Editor's Note: The ratio of Distressed Assets to Total Capital Cushion is a variant of the famous Texas Ratio, which was widely used by US financial regulators to predict bank failure during the US Savings and Loan Crisis in the 1980s and early 1990s. The basic premise is that a bank with Distressed Assets greater than its Capital Cushion is in danger of insolvency, because a significant drop in the value of the Distressed Assets will eat into a significant amount of the bank's capital. For a more detailed discussion of this ratio, please visit a previous blog post: The Texas Ratio of Select Philippine Banks
Based on the individual Published Statements of Condition for the Philippine Banking Industry (from www.bsp.gov.ph), Total Distressed Assets of Philippine Banks decreased by Php 37.946 billion or 5.00% from June 30, 2013 to September 30, 2013. This increase was partially offset by a 0.44% decrease in their Total Capital Cushion during the same period. As a result, the Ratio of Total Distressed Assets to Total Capital Cushion of Philippine Commercial Banks decreased by a substantial 4.58%, from 75.45% as of June 30, 2013 to 71.99% as of September 30, 2013. (Distressed banks are highlighted in yellow).
Those banks that posted significant improvements in this ratio include:
- JP Morgan Chase Bank, N.A. (94.18% decrease)
- Al-Amanah Islamic Investment Bank of the Philippines (73.45% decrease)
- Bank of America, N.A. (58.15% decrease)
- Internationale Nederlanden Groep BK (53.09% decrease)
- ANZ Banking Group Ltd. (47.85% decrease)
- Citibank, N.A. (43.76% decrease)
- Chinatrust (Phils.) Commercial Bank Corporation (36.64% decrease)
- BPI Globe Banko Inc. (34.70% decrease)
- Korea Exchange Bank (25.28% decrease)
- The HongKong & Shanghai Banking Corporation (22.20% decrease)
- Bank of China Limited - Manila Branch (19.15% decrease)
- Security Bank Savings Corporation (15.91% decrease)
- The Bank of Tokyo-Mitsubishi UFJ Ltd (459.50% increase)
- World Partners Bank (111.23% increase)
- Queen City Development Bank (87.31% increase)
- Citystate Savings Bank Inc. (73.85% increase)
- Century Savings Bank Corporation (61.42% increase)
- Northpoint Development Bank Inc. (60.25% increase)
- Village Bank Inc. (39.67% increase)
- Sterling Bank of Asia Inc. (38.84% increase)
- Mizuho Corporate Bank, Ltd (33.51% increase)
- BDO Private Bank (30.49% increase)
- Security Bank Corporation ( 25.82% increase)
- Philippine Trust Company (22.66% increase)
- China Bank Savings Inc. (22.40% increase)
- Wealth Development Bank Corporation (16.75% increase)
- Enterprise Bank Inc. (16.09% increase)
- Merchants Savings & Loan Association Inc. (15.69% increase)
- Sun Savings Bank Inc. (15.56% increase)
Distressed Banks
Four of the banks with significant increases have been classified as distressed based on their ratio of Total Distressed Assets to Total Capital Cushion as of the 3rd Qtr. of 2013. These four banks ranked as distressed showed significant deterioration in their distressed ratios as of September 30, 2013. These banks are:
- World Partners Bank (111.23% increase)
- Village Bank Inc. (39.67% increase)
- China Bank Savings Inc. (22.40% increase)
- Enterprise Bank Inc. (16.09% increase)
The Real Bank still ranks as the most distressed Philippine Bank. With a Distressed Asset Ratio of 2110.49%, its Total Distressed Assets are more than twenty-one times its Total Capital Cushion. The second most distressed Philippine Bank is Bank of China Limited - Manila Branch. Its Total Distressed Assets are almost 8 times its Total Capital Cushion.
The list of Philippine banks classified as distressed as of September 30, 2013 are as follows:
- The Real Bank (Distressed Ratio of 2110.49%)
- Bank of China Limited - Manila Branch (Distressed Ratio of 799.27%)
- Village Bank Inc. (Distressed Ratio of 792.67%)
- Comsavings Bank (Distressed Ratio of 673.30%)
- United Coconut Planters (Distressed Ratio of 503.82%)
- Iloilo City Development Bank (Distressed Ratio of 483.33%)
- Inter-Asia Development Bank (Distressed Ratio of 294.69%)
- The Palawan Bank (Distressed Ratio of 283.54%)
- Planters Development Bank (Distressed Ratio of 264.16%)
- Bataan Development Bank (Distressed Ratio of 205.93%)
- Deutsche Bank AG (Distressed Ratio of 205.66%)
- Standard Chartered Bank (Distressed Ratio of 199.59%)
- World Partners Bank (Distressed Ratio of 196.94%)
- University Savings Bank Inc. (Distressed Ratio of 196.06%)
- Citibank N.A. (Distressed Ratio of 193.57%)
- Farmers Savings & Loan Bank Inc. (Distressed Ratio 171.06%)
- Bank of Commerce (Distressed Ratio of 168.79%)
- Enterprise Bank Inc. (Distressed Ratio of 162.41%)
- Equicom Savings Bank Inc. (Distressed Ratio of 157.39%)
- Opportunity Kauswagan Bank Inc. (Distressed Ratio of 153.97%)
- Business and Consumers Bank (Distressed Ratio of 149.77%)
- RCBC Savings Bank Inc. (Distressed Ratio of 147.85%)
- Philippine Bank of Communications (Distressed Ratio of 147.68%)
- Malayan Bank Savings and Mortgage Bank Inc. (Distressed Ratio of 134.47%)
- Hiyas Banking Corporation (Distressed Ratio of 133.89%)
- China Bank Savings Inc. (Distressed Ratio of 128.85%)
- Silangan Savings & Loan Bank Inc. (Distressed Ratio of 124.22%)
- Luzon Development Bank (Distressed Ratio of 123.72%)
- Philippine Veterans Bank (Distressed Ratio of 115.22%)
- Philippine National Bank (Distressed Ratio of 110.14%)
- Microfinance Maximum SB Inc. (Distressed Ratio of 105.64%)
- Korea Exchange Bank (Distressed Ratio of 140.70%)
Failed Bank
It is important to note that one of the banks on this list of distressed banks, namely, Silangan Savings & Loan Bank Inc., failed as of January 9, 2014. As of September 30, 2013, it had a Distressed Ratio of 124.22%. For more information regarding this, please refer to the previous blog post: "A Short Analysis of Recent Bank Failures since the Failure of Banco Filipino - Updated"
New Entries
World Partners Bank is a new entrant into the list of Distressed Banks after more than doubling its Distressed Ratio from 93.24% as of June 30, 2013 to 196.94% as of September 30, 2013. Both Inter-Asia Development Bank (Distressed Ratio of 483.33% as of September 30, 2013) and The Palawan Bank (Distressed Ratio of 283.54% as of September 30, 2013) were previously classified as Distressed in previous blog posts but had no information available on them for the quarter ended June 30, 2013.
Departures
Security Bank Savings Corporation, which had a Distressed Ratio of 109.46% as of June 30, 2013, dropped out of the list of Distressed Banks with a Distressed Ratio of 92.05% as of September 30, 2013. Similarly, The HongKong & Shanghai Banking Corporation, which had a Distressed Ratio of 104.69% as of June 30, 2013, dropped out of the list of Distressed Banks with a Distressed Ratio of 81.44% as of September 30, 2013. Legazpi Savings Bank, which had a Distressed Ratio of 475.24% as of June 30, 2013 was acquired by Robinsons Bank Corporation.
Philippine Banking System | ||||
Total Distressed Assets/ Total Capital Cushion | ||||
June 30, 2013 to September 30, 2013 | ||||
In % | ||||
Bank | September 30, 2013 | June 30, 2013 | Variance | % Variance |
THE BANK OF TOKYO-MITSUBISHI UFJ LTD | 11.94% | 2.13% | 9.81% | 459.50% |
WORLD PARTNERS BANK (A THRIFT BANK) | 196.94% | 93.24% | 103.71% | 111.23% |
QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK | 39.24% | 20.95% | 18.29% | 87.31% |
CITYSTATE SAVINGS BANK INC | 55.32% | 31.82% | 23.50% | 73.85% |
CENTURY SAVINGS BANK CORPORATION | 11.53% | 7.15% | 4.39% | 61.42% |
NORTHPOINT DEVELOPMENT BANK INC | 93.60% | 58.41% | 35.19% | 60.25% |
VILLAGE BANK INC (A THRIFT BANK) | 792.76% | 567.59% | 225.17% | 39.67% |
STERLING BANK OF ASIA INC (A SAVINGS BANK) | 92.67% | 66.74% | 25.93% | 38.84% |
MIZUHO CORPORATE BANK, LTD. - MANILA BRANCH | 61.52% | 46.08% | 15.44% | 33.51% |
BDO PRIVATE BANK, INC. | 26.63% | 20.41% | 6.22% | 30.49% |
SECURITY BANK CORPORATION | 29.78% | 23.67% | 6.11% | 25.82% |
PHILIPPINE TRUST COMPANY | 44.59% | 36.35% | 8.24% | 22.66% |
CHINA BANK SAVINGS INC | 128.85% | 105.27% | 23.58% | 22.40% |
WEALTH DEVELOPMENT BANK CORPORATION | 66.79% | 57.21% | 9.58% | 16.75% |
ENTERPRISE BANK INC (A THRIFT BANK) | 162.41% | 139.90% | 22.51% | 16.09% |
MERCHANTS SAVINGS & LOAN ASSOCIATION INC | 61.05% | 52.77% | 8.28% | 15.69% |
SUN SAVINGS BANK INC | 7.79% | 6.74% | 1.05% | 15.56% |
MALASIQUI PROGRESSIVE SLB, INC | 34.56% | 30.45% | 4.11% | 13.50% |
PHILIPPINE BANK OF COMMUNICATIONS | 147.68% | 130.54% | 17.14% | 13.13% |
ALLIED SAVINGS BANK | 51.05% | 45.48% | 5.57% | 12.24% |
ASIA UNITED BANK CORPORATION | 52.87% | 47.22% | 5.65% | 11.97% |
PHILIPPINE RESOURCES SAVINGS BANKING | 89.64% | 80.81% | 8.83% | 10.93% |
BATAAN SAVINGS AND LOAN BANK | 14.96% | 13.63% | 1.33% | 9.78% |
DUNGGANON BANK (A MICROFINANCE THRIFT | 25.01% | 22.87% | 2.13% | 9.33% |
MARITIME SAVINGS BANK CORPORATION | 57.23% | 52.41% | 4.81% | 9.18% |
CHINA BANKING CORPORATION | 45.81% | 42.05% | 3.77% | 8.96% |
PRODUCERS SAVINGS BANK CORPORATION | 99.68% | 91.65% | 8.03% | 8.76% |
ILOILO CITY DEVELOPMENT BANK | 483.33% | 444.43% | 38.90% | 8.75% |
BPI DIRECT SAVINGS BANK INC | 28.05% | 25.83% | 2.22% | 8.57% |
FIRST CONSOLIDATED BANK INC (A PDB) | 54.65% | 50.37% | 4.27% | 8.48% |
HSBC SAVINGS BANK(PHILS) INC | 15.09% | 13.94% | 1.15% | 8.22% |
PHILIPPINE SAVINGS BANK | 92.28% | 85.82% | 6.46% | 7.53% |
CORDILLERA SAVINGS BANK INC | 57.17% | 53.50% | 3.67% | 6.87% |
LIFE SAVINGS BANK INC | 57.18% | 54.10% | 3.08% | 5.70% |
BDO ELITE SAVINGS BANK INC | 5.86% | 5.57% | 0.29% | 5.15% |
PACIFIC ACE SAVINGS BANK INC | 14.47% | 13.83% | 0.65% | 4.68% |
METROPOLITAN BANK & TRUST COMPANY | 62.18% | 59.53% | 2.65% | 4.46% |
ROBINSONS BANK CORPORATION | 36.90% | 35.51% | 1.40% | 3.93% |
PRIDE STAR DEVELOPMENT BANK INC | 88.91% | 85.60% | 3.31% | 3.87% |
UCPB SAVINGS BANK | 69.56% | 67.09% | 2.46% | 3.67% |
COMSAVINGS BANK | 673.30% | 652.98% | 20.32% | 3.11% |
ISLA BANK (A THRIFT BANK) INC | 8.87% | 8.61% | 0.27% | 3.09% |
PLANTERS DEVELOPMENT BANK | 271.38% | 264.16% | 7.22% | 2.73% |
CITIBANK SAVINGS INC | 93.66% | 91.31% | 2.35% | 2.57% |
THE REAL BANK (A THRIFT BANK) INC | 2110.49% | 2057.98% | 52.51% | 2.55% |
HIYAS BANKING CORPORATION | 133.89% | 130.83% | 3.06% | 2.34% |
DUMAGUETE CITY DEV BANK INC | 98.39% | 96.16% | 2.23% | 2.32% |
BDO UNIBANK, INC. | 49.52% | 48.47% | 1.06% | 2.18% |
METRO CEBU PUBLIC SAVINGS BANK | 57.79% | 56.67% | 1.12% | 1.98% |
MAYBANK PHILIPPINES, INC. | 41.29% | 40.55% | 0.74% | 1.81% |
CITY SAVINGS BANK INC | 21.02% | 20.78% | 0.24% | 1.16% |
PAMPANGA DEVELOPMENT BANK | 49.35% | 48.79% | 0.56% | 1.16% |
FARMERS SAVINGS & LOAN BANK INC | 171.06% | 169.26% | 1.80% | 1.06% |
TOWER DEVELOPMENT BANK | 27.29% | 27.00% | 0.28% | 1.05% |
EAST WEST BANKING CORPORATION | 67.02% | 66.39% | 0.63% | 0.96% |
LAND BANK OF THE PHILIPPINES | 55.22% | 54.75% | 0.47% | 0.85% |
SAMPAGUITA SAVINGS BANK INC | 64.82% | 64.28% | 0.55% | 0.85% |
RIZAL COMMERCIAL BANKING CORPORATION | 40.81% | 40.63% | 0.17% | 0.43% |
TONG YANG SAVINGS BANK INC | 76.97% | 76.65% | 0.32% | 0.42% |
PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC) | 93.37% | 93.00% | 0.37% | 0.39% |
CARD SME BANK INC A THRIFT BANK | 20.68% | 20.68% | 0.00% | 0.02% |
BANGKOK BANK PUBLIC CO. LTD. | 4.33% | 4.33% | 0.00% | -0.11% |
PHILIPPINE VETERANS BANK | 115.22% | 115.57% | -0.35% | -0.30% |
EQUICOM SAVINGS BANK INC | 157.39% | 157.99% | -0.60% | -0.38% |
UNION BANK OF THE PHILIPPINES | 83.93% | 84.47% | -0.55% | -0.65% |
BANK ONE SAVINGS AND TRUST CORP. | 67.66% | 68.18% | -0.52% | -0.77% |
PHILIPPINE POSTAL SAVINGS BANK INC | 87.64% | 88.32% | -0.68% | -0.77% |
UNITED COCONUT PLANTERS BANK | 503.82% | 508.63% | -4.81% | -0.94% |
SILANGAN SAVINGS & LOAN BANK INC | 124.22% | 125.55% | -1.33% | -1.06% |
BANK OF COMMERCE | 168.79% | 171.27% | -2.49% | -1.45% |
QUEZON COCONUT BANK INC (A THRIFT BANK) | 52.72% | 53.57% | -0.85% | -1.58% |
PROGRESS SAVINGS AND LOAN BANK INC | 7.24% | 7.36% | -0.12% | -1.60% |
MICROFINANCE MAXIMUM SB INC | 105.64% | 107.74% | -2.10% | -1.95% |
OPTIMUM DEVELOPMENT BANK INC | 16.76% | 17.10% | -0.34% | -1.99% |
MALAYAN BANK SAVINGS AND MORT BANK INC | 134.47% | 137.80% | -3.33% | -2.42% |
UNIVERSITY SAVINGS BANK INC | 196.06% | 202.67% | -6.61% | -3.26% |
OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE THRIFT BANK) | 153.97% | 159.16% | -5.20% | -3.27% |
UNITED OVERSEAS BANK PHILIPPINES | 58.06% | 60.67% | -2.62% | -4.32% |
STANDARD CHARTERED BANK | 199.59% | 209.39% | -9.80% | -4.68% |
RCBC SAVINGS BANK INC | 147.85% | 156.39% | -8.54% | -5.46% |
BATAAN DEVELOPMENT BANK | 205.93% | 219.19% | -13.27% | -6.05% |
MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD. | 84.59% | 90.10% | -5.52% | -6.12% |
PHILIPPINE BUSINESS BANK INC A SAVINGS | 36.12% | 38.72% | -2.59% | -6.69% |
BUSINESS AND CONSUMERS BANK (A DB) | 149.77% | 160.66% | -10.89% | -6.78% |
LEMERY SAVINGS & LOAN BANK, INC. | 40.49% | 44.31% | -3.82% | -8.62% |
LUZON DEVELOPMENT BANK | 123.72% | 135.48% | -11.76% | -8.68% |
DEUTSCHE BANK AG | 205.66% | 225.52% | -19.86% | -8.81% |
DEVELOPMENT BANK OF THE PHILIPPINES | 41.31% | 46.00% | -4.69% | -10.20% |
BPI FAMILY SAVINGS BANK INC | 68.08% | 76.97% | -8.89% | -11.56% |
PHILIPPINE NATIONAL BANK | 110.14% | 126.34% | -16.20% | -12.83% |
BANK OF THE PHILIPPINE ISLANDS | 41.63% | 48.01% | -6.38% | -13.29% |
SECURITY BANK SAVINGS CORPORATION | 92.05% | 109.46% | -17.41% | -15.91% |
BANK OF CHINA LIMITED-MANILA BRANCH | 799.27% | 988.58% | -189.31% | -19.15% |
THE HONGKONG & SHANGHAI BANKING CORPORATION | 81.44% | 104.69% | -23.24% | -22.20% |
KOREA EXCHANGE BANK | 105.12% | 140.70% | -35.57% | -25.28% |
BPI GLOBE BANKO INC A SAVINGS BANK | 55.44% | 84.90% | -29.46% | -34.70% |
CHINATRUST (PHILS.) COMMERCIAL BANK CORPORATION | 18.88% | 29.80% | -10.92% | -36.64% |
CITIBANK, N.A. | 193.57% | 344.21% | -150.63% | -43.76% |
ANZ BANKING GROUP LTD. | 41.08% | 78.77% | -37.69% | -47.85% |
INTERNATIONALE NEDERLANDEN GROEP BK | 27.21% | 58.02% | -30.80% | -53.09% |
BANK OF AMERICA, N.A. | 3.40% | 8.12% | -4.72% | -58.15% |
AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILIPPINES | 4.74% | 17.85% | -13.11% | -73.45% |
JP MORGAN CHASE BANK, N.A. | 4.23% | 72.62% | -68.39% | -94.18% |
INTER-ASIA DEVELOPMENT BANK | 294.69% | NA | NA | NA |
LEGAZPI SAVINGS BANK, INC. | NA | 475.24% | NA | NA |
THE PALAWAN BANK (PALAWAN DB) INC | 283.54% | NA | NA | NA |
Grand Total | 71.99% | 75.45% | -3.46% | -4.58% |
Source: www.bsp.gov.ph
Philippine Banking System | |||||||||||||||
Total Distressed Assets/ Total Capital Cushion | |||||||||||||||
June 30, 2013 to September 30, 2013 | |||||||||||||||
In Php | |||||||||||||||
September 30, 2013 | June 30, 2013 | Variance | % Variance | ||||||||||||
Bank | Total Distressed Assets | Total Capital Cushion | Distressed Assets/ Total Capital Cushion (In %) | Total Distressed Assets | Total Capital Cushion | Distressed Assets/ Total Capital Cushion (In %) | Total Distressed Assets | Total Capital Cushion | Distressed Assets/ Total Capital Cushion (In %) | Total Distressed Assets | Total Capital Cushion | Distressed Assets/ Total Capital Cushion (In %) | |||
THE REAL BANK (A THRIFT BANK) INC | 8,524,192,979.10 | 403,897,117.56 | 2110.49% | 8,296,692,399.73 | 403,147,751.48 | 2057.98% | 227,500,579.37 | 749,366.08 | 52.51% | 2.74% | 0.19% | 2.55% | |||
BANK OF CHINA LIMITED-MANILA BRANCH | 5,413,268,714.84 | 677,275,685.72 | 799.27% | 6,838,283,651.77 | 691,729,423.89 | 988.58% | -1,425,014,936.93 | -14,453,738.17 | -189.31% | -20.84% | -2.09% | -19.15% | |||
VILLAGE BANK INC (A THRIFT BANK) | 687,677,082.87 | 86,744,428.80 | 792.76% | 494,620,969.02 | 87,144,473.36 | 567.59% | 193,056,113.85 | -400,044.56 | 225.17% | 39.03% | -0.46% | 39.67% | |||
COMSAVINGS BANK | 2,181,731,382.42 | 324,037,558.21 | 673.30% | 2,193,267,337.22 | 335,887,558.21 | 652.98% | -11,535,954.80 | -11,850,000.00 | 20.32% | -0.53% | -3.53% | 3.11% | |||
UNITED COCONUT PLANTERS BANK | 62,683,146,880.44 | 12,441,512,075.45 | 503.82% | 63,316,802,556.61 | 12,448,548,502.92 | 508.63% | -633,655,676.17 | -7,036,427.47 | -4.81% | -1.00% | -0.06% | -0.94% | |||
ILOILO CITY DEVELOPMENT BANK | 357,993,018.50 | 74,068,482.77 | 483.33% | 328,266,813.63 | 73,862,437.99 | 444.43% | 29,726,204.87 | 206,044.78 | 38.90% | 9.06% | 0.28% | 8.75% | |||
INTER-ASIA DEVELOPMENT BANK | 175,020,938.69 | 59,391,398.86 | 294.69% | NA | NA | NA | NA | NA | NA | NA | NA | NA | |||
THE PALAWAN BANK (PALAWAN DB) INC | 77,068,340.15 | 27,180,689.84 | 283.54% | NA | NA | NA | NA | NA | NA | NA | NA | NA | |||
PLANTERS DEVELOPMENT BANK | 12,037,164,005.99 | 4,435,504,297.84 | 271.38% | 11,783,198,139.89 | 4,460,571,956.35 | 264.16% | 253,965,866.10 | -25,067,658.51 | 7.22% | 2.16% | -0.56% | 2.73% | |||
BATAAN DEVELOPMENT BANK | 159,894,410.86 | 77,646,386.19 | 205.93% | 169,143,806.97 | 77,165,974.30 | 219.19% | -9,249,396.11 | 480,411.89 | -13.27% | -5.47% | 0.62% | -6.05% | |||
DEUTSCHE BANK AG | 3,067,613,129.87 | 1,491,605,872.17 | 205.66% | 3,265,228,734.45 | 1,447,862,733.62 | 225.52% | -197,615,604.58 | 43,743,138.55 | -19.86% | -6.05% | 3.02% | -8.81% | |||
STANDARD CHARTERED BANK | 5,481,987,266.08 | 2,746,581,696.80 | 199.59% | 5,810,576,329.84 | 2,774,968,941.19 | 209.39% | -328,589,063.76 | -28,387,244.39 | -9.80% | -5.66% | -1.02% | -4.68% | |||
WORLD PARTNERS BANK (A THRIFT BANK) | 331,710,971.69 | 168,429,784.45 | 196.94% | 288,435,143.03 | 309,353,459.99 | 93.24% | 43,275,828.66 | -140,923,675.54 | 103.71% | 15.00% | -45.55% | 111.23% | |||
UNIVERSITY SAVINGS BANK INC | 465,380,380.07 | 237,367,686.97 | 196.06% | 479,467,363.23 | 236,579,775.75 | 202.67% | -14,086,983.16 | 787,911.22 | -6.61% | -2.94% | 0.33% | -3.26% | |||
CITIBANK, N.A. | 25,141,192,359.18 | 12,988,072,447.69 | 193.57% | 44,123,293,102.38 | 12,818,896,927.70 | 344.21% | -18,982,100,743.20 | 169,175,519.99 | -150.63% | -43.02% | 1.32% | -43.76% | |||
FARMERS SAVINGS & LOAN BANK INC | 206,034,010.40 | 120,445,949.31 | 171.06% | 203,690,085.15 | 120,342,960.18 | 169.26% | 2,343,925.25 | 102,989.13 | 1.80% | 1.15% | 0.09% | 1.06% | |||
BANK OF COMMERCE | 31,965,699,305.28 | 18,938,602,086.54 | 168.79% | 32,286,289,713.71 | 18,850,764,599.62 | 171.27% | -320,590,408.43 | 87,837,486.92 | -2.49% | -0.99% | 0.47% | -1.45% | |||
ENTERPRISE BANK INC (A THRIFT BANK) | 369,899,499.76 | 227,755,866.40 | 162.41% | 309,741,821.27 | 221,400,839.94 | 139.90% | 60,157,678.49 | 6,355,026.46 | 22.51% | 19.42% | 2.87% | 16.09% | |||
EQUICOM SAVINGS BANK INC | 862,156,303.88 | 547,774,008.61 | 157.39% | 858,055,374.71 | 543,104,334.15 | 157.99% | 4,100,929.17 | 4,669,674.46 | -0.60% | 0.48% | 0.86% | -0.38% | |||
OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE THRIFT BANK) | 152,715,466.78 | 99,188,170.54 | 153.97% | 136,393,839.68 | 85,693,754.49 | 159.16% | 16,321,627.10 | 13,494,416.05 | -5.20% | 11.97% | 15.75% | -3.27% | |||
BUSINESS AND CONSUMERS BANK (A DB) | 125,799,957.15 | 83,997,066.23 | 149.77% | 136,341,890.16 | 84,866,201.63 | 160.66% | -10,541,933.01 | -869,135.40 | -10.89% | -7.73% | -1.02% | -6.78% | |||
RCBC SAVINGS BANK INC | 12,882,048,142.17 | 8,712,884,410.13 | 147.85% | 13,378,688,171.77 | 8,554,603,721.31 | 156.39% | -496,640,029.60 | 158,280,688.82 | -8.54% | -3.71% | 1.85% | -5.46% | |||
PHILIPPINE BANK OF COMMUNICATIONS | 7,076,143,296.69 | 4,791,505,760.04 | 147.68% | 6,254,822,665.43 | 4,791,341,160.87 | 130.54% | 821,320,631.26 | 164,599.17 | 17.14% | 13.13% | 0.00% | 13.13% | |||
MALAYAN BANK SAVINGS AND MORT BANK INC | 1,655,811,844.54 | 1,231,401,672.29 | 134.47% | 1,696,860,530.70 | 1,231,401,672.29 | 137.80% | -41,048,686.16 | 0.00 | -3.33% | -2.42% | 0.00% | -2.42% | |||
HIYAS BANKING CORPORATION | 226,640,660.66 | 169,268,776.65 | 133.89% | 224,997,467.77 | 171,977,277.24 | 130.83% | 1,643,192.89 | -2,708,500.59 | 3.06% | 0.73% | -1.57% | 2.34% | |||
CHINA BANK SAVINGS INC | 1,236,939,434.71 | 959,961,776.24 | 128.85% | 968,129,983.17 | 919,642,073.51 | 105.27% | 268,809,451.54 | 40,319,702.73 | 23.58% | 27.77% | 4.38% | 22.40% | |||
SILANGAN SAVINGS & LOAN BANK INC | 64,269,096.58 | 51,738,430.87 | 124.22% | 64,330,446.58 | 51,238,430.87 | 125.55% | -61,350.00 | 500,000.00 | -1.33% | -0.10% | 0.98% | -1.06% | |||
LUZON DEVELOPMENT BANK | 619,898,218.14 | 501,040,949.74 | 123.72% | 678,766,438.87 | 501,008,291.74 | 135.48% | -58,868,220.73 | 32,658.00 | -11.76% | -8.67% | 0.01% | -8.68% | |||
PHILIPPINE VETERANS BANK | 8,068,969,382.11 | 7,003,198,360.29 | 115.22% | 8,059,523,440.09 | 6,973,725,217.49 | 115.57% | 9,445,942.02 | 29,473,142.80 | -0.35% | 0.12% | 0.42% | -0.30% | |||
PHILIPPINE NATIONAL BANK | 92,180,432,184.65 | 83,697,635,640.24 | 110.14% | 106,130,174,251.19 | 84,004,145,075.40 | 126.34% | -13,949,742,066.54 | -306,509,435.16 | -16.20% | -13.14% | -0.36% | -12.83% | |||
MICROFINANCE MAXIMUM SB INC | 59,066,646.76 | 55,912,948.55 | 105.64% | 60,007,268.16 | 55,697,972.23 | 107.74% | -940,621.40 | 214,976.32 | -2.10% | -1.57% | 0.39% | -1.95% | |||
KOREA EXCHANGE BANK | 620,702,964.29 | 590,448,140.37 | 105.12% | 865,926,261.02 | 615,452,065.13 | 140.70% | -245,223,296.73 | -25,003,924.76 | -35.57% | -28.32% | -4.06% | -25.28% | |||
PRODUCERS SAVINGS BANK CORPORATION | 1,092,021,528.89 | 1,095,533,079.50 | 99.68% | 1,003,339,534.39 | 1,094,762,708.86 | 91.65% | 88,681,994.50 | 770,370.64 | 8.03% | 8.84% | 0.07% | 8.76% | |||
DUMAGUETE CITY DEV BANK INC | 219,870,468.56 | 223,461,033.96 | 98.39% | 214,877,432.93 | 223,461,033.96 | 96.16% | 4,993,035.63 | 0.00 | 2.23% | 2.32% | 0.00% | 2.32% | |||
CITIBANK SAVINGS INC | 3,911,964,323.92 | 4,176,845,927.32 | 93.66% | 3,756,524,098.71 | 4,114,074,370.30 | 91.31% | 155,440,225.21 | 62,771,557.02 | 2.35% | 4.14% | 1.53% | 2.57% | |||
NORTHPOINT DEVELOPMENT BANK INC | 77,992,365.65 | 83,322,600.83 | 93.60% | 47,246,537.75 | 80,887,073.69 | 58.41% | 30,745,827.90 | 2,435,527.14 | 35.19% | 65.08% | 3.01% | 60.25% | |||
PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC) | 267,227,328.65 | 286,197,997.27 | 93.37% | 266,176,250.92 | 286,198,061.70 | 93.00% | 1,051,077.73 | -64.43 | 0.37% | 0.39% | 0.00% | 0.39% | |||
STERLING BANK OF ASIA INC (A SAVINGS BANK) | 1,971,601,223.27 | 2,127,596,805.78 | 92.67% | 1,354,079,881.29 | 2,028,825,527.90 | 66.74% | 617,521,341.98 | 98,771,277.88 | 25.93% | 45.60% | 4.87% | 38.84% | |||
PHILIPPINE SAVINGS BANK | 16,480,894,501.89 | 17,859,204,813.32 | 92.28% | 15,650,168,248.02 | 18,236,150,781.97 | 85.82% | 830,726,253.87 | -376,945,968.65 | 6.46% | 5.31% | -2.07% | 7.53% | |||
SECURITY BANK SAVINGS CORPORATION | 1,628,670,689.57 | 1,769,284,078.33 | 92.05% | 1,800,271,876.92 | 1,644,620,558.89 | 109.46% | -171,601,187.35 | 124,663,519.44 | -17.41% | -9.53% | 7.58% | -15.91% | |||
PHILIPPINE RESOURCES SAVINGS BANKING | 1,409,106,028.18 | 1,571,917,417.14 | 89.64% | 1,250,814,427.46 | 1,547,784,682.35 | 80.81% | 158,291,600.72 | 24,132,734.79 | 8.83% | 12.66% | 1.56% | 10.93% | |||
PRIDE STAR DEVELOPMENT BANK INC | 66,147,972.53 | 74,397,380.79 | 88.91% | 63,684,187.45 | 74,397,380.79 | 85.60% | 2,463,785.08 | 0.00 | 3.31% | 3.87% | 0.00% | 3.87% | |||
PHILIPPINE POSTAL SAVINGS BANK INC | 799,242,998.17 | 911,995,295.61 | 87.64% | 812,117,205.08 | 919,505,927.58 | 88.32% | -12,874,206.91 | -7,510,631.97 | -0.68% | -1.59% | -0.82% | -0.77% | |||
MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD. | 686,858,403.72 | 812,000,716.20 | 84.59% | 725,947,549.98 | 805,678,178.60 | 90.10% | -39,089,146.26 | 6,322,537.60 | -5.52% | -5.38% | 0.78% | -6.12% | |||
UNION BANK OF THE PHILIPPINES | 42,176,596,600.88 | 50,253,147,440.40 | 83.93% | 42,687,999,987.03 | 50,533,622,148.40 | 84.47% | -511,403,386.15 | -280,474,708.00 | -0.55% | -1.20% | -0.56% | -0.65% | |||
THE HONGKONG & SHANGHAI BANKING CORPORATION | 4,165,810,871.04 | 5,114,880,317.76 | 81.44% | 5,423,830,593.83 | 5,180,919,192.02 | 104.69% | -1,258,019,722.79 | -66,038,874.26 | -23.24% | -23.19% | -1.27% | -22.20% | |||
TONG YANG SAVINGS BANK INC | 396,614,641.76 | 515,251,334.74 | 76.97% | 380,861,197.76 | 496,857,371.46 | 76.65% | 15,753,444.00 | 18,393,963.28 | 0.32% | 4.14% | 3.70% | 0.42% | |||
UCPB SAVINGS BANK | 1,826,193,352.99 | 2,625,532,458.92 | 69.56% | 1,740,882,238.55 | 2,594,684,680.50 | 67.09% | 85,311,114.44 | 30,847,778.42 | 2.46% | 4.90% | 1.19% | 3.67% | |||
BPI FAMILY SAVINGS BANK INC | 12,492,190,261.44 | 18,350,578,929.29 | 68.08% | 15,466,618,791.96 | 20,094,610,163.90 | 76.97% | -2,974,428,530.52 | -1,744,031,234.61 | -8.89% | -19.23% | -8.68% | -11.56% | |||
BANK ONE SAVINGS AND TRUST CORP. | 362,110,458.83 | 535,201,269.17 | 67.66% | 364,324,205.17 | 534,351,269.17 | 68.18% | -2,213,746.34 | 850,000.00 | -0.52% | -0.61% | 0.16% | -0.77% | |||
EAST WEST BANKING CORPORATION | 13,803,969,635.88 | 20,596,543,042.02 | 67.02% | 13,448,609,680.20 | 20,258,028,616.80 | 66.39% | 355,359,955.68 | 338,514,425.22 | 0.63% | 2.64% | 1.67% | 0.96% | |||
WEALTH DEVELOPMENT BANK CORPORATION | 292,068,633.33 | 437,282,929.29 | 66.79% | 250,242,895.79 | 437,402,752.84 | 57.21% | 41,825,737.54 | -119,823.55 | 9.58% | 16.71% | -0.03% | 16.75% | |||
SAMPAGUITA SAVINGS BANK INC | 51,289,309.55 | 79,121,079.46 | 64.82% | 50,740,039.95 | 78,941,352.97 | 64.28% | 549,269.60 | 179,726.49 | 0.55% | 1.08% | 0.23% | 0.85% | |||
METROPOLITAN BANK & TRUST COMPANY | 69,646,415,315.64 | 111,999,909,833.93 | 62.18% | 67,103,920,512.82 | 112,721,419,440.37 | 59.53% | 2,542,494,802.82 | -721,509,606.44 | 2.65% | 3.79% | -0.64% | 4.46% | |||
MIZUHO CORPORATE BANK, LTD. - MANILA BRANCH | 1,011,737,506.90 | 1,644,448,818.10 | 61.52% | 748,381,492.78 | 1,624,031,583.41 | 46.08% | 263,356,014.12 | 20,417,234.69 | 15.44% | 35.19% | 1.26% | 33.51% | |||
MERCHANTS SAVINGS & LOAN ASSOCIATION INC | 290,325,896.77 | 475,529,722.81 | 61.05% | 288,362,750.86 | 546,403,727.42 | 52.77% | 1,963,145.91 | -70,874,004.61 | 8.28% | 0.68% | -12.97% | 15.69% | |||
UNITED OVERSEAS BANK PHILIPPINES | 795,407,486.84 | 1,370,055,770.87 | 58.06% | 796,776,341.93 | 1,313,192,957.05 | 60.67% | -1,368,855.09 | 56,862,813.82 | -2.62% | -0.17% | 4.33% | -4.32% | |||
METRO CEBU PUBLIC SAVINGS BANK | 37,412,105.43 | 64,737,773.49 | 57.79% | 36,324,131.34 | 64,099,611.67 | 56.67% | 1,087,974.09 | 638,161.82 | 1.12% | 3.00% | 1.00% | 1.98% | |||
MARITIME SAVINGS BANK CORPORATION | 39,817,828.26 | 69,581,122.89 | 57.23% | 36,469,587.94 | 69,581,122.89 | 52.41% | 3,348,240.32 | 0.00 | 4.81% | 9.18% | 0.00% | 9.18% | |||
LIFE SAVINGS BANK INC | 37,940,887.41 | 66,353,767.56 | 57.18% | 35,841,558.57 | 66,253,767.56 | 54.10% | 2,099,328.84 | 100,000.00 | 3.08% | 5.86% | 0.15% | 5.70% | |||
CORDILLERA SAVINGS BANK INC | 64,015,725.78 | 111,967,588.52 | 57.17% | 60,269,581.20 | 112,653,108.29 | 53.50% | 3,746,144.58 | -685,519.77 | 3.67% | 6.22% | -0.61% | 6.87% | |||
BPI GLOBE BANKO INC A SAVINGS BANK | 320,513,187.65 | 578,113,217.91 | 55.44% | 510,564,454.32 | 601,368,752.92 | 84.90% | -190,051,266.67 | -23,255,535.01 | -29.46% | -37.22% | -3.87% | -34.70% | |||
CITYSTATE SAVINGS BANK INC | 446,052,014.44 | 806,301,387.22 | 55.32% | 256,569,896.67 | 806,301,387.23 | 31.82% | 189,482,117.77 | -0.01 | 23.50% | 73.85% | 0.00% | 73.85% | |||
LAND BANK OF THE PHILIPPINES | 31,479,303,440.36 | 57,010,913,487.30 | 55.22% | 30,809,407,651.55 | 56,273,884,754.04 | 54.75% | 669,895,788.81 | 737,028,733.26 | 0.47% | 2.17% | 1.31% | 0.85% | |||
FIRST CONSOLIDATED BANK INC (A PDB) | 1,243,319,213.47 | 2,275,152,006.57 | 54.65% | 1,145,444,982.97 | 2,273,868,281.87 | 50.37% | 97,874,230.50 | 1,283,724.70 | 4.27% | 8.54% | 0.06% | 8.48% | |||
ASIA UNITED BANK CORPORATION | 9,903,445,397.21 | 18,733,147,083.25 | 52.87% | 9,414,456,096.86 | 19,939,132,704.03 | 47.22% | 488,989,300.35 | -1,205,985,620.78 | 5.65% | 5.19% | -6.05% | 11.97% | |||
QUEZON COCONUT BANK INC (A THRIFT BANK) | 30,759,731.81 | 58,343,632.25 | 52.72% | 31,394,867.47 | 58,606,037.28 | 53.57% | -635,135.66 | -262,405.03 | -0.85% | -2.02% | -0.45% | -1.58% | |||
ALLIED SAVINGS BANK | 534,144,714.33 | 1,046,384,945.13 | 51.05% | 468,272,839.92 | 1,029,626,610.77 | 45.48% | 65,871,874.41 | 16,758,334.36 | 5.57% | 14.07% | 1.63% | 12.24% | |||
BDO UNIBANK, INC. | 85,015,239,969.16 | 171,664,281,366.41 | 49.52% | 83,228,227,009.56 | 171,722,608,997.60 | 48.47% | 1,787,012,959.60 | -58,327,631.19 | 1.06% | 2.15% | -0.03% | 2.18% | |||
PAMPANGA DEVELOPMENT BANK | 57,995,224.25 | 117,517,088.00 | 49.35% | 61,604,292.80 | 126,272,694.59 | 48.79% | -3,609,068.55 | -8,755,606.59 | 0.56% | -5.86% | -6.93% | 1.16% | |||
CHINA BANKING CORPORATION | 19,734,725,068.53 | 43,074,933,075.29 | 45.81% | 18,718,076,906.35 | 44,517,432,468.25 | 42.05% | 1,016,648,162.18 | -1,442,499,392.96 | 3.77% | 5.43% | -3.24% | 8.96% | |||
PHILIPPINE TRUST COMPANY | 8,214,247,164.25 | 18,423,173,545.16 | 44.59% | 6,696,234,065.69 | 18,421,879,406.35 | 36.35% | 1,518,013,098.56 | 1,294,138.81 | 8.24% | 22.67% | 0.01% | 22.66% | |||
BANK OF THE PHILIPPINE ISLANDS | 41,182,708,819.03 | 98,934,355,228.89 | 41.63% | 47,430,177,269.00 | 98,795,615,856.91 | 48.01% | -6,247,468,449.97 | 138,739,371.98 | -6.38% | -13.17% | 0.14% | -13.29% | |||
DEVELOPMENT BANK OF THE PHILIPPINES | 15,269,295,107.58 | 36,963,006,438.33 | 41.31% | 16,997,657,920.77 | 36,950,526,617.34 | 46.00% | -1,728,362,813.19 | 12,479,820.99 | -4.69% | -10.17% | 0.03% | -10.20% | |||
MAYBANK PHILIPPINES, INC. | 3,719,423,997.98 | 9,008,257,701.36 | 41.29% | 3,654,082,180.56 | 9,010,454,249.12 | 40.55% | 65,341,817.42 | -2,196,547.76 | 0.74% | 1.79% | -0.02% | 1.81% | |||
ANZ BANKING GROUP LTD. | 1,016,483,632.16 | 2,474,333,079.88 | 41.08% | 1,963,247,795.38 | 2,492,347,801.95 | 78.77% | -946,764,163.22 | -18,014,722.07 | -37.69% | -48.22% | -0.72% | -47.85% | |||
RIZAL COMMERCIAL BANKING CORPORATION | 18,554,412,073.52 | 45,470,229,139.28 | 40.81% | 18,531,069,972.77 | 45,606,071,310.72 | 40.63% | 23,342,100.75 | -135,842,171.44 | 0.17% | 0.13% | -0.30% | 0.43% | |||
LEMERY SAVINGS & LOAN BANK, INC. | 28,788,579.54 | 71,094,084.23 | 40.49% | 31,504,713.94 | 71,094,084.23 | 44.31% | -2,716,134.40 | 0.00 | -3.82% | -8.62% | 0.00% | -8.62% | |||
QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK | 268,594,751.98 | 684,569,581.75 | 39.24% | 142,913,165.15 | 682,273,505.85 | 20.95% | 125,681,586.83 | 2,296,075.90 | 18.29% | 87.94% | 0.34% | 87.31% | |||
ROBINSONS BANK CORPORATION | 2,245,157,385.05 | 6,083,919,644.63 | 36.90% | 2,152,219,810.34 | 6,061,486,326.02 | 35.51% | 92,937,574.71 | 22,433,318.61 | 1.40% | 4.32% | 0.37% | 3.93% | |||
PHILIPPINE BUSINESS BANK INC A SAVINGS | 2,784,552,396.28 | 7,708,104,210.04 | 36.12% | 2,976,454,393.78 | 7,688,104,210.04 | 38.72% | -191,901,997.50 | 20,000,000.00 | -2.59% | -6.45% | 0.26% | -6.69% | |||
MALASIQUI PROGRESSIVE SLB, INC | 20,379,872.54 | 58,975,324.14 | 34.56% | 18,341,354.29 | 60,238,932.04 | 30.45% | 2,038,518.25 | -1,263,607.90 | 4.11% | 11.11% | -2.10% | 13.50% | |||
SECURITY BANK CORPORATION | 11,503,679,858.19 | 38,628,238,040.19 | 29.78% | 9,150,610,848.35 | 38,660,747,119.81 | 23.67% | 2,353,069,009.84 | -32,509,079.62 | 6.11% | 25.71% | -0.08% | 25.82% | |||
BPI DIRECT SAVINGS BANK INC | 267,114,866.66 | 952,277,854.73 | 28.05% | 246,019,354.98 | 952,277,854.73 | 25.83% | 21,095,511.68 | 0.00 | 2.22% | 8.57% | 0.00% | 8.57% | |||
TOWER DEVELOPMENT BANK | 31,188,388.50 | 114,305,443.14 | 27.29% | 32,621,542.44 | 120,813,623.14 | 27.00% | -1,433,153.94 | -6,508,180.00 | 0.28% | -4.39% | -5.39% | 1.05% | |||
INTERNATIONALE NEDERLANDEN GROEP BK | 725,943,158.24 | 2,667,503,858.26 | 27.21% | 1,536,745,540.88 | 2,648,726,280.98 | 58.02% | -810,802,382.64 | 18,777,577.28 | -30.80% | -52.76% | 0.71% | -53.09% | |||
BDO PRIVATE BANK, INC. | 1,406,396,905.18 | 5,281,205,927.12 | 26.63% | 1,078,425,639.65 | 5,284,200,527.12 | 20.41% | 327,971,265.53 | -2,994,600.00 | 6.22% | 30.41% | -0.06% | 30.49% | |||
DUNGGANON BANK (A MICROFINANCE THRIFT | 22,825,228.24 | 91,281,109.97 | 25.01% | 20,365,264.33 | 89,042,850.13 | 22.87% | 2,459,963.91 | 2,238,259.84 | 2.13% | 12.08% | 2.51% | 9.33% | |||
CITY SAVINGS BANK INC | 539,226,901.22 | 2,565,461,612.04 | 21.02% | 521,917,272.53 | 2,511,807,134.43 | 20.78% | 17,309,628.69 | 53,654,477.61 | 0.24% | 3.32% | 2.14% | 1.16% | |||
CARD SME BANK INC A THRIFT BANK | 49,942,131.80 | 241,492,678.42 | 20.68% | 48,689,683.44 | 235,488,638.18 | 20.68% | 1,252,448.36 | 6,004,040.24 | 0.00% | 2.57% | 2.55% | 0.02% | |||
CHINATRUST (PHILS.) COMMERCIAL BANK CORPORATION | 1,250,480,527.42 | 6,621,899,085.40 | 18.88% | 1,971,236,918.09 | 6,614,395,412.13 | 29.80% | -720,756,390.67 | 7,503,673.27 | -10.92% | -36.56% | 0.11% | -36.64% | |||
OPTIMUM DEVELOPMENT BANK INC | 120,943,435.19 | 721,724,742.05 | 16.76% | 123,550,079.34 | 722,623,123.19 | 17.10% | -2,606,644.15 | -898,381.14 | -0.34% | -2.11% | -0.12% | -1.99% | |||
HSBC SAVINGS BANK(PHILS) INC | 414,561,724.79 | 2,747,492,714.64 | 15.09% | 378,916,054.36 | 2,717,679,040.23 | 13.94% | 35,645,670.43 | 29,813,674.41 | 1.15% | 9.41% | 1.10% | 8.22% | |||
BATAAN SAVINGS AND LOAN BANK | 10,702,580.89 | 71,545,429.60 | 14.96% | 10,428,221.79 | 76,527,304.60 | 13.63% | 274,359.10 | -4,981,875.00 | 1.33% | 2.63% | -6.51% | 9.78% | |||
PACIFIC ACE SAVINGS BANK INC | 11,497,840.96 | 79,443,628.36 | 14.47% | 10,952,823.91 | 79,219,210.42 | 13.83% | 545,017.05 | 224,417.94 | 0.65% | 4.98% | 0.28% | 4.68% | |||
THE BANK OF TOKYO-MITSUBISHI UFJ LTD | 272,161,548.52 | 2,278,627,961.84 | 11.94% | 48,643,612.96 | 2,278,627,961.84 | 2.13% | 223,517,935.56 | 0.00 | 9.81% | 459.50% | 0.00% | 459.50% | |||
CENTURY SAVINGS BANK CORPORATION | 103,345,648.62 | 895,985,103.05 | 11.53% | 61,241,535.62 | 857,054,950.39 | 7.15% | 42,104,113.00 | 38,930,152.66 | 4.39% | 68.75% | 4.54% | 61.42% | |||
ISLA BANK (A THRIFT BANK) INC | 56,791,992.79 | 639,992,124.71 | 8.87% | 55,092,680.84 | 640,002,124.71 | 8.61% | 1,699,311.95 | -10,000.00 | 0.27% | 3.08% | 0.00% | 3.09% | |||
SUN SAVINGS BANK INC | 8,275,788.09 | 106,281,667.66 | 7.79% | 7,139,770.69 | 105,957,260.62 | 6.74% | 1,136,017.40 | 324,407.04 | 1.05% | 15.91% | 0.31% | 15.56% | |||
PROGRESS SAVINGS AND LOAN BANK INC | 6,093,631.16 | 84,145,795.60 | 7.24% | 6,193,245.42 | 84,156,596.20 | 7.36% | -99,614.26 | -10,800.60 | -0.12% | -1.61% | -0.01% | -1.60% | |||
BDO ELITE SAVINGS BANK INC | 90,592,139.37 | 1,546,549,042.92 | 5.86% | 86,152,623.63 | 1,546,549,042.92 | 5.57% | 4,439,515.74 | 0.00 | 0.29% | 5.15% | 0.00% | 5.15% | |||
AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILIPPINES | 21,143,134.94 | 445,966,783.26 | 4.74% | 79,538,288.71 | 445,486,889.99 | 17.85% | -58,395,153.77 | 479,893.27 | -13.11% | -73.42% | 0.11% | -73.45% | |||
BANGKOK BANK PUBLIC CO. LTD. | 54,047,048.77 | 1,249,396,547.00 | 4.33% | 53,500,591.40 | 1,235,346,677.00 | 4.33% | 546,457.37 | 14,049,870.00 | 0.00% | 1.02% | 1.14% | -0.11% | |||
JP MORGAN CHASE BANK, N.A. | 59,290,293.55 | 1,403,159,400.00 | 4.23% | 1,019,402,471.31 | 1,403,804,000.00 | 72.62% | -960,112,177.76 | -644,600.00 | -68.39% | -94.18% | -0.05% | -94.18% | |||
BANK OF AMERICA, N.A. | 20,629,014.25 | 607,196,709.20 | 3.40% | 49,296,921.24 | 607,196,709.20 | 8.12% | -28,667,906.99 | 0.00 | -4.72% | -58.15% | 0.00% | -58.15% | |||
LEGAZPI SAVINGS BANK, INC. | NA | NA | NA | 922,546,339.95 | 194,120,410.23 | 475.24% | NA | NA | NA | NA | NA | NA | |||
Grand Total | 720,376,198,155.49 | 1,000,610,234,493.81 | 71.99% | 758,322,867,781.78 | 1,005,026,570,449.49 | 75.45% | -37,946,669,626.29 | -4,416,335,955.68 | -3.46% | -5.00% | -0.44% | -4.58% |
Source: www.bsp.gov.ph
Disclaimer:
This list only serves as a screening guide. It is not a definitive guide and must be taken in the context of other factors. The figures are based on the individual banks' Published Statements of Condition as of June 30, 2013 and September 30, 2013 as published in the BSP website (www.bsp.gov.ph). For this analysis, no attempt was made to go through the audited financial statements of each bank. Readers are suggested to make their own investigations and verify the figures presented. Both BSP and PDIC have their own problem bank screening systems that are much more sophisticated in scope and design, given that they have more access to information over the banks they regulate.
This list only serves as a screening guide. It is not a definitive guide and must be taken in the context of other factors. The figures are based on the individual banks' Published Statements of Condition as of June 30, 2013 and September 30, 2013 as published in the BSP website (www.bsp.gov.ph). For this analysis, no attempt was made to go through the audited financial statements of each bank. Readers are suggested to make their own investigations and verify the figures presented. Both BSP and PDIC have their own problem bank screening systems that are much more sophisticated in scope and design, given that they have more access to information over the banks they regulate.
No comments:
Post a Comment