As the table below suggests, it seems that around 41 banks (highlighted in yellow, failed banks in red) fall into this deficiency.
| Philippine Banking System | |||||
| NPL Coverage Ratio | |||||
| September 30, 2016 | |||||
| Bank | Loan Loss Provisions | Gross NPLs | NPL Coverage Ratio | ||
| METRO CEBU PUBLIC SAVINGS BANK | 4,953,358.32 | 25,320,036.75 | 19.56% | ||
| PHIL POSTAL SAVINGS BANK INC | 328,380,655.72 | 1,640,187,915.83 | 20.02% | ||
| CITYSTATE SAVINGS BANK INC | 28,480,676.03 | 140,511,602.44 | 20.27% | ||
| MARITIME SAVINGS BANK CORPORATION | 6,948,645.24 | 27,430,460.04 | 25.33% | ||
| LUZON DEVELOPMENT BANK | 133,271,068.67 | 517,066,469.62 | 25.77% | ||
| ENTERPRISE BANK INC (A THRIFT BANK) | 55,353,813.66 | 198,058,282.51 | 27.95% | ||
| EQUICOM SAVINGS BANK INC | 190,837,584.24 | 636,811,214.24 | 29.97% | ||
| LIFE SAVINGS BANK INC | 4,675,321.67 | 13,535,320.94 | 34.54% | ||
| OPTIMUM DEVELOPMENT BANK INC | 44,215,809.90 | 109,784,239.74 | 40.28% | ||
| PRODUCERS SAVINGS BANK CORPORATION | 177,261,734.04 | 426,272,143.49 | 41.58% | ||
| PHIL STAR DEVELOPMENT BANK INC | 8,487,331.25 | 20,032,181.12 | 42.37% | ||
| UNIVERSITY SAVINGS BANK INC | 42,876,227.15 | 89,865,132.18 | 47.71% | ||
| ANZ BANKING GROUP LTD | 196,768,661.88 | 405,519,723.90 | 48.52% | ||
| CHINA BANK SAVINGS INC | 2,186,394,027.84 | 4,502,299,081.60 | 48.56% | ||
| WEALTH DEVELOPMENT BANK CORPORATION | 125,451,510.11 | 252,365,406.44 | 49.71% | ||
| MICROFINANCE MAXIMUM SB INC | 2,956,657.50 | 5,801,774.13 | 50.96% | ||
| PAMPANGA DEVELOPMENT BANK | 27,878,613.34 | 54,092,503.50 | 51.54% | ||
| BANK ONE SAVINGS AND TRUST CORP. | 12,136,266.46 | 23,103,734.39 | 52.53% | ||
| WORLD PARTNERS BANK (A THRIFT BANK) | 74,239,747.31 | 137,429,309.44 | 54.02% | ||
| UCPB SAVINGS BANK | 541,991,838.02 | 985,724,574.61 | 54.98% | ||
| MALAYAN BANK SAVINGS AND MORT BANK INC | 186,090,171.22 | 335,052,548.11 | 55.54% | ||
| BATAAN DEVELOPMENT BANK | 22,746,786.84 | 40,443,319.15 | 56.24% | ||
| PHILIPPINE RESOURCES SAVINGS BANKING CORPORATION (PR SAVINGS | 841,716,517.70 | 1,472,388,536.66 | 57.17% | ||
| DUMAGUETE CITY DEV BANK INC | 18,933,844.50 | 32,589,350.10 | 58.10% | ||
| 1ST VALLEY BANK INC A DEVELOPMENT BANK | 260,762,192.35 | 447,820,468.00 | 58.23% | ||
| CENTURY SAVINGS BANK CORPORATION | 21,061,844.89 | 35,947,320.47 | 58.59% | ||
| EAST WEST BANKING CORP | 5,087,326,013.70 | 8,502,163,356.59 | 59.84% | ||
| PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC) | 93,434,088.93 | 151,518,194.30 | 61.67% | ||
| RCBC SAVINGS BANK INC | 2,252,012,545.11 | 3,563,204,986.32 | 63.20% | ||
| STERLING BANK OF ASIA INC (A SAVINGS BANK) | 623,648,572.57 | 972,054,930.79 | 64.16% | ||
| PNB SAVINGS BANK | 503,142,862.89 | 768,619,166.47 | 65.46% | ||
| STANDARD CHARTERED BANK | 1,581,601,894.93 | 2,277,960,050.89 | 69.43% | ||
| UNITED COCONUT PLANTERS BANK | 4,386,715,924.52 | 6,312,050,076.31 | 69.50% | ||
| OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE THRIFT BANK) | 70,536,847.02 | 100,478,233.20 | 70.20% | ||
| INTER-ASIA DEVELOPMENT BANK | 6,108,593.42 | 8,568,049.77 | 71.30% | ||
| BANK OF MAKATI (A SAVINGS BANK) INC | 1,279,993,349.29 | 1,715,453,783.07 | 74.62% | ||
| PHILIPPINE VETERANS BANK | 1,442,288,794.21 | 1,920,148,532.73 | 75.11% | ||
| PHILIPPINE BUSINESS BANK INC A SAVINGS BANK | 1,102,951,000.48 | 1,467,430,873.86 | 75.16% | ||
| BUSINESS AND CONSUMERS BANK (A DB) | 12,228,943.90 | 15,921,373.30 | 76.81% | ||
| NORTHPOINT DEV'T BANK INC | 77,237,597.04 | 100,382,035.16 | 76.94% | ||
| LEMERY SAVINGS & LOAN BANK, INC. | 2,694,843.51 | 3,502,078.88 | 76.95% | ||
| MALASIQUI PROGRESSIVE SLB, INC | 6,951,706.48 | 8,390,479.25 | 82.85% | ||
| BPI FAMILY SAVINGS BANK INC | 6,824,385,724.35 | 8,123,032,981.64 | 84.01% | ||
| FARMERS SAVINGS & LOAN BANK INC | 31,764,661.83 | 37,783,485.46 | 84.07% | ||
| BATAAN SAVINGS AND LOAN BANK | 1,595,044.62 | 1,889,208.47 | 84.43% | ||
| VILLAGE BANK INC (A THRIFT BANK) | 21,809,265.59 | 25,552,620.63 | 85.35% | ||
| CITY SAVINGS BANK INC | 1,241,782,018.05 | 1,404,431,487.61 | 88.42% | ||
| LEGAZPI SAVINGS BANK INC | 401,890,347.92 | 450,487,116.92 | 89.21% | ||
| MAYBANK PHILIPPINES INC | 2,166,385,398.32 | 2,404,370,029.81 | 90.10% | ||
| BANGKO KABAYAN INC | 30,885,652.55 | 34,185,431.96 | 90.35% | ||
| DEVELOPMENT BANK OF THE PHIL | 6,194,181,739.95 | 6,851,069,030.92 | 90.41% | ||
| QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK | 19,590,734.06 | 21,604,255.85 | 90.68% | ||
| PHIL BANK OF COMMUNICATIONS | 2,109,948,584.26 | 2,283,081,027.49 | 92.42% | ||
| PACIFIC ACE SAVINGS BANK INC | 3,012,326.51 | 3,201,492.69 | 94.09% | ||
| ROBINSONS BANK CORPORATION | 676,652,992.13 | 713,818,768.00 | 94.79% | ||
| BPI GLOBE BANKO INC A SAVINGS BANK | 327,963,029.70 | 344,373,998.27 | 95.23% | ||
| SUN SAVINGS BANK INC | 14,676,397.29 | 15,302,238.90 | 95.91% | ||
| DUNGGANON BANK (A MICROFINANCE THRIFT BANK) INC | 23,001,810.53 | 23,839,161.85 | 96.49% | ||
| THE PALAWAN BANK (PALAWAN DB) INC | 19,519,468.15 | 20,180,212.89 | 96.73% | ||
| PHIL SAVINGS BANK | 4,356,216,926.02 | 4,475,439,320.31 | 97.34% | ||
| TOWER DEVELOPMENT BANK | 7,347,915.50 | 7,396,175.06 | 99.35% | ||
| CORDILLERA SAVINGS BANK INC | 13,515,675.60 | 13,254,102.64 | 101.97% | ||
| YUANTA SAVINGS BANK PHILIPPINES INC | 109,302,436.49 | 103,695,194.06 | 105.41% | ||
| UNION BANK OF THE PHILS | 8,560,545,350.24 | 7,951,594,741.54 | 107.66% | ||
| ASIA UNITED BANK CORPORATION | 2,035,324,952.52 | 1,875,670,487.58 | 108.51% | ||
| BPI DIRECT SAVINGS BANK INC | 219,134,074.98 | 191,837,077.75 | 114.23% | ||
| HONGKONG & SHANGHAI BANKING CORP | 957,725,660.08 | 806,160,007.79 | 118.80% | ||
| BANK OF COMMERCE | 2,256,358,205.52 | 1,855,644,519.55 | 121.59% | ||
| CTBC BANK (PHILIPPINES) CORP | 615,769,619.71 | 485,595,806.28 | 126.81% | ||
| LAND BANK OF THE PHILIPPINES | 10,915,939,152.48 | 8,084,444,246.85 | 135.02% | ||
| PHIL NATIONAL BANK | 11,742,548,354.20 | 8,518,905,151.86 | 137.84% | ||
| CHINA BANKING CORP | 6,406,694,336.24 | 4,609,661,975.35 | 138.98% | ||
| FIRST CONSOLIDATED BANK INC (A PDB) | 682,198,923.56 | 448,961,979.40 | 151.95% | ||
| BDO UNIBANK INC | 24,165,959,516.61 | 15,455,700,305.05 | 156.36% | ||
| HSBC SAVINGS BANK(PHILS) INC | 95,786,577.54 | 61,066,188.09 | 156.86% | ||
| BANK OF THE PHIL ISLANDS | 13,589,521,070.41 | 7,996,789,257.69 | 169.94% | ||
| RIZAL COMM'L BANKING CORP | 3,318,514,885.24 | 1,939,990,833.94 | 171.06% | ||
| CARD SME BANK INC A THRIFT BANK | 80,342,981.79 | 45,647,812.97 | 176.01% | ||
| BANK OF CHINA LIMITED-MANILA BRANCH | 346,774,298.12 | 189,040,895.91 | 183.44% | ||
| SECURITY BANK CORP | 4,099,868,175.52 | 2,232,110,933.80 | 183.68% | ||
| PHIL TRUST COMPANY | 2,237,032,428.42 | 1,179,597,115.48 | 189.64% | ||
| HIYAS BANKING CORPORATION | 28,859,545.81 | 13,845,821.64 | 208.44% | ||
| QUEZON COCONUT BANK INC (A THRIFT BANK) | 1,350,781.52 | 604,828.80 | 223.33% | ||
| KOREA EXCHANGE BANK | 52,187,086.00 | 23,050,195.00 | 226.41% | ||
| AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS | 3,977,150.93 | 1,092,048.97 | 364.19% | ||
| METROPOLITAN BANK & TCO | 10,853,284,173.86 | 2,689,483,124.87 | 403.55% | ||
| CITIBANK, N.A. | 5,594,258,940.93 | 788,325,974.03 | 709.64% | ||
| BANGKOK BANK PUBLIC CO LTD | 343,398,250.00 | 45,436,941.43 | 755.77% | ||
| ING BANK N.V. | 67,469,911.66 | 99.00 | 68151425.92% | ||
| BANK OF AMERICA N.A. | 27,700,000.00 | 0.00 | NA | ||
| BDO PRIVATE BANK, INC. | 181,900,983.84 | 0.00 | NA | ||
| CATHAY UNITED BANK CO LTD - MANILA BRANCH | 7,913,842.84 | 0.00 | NA | ||
| DEUTSCHE BANK AG | 94,656,413.25 | 0.00 | NA | ||
| INDUSTRIAL BANK OF KOREA MANILA BRANCH | 8,817,034.68 | 0.00 | NA | ||
| ISLA BANK(A THRIFT BANK) INC | 4,290,580.33 | 0.00 | NA | ||
| JP MORGAN CHASE BANK NATIONAL ASSN. | 19,265,114.78 | 0.00 | NA | ||
| MEGA INT'L COMM'L BANK CO LTD | 284,736,230.00 | 0.00 | NA | ||
| MERCHANTS SAVINGS & LOAN ASSN INC | 0.00 | NA | NA | ||
| MIZUHO BANK LTD - MANILA BRANCH | 371,984,357.75 | 0.00 | NA | ||
| SAMPAGUITA SAVINGS BANK INC | 0.00 | NA | NA | ||
| SHINHAN BANK - MANILA BRANCH | 4,319,050.00 | 0.00 | NA | ||
| SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH | 63,308,100.00 | 0.00 | NA | ||
| THE BNK OF TOKYO-MITSUBISHI UFJ LTD | 388,210,030.46 | 0.00 | NA | ||
| TONGYANG SAVINGS BANK INC | 0.00 | NA | NA | ||
| UNITED OVERSEAS BANK LIMITED MANILA BRANCH | 6,778,051.65 | 0.00 | NA | ||
| Grand Total | 159,403,876,826.74 | 135,311,544,562.34 | 117.81% | ||
Raising the NPL Coverage Ratio to a minimum of 80% will entail additional loan loss provisions for some banks that could eat into a substantial chunk (20% or more) of their Stockholder's Equity. Based on the table below, seven banks will be severely affected:
| Philippine Banking System | ||||||||
| Impact on SE of Minimum Loan Loss Provisions | ||||||||
| September 30, 2016 | ||||||||
| Bank | Gross NPLs | Minimum Loan Loss Provisions at 80% NPL Coverage Ratio | Stockholder's Equity | Impact on SE | ||||
| PHIL POSTAL SAVINGS BANK INC | 1,640,187,915.83 | 1,312,150,332.66 | 1,058,216,633.31 | -92.96% | ||||
| LUZON DEVELOPMENT BANK | 517,066,469.62 | 413,653,175.70 | 404,058,012.13 | -69.39% | ||||
| EQUICOM SAVINGS BANK INC | 636,811,214.24 | 509,448,971.39 | 626,758,730.90 | -50.83% | ||||
| MARITIME SAVINGS BANK CORPORATION | 27,430,460.04 | 21,944,368.03 | 39,925,577.13 | -37.56% | ||||
| ENTERPRISE BANK INC (A THRIFT BANK) | 198,058,282.51 | 158,446,626.01 | 292,355,245.38 | -35.26% | ||||
| WORLD PARTNERS BANK (A THRIFT BANK) | 137,429,309.44 | 109,943,447.55 | 115,938,824.05 | -30.80% | ||||
| METRO CEBU PUBLIC SAVINGS BANK | 25,320,036.75 | 20,256,029.40 | 58,630,483.01 | -26.10% | ||||
| PHILIPPINE RESOURCES SAVINGS BANKING CORPORATION (PR SAVINGS | 1,472,388,536.66 | 1,177,910,829.33 | 1,850,946,782.29 | -18.16% | ||||
| CHINA BANK SAVINGS INC | 4,502,299,081.60 | 3,601,839,265.28 | 7,821,210,951.53 | -18.10% | ||||
| WEALTH DEVELOPMENT BANK CORPORATION | 252,365,406.44 | 201,892,325.15 | 508,836,382.27 | -15.02% | ||||
| CITYSTATE SAVINGS BANK INC | 140,511,602.44 | 112,409,281.95 | 582,910,405.56 | -14.40% | ||||
| OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE THRIFT BANK) | 100,478,233.20 | 80,382,586.56 | 74,224,506.93 | -13.26% | ||||
| BATAAN DEVELOPMENT BANK | 40,443,319.15 | 32,354,655.32 | 75,400,409.55 | -12.74% | ||||
| PAMPANGA DEVELOPMENT BANK | 54,092,503.50 | 43,274,002.80 | 131,058,660.90 | -11.75% | ||||
| MICROFINANCE MAXIMUM SB INC | 5,801,774.13 | 4,641,419.30 | 15,535,135.56 | -10.84% | ||||
| PRODUCERS SAVINGS BANK CORPORATION | 426,272,143.49 | 341,017,714.79 | 1,523,530,979.32 | -10.75% | ||||
| LIFE SAVINGS BANK INC | 13,535,320.94 | 10,828,256.75 | 64,374,895.34 | -9.56% | ||||
| UCPB SAVINGS BANK | 985,724,574.61 | 788,579,659.69 | 2,621,729,090.68 | -9.41% | ||||
| PHIL STAR DEVELOPMENT BANK INC | 20,032,181.12 | 16,025,744.90 | 84,143,922.59 | -8.96% | ||||
| MALAYAN BANK SAVINGS AND MORT BANK INC | 335,052,548.11 | 268,042,038.49 | 1,004,429,782.08 | -8.16% | ||||
| 1ST VALLEY BANK INC A DEVELOPMENT BANK | 447,820,468.00 | 358,256,374.40 | 1,364,367,929.78 | -7.15% | ||||
| UNIVERSITY SAVINGS BANK INC | 89,865,132.18 | 71,892,105.74 | 409,195,561.92 | -7.09% | ||||
| PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC) | 151,518,194.30 | 121,214,555.44 | 417,720,105.11 | -6.65% | ||||
| STERLING BANK OF ASIA INC (A SAVINGS BANK) | 972,054,930.79 | 777,643,944.63 | 2,587,484,013.68 | -5.95% | ||||
| RCBC SAVINGS BANK INC | 3,563,204,986.32 | 2,850,563,989.06 | 10,158,403,672.58 | -5.89% | ||||
| EAST WEST BANKING CORP | 8,502,163,356.59 | 6,801,730,685.27 | 31,685,632,764.13 | -5.41% | ||||
| OPTIMUM DEVELOPMENT BANK INC | 109,784,239.74 | 87,827,391.79 | 843,689,148.13 | -5.17% | ||||
| STANDARD CHARTERED BANK | 2,277,960,050.89 | 1,822,368,040.71 | 7,017,719,822.55 | -3.43% | ||||
| UNITED COCONUT PLANTERS BANK | 6,312,050,076.31 | 5,049,640,061.05 | 21,411,774,394.94 | -3.10% | ||||
| ANZ BANKING GROUP LTD | 405,519,723.90 | 324,415,779.12 | 4,541,699,215.58 | -2.81% | ||||
| DUMAGUETE CITY DEV BANK INC | 32,589,350.10 | 26,071,480.08 | 266,977,938.85 | -2.67% | ||||
| PHILIPPINE VETERANS BANK | 1,920,148,532.73 | 1,536,118,826.18 | 4,478,437,038.24 | -2.10% | ||||
| BANK OF MAKATI (A SAVINGS BANK) INC | 1,715,453,783.07 | 1,372,363,026.46 | 6,355,580,191.55 | -1.45% | ||||
| INTER-ASIA DEVELOPMENT BANK | 8,568,049.77 | 6,854,439.82 | 60,800,589.82 | -1.23% | ||||
| BANK ONE SAVINGS AND TRUST CORP. | 23,103,734.39 | 18,482,987.51 | 570,575,638.03 | -1.11% | ||||
| PNB SAVINGS BANK | 768,619,166.47 | 614,895,333.18 | 11,413,970,024.36 | -0.98% | ||||
| NORTHPOINT DEV'T BANK INC | 100,382,035.16 | 80,305,628.13 | 347,512,047.45 | -0.88% | ||||
| CENTURY SAVINGS BANK CORPORATION | 35,947,320.47 | 28,757,856.38 | 977,205,775.87 | -0.79% | ||||
| PHILIPPINE BUSINESS BANK INC A SAVINGS BANK | 1,467,430,873.86 | 1,173,944,699.09 | 9,783,294,718.66 | -0.73% | ||||
| BUSINESS AND CONSUMERS BANK (A DB) | 15,921,373.30 | 12,737,098.64 | 80,166,313.16 | -0.63% | ||||
| LEMERY SAVINGS & LOAN BANK, INC. | 3,502,078.88 | 2,801,663.10 | 78,768,063.24 | -0.14% | ||||
| BATAAN SAVINGS AND LOAN BANK | 1,889,208.47 | 1,511,366.78 | 58,264,413.67 | 0.14% | ||||
| SHINHAN BANK - MANILA BRANCH | 0.00 | 0.00 | 2,181,650,622.30 | 0.20% | ||||
| UNITED OVERSEAS BANK LIMITED MANILA BRANCH | 0.00 | 0.00 | 2,410,100,420.13 | 0.28% | ||||
| QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK | 21,604,255.85 | 17,283,404.68 | 655,995,854.61 | 0.35% | ||||
| CATHAY UNITED BANK CO LTD - MANILA BRANCH | 0.00 | 0.00 | 2,124,713,929.75 | 0.37% | ||||
| INDUSTRIAL BANK OF KOREA MANILA BRANCH | 0.00 | 0.00 | 2,179,547,384.17 | 0.40% | ||||
| MALASIQUI PROGRESSIVE SLB, INC | 8,390,479.25 | 6,712,383.40 | 52,893,282.63 | 0.45% | ||||
| SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH | 0.00 | 0.00 | 12,894,505,582.44 | 0.49% | ||||
| ISLA BANK(A THRIFT BANK) INC | 0.00 | 0.00 | 663,130,458.76 | 0.65% | ||||
| PACIFIC ACE SAVINGS BANK INC | 3,201,492.69 | 2,561,194.15 | 67,968,259.21 | 0.66% | ||||
| BANGKO KABAYAN INC | 34,185,431.96 | 27,348,345.57 | 455,487,809.33 | 0.78% | ||||
| ROBINSONS BANK CORPORATION | 713,818,768.00 | 571,055,014.40 | 12,573,381,884.01 | 0.84% | ||||
| AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS | 1,092,048.97 | 873,639.18 | 313,260,984.02 | 0.99% | ||||
| TOWER DEVELOPMENT BANK | 7,396,175.06 | 5,916,940.05 | 123,987,587.27 | 1.15% | ||||
| CITY SAVINGS BANK INC | 1,404,431,487.61 | 1,123,545,190.09 | 9,627,879,435.92 | 1.23% | ||||
| FARMERS SAVINGS & LOAN BANK INC | 37,783,485.46 | 30,226,788.37 | 117,906,642.16 | 1.30% | ||||
| BPI FAMILY SAVINGS BANK INC | 8,123,032,981.64 | 6,498,426,385.31 | 24,630,504,141.58 | 1.32% | ||||
| BANK OF AMERICA N.A. | 0.00 | 0.00 | 2,091,322,952.20 | 1.32% | ||||
| JP MORGAN CHASE BANK NATIONAL ASSN. | 0.00 | 0.00 | 1,312,606,965.00 | 1.47% | ||||
| QUEZON COCONUT BANK INC (A THRIFT BANK) | 604,828.80 | 483,863.04 | 58,577,305.35 | 1.48% | ||||
| DEVELOPMENT BANK OF THE PHIL | 6,851,069,030.92 | 5,480,855,224.74 | 46,153,823,955.40 | 1.55% | ||||
| SUN SAVINGS BANK INC | 15,302,238.90 | 12,241,791.12 | 147,120,131.74 | 1.65% | ||||
| VILLAGE BANK INC (A THRIFT BANK) | 25,552,620.63 | 20,442,096.50 | 81,097,139.42 | 1.69% | ||||
| KOREA EXCHANGE BANK | 23,050,195.00 | 18,440,156.00 | 1,618,173,459.43 | 2.09% | ||||
| MAYBANK PHILIPPINES INC | 2,404,370,029.81 | 1,923,496,023.85 | 11,459,762,757.56 | 2.12% | ||||
| HONGKONG & SHANGHAI BANKING CORP | 806,160,007.79 | 644,928,006.23 | 14,469,407,938.09 | 2.16% | ||||
| CORDILLERA SAVINGS BANK INC | 13,254,102.64 | 10,603,282.11 | 132,182,802.36 | 2.20% | ||||
| ASIA UNITED BANK CORPORATION | 1,875,670,487.58 | 1,500,536,390.06 | 22,694,519,662.37 | 2.36% | ||||
| SECURITY BANK CORP | 2,232,110,933.80 | 1,785,688,747.04 | 95,445,926,178.92 | 2.42% | ||||
| HSBC SAVINGS BANK(PHILS) INC | 61,066,188.09 | 48,852,950.47 | 1,895,120,326.94 | 2.48% | ||||
| YUANTA SAVINGS BANK PHILIPPINES INC | 103,695,194.06 | 82,956,155.25 | 997,565,754.30 | 2.64% | ||||
| ING BANK N.V. | 99.00 | 79.20 | 2,472,002,251.34 | 2.73% | ||||
| PHIL BANK OF COMMUNICATIONS | 2,283,081,027.49 | 1,826,464,821.99 | 10,035,381,618.31 | 2.82% | ||||
| RIZAL COMM'L BANKING CORP | 1,939,990,833.94 | 1,551,992,667.15 | 60,497,738,050.16 | 2.92% | ||||
| DEUTSCHE BANK AG | 0.00 | 0.00 | 3,057,324,212.59 | 3.10% | ||||
| CTBC BANK (PHILIPPINES) CORP | 485,595,806.28 | 388,476,645.02 | 7,038,190,699.89 | 3.23% | ||||
| BDO PRIVATE BANK, INC. | 0.00 | 0.00 | 5,530,263,921.85 | 3.29% | ||||
| UNION BANK OF THE PHILS | 7,951,594,741.54 | 6,361,275,793.23 | 60,864,429,577.76 | 3.61% | ||||
| BPI DIRECT SAVINGS BANK INC | 191,837,077.75 | 153,469,662.20 | 1,771,503,589.44 | 3.71% | ||||
| DUNGGANON BANK (A MICROFINANCE THRIFT BANK) INC | 23,839,161.85 | 19,071,329.48 | 105,260,339.26 | 3.73% | ||||
| PHIL SAVINGS BANK | 4,475,439,320.31 | 3,580,351,456.25 | 19,348,131,817.30 | 4.01% | ||||
| BANK OF THE PHIL ISLANDS | 7,996,789,257.69 | 6,397,431,406.15 | 160,250,998,256.40 | 4.49% | ||||
| METROPOLITAN BANK & TCO | 2,689,483,124.87 | 2,151,586,499.90 | 192,439,269,508.81 | 4.52% | ||||
| CHINA BANKING CORP | 4,609,661,975.35 | 3,687,729,580.28 | 57,928,346,393.89 | 4.69% | ||||
| PHIL TRUST COMPANY | 1,179,597,115.48 | 943,677,692.38 | 27,533,789,981.24 | 4.70% | ||||
| PHIL NATIONAL BANK | 8,518,905,151.86 | 6,815,124,121.49 | 101,895,482,350.76 | 4.84% | ||||
| BANK OF COMMERCE | 1,855,644,519.55 | 1,484,515,615.64 | 15,874,738,964.29 | 4.86% | ||||
| LAND BANK OF THE PHILIPPINES | 8,084,444,246.85 | 6,467,555,397.48 | 91,117,891,955.27 | 4.88% | ||||
| BDO UNIBANK INC | 15,455,700,305.05 | 12,364,560,244.04 | 214,669,254,074.54 | 5.50% | ||||
| CARD SME BANK INC A THRIFT BANK | 45,647,812.97 | 36,518,250.38 | 658,722,626.30 | 6.65% | ||||
| THE PALAWAN BANK (PALAWAN DB) INC | 20,180,212.89 | 16,144,170.31 | 45,345,870.51 | 7.44% | ||||
| BANK OF CHINA LIMITED-MANILA BRANCH | 189,040,895.91 | 151,232,716.73 | 2,540,023,753.67 | 7.70% | ||||
| LEGAZPI SAVINGS BANK INC | 450,487,116.92 | 360,389,693.54 | 497,452,769.19 | 8.34% | ||||
| THE BNK OF TOKYO-MITSUBISHI UFJ LTD | 0.00 | 0.00 | 4,616,507,682.90 | 8.41% | ||||
| FIRST CONSOLIDATED BANK INC (A PDB) | 448,961,979.40 | 359,169,583.52 | 3,718,689,279.76 | 8.69% | ||||
| BANGKOK BANK PUBLIC CO LTD | 45,436,941.43 | 36,349,553.14 | 3,152,975,067.89 | 9.74% | ||||
| HIYAS BANKING CORPORATION | 13,845,821.64 | 11,076,657.31 | 151,955,107.40 | 11.70% | ||||
| MIZUHO BANK LTD - MANILA BRANCH | 0.00 | 0.00 | 2,752,197,686.87 | 13.52% | ||||
| MEGA INT'L COMM'L BANK CO LTD | 0.00 | 0.00 | 1,881,123,285.21 | 15.14% | ||||
| CITIBANK, N.A. | 788,325,974.03 | 630,660,779.22 | 13,062,838,862.23 | 38.00% | ||||
| BPI GLOBE BANKO INC A SAVINGS BANK | 344,373,998.27 | 275,499,198.62 | 7,992,434.34 | 656.42% | ||||
| MERCHANTS SAVINGS & LOAN ASSN INC | NA | NA | NA | NA | ||||
| SAMPAGUITA SAVINGS BANK INC | NA | NA | NA | NA | ||||
| TONGYANG SAVINGS BANK INC | NA | NA | NA | NA | ||||
| Grand Total | 135,311,544,562.34 | 108,249,235,649.87 | 1,469,009,398,388.55 | 3.48% | ||||
Source: www.bsp.gov.ph
Out of the seven banks highlighted in yellow, 6 banks have been regularly listed as one of the "The Top Distressed Philippine Banks as of September 30, 2016".
Philippine Postal Savings Bank Inc faces a shortfall of 92.96% of its stated stockholder's equity of Php 1,058.22 million if it were to increase its loan loss provisions to meet a minimum NPL Coverage Ratio of 80%.
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