Editor's Note: The ratio of Distressed Assets to Total Capital Cushion is a variant of the famous Texas Ratio, which was widely used by US financial regulators to predict bank failure during the US Savings and Loan Crisis in the 1980s and early 1990s. The basic premise is that a bank with Distressed Assets greater than its Capital Cushion is in danger of insolvency, because a significant drop in the value of the Distressed Assets will eat into a significant amount of the bank's capital. For a more detailed discussion of this ratio, please visit a previous blog post: The Texas Ratio of Select Philippine Banks
Based on the individual Published Statements of Condition for the Philippine Banking Industry (from www.bsp.gov.ph), Total Distressed Assets of Philippine Banks decreased by Php 33.281 billion or 5.17% from September 30, 2013 to December 31, 2013. This decrease was supplemented by a 2.63% increase in their Total Capital Cushion during the same period. As a result, the Ratio of Total Distressed Assets to Total Capital Cushion of Philippine Commercial Banks decreased by a substantial 7.59%, from 64.38% as of September 30, 2013 to 59.49% as of December 31, 2013. (Distressed banks are highlighted in yellow).
Those banks that posted significant improvements in this ratio include:
- The Bank of Tokyo-Mitsubishi UFJ (77.72% decrease)
- Deutsche Bank AG (52.59% decrease)
- JP Morgan Chase Bank National Association (50.28% decrease)
- Pacific Ace Savings Bank Inc (46.30% decrease)
- CityState Savings Bank (45.14% decrease)
- Tong Yang Savings Bank Inc. (43.64% decrease)
- The Real Bank (35.08% decrease)
- Mizuho Bank Ltd - Manila Branch (32.32% decrease)
- Philippine Business Bank (30.95% decrease)
- HSBC Savings Bank (29.58% decrease)
- Metropolitan Bank & Trust Co. (23.14% decrease)
- The Palawan Bank (22.01% decrease)
- Korea Exchange Bank (21.03% decrease)
- Merchants Savings & Loan Association Inc. (20.20% decrease)
- Farmers Savings and Loan Bank (19.22% decrease)
- Luzon Development Bank (18.17% decrease)
- Asia United Bank Corporation (18.08% decrease)
- Philippine National Bank (16.72% decrease)
- UCPB Savings Bank (15.74% decrease)
- United Coconut Planters Bank (15.06% decrease)
- Dungganon Bank (120.59% increase)
- Comsavings Bank (89.07% increase)
- Bank of America N.A. (69.69% increase)
- City Savings Bank Inc. (59.55% increase)
- Wealth Development Bank Corporation (55.85% increase)
- Optimum Development Bank (36.58% increase)
- BPI Globe Banko Inc. (35.45% increase)
- Metro Cebu Public Savings Bank (33.18% increase)
- Robinsons Bank Corporation (26.37% increase)
- Citibank, N.A. (25.85% increase)
- Rizal Commercial Banking Corporation (25.84% increase)
- Opportunity Kauswagan Bank Inc. (22.62% increase)
- Philippine Veterans Bank (18.13% increase)
- Bank of China Limited - Manila Branch (17.75% increase)
- Business and Consumers Bank (16.96% increase)
- Development Bank of the Philippines (16.14% increase)
- Enterprise Bank Inc. (15.79% increase)
Distressed Banks
Six of the banks with significant increases have been classified as distressed based on their ratio of Total Distressed Assets to Total Capital Cushion as of the 4th Qtr. of 2013. These four banks ranked as distressed showed significant deterioration in their distressed ratios as of December 31, 2013. These banks are:
- Comsavings Bank (89.07% increase)
- Citibank, N.A. (25.85% increase)
- Opportunity Kauswagan Bank Inc. (22.62% increase)
- Bank of China Limited - Manila Branch (17.75% increase)
- Business and Consumers Bank (16.96% increase)
- Enterprise Bank Inc. (15.79% increase)
The list of Philippine Banks classified as distressed as of December 31, 2013 are as follows:
- The Real Bank (Distressed Ratio of 1240.06%)
- Bank of China Limited - Manila Branch (Distressed Ratio of 941.17%)
- Comsavings Bank (Distressed Ratio of 830.28%)
- Village Bank Inc. (Distressed Ratio of 739.25%)
- United Coconut Planters (Distressed Ratio of 379.21%)
- Inter-Asia Development Bank (Distressed Ratio of 249.74%)
- Citibank, N.A. (Distressed Ratio of 243.61%)
- Planters Development Bank (Distressed Ratio of 217.86%)
- World Partners Bank (Distressed Ratio of 187.91%)
- University Savings Bank Inc. (Distressed Ratio of 176.94%)
- Enterprise Bank Inc. (Distressed Ratio of 175.13%)
- Opportunity Kauswagan Bank Inc. (Distressed Ratio of 157.17%)
- Bank of Commerce (Distressed Ratio of 152.79%)
- Bataan Development Bank (Distressed Ratio of 151.03%)
- Business and Consumers Bank (Distressed Ratio of 147.47%)
- Philippine Bank of Communications (Distressed Ratio of 146.98%)
- Equicom Savings Bank Inc. (Distressed Ratio of 131.03%)
- RCBC Savings Bank Inc. (Distressed Ratio of 126.71%)
- China Bank Savings Inc. (Distressed Ratio of 119.62%)
- Microfinance Maximum SB Inc. (Distressed Ratio of 100.25%)
Departures
Sterling Bank of Asia Inc., which had a Distressed Ratio of 107.98% as of September 30, 2013, dropped out of the list of Distressed Banks with a Distressed Ratio of 87.22% as of December 31, 2013. Similarly, Korea Exchange Bank, which had a Distressed Ratio of 104.74% as of September 30, 2013, dropped out of the list of Distressed Banks with a Distressed Ratio of 82.72% as of December 31, 2013. Iloilo City Development Bank, which had a Distressed Ratio of 460.68% as of September 30, 2013, did not have any Published Statement of Condition as of December 31, 2013.
Philippine Banking System | ||||
Total Distressed Assets/ Total Capital Cushion | ||||
September 30, 2013 to December 31, 2013 | ||||
In % | ||||
Bank | December 31, 2013 | September 30, 2013 | Variance | % Variance |
DUNGGANON BANK (A MICROFINANCE THRIFT | 54.87% | 24.87% | 30.00% | 120.59% |
COMSAVINGS BANK | 830.28% | 439.14% | 391.13% | 89.07% |
BANK OF AMERICA N.A. | 5.77% | 3.40% | 2.37% | 69.69% |
CITY SAVINGS BANK INC | 33.54% | 21.02% | 12.52% | 59.55% |
WEALTH DEVELOPMENT BANK CORPORATION | 83.09% | 53.31% | 29.78% | 55.85% |
OPTIMUM DEVELOPMENT BANK INC | 17.86% | 13.07% | 4.78% | 36.58% |
BPI GLOBE BANKO INC A SAVINGS BANK | 75.10% | 55.44% | 19.66% | 35.45% |
METRO CEBU PUBLIC SAVINGS BANK | 54.47% | 40.90% | 13.57% | 33.18% |
ROBINSONS BANK CORPORATION | 44.76% | 35.42% | 9.34% | 26.37% |
CITIBANK, N.A. | 243.61% | 193.57% | 50.04% | 25.85% |
RIZAL COMMERCIAL BANKING CORP | 46.37% | 36.85% | 9.52% | 25.84% |
OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE THRIFT BANK) | 157.17% | 128.18% | 28.99% | 22.62% |
PHILIPPINE VETERANS BANK | 96.72% | 81.87% | 14.84% | 18.13% |
BANK OF CHINA LIMITED-MANILA BRANCH | 941.17% | 799.27% | 141.90% | 17.75% |
BUSINESS AND CONSUMERS BANK (A DB) | 147.47% | 126.08% | 21.39% | 16.96% |
DEVELOPMENT BANK OF THE PHILIPPINES | 46.08% | 39.68% | 6.41% | 16.14% |
ENTERPRISE BANK INC (A THRIFT BANK) | 175.13% | 151.25% | 23.88% | 15.79% |
SUN SAVINGS BANK INC | 8.85% | 7.79% | 1.06% | 13.62% |
AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS | 5.35% | 4.74% | 0.61% | 12.77% |
PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC) | 75.06% | 67.79% | 7.27% | 10.72% |
WORLD PARTNERS BANK (A THRIFT BANK) | 187.91% | 170.09% | 17.81% | 10.47% |
LIFE SAVINGS BANK INC | 43.02% | 39.14% | 3.88% | 9.92% |
RCBC SAVINGS BANK INC | 126.71% | 115.44% | 11.27% | 9.76% |
CARD SME BANK INC A THRIFT BANK | 20.44% | 18.95% | 1.49% | 7.84% |
UNION BANK OF THE PHILIPPINES | 77.90% | 72.86% | 5.04% | 6.92% |
PHILIPPINE RESOURCES SAVINGS BANKING | 89.20% | 83.97% | 5.23% | 6.23% |
PHILIPPINE SAVINGS BANK | 88.23% | 84.25% | 3.98% | 4.72% |
EAST WEST BANKING CORP | 64.60% | 63.19% | 1.40% | 2.22% |
PHILIPPINE BANK OF COMMUNICATIONS | 146.98% | 143.81% | 3.17% | 2.21% |
CHINA BANKING CORPORATION | 43.20% | 42.31% | 0.89% | 2.09% |
LEMERY SAVINGS & LOAN BANK, INC. | 23.20% | 22.84% | 0.36% | 1.57% |
DUMAGUETE CITY DEVELOPMENT BANK INC | 82.67% | 82.31% | 0.36% | 0.44% |
PRIDE STAR DEVELOPMENT BANK INC | 65.62% | 65.56% | 0.06% | 0.10% |
PAMPANGA DEVELOPMENT BANK | 40.03% | 39.99% | 0.04% | 0.09% |
STANDARD CHARTERED BANK | 199.59% | 199.47% | 0.12% | 0.06% |
INTERNATIONALE NEDERLANDEN GROEP BK | 27.21% | 27.21% | 0.00% | 0.00% |
BATAAN DEVELOPMENT BANK | 151.03% | 151.31% | -0.27% | -0.18% |
PROGRESS SAVINGS AND LOAN BANK INC | 5.07% | 5.13% | -0.07% | -1.29% |
EQUICOM SAVINGS BANK INC | 131.03% | 132.85% | -1.82% | -1.37% |
UNITED OVERSEAS BANK PHILIPPINES | 57.05% | 58.06% | -1.00% | -1.73% |
CORDILLERA SAVINGS BANK INC | 40.92% | 41.66% | -0.74% | -1.79% |
PRODUCERS SAVINGS BANK CORPORATION | 64.20% | 65.84% | -1.64% | -2.49% |
UNIVERSITY SAVINGS BANK INC | 176.94% | 181.56% | -4.62% | -2.55% |
CHINA BANK SAVINGS INC | 119.62% | 123.18% | -3.56% | -2.89% |
BATAAN SAVINGS AND LOAN BANK | 14.51% | 14.96% | -0.45% | -3.02% |
BANK OF THE PHILIPPINE ISLANDS | 39.74% | 41.03% | -1.30% | -3.16% |
TOWER DEVELOPMENT BANK | 20.68% | 21.37% | -0.70% | -3.26% |
STERLING BANK OF ASIA INC (A SAVINGS BANK) | 83.30% | 86.18% | -2.89% | -3.35% |
BANK OF COMMERCE | 152.79% | 158.28% | -5.49% | -3.47% |
FIRST CONSOLIDATED BANK INC (A PDB) | 41.34% | 42.89% | -1.55% | -3.61% |
MICROFINANCE MAXIMUM SB INC | 100.25% | 104.25% | -4.00% | -3.84% |
MALAYAN BANK SAVINGS AND MORT BANK INC | 89.60% | 93.24% | -3.64% | -3.90% |
CENTURY SAVINGS BANK CORPORATION | 8.34% | 8.69% | -0.35% | -4.01% |
CITIBANK SAVINGS INC | 89.52% | 93.66% | -4.14% | -4.42% |
BANGKOK BANK PUBLIC CO LTD | 4.13% | 4.33% | -0.19% | -4.45% |
BDO ELITE SAVINGS BANK INC | 5.57% | 5.86% | -0.29% | -4.90% |
VILLAGE BANK INC (A THRIFT BANK) | 739.25% | 778.56% | -39.31% | -5.05% |
SECURITY BANK SAVINGS CORPORATION | 82.32% | 86.97% | -4.65% | -5.35% |
NORTHPOINT DEV'T BANK INC | 65.25% | 69.38% | -4.13% | -5.96% |
ANZ BANKING GROUP LTD | 38.16% | 41.08% | -2.92% | -7.11% |
PLANTERS DEVELOPMENT BANK | 217.86% | 234.91% | -17.05% | -7.26% |
ALLIED SAVINGS BANK | 45.02% | 48.76% | -3.74% | -7.67% |
HONGKONG & SHANGHAI BANKING CORPORATION | 75.16% | 81.44% | -6.29% | -7.72% |
MEGA INTERNATIONAL COMMERCIAL BANK CO LTD | 78.04% | 84.59% | -6.55% | -7.74% |
BPI FAMILY SAVINGS BANK INC | 57.81% | 62.67% | -4.86% | -7.76% |
CTBC BANK (PHILIPPINES) CORPORATION | 17.21% | 18.77% | -1.56% | -8.31% |
BPI DIRECT SAVINGS BANK INC | 24.38% | 26.61% | -2.22% | -8.35% |
QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK | 28.69% | 31.38% | -2.69% | -8.58% |
BDO PRIVATE BANK, INC. | 24.23% | 26.63% | -2.40% | -9.01% |
INTER-ASIA DEVELOPMENT BANK | 249.74% | 274.55% | -24.81% | -9.04% |
LAND BANK OF THE PHILIPPINES | 42.73% | 47.36% | -4.63% | -9.77% |
HIYAS BANKING CORPORATION | 24.02% | 26.79% | -2.77% | -10.33% |
MALASIQUI PROGRESSIVE SLB, INC | 27.32% | 30.49% | -3.17% | -10.40% |
BANK ONE SAVINGS AND TRUST CORP. | 39.46% | 44.17% | -4.71% | -10.66% |
PHILIPPINE POSTAL SAVINGS BANK INC | 68.94% | 77.36% | -8.42% | -10.88% |
SECURITY BANK CORPORATION | 25.94% | 29.13% | -3.18% | -10.93% |
BDO UNIBANK INC | 40.50% | 45.47% | -4.97% | -10.93% |
ISLA BANK (A THRIFT BANK) INC | 7.89% | 8.87% | -0.99% | -11.13% |
SAMPAGUITA SAVINGS BANK INC | 29.51% | 33.59% | -4.08% | -12.14% |
MARITIME SAVINGS BANK CORPORATION | 42.67% | 48.93% | -6.26% | -12.79% |
QUEZON COCONUT BANK INC (A THRIFT BANK) | 28.91% | 33.21% | -4.30% | -12.94% |
MAYBANK PHILIPPINES INC | 31.97% | 36.88% | -4.91% | -13.30% |
PHILIPPINE TRUST COMPANY | 25.61% | 29.56% | -3.95% | -13.36% |
UNITED COCONUT PLANTERS BANK | 379.21% | 446.43% | -67.23% | -15.06% |
UCPB SAVINGS BANK | 55.49% | 65.86% | -10.37% | -15.74% |
PHILIPPINE NATIONAL BANK | 76.41% | 91.74% | -15.34% | -16.72% |
ASIA UNITED BANK CORPORATION | 37.62% | 45.92% | -8.30% | -18.08% |
LUZON DEVELOPMENT BANK | 53.44% | 65.30% | -11.86% | -18.17% |
FARMERS SAVINGS & LOAN BANK INC | 87.22% | 107.98% | -20.76% | -19.22% |
MERCHANTS SAVINGS & LOAN ASSOCIATION INC | 48.72% | 61.05% | -12.33% | -20.20% |
KOREA EXCHANGE BANK | 82.72% | 104.74% | -22.02% | -21.03% |
THE PALAWAN BANK (PALAWAN DB) INC | 64.55% | 82.77% | -18.22% | -22.01% |
METROPOLITAN BANK & TRUST CO | 41.09% | 53.46% | -12.37% | -23.14% |
HSBC SAVINGS BANK (PHILS) INC | 10.63% | 15.09% | -4.46% | -29.58% |
PHILIPPINE BUSINESS BANK INC A SAVINGS | 20.53% | 29.74% | -9.20% | -30.95% |
MIZUHO BANK LTD - MANILA BRANCH | 41.64% | 61.52% | -19.88% | -32.32% |
THE REAL BANK (A THRIFT BANK) INC | 1240.06% | 1910.18% | -670.11% | -35.08% |
TONG YANG SAVINGS BANK INC | 43.38% | 76.97% | -33.59% | -43.64% |
CITYSTATE SAVINGS BANK INC | 25.83% | 47.09% | -21.26% | -45.14% |
PACIFIC ACE SAVINGS BANK INC | 6.10% | 11.36% | -5.26% | -46.30% |
JP MORGAN CHASE BANK NATIONAL ASSOCIATION | 2.10% | 4.23% | -2.12% | -50.28% |
DEUTSCHE BANK AG | 97.50% | 205.66% | -108.15% | -52.59% |
THE BANK OF TOKYO-MITSUBISHI UFJ LTD | 2.66% | 11.94% | -9.28% | -77.72% |
1ST VALLEY BANK INC A DEVELOPMENT BANK | 29.37% | NA | NA | NA |
ILOILO CITY DEVELOPMENT BANK | NA | 460.68% | NA | NA |
MBANK PHILIPPINES | 11.02% | NA | NA | NA |
Grand Total | 59.49% | 64.38% | -4.89% | -7.59% |
Philippine Banking System | |||||||||||||||
Total Distressed Assets/ Total Capital Cushion | |||||||||||||||
September 30, 2013 to December 31, 2013 | |||||||||||||||
In Php | |||||||||||||||
December 31, 2013 | September 30, 2013 | Variance | % Variance | ||||||||||||
Bank | Total Distressed Assets (In PhP) | Total Capital Cushion (In PhP) | Distressed Assets/ Total Capital Cushion (In %) | Total Distressed Assets (In PhP) | Total Capital Cushion (In PhP) | Distressed Assets/ Total Capital Cushion (In %) | Total Distressed Assets (In PhP) | Total Capital Cushion (In PhP) | Distressed Assets/ Total Capital Cushion (In %) | Total Distressed Assets (In PhP) | Total Capital Cushion (In PhP) | Distressed Assets/ Total Capital Cushion (In %) | |||
THE REAL BANK (A THRIFT BANK) INC | 7,658,858,671.42 | 617,617,621.91 | 1240.06% | 7,715,160,789.58 | 403,897,117.56 | 1910.18% | -56,302,118.16 | 213,720,504.35 | -670.11% | -0.73% | 52.91% | -35.08% | |||
BANK OF CHINA LIMITED-MANILA BRANCH | 6,474,009,509.68 | 687,867,475.30 | 941.17% | 5,413,268,714.84 | 677,275,685.72 | 799.27% | 1,060,740,794.84 | 10,591,789.58 | 141.90% | 19.60% | 1.56% | 17.75% | |||
COMSAVINGS BANK | 1,409,515,860.14 | 169,764,780.11 | 830.28% | 1,422,981,899.14 | 324,037,558.21 | 439.14% | -13,466,039.00 | -154,272,778.10 | 391.13% | -0.95% | -47.61% | 89.07% | |||
VILLAGE BANK INC (A THRIFT BANK) | 646,328,781.06 | 87,430,352.92 | 739.25% | 675,361,091.33 | 86,744,428.80 | 778.56% | -29,032,310.27 | 685,924.12 | -39.31% | -4.30% | 0.79% | -5.05% | |||
UNITED COCONUT PLANTERS BANK | 39,058,172,119.20 | 10,300,012,660.82 | 379.21% | 55,543,220,484.21 | 12,441,512,075.45 | 446.43% | -16,485,048,365.01 | -2,141,499,414.63 | -67.23% | -29.68% | -17.21% | -15.06% | |||
INTER-ASIA DEVELOPMENT BANK | 152,658,208.33 | 61,127,067.06 | 249.74% | 163,061,017.95 | 59,391,398.86 | 274.55% | -10,402,809.62 | 1,735,668.20 | -24.81% | -6.38% | 2.92% | -9.04% | |||
CITIBANK, N.A. | 31,345,241,661.46 | 12,867,020,795.08 | 243.61% | 25,141,192,359.18 | 12,988,072,447.69 | 193.57% | 6,204,049,302.28 | -121,051,652.61 | 50.04% | 24.68% | -0.93% | 25.85% | |||
PLANTERS DEVELOPMENT BANK | 9,876,121,359.20 | 4,533,178,786.23 | 217.86% | 10,419,456,454.45 | 4,435,504,297.84 | 234.91% | -543,335,095.25 | 97,674,488.39 | -17.05% | -5.21% | 2.20% | -7.26% | |||
STANDARD CHARTERED BANK | 6,053,598,067.69 | 3,033,029,089.73 | 199.59% | 5,478,661,851.26 | 2,746,581,696.80 | 199.47% | 574,936,216.43 | 286,447,392.93 | 0.12% | 10.49% | 10.43% | 0.06% | |||
WORLD PARTNERS BANK (A THRIFT BANK) | 310,649,110.01 | 165,320,245.34 | 187.91% | 286,489,616.65 | 168,429,784.45 | 170.09% | 24,159,493.36 | -3,109,539.11 | 17.81% | 8.43% | -1.85% | 10.47% | |||
UNIVERSITY SAVINGS BANK INC | 423,377,038.50 | 239,274,961.57 | 176.94% | 430,972,923.24 | 237,367,686.97 | 181.56% | -7,595,884.74 | 1,907,274.60 | -4.62% | -1.76% | 0.80% | -2.55% | |||
ENTERPRISE BANK INC (A THRIFT BANK) | 398,644,417.05 | 227,625,329.81 | 175.13% | 344,478,441.68 | 227,755,866.40 | 151.25% | 54,165,975.37 | -130,536.59 | 23.88% | 15.72% | -0.06% | 15.79% | |||
OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE THRIFT BANK) | 163,382,416.92 | 103,950,857.21 | 157.17% | 127,142,785.92 | 99,188,170.54 | 128.18% | 36,239,631.00 | 4,762,686.67 | 28.99% | 28.50% | 4.80% | 22.62% | |||
BANK OF COMMERCE | 29,650,457,077.49 | 19,406,106,800.71 | 152.79% | 29,976,714,215.76 | 18,938,602,086.54 | 158.28% | -326,257,138.27 | 467,504,714.17 | -5.49% | -1.09% | 2.47% | -3.47% | |||
BATAAN DEVELOPMENT BANK | 117,549,048.61 | 77,829,490.82 | 151.03% | 117,485,057.55 | 77,646,386.19 | 151.31% | 63,991.06 | 183,104.63 | -0.27% | 0.05% | 0.24% | -0.18% | |||
BUSINESS AND CONSUMERS BANK (A DB) | 124,023,754.60 | 84,101,508.34 | 147.47% | 105,903,430.28 | 83,997,066.23 | 126.08% | 18,120,324.32 | 104,442.11 | 21.39% | 17.11% | 0.12% | 16.96% | |||
PHILIPPINE BANK OF COMMUNICATIONS | 6,870,468,436.19 | 4,674,290,207.54 | 146.98% | 6,890,749,874.58 | 4,791,505,760.04 | 143.81% | -20,281,438.39 | -117,215,552.50 | 3.17% | -0.29% | -2.45% | 2.21% | |||
EQUICOM SAVINGS BANK INC | 728,231,290.84 | 555,794,079.97 | 131.03% | 727,703,014.07 | 547,774,008.61 | 132.85% | 528,276.77 | 8,020,071.36 | -1.82% | 0.07% | 1.46% | -1.37% | |||
RCBC SAVINGS BANK INC | 10,144,357,461.20 | 8,006,173,745.56 | 126.71% | 10,058,255,855.09 | 8,712,884,410.13 | 115.44% | 86,101,606.11 | -706,710,664.57 | 11.27% | 0.86% | -8.11% | 9.76% | |||
CHINA BANK SAVINGS INC | 1,242,864,554.81 | 1,039,014,641.03 | 119.62% | 1,182,440,954.77 | 959,961,776.24 | 123.18% | 60,423,600.04 | 79,052,864.79 | -3.56% | 5.11% | 8.24% | -2.89% | |||
MICROFINANCE MAXIMUM SB INC | 55,052,820.56 | 54,916,771.27 | 100.25% | 58,289,654.76 | 55,912,948.55 | 104.25% | -3,236,834.20 | -996,177.28 | -4.00% | -5.55% | -1.78% | -3.84% | |||
DEUTSCHE BANK AG | 1,507,664,139.92 | 1,546,247,754.32 | 97.50% | 3,067,613,129.87 | 1,491,605,872.17 | 205.66% | -1,559,948,989.95 | 54,641,882.15 | -108.15% | -50.85% | 3.66% | -52.59% | |||
PHILIPPINE VETERANS BANK | 6,797,613,137.82 | 7,028,324,797.93 | 96.72% | 5,733,865,663.16 | 7,003,198,360.29 | 81.87% | 1,063,747,474.66 | 25,126,437.64 | 14.84% | 18.55% | 0.36% | 18.13% | |||
MALAYAN BANK SAVINGS AND MORT BANK INC | 1,141,252,662.26 | 1,273,775,693.89 | 89.60% | 1,148,117,700.55 | 1,231,401,672.29 | 93.24% | -6,865,038.29 | 42,374,021.60 | -3.64% | -0.60% | 3.44% | -3.90% | |||
CITIBANK SAVINGS INC | 3,359,190,761.51 | 3,752,623,823.14 | 89.52% | 3,911,964,323.92 | 4,176,845,927.32 | 93.66% | -552,773,562.41 | -424,222,104.18 | -4.14% | -14.13% | -10.16% | -4.42% | |||
PHILIPPINE RESOURCES SAVINGS BANKING | 1,334,493,818.24 | 1,496,007,114.51 | 89.20% | 1,319,931,767.03 | 1,571,917,417.14 | 83.97% | 14,562,051.21 | -75,910,302.63 | 5.23% | 1.10% | -4.83% | 6.23% | |||
PHILIPPINE SAVINGS BANK | 14,753,334,392.36 | 16,721,608,527.38 | 88.23% | 15,046,424,358.93 | 17,859,204,813.32 | 84.25% | -293,089,966.57 | -1,137,596,285.94 | 3.98% | -1.95% | -6.37% | 4.72% | |||
FARMERS SAVINGS & LOAN BANK INC | 105,348,188.82 | 120,781,764.62 | 87.22% | 130,055,952.50 | 120,445,949.31 | 107.98% | -24,707,763.68 | 335,815.31 | -20.76% | -19.00% | 0.28% | -19.22% | |||
STERLING BANK OF ASIA INC (A SAVINGS BANK) | 1,819,765,393.73 | 2,184,688,001.97 | 83.30% | 1,833,655,851.68 | 2,127,596,805.78 | 86.18% | -13,890,457.95 | 57,091,196.19 | -2.89% | -0.76% | 2.68% | -3.35% | |||
WEALTH DEVELOPMENT BANK CORPORATION | 370,050,663.22 | 445,387,684.02 | 83.09% | 233,115,363.84 | 437,282,929.29 | 53.31% | 136,935,299.38 | 8,104,754.73 | 29.78% | 58.74% | 1.85% | 55.85% | |||
KOREA EXCHANGE BANK | 477,178,675.94 | 576,874,833.55 | 82.72% | 618,431,872.89 | 590,448,140.37 | 104.74% | -141,253,196.95 | -13,573,306.82 | -22.02% | -22.84% | -2.30% | -21.03% | |||
DUMAGUETE CITY DEVELOPMENT BANK INC | 184,731,909.15 | 223,461,033.96 | 82.67% | 183,925,657.58 | 223,461,033.96 | 82.31% | 806,251.57 | 0.00 | 0.36% | 0.44% | 0.00% | 0.44% | |||
SECURITY BANK SAVINGS CORPORATION | 1,535,759,372.07 | 1,865,593,388.29 | 82.32% | 1,538,812,362.37 | 1,769,284,078.33 | 86.97% | -3,052,990.30 | 96,309,309.96 | -4.65% | -0.20% | 5.44% | -5.35% | |||
MEGA INTERNATIONAL COMMERCIAL BANK CO LTD | 636,077,119.49 | 815,063,759.54 | 78.04% | 686,858,403.72 | 812,000,716.20 | 84.59% | -50,781,284.23 | 3,063,043.34 | -6.55% | -7.39% | 0.38% | -7.74% | |||
UNION BANK OF THE PHILIPPINES | 39,033,031,812.99 | 50,105,002,868.05 | 77.90% | 36,613,243,745.76 | 50,253,147,440.40 | 72.86% | 2,419,788,067.23 | -148,144,572.35 | 5.04% | 6.61% | -0.29% | 6.92% | |||
PHILIPPINE NATIONAL BANK | 67,738,615,228.35 | 88,657,028,404.88 | 76.41% | 76,785,231,643.09 | 83,697,635,640.24 | 91.74% | -9,046,616,414.74 | 4,959,392,764.64 | -15.34% | -11.78% | 5.93% | -16.72% | |||
HONGKONG & SHANGHAI BANKING CORPORATION | 4,019,099,168.92 | 5,347,398,652.15 | 75.16% | 4,165,810,871.04 | 5,114,880,317.76 | 81.44% | -146,711,702.12 | 232,518,334.39 | -6.29% | -3.52% | 4.55% | -7.72% | |||
BPI GLOBE BANKO INC A SAVINGS BANK | 445,625,785.59 | 593,397,946.28 | 75.10% | 320,513,187.65 | 578,113,217.91 | 55.44% | 125,112,597.94 | 15,284,728.37 | 19.66% | 39.04% | 2.64% | 35.45% | |||
PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC) | 218,390,183.28 | 290,958,063.44 | 75.06% | 194,024,757.32 | 286,197,997.27 | 67.79% | 24,365,425.96 | 4,760,066.17 | 7.27% | 12.56% | 1.66% | 10.72% | |||
PHILIPPINE POSTAL SAVINGS BANK INC | 633,258,006.15 | 918,613,955.58 | 68.94% | 705,484,446.61 | 911,995,295.61 | 77.36% | -72,226,440.46 | 6,618,659.97 | -8.42% | -10.24% | 0.73% | -10.88% | |||
PRIDE STAR DEVELOPMENT BANK INC | 49,861,438.05 | 75,980,514.74 | 65.62% | 48,775,776.70 | 74,397,380.79 | 65.56% | 1,085,661.35 | 1,583,133.95 | 0.06% | 2.23% | 2.13% | 0.10% | |||
NORTHPOINT DEV'T BANK INC | 54,526,401.61 | 83,568,781.61 | 65.25% | 57,809,921.89 | 83,322,600.83 | 69.38% | -3,283,520.28 | 246,180.78 | -4.13% | -5.68% | 0.30% | -5.96% | |||
EAST WEST BANKING CORP | 13,168,626,182.26 | 20,386,434,312.57 | 64.60% | 13,015,329,477.60 | 20,596,543,042.02 | 63.19% | 153,296,704.66 | -210,108,729.45 | 1.40% | 1.18% | -1.02% | 2.22% | |||
THE PALAWAN BANK (PALAWAN DB) INC | 23,218,567.73 | 35,969,012.75 | 64.55% | 22,498,424.20 | 27,180,689.84 | 82.77% | 720,143.53 | 8,788,322.91 | -18.22% | 3.20% | 32.33% | -22.01% | |||
PRODUCERS SAVINGS BANK CORPORATION | 714,824,087.66 | 1,113,407,913.24 | 64.20% | 721,287,681.92 | 1,095,533,079.50 | 65.84% | -6,463,594.26 | 17,874,833.74 | -1.64% | -0.90% | 1.63% | -2.49% | |||
BPI FAMILY SAVINGS BANK INC | 10,741,789,222.05 | 18,581,283,691.41 | 57.81% | 11,500,930,522.92 | 18,350,578,929.29 | 62.67% | -759,141,300.87 | 230,704,762.12 | -4.86% | -6.60% | 1.26% | -7.76% | |||
UNITED OVERSEAS BANK PHILIPPINES | 784,589,805.42 | 1,375,216,457.82 | 57.05% | 795,407,486.84 | 1,370,055,770.87 | 58.06% | -10,817,681.42 | 5,160,686.95 | -1.00% | -1.36% | 0.38% | -1.73% | |||
UCPB SAVINGS BANK | 1,684,608,285.79 | 3,035,715,339.35 | 55.49% | 1,729,133,604.01 | 2,625,532,458.92 | 65.86% | -44,525,318.22 | 410,182,880.43 | -10.37% | -2.58% | 15.62% | -15.74% | |||
DUNGGANON BANK (A MICROFINANCE THRIFT | 50,960,373.50 | 92,876,893.49 | 54.87% | 22,705,007.98 | 91,281,109.97 | 24.87% | 28,255,365.52 | 1,595,783.52 | 30.00% | 124.45% | 1.75% | 120.59% | |||
METRO CEBU PUBLIC SAVINGS BANK | 35,950,308.48 | 65,999,333.92 | 54.47% | 26,478,265.34 | 64,737,773.49 | 40.90% | 9,472,043.14 | 1,261,560.43 | 13.57% | 35.77% | 1.95% | 33.18% | |||
LUZON DEVELOPMENT BANK | 267,586,333.03 | 500,708,076.86 | 53.44% | 327,201,027.28 | 501,040,949.74 | 65.30% | -59,614,694.25 | -332,872.88 | -11.86% | -18.22% | -0.07% | -18.17% | |||
MERCHANTS SAVINGS & LOAN ASSOCIATION INC | 266,921,066.36 | 547,873,402.38 | 48.72% | 290,325,896.77 | 475,529,722.81 | 61.05% | -23,404,830.41 | 72,343,679.57 | -12.33% | -8.06% | 15.21% | -20.20% | |||
RIZAL COMMERCIAL BANKING CORP | 20,816,034,838.07 | 44,894,874,885.17 | 46.37% | 16,754,136,210.87 | 45,470,229,139.28 | 36.85% | 4,061,898,627.20 | -575,354,254.11 | 9.52% | 24.24% | -1.27% | 25.84% | |||
DEVELOPMENT BANK OF THE PHILIPPINES | 17,108,255,708.97 | 37,125,961,483.18 | 46.08% | 14,665,460,909.57 | 36,963,006,438.33 | 39.68% | 2,442,794,799.40 | 162,955,044.85 | 6.41% | 16.66% | 0.44% | 16.14% | |||
ALLIED SAVINGS BANK | 482,159,150.60 | 1,070,923,264.94 | 45.02% | 510,262,451.05 | 1,046,384,945.13 | 48.76% | -28,103,300.45 | 24,538,319.81 | -3.74% | -5.51% | 2.35% | -7.67% | |||
ROBINSONS BANK CORPORATION | 2,317,192,575.77 | 5,176,785,182.12 | 44.76% | 2,154,953,015.15 | 6,083,919,644.63 | 35.42% | 162,239,560.62 | -907,134,462.51 | 9.34% | 7.53% | -14.91% | 26.37% | |||
TONG YANG SAVINGS BANK INC | 224,036,467.01 | 516,428,342.05 | 43.38% | 396,614,641.76 | 515,251,334.74 | 76.97% | -172,578,174.75 | 1,177,007.31 | -33.59% | -43.51% | 0.23% | -43.64% | |||
CHINA BANKING CORPORATION | 20,733,806,179.20 | 47,996,880,610.80 | 43.20% | 18,226,008,333.13 | 43,074,933,075.29 | 42.31% | 2,507,797,846.07 | 4,921,947,535.51 | 0.89% | 13.76% | 11.43% | 2.09% | |||
LIFE SAVINGS BANK INC | 28,545,676.90 | 66,353,767.56 | 43.02% | 25,968,357.07 | 66,353,767.56 | 39.14% | 2,577,319.83 | 0.00 | 3.88% | 9.92% | 0.00% | 9.92% | |||
LAND BANK OF THE PHILIPPINES | 23,899,313,940.93 | 55,932,170,783.19 | 42.73% | 26,999,014,112.39 | 57,010,913,487.30 | 47.36% | -3,099,700,171.46 | -1,078,742,704.11 | -4.63% | -11.48% | -1.89% | -9.77% | |||
MARITIME SAVINGS BANK CORPORATION | 30,120,796.16 | 70,584,513.90 | 42.67% | 34,046,749.31 | 69,581,122.89 | 48.93% | -3,925,953.15 | 1,003,391.01 | -6.26% | -11.53% | 1.44% | -12.79% | |||
MIZUHO BANK LTD - MANILA BRANCH | 709,953,460.71 | 1,704,943,963.71 | 41.64% | 1,011,737,506.90 | 1,644,448,818.10 | 61.52% | -301,784,046.19 | 60,495,145.61 | -19.88% | -29.83% | 3.68% | -32.32% | |||
FIRST CONSOLIDATED BANK INC (A PDB) | 940,535,036.98 | 2,275,046,263.65 | 41.34% | 975,775,037.25 | 2,275,152,006.57 | 42.89% | -35,240,000.27 | -105,742.92 | -1.55% | -3.61% | 0.00% | -3.61% | |||
METROPOLITAN BANK & TRUST CO | 56,006,900,007.68 | 136,308,328,561.06 | 41.09% | 59,876,031,770.04 | 111,999,909,833.93 | 53.46% | -3,869,131,762.36 | 24,308,418,727.13 | -12.37% | -6.46% | 21.70% | -23.14% | |||
CORDILLERA SAVINGS BANK INC | 49,506,779.34 | 120,993,917.19 | 40.92% | 46,647,449.54 | 111,967,588.52 | 41.66% | 2,859,329.80 | 9,026,328.67 | -0.74% | 6.13% | 8.06% | -1.79% | |||
BDO UNIBANK INC | 68,015,916,724.16 | 167,933,860,670.95 | 40.50% | 78,059,729,984.81 | 171,664,281,366.41 | 45.47% | -10,043,813,260.65 | -3,730,420,695.46 | -4.97% | -12.87% | -2.17% | -10.93% | |||
PAMPANGA DEVELOPMENT BANK | 51,917,775.03 | 129,705,015.33 | 40.03% | 46,994,746.30 | 117,517,088.00 | 39.99% | 4,923,028.73 | 12,187,927.33 | 0.04% | 10.48% | 10.37% | 0.09% | |||
BANK OF THE PHILIPPINE ISLANDS | 38,436,994,704.90 | 96,728,666,469.42 | 39.74% | 40,596,453,389.99 | 98,934,355,228.89 | 41.03% | -2,159,458,685.09 | -2,205,688,759.47 | -1.30% | -5.32% | -2.23% | -3.16% | |||
BANK ONE SAVINGS AND TRUST CORP. | 211,753,053.96 | 536,648,276.23 | 39.46% | 236,390,840.15 | 535,201,269.17 | 44.17% | -24,637,786.19 | 1,447,007.06 | -4.71% | -10.42% | 0.27% | -10.66% | |||
ANZ BANKING GROUP LTD | 942,624,333.28 | 2,470,064,525.73 | 38.16% | 1,016,483,632.16 | 2,474,333,079.88 | 41.08% | -73,859,298.88 | -4,268,554.15 | -2.92% | -7.27% | -0.17% | -7.11% | |||
ASIA UNITED BANK CORPORATION | 7,346,371,080.11 | 19,529,598,162.27 | 37.62% | 8,601,758,825.22 | 18,733,147,083.25 | 45.92% | -1,255,387,745.11 | 796,451,079.02 | -8.30% | -14.59% | 4.25% | -18.08% | |||
CITY SAVINGS BANK INC | 875,689,037.22 | 2,611,202,131.58 | 33.54% | 539,226,901.22 | 2,565,461,612.04 | 21.02% | 336,462,136.00 | 45,740,519.54 | 12.52% | 62.40% | 1.78% | 59.55% | |||
MAYBANK PHILIPPINES INC | 3,418,413,803.11 | 10,691,946,465.00 | 31.97% | 3,322,085,909.67 | 9,008,257,701.36 | 36.88% | 96,327,893.44 | 1,683,688,763.64 | -4.91% | 2.90% | 18.69% | -13.30% | |||
SAMPAGUITA SAVINGS BANK INC | 23,272,550.56 | 78,867,526.48 | 29.51% | 26,573,512.53 | 79,121,079.46 | 33.59% | -3,300,961.97 | -253,552.98 | -4.08% | -12.42% | -0.32% | -12.14% | |||
1ST VALLEY BANK INC A DEVELOPMENT BANK | 319,884,714.28 | 1,089,331,888.45 | 29.37% | NA | NA | NA | NA | NA | NA | NA | NA | NA | |||
QUEZON COCONUT BANK INC (A THRIFT BANK) | 16,836,417.24 | 58,239,382.25 | 28.91% | 19,374,239.68 | 58,343,632.25 | 33.21% | -2,537,822.44 | -104,250.00 | -4.30% | -13.10% | -0.18% | -12.94% | |||
QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK | 196,098,945.52 | 683,600,672.25 | 28.69% | 214,811,265.92 | 684,569,581.75 | 31.38% | -18,712,320.40 | -968,909.50 | -2.69% | -8.71% | -0.14% | -8.58% | |||
MALASIQUI PROGRESSIVE SLB, INC | 16,531,661.83 | 60,505,691.07 | 27.32% | 17,983,120.50 | 58,975,324.14 | 30.49% | -1,451,458.67 | 1,530,366.93 | -3.17% | -8.07% | 2.59% | -10.40% | |||
INTERNATIONALE NEDERLANDEN GROEP BK | 725,943,158.24 | 2,667,503,858.26 | 27.21% | 725,943,158.24 | 2,667,503,858.26 | 27.21% | 0.00 | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | |||
SECURITY BANK CORPORATION | 9,826,611,445.93 | 37,876,804,493.66 | 25.94% | 11,251,423,404.88 | 38,628,238,040.19 | 29.13% | -1,424,811,958.95 | -751,433,546.53 | -3.18% | -12.66% | -1.95% | -10.93% | |||
CITYSTATE SAVINGS BANK INC | 204,311,720.59 | 790,996,767.32 | 25.83% | 379,647,151.33 | 806,301,387.22 | 47.09% | -175,335,430.74 | -15,304,619.90 | -21.26% | -46.18% | -1.90% | -45.14% | |||
PHILIPPINE TRUST COMPANY | 4,717,915,714.74 | 18,421,300,653.21 | 25.61% | 5,445,750,190.52 | 18,423,173,545.16 | 29.56% | -727,834,475.78 | -1,872,891.95 | -3.95% | -13.37% | -0.01% | -13.36% | |||
BPI DIRECT SAVINGS BANK INC | 234,019,747.50 | 959,699,370.21 | 24.38% | 253,361,879.37 | 952,277,854.73 | 26.61% | -19,342,131.87 | 7,421,515.48 | -2.22% | -7.63% | 0.78% | -8.35% | |||
BDO PRIVATE BANK, INC. | 1,284,177,777.07 | 5,299,706,623.13 | 24.23% | 1,406,396,905.18 | 5,281,205,927.12 | 26.63% | -122,219,128.11 | 18,500,696.01 | -2.40% | -8.69% | 0.35% | -9.01% | |||
HIYAS BANKING CORPORATION | 41,752,813.86 | 173,831,800.64 | 24.02% | 45,341,370.75 | 169,268,776.65 | 26.79% | -3,588,556.89 | 4,563,023.99 | -2.77% | -7.91% | 2.70% | -10.33% | |||
LEMERY SAVINGS & LOAN BANK, INC. | 17,148,094.40 | 73,922,873.28 | 23.20% | 16,236,665.02 | 71,094,084.23 | 22.84% | 911,429.38 | 2,828,789.05 | 0.36% | 5.61% | 3.98% | 1.57% | |||
TOWER DEVELOPMENT BANK | 23,635,654.89 | 114,305,443.14 | 20.68% | 24,432,001.05 | 114,305,443.14 | 21.37% | -796,346.16 | 0.00 | -0.70% | -3.26% | 0.00% | -3.26% | |||
PHILIPPINE BUSINESS BANK INC A SAVINGS | 1,595,193,072.99 | 7,768,677,209.19 | 20.53% | 2,292,258,613.08 | 7,708,104,210.04 | 29.74% | -697,065,540.09 | 60,572,999.15 | -9.20% | -30.41% | 0.79% | -30.95% | |||
CARD SME BANK INC A THRIFT BANK | 55,045,312.27 | 269,353,237.08 | 20.44% | 45,763,266.29 | 241,492,678.42 | 18.95% | 9,282,045.98 | 27,860,558.66 | 1.49% | 20.28% | 11.54% | 7.84% | |||
OPTIMUM DEVELOPMENT BANK INC | 128,866,945.71 | 721,724,742.05 | 17.86% | 94,351,230.29 | 721,724,742.05 | 13.07% | 34,515,715.42 | 0.00 | 4.78% | 36.58% | 0.00% | 36.58% | |||
CTBC BANK (PHILIPPINES) CORPORATION | 1,156,656,735.34 | 6,721,688,370.33 | 17.21% | 1,242,715,467.56 | 6,621,899,085.40 | 18.77% | -86,058,732.22 | 99,789,284.93 | -1.56% | -6.93% | 1.51% | -8.31% | |||
BATAAN SAVINGS AND LOAN BANK | 10,683,545.57 | 73,639,250.93 | 14.51% | 10,702,580.89 | 71,545,429.60 | 14.96% | -19,035.32 | 2,093,821.33 | -0.45% | -0.18% | 2.93% | -3.02% | |||
MBANK PHILIPPINES | 22,918,976.48 | 207,926,965.58 | 11.02% | NA | NA | NA | NA | NA | NA | NA | NA | NA | |||
HSBC SAVINGS BANK (PHILS) INC | 279,344,219.56 | 2,628,939,606.37 | 10.63% | 414,561,724.79 | 2,747,492,714.64 | 15.09% | -135,217,505.23 | -118,553,108.27 | -4.46% | -32.62% | -4.31% | -29.58% | |||
SUN SAVINGS BANK INC | 9,459,407.98 | 106,922,612.14 | 8.85% | 8,275,788.09 | 106,281,667.66 | 7.79% | 1,183,619.89 | 640,944.48 | 1.06% | 14.30% | 0.60% | 13.62% | |||
CENTURY SAVINGS BANK CORPORATION | 74,847,001.80 | 897,543,805.05 | 8.34% | 77,842,097.76 | 895,985,103.05 | 8.69% | -2,995,095.96 | 1,558,702.00 | -0.35% | -3.85% | 0.17% | -4.01% | |||
ISLA BANK (A THRIFT BANK) INC | 50,469,954.07 | 639,972,124.71 | 7.89% | 56,791,992.79 | 639,992,124.71 | 8.87% | -6,322,038.72 | -20,000.00 | -0.99% | -11.13% | 0.00% | -11.13% | |||
PACIFIC ACE SAVINGS BANK INC | 4,637,175.48 | 76,004,399.27 | 6.10% | 9,026,192.63 | 79,443,628.36 | 11.36% | -4,389,017.15 | -3,439,229.09 | -5.26% | -48.63% | -4.33% | -46.30% | |||
BANK OF AMERICA N.A. | 35,005,723.90 | 607,196,709.20 | 5.77% | 20,629,014.25 | 607,196,709.20 | 3.40% | 14,376,709.65 | 0.00 | 2.37% | 69.69% | 0.00% | 69.69% | |||
BDO ELITE SAVINGS BANK INC | 86,156,674.50 | 1,546,549,042.92 | 5.57% | 90,592,139.37 | 1,546,549,042.92 | 5.86% | -4,435,464.87 | 0.00 | -0.29% | -4.90% | 0.00% | -4.90% | |||
AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS | 23,810,244.51 | 445,345,926.52 | 5.35% | 21,143,134.94 | 445,966,783.26 | 4.74% | 2,667,109.57 | -620,856.74 | 0.61% | 12.61% | -0.14% | 12.77% | |||
PROGRESS SAVINGS AND LOAN BANK INC | 4,222,380.16 | 83,310,687.78 | 5.07% | 4,320,318.14 | 84,145,795.60 | 5.13% | -97,937.98 | -835,107.82 | -0.07% | -2.27% | -0.99% | -1.29% | |||
BANGKOK BANK PUBLIC CO LTD | 52,291,752.55 | 1,265,156,864.50 | 4.13% | 54,047,048.77 | 1,249,396,547.00 | 4.33% | -1,755,296.22 | 15,760,317.50 | -0.19% | -3.25% | 1.26% | -4.45% | |||
THE BANK OF TOKYO-MITSUBISHI UFJ LTD | 60,696,648.87 | 2,280,627,961.84 | 2.66% | 272,161,548.52 | 2,278,627,961.84 | 11.94% | -211,464,899.65 | 2,000,000.00 | -9.28% | -77.70% | 0.09% | -77.72% | |||
JP MORGAN CHASE BANK NATIONAL ASSOCIATION | 29,584,127.16 | 1,408,167,950.00 | 2.10% | 59,290,293.55 | 1,403,159,400.00 | 4.23% | -29,706,166.39 | 5,008,550.00 | -2.12% | -50.10% | 0.36% | -50.28% | |||
ILOILO CITY DEVELOPMENT BANK | NA | NA | NA | 341,216,296.97 | 74,068,482.77 | 460.68% | NA | NA | NA | NA | NA | NA | |||
Grand Total | 610,831,575,602.35 | 1,026,838,650,829.81 | 59.49% | 644,112,699,026.45 | 1,000,558,496,062.94 | 64.38% | -33,281,123,424.10 | 26,280,154,766.87 | -4.89% | -5.17% | 2.63% | -7.59% |
Source: www.bsp.gov.ph
Disclaimer:
This list only serves as a screening guide. It is not a definitive guide and must be taken in the context of other factors. The figures are based on the individual banks' statement of condition as of December 31, 2013 as published in the BSP website (www.bsp.gov.ph). For this analysis, no attempt was made to go through the audited financial statements of each bank. Readers are suggested to make their own investigations and verify the figures presented. Both BSP and PDIC have their own problem bank screening systems that are much more sophisticated in scope and design, given that they have more access to information over the banks they regulate.
Disclaimer:
This list only serves as a screening guide. It is not a definitive guide and must be taken in the context of other factors. The figures are based on the individual banks' statement of condition as of December 31, 2013 as published in the BSP website (www.bsp.gov.ph). For this analysis, no attempt was made to go through the audited financial statements of each bank. Readers are suggested to make their own investigations and verify the figures presented. Both BSP and PDIC have their own problem bank screening systems that are much more sophisticated in scope and design, given that they have more access to information over the banks they regulate.
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