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COOP BANK OF QUEZON PROVINCE </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COOPERATIVE BANK OF BOHOL </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COOPERATIVE BANK OF NUEVA VIZCAYA </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">CORDILLERA SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">COUNTRY BUILDERS BANK INC (A RURAL BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">D' ASIAN HILLS BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">DUMAGUETE CITY DEV BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ENTERPRISE BANK INC (A THRIFT BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ENTREPRENEUR RB INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">EQUICOM SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">FARMERS SAVINGS & LOAN BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">FILIDIAN RURAL BANK OF ANTIPOLO INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">FIRST CONSOLIDATED BANK INC (A PDB)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">FIRST ISABELA COOP BANK INC(FICOBANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">FIRST TAGUM RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GATEWAY RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GM BANK OF LUZON INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GOLDEN RURAL BANK OF THE PHILIPPINES INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GRAND-AGRI RURAL BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GUAGUA RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">GUAGUA SAVERS BANK(A RB) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">HIGHLAND RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">HIYAS BANKING CORPORATION</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ILOCOS CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">IMUS RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">INNOVATIVE BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">INSULAR SAVERS BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">INTER-ASIA DEVELOPMENT BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ISLA BANK(A THRIFT BANK) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">KATIPUNAN BANK INC "A RURAL BANK" </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">LEMERY SAVINGS & LOAN BANK, INC.</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">LIBERTY BANK (A RURAL BANK) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">LIFE SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">LIFEBANK- A RURAL BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">LUZON DEVELOPMENT BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MACTAN RURAL BANK (LAPU-LAPU CITY) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MALARAYAT RB INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MALAYAN BANK SAVINGS AND MORT BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MALLIG PLAINS RURAL BANK (ISABELA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MANOR BANK - A RURAL BANK CORP </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MARAYO BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MARITIME SAVINGS BANK CORPORATION</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">METRO CEBU PUBLIC SAVINGS BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">METRO SOUTH COOP BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MINDANAO CONSOLIDATED COOPERATIVE BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MOUNT MAKILING RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MT CARMEL RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">MVSM BANK (A RURAL BANK SINCE 1953) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">NATIONAL TEACHERS & EMP. COOP BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">NEW RB OF SAN LEONARDO(N.E.) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">NORTHPOINT DEV'T BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PACIFIC ACE SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PAMPANGA DEVELOPMENT BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PANGASINAN BANK (A RB) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PEOPLES BANK OF CARAGA INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PHIL STAR DEVELOPMENT BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PHILIPPINE BUSINESS BANK INC A SAVINGS BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PLANBANK "RB OF CANLUBANG PLANTERS INC" </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">PRODUCERS SAVINGS BANK CORPORATION</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">QUEZON CAPITAL RB INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">QUEZON COCONUT BANK INC (A THRIFT BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RANG-AY BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF ALABEL (SARANGANI) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF ANTIPOLO INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF BAGABAG (N.V.)INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF BAMBANG (NUEVA VIZCAYA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF BARILI (CEBU) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF BAY INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF BAYOMBONG INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF BROOKE'S POINT (PALAWAN) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF CARDONA (RIZAL) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF CAUAYAN INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF DIGOS INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF DULAG (LEYTE) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF DUMANGAS INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF GATTARAN (CAGAYAN) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF GENERAL TRIAS INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF GLORIA (OR MIN) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF GUINOBATAN INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF ITOGON (BENGUET) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF JAEN INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF LEBAK (SULTAN KUDARAT) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MABALACAT INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MAGDALENA (LAGUNA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK)</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MARAGONDON INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MARIA AURORA (AURORA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MIAGAO (ILOILO) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MIDSAYAP INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF MONTALBAN INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF PANDI (BULACAN) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF PARACALE(CAMARINES NORTE) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF PILAR (BATAAN) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF PILAR (SORSOGON) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF POLA (ORIENTAL MINDORO) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF PORAC (PAMPANGA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF POZORRUBIO INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF RIZAL (ZAMBOANGA DEL NORTE) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF ROSARIO (LA UNION) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF SAN AGUSTIN (ISABELA) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF SAN LUIS (PAMPANGA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF SAN MATEO(ISABELA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF SAN NARCISO INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF SAN PASCUAL(OBANDO BULACAN)INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF SOLANO (NUEVA VIZCAYA) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF STA IGNACIA INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RB OF TANGUB CITY (MIS OCC) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RBT BANK INC A RURAL BANK </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RNG COASTAL BANK INC(A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC</td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">RURAL BANK OF SAN ANTONIO INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">SAVIOUR RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">SECURED BANK INC (A RB) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">SOUTH BANK (A RURAL BANK) INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">STA MARIA RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">STERLING BANK OF ASIA INC (A SAVINGS BANK)</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">SUGBUANON RB INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">SUMMIT BANK (RB OF TUBLAY INC) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">SUN SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">TANAY RB INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">UNITED COCONUT PLANTERS BANK</td>
<td align="CENTER" bgcolor="#FFFF00">U/KB</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">UNIVERSITY SAVINGS BANK INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">VILLAGE BANK INC (A RURAL BANK) </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">WEALTH DEVELOPMENT BANK CORPORATION</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">YUANTA SAVINGS BANK PHILIPPINES INC</td>
<td align="CENTER" bgcolor="#FFFF00">Thrift</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17">ZAMBALES RURAL BANK INC </td>
<td align="CENTER" bgcolor="#FFFF00">Rural</td>
<td align="RIGHT" bgcolor="#FFFF00">0.00</td>
</tr>
<tr>
<td align="LEFT" height="17">EAST WEST BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">10.25</td>
</tr>
<tr>
<td align="LEFT" height="17">CHINA BANK SAVINGS INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">10.33</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL NATIONAL BANK</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">10.97</td>
</tr>
<tr>
<td align="LEFT" height="17">DEVELOPMENT BANK OF THE PHIL</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">11.27</td>
</tr>
<tr>
<td align="LEFT" height="17">EAST WEST RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">11.45</td>
</tr>
<tr>
<td align="LEFT" height="17">MUFG BANK, LTD.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.11</td>
</tr>
<tr>
<td align="LEFT" height="17">UNION BANK OF THE PHILS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.11</td>
</tr>
<tr>
<td align="LEFT" height="17">RCBC SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">12.20</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO UNIBANK INC</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.24</td>
</tr>
<tr>
<td align="LEFT" height="17">MAYBANK PHILIPPINES INCORPORATED</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.58</td>
</tr>
<tr>
<td align="LEFT" height="17">LAND BANK OF THE PHILIPPINES</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.71</td>
</tr>
<tr>
<td align="LEFT" height="17">CHINA BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.82</td>
</tr>
<tr>
<td align="LEFT" height="17">MIZUHO BANK LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">12.90</td>
</tr>
<tr>
<td align="LEFT" height="17">RIZAL COMM'L BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.05</td>
</tr>
<tr>
<td align="LEFT" height="17">ASIA UNITED BANK CORPORATION</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.08</td>
</tr>
<tr>
<td align="LEFT" height="17">UCPB SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">13.24</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL BANK OF COMMUNICATIONS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.65</td>
</tr>
<tr>
<td align="LEFT" height="17">METROPOLITAN BANK & TCO</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">13.79</td>
</tr>
<tr>
<td align="LEFT" height="17">PBCOM RURAL BANK INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">14.08</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF THE PHIL ISLANDS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">14.35</td>
</tr>
<tr>
<td align="LEFT" height="17">CITY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">14.49</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF COMMERCE</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">15.59</td>
</tr>
<tr>
<td align="LEFT" height="17">SECURITY BANK CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">16.06</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">16.11</td>
</tr>
<tr>
<td align="LEFT" height="17">CTBC BANK (PHILIPPINES) CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">16.13</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF ANGELES INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">16.30</td>
</tr>
<tr>
<td align="LEFT" height="17">PNB SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">16.66</td>
</tr>
<tr>
<td align="LEFT" height="17">CITIBANK, N.A.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">16.94</td>
</tr>
<tr>
<td align="LEFT" height="17">BPI DIRECT BANKO INC A SAVINGS BANK</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">17.71</td>
</tr>
<tr>
<td align="LEFT" height="17">STANDARD CHARTERED BANK</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">17.95</td>
</tr>
<tr>
<td align="LEFT" height="17">BPI FAMILY SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">18.67</td>
</tr>
<tr>
<td align="LEFT" height="17">ROBINSONS BANK CORPORATION</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">18.91</td>
</tr>
<tr>
<td align="LEFT" height="17">DEUTSCHE BANK AG</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">18.92</td>
</tr>
<tr>
<td align="LEFT" height="17">ONE NETWORK BANK INC (A RURAL BANK OF BDO)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">19.00</td>
</tr>
<tr>
<td align="LEFT" height="17">HONGKONG & SHANGHAI BANKING CORP</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">19.11</td>
</tr>
<tr>
<td align="LEFT" height="17">BDO PRIVATE BANK, INC.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">21.30</td>
</tr>
<tr>
<td align="LEFT" height="17">LEGAZPI SAVINGS BANK INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">24.77</td>
</tr>
<tr>
<td align="LEFT" height="17">AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">26.50</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF CHINA LIMITED-MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">27.02</td>
</tr>
<tr>
<td align="LEFT" height="17">JP MORGAN CHASE BANK NATIONAL ASSN.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">31.26</td>
</tr>
<tr>
<td align="LEFT" height="17">RIZAL MICROBANK INC - A THRIFT BANK OF RCBC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">31.56</td>
</tr>
<tr>
<td align="LEFT" height="17">AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">33.39</td>
</tr>
<tr>
<td align="LEFT" height="17">SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">34.63</td>
</tr>
<tr>
<td align="LEFT" height="17">MEGA INT'L COMM'L BANK CO LTD</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">37.34</td>
</tr>
<tr>
<td align="LEFT" height="17">KEB HANA BANK - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">38.35</td>
</tr>
<tr>
<td align="LEFT" height="17">PHIL TRUST COMPANY</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">41.22</td>
</tr>
<tr>
<td align="LEFT" height="17">ING BANK N.V.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">43.48</td>
</tr>
<tr>
<td align="LEFT" height="17">HSBC SAVINGS BANK(PHILS) INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">44.82</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKOK BANK PUBLIC CO LTD</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">53.04</td>
</tr>
<tr>
<td align="LEFT" height="17">BANK OF AMERICA N.A.</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">58.10</td>
</tr>
<tr>
<td align="LEFT" height="17">CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">61.32</td>
</tr>
<tr>
<td align="LEFT" height="17">CAVITE UNITED RURAL BANK CORP </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">67.03</td>
</tr>
<tr>
<td align="LEFT" height="17">INDUSTRIAL BANK OF KOREA MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">77.26</td>
</tr>
<tr>
<td align="LEFT" height="17">SHINHAN BANK - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">77.35</td>
</tr>
<tr>
<td align="LEFT" height="17">CATHAY UNITED BANK CO LTD - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">102.50</td>
</tr>
<tr>
<td align="LEFT" height="17">UNITED OVERSEAS BANK LIMITED MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">108.73</td>
</tr>
<tr>
<td align="LEFT" height="17">FIRST COMMERCIAL BANK LTD MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">119.71</td>
</tr>
<tr>
<td align="LEFT" height="17">CIMB BANK PHILIPPINES INC</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">151.77</td>
</tr>
<tr>
<td align="LEFT" height="17">HUA NAN COMMERCIAL BANK LTD MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">253.95</td>
</tr>
<tr>
<td align="LEFT" height="17">INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRANCH</td>
<td align="CENTER">U/KB</td>
<td align="RIGHT">4,137.37</td>
</tr>
<tr>
<td align="LEFT" height="17">ARDCIBANK INC A RURAL BANK </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BANCO SANTIAGO DE LIBON INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BANGKO CARRASCAL INC (A RB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">BUSINESS AND CONSUMERS BANK (A DB)</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">COOP BANK OF BENGUET (CBB) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">LAGAWE HIGHLANDS RB INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">MERCHANTS SAVINGS & LOAN ASSN INC</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL BANK)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">PHILIPPINE RESOURCES SAVINGS BANKING CORPORATION (PR SAVINGS</td>
<td align="CENTER">Thrift</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">PROGRESSIVE BANK INC (PROGRESSIVE A RURAL BANK INC)</td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF DOLORES (QUEZON) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RB OF MABITAC (LAGUNA) INC </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">RBG IMPERIAL BANK INC(A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
<tr>
<td align="LEFT" height="17">VALIANT BANK INC (A RURAL BANK) </td>
<td align="CENTER">Rural</td>
<td align="RIGHT">NA</td>
</tr>
</tbody>
</table>
</div>
<div>
</div>
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0tag:blogger.com,1999:blog-8739430215467881397.post-75861637378114578942019-09-29T20:30:00.000-04:002019-09-29T20:30:03.664-04:00A Simple Stress Test of Philippine Banks as of March 31, 2019<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"><span style="line-height: 18px;">In an April 9, 2012 article entitled </span><a href="http://www.abs-cbnnews.com/business/04/09/12/%E2%80%98stress-test%E2%80%99-proves-strength-ph-banks" style="color: #888888; line-height: 18px; text-decoration-line: none;">"Stress Test Proves Strength of PH Banks"</a><span style="line-height: 18px;">,
"Philippine banks are seen to survive a disaster in which the various
lenders are forced to write off loans as large as PhP 36 billion without
asking shareholders, the central bank, or the national government for
bailout money." This assertion stems from a recent stress test
conducted by the </span><i style="line-height: 18px;">Bangko Sentral ng Pilipinas</i><span style="line-height: 18px;"> (BSP) on all 55 regular and commercial and expanded license banks.</span><br style="line-height: 18.47px;" /><br style="line-height: 18px;" /><span style="line-height: 18px;">For
Philippine Banks, these NPLs currently comprise PhP 197.13` billion or 9.48% of the PhP 2,078.44 billion in Stockholders Equity (SE) as of March
31, 2019. So, writing off 50% of the Philippine Banks NPLs
would
reduce their aggregate stockholder's equity by a little less than 5%.</span><br style="line-height: 18.47px;" /><span style="line-height: 18px;"></span><span style="line-height: 18px;"></span></span></span></span><br />
<span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: white; color: #222222;"><span style="line-height: 18px;"> </span></span></span></span></span>
<span style="font-size: small;"><br /></span>
<br />
<div style="background-color: white; color: #222222; line-height: 18px;">
<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><u>Are NPLs the Right Numbers to Look At?</u><br /><u><br /></u>In
a financial crisis, a loan that is current can very well become past
due, and a past due loan can become a non-performing loan, and a
non-performing loan can become a loan write-off. The real number to
look at are the loans that the banks and BSP already consider doubtful:
Classified Loans.<br /><br /><a href="http://www.investopedia.com/terms/c/classified-loan.asp#axzz1xsfvE9gF" style="color: #888888; text-decoration-line: none;">Investopedia.com</a> defines "Classified Loans" as:<br /><br />"Any
bank loan that is in danger of default. Classified loans have unpaid
interest and principal outstanding, and it is unclear whether the bank
will be able to recoup the loan proceeds from the borrower. Banks
usually categorize such loans as adversely classified assets on their
books."<br /><br />The US Federal Deposit Insurance Corporation (<a href="http://www.fdic.gov/regulations/laws/sarc/sarcappeals/sarc200401.html" style="color: #888888; text-decoration-line: none;">FDIC</a>), similar to our very own Philippine Deposit Insurance Corporation (PDIC), defines Classified Loans as:<br /><br />"Loans
classified Loss are considered uncollectible and of such little value
that their continuance as bankable assets is not warranted. This
classification does not mean that the loan has absolutely no recovery or
salvage value but rather it is not practical or desirable to defer
writing off this basically worthless asset even though partial recovery
may be effected in the future."</span></span></span></div>
<span style="font-size: small;">
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
</span><br />
</span><div style="background-color: white; color: #222222; line-height: 18px;">
<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></span>
<span style="font-size: small;"><span><br /></span></span>
<span style="font-size: small;"><br /></span>
<div>
<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">In Circular #0247 dated May 19, 2000, BSP defines Classified Loans as loans which possess the following characteristics:</span></span></span></div>
<div>
</div>
<ol>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loans especially mentioned because they have potential weaknesses that deserve Management's close attention;</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Substandard
Loans are loans which appear to involve a substantial and unreasonable
degree of risk to the institution because of unfavorable record or
unsatisfactory characteristics;</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Doubtful
Loans are Substandard Loans with the added characteristics that
existing facts, conditions, and values make collection or liquidation in
full highly improbable and in which substantial loss is probable;</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loss loans
are loans that are considered uncollectible or worthless and are of
such little value that their continuance as bankable assets is not
warranted although the loans may have some recovery or salvage value.</span></span></span></li>
</ol>
<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">The circular mandates that an allowance for probable losses should be set up in accordance with the following schedule:</span>
</span>
</span>
<ol>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loans Especially Mentioned: 5%</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Substandard - Secured: 6% - 25%</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Substandard - Unsecured: 25%</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Doubtful: 50%</span></span></span></li>
<li style="margin: 0px 0px 0.25em; padding: 0px;"><span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">Loss: 100%</span></span></span></li>
</ol>
<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">As of March 31,
2019, "Classified Loans and Other Risky Assets" of the Philippine Banks
amounted to PhP 429.22 billion or more than two times the size of the
Philippine Banking System's NPLs of PhP 197.13 billion for the same
period. Consequently, any write-offs of Classified Loans will have more than twice the impact of an NPL write-off.</span></span></span></div>
<span style="font-size: small;">
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
</span><br />
</span><div style="background-color: white; color: #222222; line-height: 18px;">
</div>
<span style="font-size: small;">
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
<br />
This level of
classified loans should be measured against the bank's "capital cushion"
or its ability to absorb losses. Capital Cushion is normally defined
as a bank's "Tangible Common Equity" plus its Loan Loss Reserves.
Tangible Common Equity (TCE) refers to the subset of shareholders'
equity that is not preferred equity and not intangible assets. So it
excludes such items as Hybrid equity (like preferred shares) and
goodwill.
<br />
<br />
</span><br />
</span><br />
</span><div style="background-color: white; line-height: 18px;">
<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></span></div>
<span style="font-size: small;">
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span><br />
</span><br />
</span><div style="background-color: white; line-height: 18px;">
<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;">By this
measure, the level of "Classified Loans and other Risky Assets" amounts
to Php 429.22 billion or 19.46% of the Php 2.20 trillion in Total
Capital Cushion of Philippine Banks as of March 31, 2019.</span></span></span></div>
<span style="font-size: small;">
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span>
</span><br />
</span><div style="background-color: white; line-height: 18px;">
<span style="font-size: small;">
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span></span></span></div>
<span style="font-size: small;">
<span>
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><u>Stress Test Scenarios</u><br /><br />Aggregate<br /><br />So
how will a 10%, 20%, 30%, 40%, and even 50% write-off of Classified
Loans affect the Total Capital Cushion of the Philippine Banking System?<br /><br />In
the aggregate, if Classified Loans amount to 19.46% of the banking
system's Total Capital Cushion, then it follows that a 10% write-off of
Classified Loans will reduce the total capital by 1.95% and a 50%
write-off of classified loans will reduce the banking system's Total
Capital Cushion by 9.73%.</span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br />Individual Banks</span></span><br />
<br />
<span><span style="font-family: "arial" , "helvetica" , sans-serif;">A 10%
write-off of Classified Loans would severely impact (by 25% or more) the
Total Capital Cushion of eleven banks (severely affected banks highlighted
in <span style="background-color: yellow;">yellow</span>).</span></span></span><br />
<br />
<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>Impact of 10% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>March 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>10% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 10% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">508,362,134.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,836,213.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,990,261.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.84%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">836,410,095.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">83,641,009.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">188,221,991.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.44%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF JAEN INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">245,748,458.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,574,845.84</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,232,407.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">950,903,559.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">95,090,355.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">278,855,031.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.10%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">310,975,394.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31,097,539.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">91,796,389.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">349,123,099.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,912,309.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105,322,538.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">349,950,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,995,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106,430,495.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.88%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">326,810,200.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32,681,020.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,629,964.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.16%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">203,887,898.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,388,789.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64,294,387.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">325,743,738.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32,574,373.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119,420,435.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.28%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">423,834,317.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42,383,431.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,867,993.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.18%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-size: small;"><span><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span><span style="font-size: x-small;"></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A 20% write-off
of Classified Loans will severely impact the Total Capital Cushion of twenty-seven banks:</span></span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>Impact of 20% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>March 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>20% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 20% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">508,362,134.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,672,426.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,990,261.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">99.69%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">836,410,095.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">167,282,019.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">188,221,991.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">88.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF JAEN INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">245,748,458.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,149,691.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59,232,407.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">82.98%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">950,903,559.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">190,180,711.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">278,855,031.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.20%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">310,975,394.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">62,195,078.95</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">91,796,389.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">349,123,099.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69,824,619.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105,322,538.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">349,950,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69,990,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106,430,495.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">326,810,200.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65,362,040.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,629,964.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">203,887,898.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,777,579.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64,294,387.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">63.42%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">325,743,738.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65,148,747.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119,420,435.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">54.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">423,834,317.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">84,766,863.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,867,993.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">220,163,699.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44,032,739.82</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,966,058.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">261,603,795.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,320,759.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">139,393,957.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">256,426,832.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,285,366.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,514,038.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.29%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">263,607,057.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,721,411.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">142,508,947.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,820,245,950.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">364,049,190.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">992,257,234.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.69%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,633,507,798.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">526,701,559.64</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,468,433,302.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.87%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">TANAY RB INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">711,592,793.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">142,318,558.66</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">413,538,998.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.41%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,190,443,937.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,438,088,787.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,050,902,348.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.21%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC" </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">261,072,015.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,214,403.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,425,067.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.81%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">259,270,339.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,854,067.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,060,715.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.66%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,533,375.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">178,306,675.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">538,461,371.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VALIANT BANK INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">388,771,681.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77,754,336.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">235,494,542.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.02%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,355,753,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">271,150,600.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,480,467,391.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,496,093,478.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,381,446,388.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">166,312,754.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,262,550.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,428,386.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.82%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">329,928,490.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">65,985,698.05</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,887,658.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.62%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">191,102,472.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38,220,494.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,569,500.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.58%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,595,015,284.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,919,003,056.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,268,125,557.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.67%</span></td>
</tr>
</tbody>
</table>
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A 30% write-off
of Classified Loans will totally wipe out the Total Capital Cushion of five bank (highlighted in <span style="background-color: red;">red</span>) and severely affect (reduce by 25% or more) the Total Capital
Cushion of thirty-three other banks:</span></span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>Impact of 30% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>March 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>30% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 30% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">508,362,134.12</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">152,508,640.24</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">101,990,261.31</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">149.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">836,410,095.47</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">250,923,028.64</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">188,221,991.32</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">133.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF JAEN INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">245,748,458.38</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">73,724,537.51</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">59,232,407.94</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">124.47%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">950,903,559.85</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">285,271,067.96</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">278,855,031.66</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">102.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">310,975,394.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">93,292,618.42</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">91,796,389.86</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">101.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">349,123,099.49</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,736,929.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105,322,538.61</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">99.44%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">349,950,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,985,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106,430,495.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98.64%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">326,810,200.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,043,060.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,629,964.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">96.47%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">203,887,898.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">61,166,369.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64,294,387.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">95.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">325,743,738.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">97,723,121.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">119,420,435.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">81.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">423,834,317.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">127,150,295.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,867,993.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78.55%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">220,163,699.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66,049,109.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,966,058.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">261,603,795.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78,481,138.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">139,393,957.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">56.30%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">256,426,832.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76,928,049.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,514,038.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.94%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">263,607,057.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">79,082,117.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">142,508,947.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,820,245,950.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">546,073,785.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">992,257,234.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.03%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,633,507,798.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">790,052,339.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,468,433,302.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">TANAY RB INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">711,592,793.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">213,477,837.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">413,538,998.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51.62%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,190,443,937.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,157,133,181.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,050,902,348.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC" </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">261,072,015.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78,321,604.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,425,067.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.72%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">259,270,339.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">77,781,101.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,060,715.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,533,375.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">267,460,012.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">538,461,371.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VALIANT BANK INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">388,771,681.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">116,631,504.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">235,494,542.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,355,753,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">406,725,900.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.60%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,480,467,391.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,744,140,217.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,381,446,388.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">166,312,754.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,893,826.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,428,386.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">329,928,490.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">98,978,547.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,887,658.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.43%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">191,102,472.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,330,741.81</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,569,500.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.37%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,595,015,284.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">5,878,504,585.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,268,125,557.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">38.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">431,463,894.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">129,439,168.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">368,615,858.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">281,586,877.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">84,476,063.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">277,471,591.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.44%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,742,453.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,422,736.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">121,478,790.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,071,735,536.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">321,520,661.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,146,712,356.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">171,444,064.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,433,219.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">184,378,189.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.90%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">588,959,606.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">176,687,881.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">644,838,657.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">878,429,475.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">263,528,842.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">990,367,470.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.61%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,400,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,720,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">116,600,014.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,911,217,229.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">873,365,168.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,408,915,226.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.62%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A
40% write-off of Classified Loans will totally wipe out the
Total Capital Cushion of eleven banks and severely affect (reduce by 25% or
more) the Total Capital Cushion of forty-three more banks:</span></span></span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>Impact of 40% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>March 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>40% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 40% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">508,362,134.12</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">203,344,853.65</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">101,990,261.31</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">199.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">836,410,095.47</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">334,564,038.19</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">188,221,991.32</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">177.75%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF JAEN INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">245,748,458.38</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">98,299,383.35</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">59,232,407.94</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">165.96%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">950,903,559.85</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">380,361,423.94</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">278,855,031.66</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">136.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">310,975,394.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">124,390,157.90</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">91,796,389.86</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">135.51%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">349,123,099.49</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">139,649,239.80</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">105,322,538.61</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">132.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">349,950,000.00</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">139,980,000.00</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">106,430,495.60</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">131.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">326,810,200.33</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">130,724,080.13</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">101,629,964.67</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">128.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">203,887,898.01</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">81,555,159.20</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">64,294,387.22</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">126.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">325,743,738.09</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">130,297,495.24</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">119,420,435.33</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">109.11%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">423,834,317.50</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">169,533,727.00</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">161,867,993.76</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">104.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">220,163,699.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">88,065,479.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,966,058.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">261,603,795.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,641,518.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">139,393,957.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">256,426,832.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,570,732.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,514,038.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">263,607,057.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">105,442,822.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">142,508,947.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">73.99%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,820,245,950.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">728,098,380.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">992,257,234.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">73.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,633,507,798.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,053,403,119.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,468,433,302.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">71.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">TANAY RB INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">711,592,793.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">284,637,117.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">413,538,998.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.83%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,190,443,937.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,876,177,575.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,050,902,348.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.41%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC" </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">261,072,015.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,428,806.29</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,425,067.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.62%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">259,270,339.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">103,708,135.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,060,715.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">67.32%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,533,375.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">356,613,350.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">538,461,371.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VALIANT BANK INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">388,771,681.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">155,508,672.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">235,494,542.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66.03%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,355,753,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">542,301,200.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">60.80%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,480,467,391.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,992,186,956.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,381,446,388.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">59.56%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">166,312,754.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">66,525,101.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,428,386.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57.63%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">329,928,490.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">131,971,396.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,887,658.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.24%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">191,102,472.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76,440,989.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,569,500.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55.16%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,595,015,284.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">7,838,006,113.75</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,268,125,557.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51.34%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">431,463,894.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">172,585,557.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">368,615,858.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46.82%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">281,586,877.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">112,634,750.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">277,471,591.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.59%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,742,453.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,896,981.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">121,478,790.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,071,735,536.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">428,694,214.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,146,712,356.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">171,444,064.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68,577,625.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">184,378,189.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">588,959,606.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">235,583,842.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">644,838,657.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">878,429,475.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">351,371,790.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">990,367,470.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,400,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40,960,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">116,600,014.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.13%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,911,217,229.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,164,486,891.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,408,915,226.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.16%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106,568,951.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42,627,580.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">128,192,643.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.25%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RBG IMPERIAL BANK INC(A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75,173,167.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,069,267.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">92,643,136.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">32.46%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,729,465.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41,891,786.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133,731,740.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">84,744,984.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33,897,993.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,272,092.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">268,170,723.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">107,268,289.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">343,335,053.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.24%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUGBUANON RB INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">86,037,427.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34,414,971.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">113,239,621.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,221,270,110.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9,288,508,044.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31,115,740,576.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">29.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">364,441,470.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">145,776,588.03</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">505,251,055.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.85%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">303,768,304.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">121,507,321.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">421,692,152.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.81%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9,182,681,270.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,673,072,508.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,773,089,763.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.76%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75,742,055.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">30,296,822.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109,439,031.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.68%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,068,068,347.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,227,227,339.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,700,972,862.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.58%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">631,246,328.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">252,498,531.48</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">929,617,827.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.16%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">543,831,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">217,532,400.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">821,646,648.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,753,382.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,901,353.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78,286,430.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.42%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO(N.E.) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,153,044.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64,461,217.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">256,621,413.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.12%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="line-height: 18px;"><span style="font-family: "arial" , "helvetica" , sans-serif;"></span></span></span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A
50% write-off
of Classified Loans will totally wipe out the Total Capital Cushion of
twelve banks and severely affect (reduce by 25% or more) the Total
Capital
Cushion of fifty-four more banks:</span></span></span></span></span></span><br />
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"> </span></span></span></span></span></span>
<br />
<table border="0" cellspacing="0" cols="5" frame="VOID" rules="NONE">
<colgroup><col width="336"></col><col width="144"></col><col width="144"></col><col width="144"></col><col width="144"></col></colgroup>
<tbody>
<tr>
<td align="LEFT" colspan="5" height="17" width="912"><span style="font-size: x-small;"><b>Philippine Banking System</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>Impact of 50% Classified Loan Loss Severities on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="LEFT" colspan="5" height="17"><span style="font-size: x-small;"><b>March 31, 2019</b></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="17"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
<td align="LEFT"><span style="font-size: x-small;"><br /></span></td>
</tr>
<tr>
<td align="LEFT" height="50"><span style="font-size: x-small;"><b><br /></b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Classified Loans</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>50% Classified Loan Loss Severity</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Total Capital Cushion</b></span></td>
<td align="CENTER"><span style="font-size: x-small;"><b>Impact of 50% Loss on Total Capital Cushion</b></span></td>
</tr>
<tr>
<td align="CENTER" height="17" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>Bank</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In Php)</b></span></td>
<td align="CENTER" style="border-bottom: 1px solid #000000;"><span style="font-size: x-small;"><b>(In %)</b></span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">SAVIOUR RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">508,362,134.12</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">254,181,067.06</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">101,990,261.31</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">249.22%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF CENTRAL PANGASINAN (BAYAMBANG) INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">836,410,095.47</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">418,205,047.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">188,221,991.32</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">222.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF JAEN INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">245,748,458.38</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">122,874,229.19</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">59,232,407.94</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">207.44%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">MOUNT MAKILING RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">950,903,559.85</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">475,451,779.93</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">278,855,031.66</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">170.50%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">INTER-ASIA DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">310,975,394.74</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">155,487,697.37</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">91,796,389.86</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">169.38%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">COOP BANK OF CAGAYAN </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">349,123,099.49</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">174,561,549.75</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">105,322,538.61</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">165.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">VILLAGE BANK INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">349,950,000.00</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">174,975,000.00</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">106,430,495.60</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">164.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF BROOKE'S POINT (PALAWAN) INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">326,810,200.33</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">163,405,100.17</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">101,629,964.67</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">160.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">BENGUET CENTER BANK INC A RB </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">203,887,898.01</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">101,943,949.01</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">64,294,387.22</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">158.56%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF DULAG (LEYTE) INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">325,743,738.09</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">162,871,869.05</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">119,420,435.33</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">136.39%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">COMMTY RB OF DAPITAN CITY INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">423,834,317.50</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">211,917,158.75</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">161,867,993.76</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">130.92%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FF3333" height="17"><span style="font-size: x-small;">RB OF MIDSAYAP INC </span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">220,163,699.12</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">110,081,849.56</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">102,966,058.13</span></td>
<td align="RIGHT" bgcolor="#FF3333"><span style="font-size: x-small;">106.91%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF GENERAL TRIAS INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">261,603,795.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">130,801,897.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">139,393,957.69</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">93.84%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN MATEO(ISABELA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">256,426,832.43</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">128,213,416.22</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">137,514,038.45</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">93.24%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF CARDONA (RIZAL) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">263,607,057.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">131,803,528.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">142,508,947.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">92.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">YUANTA SAVINGS BANK PHILIPPINES INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,820,245,950.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">910,122,975.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">992,257,234.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">91.72%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALAYAN BANK SAVINGS AND MORT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,633,507,798.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,316,753,899.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,468,433,302.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">89.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">TANAY RB INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">711,592,793.30</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">355,796,396.65</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">413,538,998.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">86.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANK OF CHINA LIMITED-MANILA BRANCH</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">17,190,443,937.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,595,221,968.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,050,902,348.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PLANBANK "RB OF CANLUBANG PLANTERS INC" </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">261,072,015.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">130,536,007.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,425,067.15</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">84.53%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF PILAR (BATAAN) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">259,270,339.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">129,635,169.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">154,060,715.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">84.15%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RANG-AY BANK INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,533,375.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">445,766,687.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">538,461,371.90</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">82.79%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">VALIANT BANK INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">388,771,681.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">194,385,840.68</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">235,494,542.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">82.54%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">AMA RURAL BANK OF MANDALUYONG INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,355,753,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">677,876,500.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">891,921,691.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">76.00%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UNITED COCONUT PLANTERS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,480,467,391.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">6,240,233,695.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,381,446,388.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">74.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN LUIS (PAMPANGA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">166,312,754.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">83,156,377.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">115,428,386.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">72.04%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MARIA AURORA (AURORA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">329,928,490.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">164,964,245.12</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">238,887,658.99</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">69.06%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAMBANG (NUEVA VIZCAYA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">191,102,472.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">95,551,236.35</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">138,569,500.13</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">68.96%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RCBC SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">19,595,015,284.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9,797,507,642.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">15,268,125,557.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">64.17%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COUNTRY BUILDERS BANK INC (A RURAL BANK)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">431,463,894.41</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">215,731,947.21</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">368,615,858.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">58.52%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ILOCOS CONSOLIDATED COOPERATIVE BANK </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">281,586,877.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">140,793,438.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">277,471,591.70</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50.74%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GATEWAY RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">114,742,453.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">57,371,226.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">121,478,790.50</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47.23%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GUAGUA RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,071,735,536.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">535,867,768.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,146,712,356.53</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46.73%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF BAYOMBONG INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">171,444,064.32</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">85,722,032.16</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">184,378,189.97</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46.49%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BOF INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">588,959,606.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">294,479,803.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">644,838,657.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">EQUICOM SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">878,429,475.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">439,214,737.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">990,367,470.10</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">44.35%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BATAAN DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">102,400,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">51,200,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">116,600,014.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43.91%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">UCPB SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,911,217,229.07</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,455,608,614.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">3,408,915,226.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MAGDALENA (LAGUNA) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">106,568,951.33</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">53,284,475.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">128,192,643.52</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">41.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RBG IMPERIAL BANK INC(A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75,173,167.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,586,583.87</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">92,643,136.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">40.57%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COMMON WEALTH RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">104,729,465.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">52,364,732.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">133,731,740.14</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.16%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF MIAGAO (ILOILO) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">84,744,984.92</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">42,372,492.46</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,272,092.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.14%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">BANGKO MABUHAY (A RURAL BANK) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">268,170,723.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">134,085,361.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">343,335,053.72</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">39.05%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">SUGBUANON RB INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">86,037,427.60</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">43,018,713.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">113,239,621.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.99%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ASIA UNITED BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,221,270,110.76</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,610,635,055.38</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31,115,740,576.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">GM BANK OF LUZON INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">364,441,470.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">182,220,735.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">505,251,055.09</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.07%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PEOPLES BANK OF CARAGA INC (A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">303,768,304.08</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">151,884,152.04</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">421,692,152.80</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36.02%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL BANK OF COMMUNICATIONS</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">9,182,681,270.78</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,591,340,635.39</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">12,773,089,763.85</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL STAR DEVELOPMENT BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">75,742,055.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">37,871,027.74</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">109,439,031.42</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.60%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">CHINA BANK SAVINGS INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">8,068,068,347.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">4,034,034,173.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">11,700,972,862.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">34.48%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PBCOM RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">631,246,328.71</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">315,623,164.36</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">929,617,827.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.95%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LEGAZPI SAVINGS BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">543,831,000.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">271,915,500.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">821,646,648.86</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">33.09%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF SAN PASCUAL(OBANDO BULACAN)INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">49,753,382.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">24,876,691.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">78,286,430.96</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">NEW RB OF SAN LEONARDO(N.E.) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">161,153,044.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">80,576,522.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">256,621,413.00</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">31.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">LUZON DEVELOPMENT BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">416,056,368.54</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">208,028,184.27</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">724,473,558.19</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.71%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PHIL SAVINGS BANK</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">20,174,036,169.24</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">10,087,018,084.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">35,606,728,557.31</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.33%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">HIGHLAND RURAL BANK INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">91,730,620.40</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">45,865,310.20</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">162,014,267.73</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.31%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RB OF ITOGON (BENGUET) INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">73,738,915.17</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">36,869,457.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">130,782,659.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">28.19%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PRODUCERS SAVINGS BANK CORPORATION</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">1,238,704,038.02</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">619,352,019.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">2,229,352,737.59</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.78%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">DUMAGUETE CITY DEV BANK INC</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">174,110,752.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">87,055,376.47</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">317,685,816.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27.40%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">RNG COASTAL BANK INC(A RURAL BANK) </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">92,352,342.55</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">46,176,171.28</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">173,136,852.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.67%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">ENTREPRENEUR RB INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">47,948,549.11</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">23,974,274.56</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">91,204,643.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">26.29%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC)</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">317,151,823.01</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">158,575,911.51</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">613,109,720.77</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.86%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF BOHOL </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,948,079.34</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,974,039.67</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,855,628.62</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.70%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">COOPERATIVE BANK OF NUEVA VIZCAYA </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">55,169,411.25</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">27,584,705.63</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">108,390,035.23</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.45%</span></td>
</tr>
<tr>
<td align="LEFT" bgcolor="#FFFF00" height="17"><span style="font-size: x-small;">MALARAYAT RB INC </span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">101,784,457.88</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">50,892,228.94</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">200,420,963.79</span></td>
<td align="RIGHT" bgcolor="#FFFF00"><span style="font-size: x-small;">25.39%</span></td>
</tr>
</tbody>
</table>
<br />
<br />
<br />
<div style="line-height: 18px;">
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;">Please bear in mind that <b>a number of these banks are already very weak and are in distress</b>. Please see a previous blog post: <a href="https://bancofilipinofailure.blogspot.com/2019/09/the-top-distressed-philippine-banks-as.html" style="color: #888888; text-decoration-line: none;" target="_blank">"The Top Distressed Philippine Banks as of March 31, 2019</a>. Moreover, their capital can be overstated. See a previous blog post <a href="https://bancofilipinofailure.blogspot.com/2019/07/overstated-capital-of-philippine-banks.html" style="color: #888888; text-decoration-line: none;" target="_blank">"Overstated Capital of Philippine Banks as of March 31, 2019"</a>. </span></div>
<div style="line-height: 18px;">
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;"> </span></div>
<div style="line-height: 18px;">
</div>
<div style="line-height: 18px;">
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;"><b>As such, any reduction in their capital cushion could knock down an already weak bank.</b></span></div>
<div style="line-height: 18px;">
</div>
<br />
<br />
<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif;"><b>Source: <a href="http://www.bsp.gov.ph/">www.bsp.gov.ph</a></b></span>
David Carl Grimeshttp://www.blogger.com/profile/06339938934075515575noreply@blogger.com0