Please note that the ratio of Distressed Assets to Total Capital Cushion of two banks on this list are above the borderline level of 100.00%. These banks have been borderline insolvent since June 30, 2011. The banks that exhibited significant increases in their insolvency ratios were Export and Industry Bank (71.21%), China Banking Corporation (9.34%), Metropolitan Bank and Trust Company (6.46%) and Security Bank Corporation (3.30%). Only two banks showed drops in their insolvency ratios, Philippine Savings Bank (-0.22%) and Union Bank of the Philippines (-0.39%).
Listed Philippine Banks | |||||
Total Distressed Assets/ Total Capital Cushion | |||||
June 30, 2011 to September 30, 2011 | |||||
June 30, 2011 | September 30, 2011 | Variance | % Variance | ||
Banco de Oro Unibank | 59.95% | 61.04% | 1.09% | 1.81% | |
Bank of the Philippine Islands | 68.23% | 69.39% | 1.16% | 1.71% | |
China Banking Corporation | 53.51% | 58.51% | 5.00% | 9.34% | |
Export and Industry Bank | 862.13% | 1476.07% | 613.94% | 71.21% | |
Metropolitan Bank and Trust Company | 67.10% | 71.43% | 4.33% | 6.46% | |
Philippine Savings Bank | 79.47% | 79.30% | -0.17% | -0.22% | |
Rizal Commercial Banking Corporation | 88.89% | 89.21% | 0.31% | 0.35% | |
Security Bank Corporation | 46.50% | 48.03% | 1.53% | 3.30% | |
Union Bank of the Philippines | 101.23% | 100.84% | -0.39% | -0.39% |
Listed Philippine Banks | |||||||||||
Total Distressed Assets/ Total Capital Cushion | |||||||||||
June 30, 2011 to September 30, 2011 | |||||||||||
June 30, 2011 | September 30, 2011 | Variance | |||||||||
Total Distressed Assets (In PHP Billion) | Total Capital Cushion (In PHP Billion) | Distressed Assets/ Total Capital Cushion (In %) | Total Distressed Assets (In PHP Billion) | Total Capital Cushion (In PHP Billion) | Distressed Assets/ Total Capital Cushion (In %) | Total Distressed Assets (In PHP Billion) | Total Capital Cushion (In PHP Billion) | Distressed Assets/ Total Capital Cushion (In %) | |||
Export and Industry Bank |
14.458
|
1.677
|
862.13%
|
13.388
|
.907
|
1476.07%
|
-1.070
|
-.770
|
613.94%
|
||
Union Bank of the Philippines |
38.686
|
38.215
|
101.23%
|
38.622
|
38.301
|
100.84%
|
-.064
|
.086
|
-0.39%
|
||
Rizal Commercial Banking Corporation |
29.423
|
33.099
|
88.89%
|
32.720
|
36.679
|
89.21%
|
3.297
|
3.580
|
0.31%
|
||
Philippine Savings Bank |
11.425
|
14.150
|
79.47%
|
11.292
|
14.240
|
79.30%
|
.047
|
.090
|
-0.17%
|
||
Metropolitan Bank and Trust Company |
61.204
|
91.212
|
67.10%
|
63.939
|
89.510
|
71.43%
|
2.735
|
-1.702
|
4.33%
|
||
Bank of the Philippine Islands |
52.695
|
77.235
|
68.23%
|
57.620
|
83.386
|
69.39%
|
5.167
|
6.151
|
1.16%
|
||
Banco de Oro Unibank |
65.864
|
109.861
|
59.95%
|
67.522
|
110.622
|
61.04%
|
1.658
|
.761
|
1.09%
|
||
China Banking Corporation |
18.929
|
35.375
|
53.51%
|
21.369
|
36.523
|
58.51%
|
2.440
|
1.148
|
5.00%
|
||
Security Bank Corporation |
12.417
|
26.704
|
46.50%
|
12.832
|
26.716
|
48.03%
|
.415
|
.012
|
1.53%
|
||
Total |
304.921
|
427.528
|
71.32%
|
319.546
|
436.884
|
73.14%
|
14.625
|
9.356
|
1.82%
|
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