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Sunday, November 24, 2019

The Now Shuttered AMA Rural Bank of Mandaluyong's Gross NPLs Were More Than 50% of its Stockholder's Equity As of June 30, 2019

Editor's Note: Data is culled from  the Published Statements of Condition of individual Philippine Banks found in www.bsp.gov.ph.  
This blog post updates previous blog posts such as Valiant Bank's NPLs Were Twice Its Stockholder's Equity - March 31, 2019.


NPLs.  Short for Non-Performing Loans.  The NPL Ratio or the ratio of a bank's Non-Performing Loans (NPL) to Total Loan Portfolio (TLP) is a frequently cited figure in the general media to indicate a bank's financial health or the health of the banking system as a whole.  See: "Banks reduce exposure to bad debts, have more cash to loan out—BSP".


 

In the Philippine Banking Industry, Gross Non-Performing Loans stood at Php 206.59 billion as of June 30, 2019 - approximately 2.02% of the Philippine Banking Industry's Total Loan Portfolio of Php  10.23 trillion.




 
Philippine Banking System
NPL as % of TLP
June 30, 2019











Gross NPL/ Gross TLP
Bank Gross NPLs Gross TLP (In %)
QUEZON CAPITAL RB INC 79,179,648.99 53,854,912.90 147.02%
RB OF GENERAL TRIAS INC 37,682,105.61 50,233,920.01 75.01%
RB OF MARAGONDON INC 29,781,695.66 42,457,736.84 70.14%
PEOPLES BANK OF CARAGA INC (A RURAL BANK) 433,893,593.97 959,577,373.32 45.22%
ALIAGA FARMERS RURAL BANK INC 129,518,276.46 335,057,076.08 38.66%
RB OF POZORRUBIO INC 20,850,766.46 54,996,484.35 37.91%
D' ASIAN HILLS BANK INC (A RURAL BANK) 161,198,181.96 441,367,780.65 36.52%
RB OF MIAGAO (ILOILO) INC 44,919,128.09 131,619,437.17 34.13%
GRAND-AGRI RURAL BANK 82,349,235.22 258,659,044.04 31.84%
RB OF CARDONA (RIZAL) INC 101,516,992.03 320,993,913.06 31.63%
RB OF MABALACAT INC 41,610,302.04 137,297,752.22 30.31%
CONSOLIDATED COOPERATIVE BANK 362,574,808.38 1,219,221,801.41 29.74%
MT CARMEL RURAL BANK INC 223,553,910.96 778,606,045.45 28.71%
RB OF POLA (ORIENTAL MINDORO) INC 52,942,925.32 193,106,262.32 27.42%
COOP BANK OF CAGAYAN 81,684,666.20 307,452,681.82 26.57%
ENTERPRISE BANK INC (A THRIFT BANK) 429,084,186.91 1,732,042,666.25 24.77%
AMA RURAL BANK OF MANDALUYONG INC 540,392,913.87 2,217,757,703.55 24.37%
RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC 22,247,888.54 94,814,515.60 23.46%
AGRIBUSINESS RURAL BANK INC 581,610,381.17 2,562,162,354.47 22.70%
ENTREPRENEUR RB INC 55,492,694.09 245,923,100.63 22.57%
LIBERTY BANK (A RURAL BANK) INC 36,746,833.57 166,203,411.81 22.11%
RB OF SAN NARCISO INC 19,929,864.60 90,239,214.27 22.09%
PLANBANK "RB OF CANLUBANG PLANTERS INC" 77,429,075.49 352,397,169.95 21.97%
PBCOM RURAL BANK INC 472,819,084.63 2,194,972,042.12 21.54%
RB OF ALABEL (SARANGANI) INC 46,337,857.51 222,070,904.53 20.87%
ASPAC RURAL BANK INC 107,529,911.70 524,348,404.45 20.51%
PANGASINAN BANK (A RB) INC 36,168,033.76 178,686,958.94 20.24%
PAMPANGA DEVELOPMENT BANK 79,181,672.84 411,075,036.42 19.26%
BENGUET CENTER BANK INC A RB 41,233,482.95 214,710,769.49 19.20%
UCPB SAVINGS BANK 2,946,045,527.61 15,599,648,407.90 18.89%
CANTILAN BANK INC (A RURAL BANK) 290,965,828.64 1,543,381,658.98 18.85%
NORTHPOINT DEV'T BANK INC 90,028,876.10 489,272,816.72 18.40%
BALANGA RURAL BANK, INC. 28,784,548.23 156,913,758.31 18.34%
SAVIOUR RURAL BANK INC 54,792,521.77 299,966,621.42 18.27%
RB OF MAGDALENA (LAGUNA) INC 38,408,603.94 210,510,674.67 18.25%
BANGKO MABUHAY (A RURAL BANK) INC 94,805,328.67 528,513,957.69 17.94%
SUMMIT BANK (RB OF TUBLAY INC) 131,093,102.90 731,462,808.04 17.92%
FARMERS SAVINGS & LOAN BANK INC 33,694,382.12 188,952,842.85 17.83%
LEGAZPI SAVINGS BANK INC 321,330,025.83 1,855,500,255.34 17.32%
EAST WEST RURAL BANK INC 1,002,096,412.64 5,800,374,605.83 17.28%
TANAY RB INC 237,048,294.30 1,376,680,420.55 17.22%
MARITIME SAVINGS BANK CORPORATION 21,052,842.28 122,609,133.11 17.17%
COOP BANK OF PALAWAN 127,466,386.58 754,877,989.42 16.89%
COOPERATIVE BANK OF BOHOL 50,686,881.52 313,692,429.68 16.16%
CAVITE UNITED RURAL BANK CORP 62,428,235.50 387,752,621.64 16.10%
DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC 38,855,230.12 243,992,992.61 15.92%
PHIL STAR DEVELOPMENT BANK INC 11,760,293.28 74,021,906.74 15.89%
MINDANAO CONSOLIDATED COOPERATIVE BANK 183,515,155.78 1,156,828,527.57 15.86%
GOLDEN RURAL BANK OF THE PHILIPPINES INC 41,907,426.93 267,151,859.67 15.69%
LUZON DEVELOPMENT BANK 571,144,553.49 3,670,559,402.62 15.56%
RB OF BAGABAG (N.V.)INC 62,093,278.59 407,138,102.14 15.25%
RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC 38,323,141.22 252,254,896.17 15.19%
LIFE SAVINGS BANK INC 7,906,155.76 52,579,471.91 15.04%
BATAAN DEVELOPMENT BANK 35,750,758.66 239,507,423.32 14.93%
RB OF PILAR (BATAAN) INC 35,187,284.39 239,590,469.42 14.69%
PACIFIC ACE SAVINGS BANK INC 10,546,229.00 73,440,008.00 14.36%
FIRST TAGUM RURAL BANK INC 78,177,476.71 547,327,975.47 14.28%
BANCO MEXICO INC (A RURAL BANK) 25,342,069.57 177,738,625.42 14.26%
PNB SAVINGS BANK 7,574,467,665.24 55,346,308,886.02 13.69%
METRO SOUTH COOP BANK 346,923,542.45 2,623,778,112.10 13.22%
SOUTH BANK (A RURAL BANK) INC 41,023,950.51 318,185,650.67 12.89%
RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK) 24,484,506.62 190,173,193.09 12.87%
COMMTY RB OF DAPITAN CITY INC 41,334,083.72 327,351,606.07 12.63%
RB OF MARIA AURORA (AURORA) INC 52,597,766.00 421,728,522.40 12.47%
GUAGUA SAVERS BANK(A RB) INC 11,828,608.09 95,235,993.09 12.42%
EQUICOM SAVINGS BANK INC 773,494,229.76 6,250,536,040.78 12.37%
RURAL BANK OF SAN ANTONIO INC 39,265,071.65 326,156,733.38 12.04%
YUANTA SAVINGS BANK PHILIPPINES INC 105,736,501.82 878,462,021.90 12.04%
VILLAGE BANK INC (A RURAL BANK) 60,530,637.70 508,219,467.66 11.91%
RB OF ANTIPOLO INC 14,806,951.66 126,391,920.94 11.72%
RB OF PARACALE(CAMARINES NORTE) INC 28,551,779.06 251,596,116.18 11.35%
RB OF BAMBANG (NUEVA VIZCAYA) INC 43,646,905.02 387,055,262.28 11.28%
COMMON WEALTH RURAL BANK INC 43,011,316.79 386,907,614.55 11.12%
COMMTY RB OF CATMON (CEBU) INC 40,969,098.27 370,473,709.00 11.06%
RB OF ITOGON (BENGUET) INC 31,889,140.26 302,054,853.03 10.56%
COOPERATIVE BANK OF NUEVA VIZCAYA 34,752,304.89 340,154,832.26 10.22%
RB OF LEBAK (SULTAN KUDARAT) INC 45,926,165.87 452,908,462.06 10.14%
RB OF BAYOMBONG INC 15,229,025.08 151,626,610.35 10.04%
GM BANK OF LUZON INC (A RURAL BANK) 259,336,684.98 2,603,190,621.56 9.96%
NATIONAL TEACHERS & EMP. COOP BANK 24,832,147.00 252,229,395.77 9.85%
RB OF PORAC (PAMPANGA) INC 109,448,726.13 1,139,083,057.10 9.61%
NEW RB OF SAN LEONARDO(N.E.) INC 97,013,991.04 1,010,089,885.36 9.60%
RB OF TANGUB CITY (MIS OCC) INC 30,246,201.48 316,889,650.84 9.54%
HIYAS BANKING CORPORATION 30,162,575.93 321,775,386.25 9.37%
STANDARD CHARTERED BANK 2,592,434,091.74 27,877,782,270.52 9.30%
RB OF SOLANO (NUEVA VIZCAYA) INC 38,525,988.83 415,056,950.99 9.28%
RB OF SAN LUIS (PAMPANGA) INC 17,749,636.92 192,390,624.08 9.23%
RB OF CENTRAL PANGASINAN (BAYAMBANG) INC 41,479,450.45 452,529,697.75 9.17%
MVSM BANK (A RURAL BANK SINCE 1953) INC 46,668,835.66 516,038,517.50 9.04%
ONE NETWORK BANK INC (A RURAL BANK OF BDO) 2,005,939,592.46 22,519,629,239.18 8.91%
MARAYO BANK INC (A RURAL BANK) 157,728,615.51 1,788,566,285.23 8.82%
BANK OF MAKATI (A SAVINGS BANK) INC 2,508,990,801.06 28,902,124,220.23 8.68%
RB OF MIDSAYAP INC 12,396,230.94 143,834,571.93 8.62%
1ST VALLEY BANK INC A DEVELOPMENT BANK 581,049,521.67 6,789,762,212.62 8.56%
RB OF DUMANGAS INC 27,310,549.36 326,857,158.83 8.36%
INSULAR SAVERS BANK INC (A RURAL BANK) 139,977,540.21 1,715,908,661.66 8.16%
SECURED BANK INC (A RB) 21,373,202.85 264,520,537.88 8.08%
RB OF ANGELES INC 189,998,493.41 2,358,851,022.30 8.05%
MACTAN RURAL BANK (LAPU-LAPU CITY) INC 55,210,930.86 688,214,177.98 8.02%
HIGHLAND RURAL BANK INC 22,328,121.70 282,409,624.80 7.91%
BANCO LAGUNA INC (A RURAL BANK SINCE 1965) 24,222,775.84 311,661,453.83 7.77%
RANG-AY BANK INC (A RURAL BANK) 158,399,716.91 2,045,514,819.06 7.74%
MOUNT MAKILING RURAL BANK INC 47,678,344.89 619,592,269.31 7.70%
RB OF BAY INC 18,383,438.34 239,158,847.96 7.69%
FIRST CONSOLIDATED BANK INC (A PDB) 956,967,717.93 12,560,286,783.78 7.62%
RB OF SAN PASCUAL(OBANDO BULACAN)INC 26,833,620.67 356,701,987.30 7.52%
MALARAYAT RB INC 38,523,343.74 514,073,458.03 7.49%
UNIVERSITY SAVINGS BANK INC 29,985,639.73 410,643,059.78 7.30%
RB OF GATTARAN (CAGAYAN) INC 21,700,567.30 300,620,577.49 7.22%
BPI DIRECT BANKO INC A SAVINGS BANK 834,934,345.27 11,780,049,647.81 7.09%
CEBUANA LHUILLIER RB INC 22,501,582.15 318,482,045.72 7.07%
BANGKO MONTANOSA INC (A RURAL BANK) 22,940,970.31 326,040,914.59 7.04%
ZAMBALES RURAL BANK INC 37,484,829.02 537,099,186.40 6.98%
SUGBUANON RB INC 37,075,317.17 535,868,789.33 6.92%
ILOCOS CONSOLIDATED COOPERATIVE BANK 86,967,202.69 1,270,886,350.08 6.84%
RB OF CAUAYAN INC 46,408,343.09 686,253,481.46 6.76%
COOP BANK OF QUEZON PROVINCE 24,777,541.93 368,055,174.49 6.73%
RIZAL MICROBANK INC - A THRIFT BANK OF RCBC 85,543,473.49 1,281,706,604.98 6.67%
BANKWAYS INC (A RURAL BANK) 48,312,370.15 737,537,760.18 6.55%
COUNTRY BUILDERS BANK INC (A RURAL BANK) 70,653,514.70 1,085,669,857.66 6.51%
CORDILLERA SAVINGS BANK INC 13,263,531.79 211,815,541.67 6.26%
CITY SAVINGS BANK INC 3,738,301,962.68 60,394,164,412.38 6.19%
RB OF SAN AGUSTIN (ISABELA) INC 15,977,258.53 258,204,100.36 6.19%
BHF RURAL BANK INC 27,142,266.86 440,875,847.78 6.16%
RB OF PILAR (SORSOGON) INC 18,592,938.34 304,046,761.15 6.12%
CITYSTATE SAVINGS BANK INC 139,036,870.65 2,276,695,931.82 6.11%
COOP BANK OF COTABATO 92,929,765.00 1,526,805,048.80 6.09%
MANOR BANK - A RURAL BANK CORP 5,939,421.09 100,889,551.15 5.89%
GUAGUA RURAL BANK INC 245,502,718.30 4,191,301,331.29 5.86%
CAMALIG BANK INC (A RURAL BANK) 50,794,013.49 877,604,530.08 5.79%
RB OF DULAG (LEYTE) INC 9,460,842.75 172,672,087.24 5.48%
FIRST ISABELA COOP BANK (FICOBANK) 171,514,480.68 3,175,923,364.64 5.40%
STERLING BANK OF ASIA INC (A SAVINGS BANK) 1,666,793,325.24 31,203,183,389.73 5.34%
RNG COASTAL BANK INC(A RURAL BANK) 12,401,963.34 232,832,719.29 5.33%
BOF INC (A RURAL BANK) 124,648,443.70 2,365,639,617.73 5.27%
BPI FAMILY SAVINGS BANK INC 11,640,059,814.56 223,019,536,920.03 5.22%
MALAYAN BANK SAVINGS AND MORT BANK INC 254,526,657.94 4,880,146,723.30 5.22%
CHINA BANK SAVINGS INC 3,632,513,432.17 70,455,635,004.93 5.16%
INNOVATIVE BANK INC (A RURAL BANK) 2,397,127.10 47,019,050.55 5.10%
PHIL BANK OF COMMUNICATIONS 2,732,579,273.18 53,738,419,831.40 5.08%
STA MARIA RURAL BANK INC 4,392,965.58 87,059,972.23 5.05%
RB OF SAN MATEO(ISABELA) INC 26,118,664.65 524,754,733.08 4.98%
RB OF GLORIA (OR MIN) INC 1,850,822.35 38,820,277.01 4.77%
RB OF GUINOBATAN INC 19,799,020.54 423,731,903.69 4.67%
FILIDIAN RURAL BANK OF ANTIPOLO INC 7,913,785.55 169,775,589.70 4.66%
EAST WEST BANKING CORP 10,457,836,710.66 224,385,353,696.54 4.66%
LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK) 14,530,347.10 318,840,649.30 4.56%
MALLIG PLAINS RURAL BANK (ISABELA) INC 26,270,322.33 578,421,855.26 4.54%
PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC) 79,974,104.03 1,782,205,979.21 4.49%
NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA 11,340,333.74 254,786,917.90 4.45%
QUEZON COCONUT BANK INC (A THRIFT BANK) 2,695,722.73 61,235,467.99 4.40%
RB OF DIGOS INC 34,382,833.31 801,572,508.65 4.29%
LEMERY SAVINGS & LOAN BANK, INC. 3,971,483.13 92,599,791.20 4.29%
RCBC SAVINGS BANK INC 4,226,686,913.71 101,354,683,387.05 4.17%
UNITED COCONUT PLANTERS BANK 6,650,533,946.46 171,742,920,595.11 3.87%
KATIPUNAN BANK INC "A RURAL BANK" 69,484,029.19 1,798,389,984.76 3.86%
PHIL SAVINGS BANK 6,199,224,521.79 161,470,149,489.52 3.84%
WEALTH DEVELOPMENT BANK CORPORATION 367,143,778.76 9,673,014,864.10 3.80%
BANK ONE SAVINGS CORPORATION 49,920,011.00 1,334,615,431.66 3.74%
RB OF RIZAL (ZAMBOANGA DEL NORTE) INC 17,696,712.28 475,701,161.03 3.72%
GATEWAY RURAL BANK INC 21,556,865.18 595,850,313.26 3.62%
PRODUCERS SAVINGS BANK CORPORATION 485,260,014.67 13,569,967,941.70 3.58%
IMUS RURAL BANK INC 12,284,080.80 344,826,761.42 3.56%
UNION BANK OF THE PHILS 9,532,820,583.10 270,018,429,286.31 3.53%
METRO CEBU PUBLIC SAVINGS BANK 8,869,721.90 251,885,567.64 3.52%
DUMAGUETE CITY DEV BANK INC 24,445,167.10 713,145,900.17 3.43%
CARD SME BANK INC A THRIFT BANK 165,716,786.77 5,016,794,438.40 3.30%
MAYBANK PHILIPPINES INCORPORATED 2,258,451,509.45 72,200,485,169.05 3.13%
INTER-ASIA DEVELOPMENT BANK 9,066,391.00 290,224,303.97 3.12%
LIFEBANK- A RURAL BANK 13,534,222.62 457,199,264.48 2.96%
CENTURY RURAL BANK INC 7,856,502.66 265,580,050.34 2.96%
BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK) 56,251,573.86 2,007,051,288.46 2.80%
ALLBANK (A THRIFT BANK) INC 75,861,417.62 2,710,409,765.23 2.80%
RIZAL COMM'L BANKING CORP 8,326,889,748.07 303,187,965,125.12 2.75%
CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK 81,947,472.98 3,090,628,574.43 2.65%
RB OF BARILI (CEBU) INC 23,263,335.20 889,760,338.43 2.61%
RB OF MONTALBAN INC 3,043,187.99 117,369,105.47 2.59%
CARD BANK INC (A MF RB) 257,496,463.74 10,410,271,074.43 2.47%
DEVELOPMENT BANK OF THE PHIL 8,813,211,119.11 368,328,657,231.25 2.39%
RB OF PANDI (BULACAN) INC 16,884,968.74 739,532,462.47 2.28%
PHILIPPINE BUSINESS BANK INC A SAVINGS BANK 1,803,315,009.77 81,211,729,182.00 2.22%
LAND BANK OF THE PHILIPPINES 18,162,941,930.24 855,320,955,529.59 2.12%
RB OF JAEN INC 5,130,195.06 248,944,297.48 2.06%
PHIL TRUST COMPANY 875,734,764.84 43,629,416,650.26 2.01%
RB OF ROSARIO (LA UNION) INC 3,910,768.63 195,814,449.49 2.00%
BANK OF COMMERCE 1,554,238,219.13 78,367,393,828.55 1.98%
CTBC BANK (PHILIPPINES) CORP 716,644,755.17 38,311,701,807.33 1.87%
RBT BANK INC A RURAL BANK 8,216,043.87 450,720,300.01 1.82%
PHIL NATIONAL BANK 9,809,450,471.82 566,799,847,175.66 1.73%
SUN SAVINGS BANK INC 25,526,547.20 1,487,197,586.67 1.72%
ASIA UNITED BANK CORPORATION 2,631,203,878.59 161,240,805,706.00 1.63%
CENTURY SAVINGS BANK CORPORATION 11,290,928.72 781,797,975.08 1.44%
ROBINSONS BANK CORPORATION 916,440,426.90 74,003,317,571.73 1.24%
BANK OF THE PHIL ISLANDS 12,541,858,927.78 1,150,367,476,608.74 1.09%
METROPOLITAN BANK & TCO 12,048,716,824.88 1,143,168,861,867.40 1.05%
SECURITY BANK CORP 4,406,636,420.47 426,980,777,153.81 1.03%
BDO UNIBANK INC 20,833,908,639.61 2,073,870,902,127.80 1.00%
HSBC SAVINGS BANK(PHILS) INC 24,927,202.65 3,169,208,165.58 0.79%
HONGKONG & SHANGHAI BANKING CORP 486,529,984.57 66,173,238,391.42 0.74%
RB OF BROOKE'S POINT (PALAWAN) INC 1,713,082.81 235,326,130.57 0.73%
CHINA BANKING CORP 3,200,023,055.18 473,831,155,341.38 0.68%
CITIBANK, N.A. 1,291,627,864.19 213,553,226,173.31 0.60%
RB OF STA IGNACIA INC 2,374,651.67 434,717,579.40 0.55%
KEB HANA BANK - MANILA BRANCH 23,050,205.96 8,419,049,655.75 0.27%
BANGKOK BANK PUBLIC CO LTD 18,892,016.89 8,754,526,936.90 0.22%
QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK 3,119,682.52 1,800,728,614.07 0.17%
MEGA INT'L COMM'L BANK CO LTD 4,453,000.00 11,171,906,671.17 0.04%
AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS 107,342.00 387,512,465.15 0.03%
ING BANK N.V. 104.48 13,298,752,042.48 0.00%
AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 0.00 26,982,424,884.49 0.00%
BANK OF AMERICA N.A. 0.00 10,700,721,542.47 0.00%
BANK OF CHINA LIMITED-MANILA BRANCH 0.00 25,240,268,429.93 0.00%
BDO PRIVATE BANK, INC. 0.00 2,888,086,149.40 0.00%
CATHAY UNITED BANK CO LTD - MANILA BRANCH 0.00 5,230,844,285.56 0.00%
CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH 0.00 1,281,250,000.00 0.00%
CIMB BANK PHILIPPINES INC 0.00 19,484,189.35 0.00%
DEUTSCHE BANK AG 0.00 29,353,199,003.99 0.00%
FIRST COMMERCIAL BANK LTD MANILA BRANCH 0.00 1,362,700,897.60 0.00%
HUA NAN COMMERCIAL BANK LTD MANILA BRANCH 0.00 604,222,080.00 0.00%
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA 0.00 344,098,600.00 0.00%
INDUSTRIAL BANK OF KOREA MANILA BRANCH 0.00 4,167,166,601.51 0.00%
ISLA BANK(A THRIFT BANK) INC 0.00 813,181,489.66 0.00%
JP MORGAN CHASE BANK NATIONAL ASSN. 0.00 36,496,153,139.07 0.00%
MIZUHO BANK LTD - MANILA BRANCH 0.00 53,432,051,026.22 0.00%
MUFG BANK, LTD. 0.00 42,340,903,054.32 0.00%
SHINHAN BANK - MANILA BRANCH 0.00 3,632,383,108.00 0.00%
SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH 0.00 32,391,718,541.93 0.00%
UNITED OVERSEAS BANK LIMITED MANILA BRANCH 0.00 2,306,310,616.00 0.00%
Grand Total 206,594,500,021.52 10,231,175,347,191.40 2.02%


There are fifteen Philippine Banks with a Gross NPL Ratio greater than 25.00% of Total Loan Portfolio (TLP).

 
Philippine Banking System
NPL as % of TLP
June 30, 2019











Gross NPL/ Gross TLP
Bank Gross NPLs Gross TLP (In %)
QUEZON CAPITAL RB INC 79,179,648.99 53,854,912.90 147.02%
RB OF GENERAL TRIAS INC 37,682,105.61 50,233,920.01 75.01%
RB OF MARAGONDON INC 29,781,695.66 42,457,736.84 70.14%
PEOPLES BANK OF CARAGA INC (A RURAL BANK) 433,893,593.97 959,577,373.32 45.22%
ALIAGA FARMERS RURAL BANK INC 129,518,276.46 335,057,076.08 38.66%
RB OF POZORRUBIO INC 20,850,766.46 54,996,484.35 37.91%
D' ASIAN HILLS BANK INC (A RURAL BANK) 161,198,181.96 441,367,780.65 36.52%
RB OF MIAGAO (ILOILO) INC 44,919,128.09 131,619,437.17 34.13%
GRAND-AGRI RURAL BANK 82,349,235.22 258,659,044.04 31.84%
RB OF CARDONA (RIZAL) INC 101,516,992.03 320,993,913.06 31.63%
RB OF MABALACAT INC 41,610,302.04 137,297,752.22 30.31%
CONSOLIDATED COOPERATIVE BANK 362,574,808.38 1,219,221,801.41 29.74%
MT CARMEL RURAL BANK INC 223,553,910.96 778,606,045.45 28.71%
RB OF POLA (ORIENTAL MINDORO) INC 52,942,925.32 193,106,262.32 27.42%
COOP BANK OF CAGAYAN 81,684,666.20 307,452,681.82 26.57%
 





The ratio of a bank's NPLs to its total Stockholders Equity (SE) maybe more important than the ratio of its NPLs to Total Loan Portfolio.  The idea behind this is that NPLs are fragile things.  As a loan deteriorates, its recoverable value will deteriorate as well.  A foreclosure will most likely result in a loan recovery that is a mere fraction of the loan's original value. Therefore, banks with high NPL Ratios relative to their Stockholders Equity may face a significant loss of capital if a substantial amount of their NPLs are written off as a loss.

On an overall basis, the Gross NPLs of Philippine Banks amounted to 9.67% of Stockholders Equity as of June 30, 2019.


 
Philippine Banking System
NPL as % of SE
June 30, 2019









NPL SE NPL/SE
Bank (In PHP) (In PHP) (In %)
D' ASIAN HILLS BANK INC (A RURAL BANK) 161,198,181.96 23,115,575.94 697.36%
PEOPLES BANK OF CARAGA INC (A RURAL BANK) 433,893,593.97 144,330,278.43 300.63%
ENTERPRISE BANK INC (A THRIFT BANK) 429,084,186.91 236,439,885.02 181.48%
TANAY RB INC 237,048,294.30 143,445,680.62 165.25%
GRAND-AGRI RURAL BANK 82,349,235.22 51,293,303.84 160.55%
CONSOLIDATED COOPERATIVE BANK 362,574,808.38 251,213,527.25 144.33%
ALIAGA FARMERS RURAL BANK INC 129,518,276.46 91,215,135.79 141.99%
COOP BANK OF CAGAYAN 81,684,666.20 61,598,762.58 132.61%
LUZON DEVELOPMENT BANK 571,144,553.49 512,876,537.84 111.36%
LIBERTY BANK (A RURAL BANK) INC 36,746,833.57 34,739,139.51 105.78%
UCPB SAVINGS BANK 2,946,045,527.61 2,829,144,067.88 104.13%
EQUICOM SAVINGS BANK INC 773,494,229.76 746,987,410.00 103.55%
PBCOM RURAL BANK INC 472,819,084.63 481,726,843.72 98.15%
MT CARMEL RURAL BANK INC 223,553,910.96 229,152,896.68 97.56%
RB OF CARDONA (RIZAL) INC 101,516,992.03 108,798,684.45 93.31%
ENTREPRENEUR RB INC 55,492,694.09 60,976,886.82 91.01%
VILLAGE BANK INC (A RURAL BANK) 60,530,637.70 71,321,039.95 84.87%
PLANBANK "RB OF CANLUBANG PLANTERS INC" 77,429,075.49 99,539,195.89 77.79%
CANTILAN BANK INC (A RURAL BANK) 290,965,828.64 376,732,008.56 77.23%
AGRIBUSINESS RURAL BANK INC 581,610,381.17 813,401,748.67 71.50%
RB OF POZORRUBIO INC 20,850,766.46 29,939,187.06 69.64%
PNB SAVINGS BANK 7,574,467,665.24 10,889,122,827.88 69.56%
BENGUET CENTER BANK INC A RB 41,233,482.95 59,880,885.53 68.86%
COOP BANK OF PALAWAN 127,466,386.58 186,474,893.31 68.36%
COOPERATIVE BANK OF BOHOL 50,686,881.52 75,008,385.65 67.57%
RB OF MABALACAT INC 41,610,302.04 61,930,759.86 67.19%
BANCO MEXICO INC (A RURAL BANK) 25,342,069.57 40,560,714.24 62.48%
GM BANK OF LUZON INC (A RURAL BANK) 259,336,684.98 416,080,722.06 62.33%
SAVIOUR RURAL BANK INC 54,792,521.77 88,686,151.72 61.78%
GOLDEN RURAL BANK OF THE PHILIPPINES INC 41,907,426.93 68,197,348.96 61.45%
MINDANAO CONSOLIDATED COOPERATIVE BANK 183,515,155.78 299,165,495.67 61.34%
STERLING BANK OF ASIA INC (A SAVINGS BANK) 1,666,793,325.24 2,841,797,707.79 58.65%
RB OF MARAGONDON INC 29,781,695.66 51,746,895.08 57.55%
LEGAZPI SAVINGS BANK INC 321,330,025.83 578,417,771.93 55.55%
PANGASINAN BANK (A RB) INC 36,168,033.76 66,661,943.08 54.26%
AMA RURAL BANK OF MANDALUYONG INC 540,392,913.87 1,043,395,314.00 51.79%
RB OF LEBAK (SULTAN KUDARAT) INC 45,926,165.87 88,859,443.60 51.68%
SOUTH BANK (A RURAL BANK) INC 41,023,950.51 81,845,431.11 50.12%
RB OF MIAGAO (ILOILO) INC 44,919,128.09 92,978,629.54 48.31%
RB OF SAN NARCISO INC 19,929,864.60 41,589,767.43 47.92%
RB OF ALABEL (SARANGANI) INC 46,337,857.51 100,681,980.87 46.02%
RB OF BAMBANG (NUEVA VIZCAYA) INC 43,646,905.02 96,121,351.41 45.41%
BALANGA RURAL BANK, INC. 28,784,548.23 64,211,221.49 44.83%
METRO SOUTH COOP BANK 346,923,542.45 780,561,546.78 44.45%
RB OF SAN PASCUAL(OBANDO BULACAN)INC 26,833,620.67 61,089,008.22 43.93%
RB OF BAGABAG (N.V.)INC 62,093,278.59 144,981,718.29 42.83%
NEW RB OF SAN LEONARDO(N.E.) INC 97,013,991.04 230,793,286.44 42.04%
ASPAC RURAL BANK INC 107,529,911.70 257,452,795.46 41.77%
SUMMIT BANK (RB OF TUBLAY INC) 131,093,102.90 315,183,969.81 41.59%
ILOCOS CONSOLIDATED COOPERATIVE BANK 86,967,202.69 215,564,625.10 40.34%
MARITIME SAVINGS BANK CORPORATION 21,052,842.28 52,853,765.35 39.83%
RB OF SAN AGUSTIN (ISABELA) INC 15,977,258.53 40,907,151.00 39.06%
UNITED COCONUT PLANTERS BANK 6,650,533,946.46 17,171,220,379.89 38.73%
RB OF ANGELES INC 189,998,493.41 493,831,753.84 38.47%
COMMTY RB OF CATMON (CEBU) INC 40,969,098.27 106,700,357.28 38.40%
RB OF MAGDALENA (LAGUNA) INC 38,408,603.94 101,088,334.66 38.00%
CHINA BANK SAVINGS INC 3,632,513,432.17 9,827,417,202.40 36.96%
RB OF PORAC (PAMPANGA) INC 109,448,726.13 298,697,672.70 36.64%
STANDARD CHARTERED BANK 2,592,434,091.74 7,093,858,751.58 36.54%
COOPERATIVE BANK OF NUEVA VIZCAYA 34,752,304.89 95,830,478.50 36.26%
COMMTY RB OF DAPITAN CITY INC 41,334,083.72 114,505,260.19 36.10%
RB OF MANGALDAN INC(BANGKO RURAL NG MANGALDAN INK) 24,484,506.62 69,265,334.44 35.35%
BATAAN DEVELOPMENT BANK 35,750,758.66 102,392,634.26 34.92%
RURAL BANK OF PLACER (SURIGAO DEL NORTE) INC 38,323,141.22 113,118,285.25 33.88%
BPI FAMILY SAVINGS BANK INC 11,640,059,814.56 34,690,931,266.07 33.55%
ONE NETWORK BANK INC (A RURAL BANK OF BDO) 2,005,939,592.46 5,986,000,708.16 33.51%
RB OF PARACALE(CAMARINES NORTE) INC 28,551,779.06 86,085,376.94 33.17%
BPI DIRECT BANKO INC A SAVINGS BANK 834,934,345.27 2,549,072,613.34 32.75%
PAMPANGA DEVELOPMENT BANK 79,181,672.84 252,267,915.64 31.39%
RURAL BANK OF SAN ANTONIO INC 39,265,071.65 125,818,791.56 31.21%
RCBC SAVINGS BANK INC 4,226,686,913.71 13,787,394,712.41 30.66%
BANGKO MABUHAY (A RURAL BANK) INC 94,805,328.67 313,359,081.93 30.25%
RB OF TANGUB CITY (MIS OCC) INC 30,246,201.48 101,028,027.06 29.94%
RB OF GENERAL TRIAS INC 37,682,105.61 126,496,163.80 29.79%
RB OF DUMANGAS INC 27,310,549.36 92,235,654.65 29.61%
RANG-AY BANK INC (A RURAL BANK) 158,399,716.91 540,854,536.83 29.29%
RB OF ITOGON (BENGUET) INC 31,889,140.26 109,399,502.51 29.15%
SUGBUANON RB INC 37,075,317.17 128,449,699.90 28.86%
MACTAN RURAL BANK (LAPU-LAPU CITY) INC 55,210,930.86 191,317,803.92 28.86%
RB OF BAY INC 18,383,438.34 65,252,866.78 28.17%
BANKWAYS INC (A RURAL BANK) 48,312,370.15 179,049,661.62 26.98%
COMMON WEALTH RURAL BANK INC 43,011,316.79 160,939,081.50 26.73%
FIRST TAGUM RURAL BANK INC 78,177,476.71 296,285,235.41 26.39%
1ST VALLEY BANK INC A DEVELOPMENT BANK 581,049,521.67 2,214,889,163.61 26.23%
FARMERS SAVINGS & LOAN BANK INC 33,694,382.12 129,746,331.00 25.97%
MARAYO BANK INC (A RURAL BANK) 157,728,615.51 622,356,907.02 25.34%
MVSM BANK (A RURAL BANK SINCE 1953) INC 46,668,835.66 186,133,161.13 25.07%
RB OF PILAR (SORSOGON) INC 18,592,938.34 74,546,391.87 24.94%
DUNGGANON BANK (A MICROFINANCE RURAL BANK) INC 38,855,230.12 157,619,131.53 24.65%
WEALTH DEVELOPMENT BANK CORPORATION 367,143,778.76 1,490,035,237.19 24.64%
EAST WEST RURAL BANK INC 1,002,096,412.64 4,080,905,463.28 24.56%
RB OF PILAR (BATAAN) INC 35,187,284.39 144,071,292.76 24.42%
COOP BANK OF QUEZON PROVINCE 24,777,541.93 102,211,946.03 24.24%
CITY SAVINGS BANK INC 3,738,301,962.68 15,435,865,205.90 24.22%
RB OF MARIA AURORA (AURORA) INC 52,597,766.00 219,614,925.41 23.95%
RB OF CENTRAL PANGASINAN (BAYAMBANG) INC 41,479,450.45 177,969,055.28 23.31%
BANK OF MAKATI (A SAVINGS BANK) INC 2,508,990,801.06 10,891,025,372.53 23.04%
EAST WEST BANKING CORP 10,457,836,710.66 45,533,796,001.87 22.97%
NORTHPOINT DEV'T BANK INC 90,028,876.10 392,290,496.86 22.95%
RB OF GATTARAN (CAGAYAN) INC 21,700,567.30 95,033,029.65 22.83%
RB OF SAN MATEO(ISABELA) INC 26,118,664.65 115,187,659.45 22.67%
PRODUCERS SAVINGS BANK CORPORATION 485,260,014.67 2,149,101,764.27 22.58%
GUAGUA RURAL BANK INC 245,502,718.30 1,089,443,122.79 22.53%
GATEWAY RURAL BANK INC 21,556,865.18 97,632,169.38 22.08%
QUEZON CAPITAL RB INC 79,179,648.99 361,842,244.63 21.88%
PHIL BANK OF COMMUNICATIONS 2,732,579,273.18 12,972,301,899.38 21.06%
MALLIG PLAINS RURAL BANK (ISABELA) INC 26,270,322.33 124,857,438.82 21.04%
NATIONAL TEACHERS & EMP. COOP BANK 24,832,147.00 118,126,724.98 21.02%
MALARAYAT RB INC 38,523,343.74 183,493,066.63 20.99%
BANGKO MONTANOSA INC (A RURAL BANK) 22,940,970.31 109,675,662.31 20.92%
CITYSTATE SAVINGS BANK INC 139,036,870.65 667,258,312.52 20.84%
BOF INC (A RURAL BANK) 124,648,443.70 599,060,854.08 20.81%
BANCO LAGUNA INC (A RURAL BANK SINCE 1965) 24,222,775.84 119,245,059.77 20.31%
INSULAR SAVERS BANK INC (A RURAL BANK) 139,977,540.21 694,346,727.63 20.16%
MALAYAN BANK SAVINGS AND MORT BANK INC 254,526,657.94 1,303,698,702.97 19.52%
COUNTRY BUILDERS BANK INC (A RURAL BANK) 70,653,514.70 363,225,381.11 19.45%
PHIL SAVINGS BANK 6,199,224,521.79 32,486,597,994.08 19.08%
FIRST CONSOLIDATED BANK INC (A PDB) 956,967,717.93 5,051,337,086.37 18.94%
RB OF GUINOBATAN INC 19,799,020.54 104,714,271.12 18.91%
RB OF CAUAYAN INC 46,408,343.09 250,150,193.49 18.55%
ZAMBALES RURAL BANK INC 37,484,829.02 207,331,790.02 18.08%
RB OF SOLANO (NUEVA VIZCAYA) INC 38,525,988.83 215,967,222.92 17.84%
RB OF POLA (ORIENTAL MINDORO) INC 52,942,925.32 302,927,822.79 17.48%
MAYBANK PHILIPPINES INCORPORATED 2,258,451,509.45 13,077,914,695.02 17.27%
CAMALIG BANK INC (A RURAL BANK) 50,794,013.49 299,760,893.72 16.94%
RB OF SAN LUIS (PAMPANGA) INC 17,749,636.92 105,047,787.96 16.90%
FIRST ISABELA COOP BANK (FICOBANK) 171,514,480.68 1,016,467,596.91 16.87%
NORTH PACIFIC BANKING CORPORATION (A RB OF STA MARIA ISABELA 11,340,333.74 68,163,057.33 16.64%
SECURED BANK INC (A RB) 21,373,202.85 128,511,125.82 16.63%
RB OF DIGOS INC 34,382,833.31 208,477,156.74 16.49%
HIYAS BANKING CORPORATION 30,162,575.93 186,924,919.42 16.14%
GUAGUA SAVERS BANK(A RB) INC 11,828,608.09 75,364,701.37 15.70%
DEVELOPMENT BANK OF THE PHIL 8,813,211,119.11 56,546,915,720.01 15.59%
PENBANK INC (A PDB) (FORMERLY: PENINSULA RB INC) 79,974,104.03 518,483,665.02 15.42%
PHILIPPINE BUSINESS BANK INC A SAVINGS BANK 1,803,315,009.77 12,049,409,948.08 14.97%
CEBUANA LHUILLIER RB INC 22,501,582.15 152,827,846.63 14.72%
CAVITE UNITED RURAL BANK CORP 62,428,235.50 429,812,703.33 14.52%
RIZAL MICROBANK INC - A THRIFT BANK OF RCBC 85,543,473.49 590,614,709.89 14.48%
KATIPUNAN BANK INC "A RURAL BANK" 69,484,029.19 480,475,047.29 14.46%
MOUNT MAKILING RURAL BANK INC 47,678,344.89 330,450,205.37 14.43%
HIGHLAND RURAL BANK INC 22,328,121.70 154,798,648.16 14.42%
RB OF ANTIPOLO INC 14,806,951.66 106,485,125.48 13.91%
RB OF STA ROSA DE LIMA (PANIQUI TARLAC) INC 22,247,888.54 160,894,869.81 13.83%
COOP BANK OF COTABATO 92,929,765.00 676,905,471.80 13.73%
CARD SME BANK INC A THRIFT BANK 165,716,786.77 1,266,419,833.31 13.09%
LAND BANK OF THE PHILIPPINES 18,162,941,930.24 141,860,668,122.77 12.80%
RB OF MIDSAYAP INC 12,396,230.94 97,981,750.91 12.65%
PACIFIC ACE SAVINGS BANK INC 10,546,229.00 85,505,610.97 12.33%
YUANTA SAVINGS BANK PHILIPPINES INC 105,736,501.82 869,302,943.31 12.16%
RB OF RIZAL (ZAMBOANGA DEL NORTE) INC 17,696,712.28 147,745,051.81 11.98%
UNION BANK OF THE PHILS 9,532,820,583.10 86,235,046,853.40 11.05%
METRO CEBU PUBLIC SAVINGS BANK 8,869,721.90 81,705,853.31 10.86%
CENTURY RURAL BANK INC 7,856,502.66 72,752,158.75 10.80%
LIFE SAVINGS BANK INC 7,906,155.76 74,235,847.98 10.65%
CORDILLERA SAVINGS BANK INC 13,263,531.79 126,160,778.89 10.51%
INTER-ASIA DEVELOPMENT BANK 9,066,391.00 88,432,443.04 10.25%
BANGKO KABAYAN INC (A PRIVATE DEVELOPMENT BANK) 56,251,573.86 554,719,642.27 10.14%
RIZAL COMM'L BANKING CORP 8,326,889,748.07 83,680,823,884.26 9.95%
BANK OF COMMERCE 1,554,238,219.13 15,808,975,173.02 9.83%
CTBC BANK (PHILIPPINES) CORP 716,644,755.17 7,493,843,967.94 9.56%
RB OF JAEN INC 5,130,195.06 55,529,558.99 9.24%
RB OF BAYOMBONG INC 15,229,025.08 166,295,788.50 9.16%
PHIL STAR DEVELOPMENT BANK INC 11,760,293.28 131,860,137.56 8.92%
CARD MRI RIZAL BANK INC A MICROFINANCE-ORIENTED RURAL BANK 81,947,472.98 952,775,155.83 8.60%
ASIA UNITED BANK CORPORATION 2,631,203,878.59 31,448,064,524.10 8.37%
RB OF DULAG (LEYTE) INC 9,460,842.75 114,243,253.76 8.28%
BHF RURAL BANK INC 27,142,266.86 330,080,085.83 8.22%
SUN SAVINGS BANK INC 25,526,547.20 311,082,284.64 8.21%
BANK ONE SAVINGS CORPORATION 49,920,011.00 637,318,637.97 7.83%
PHIL NATIONAL BANK 9,809,450,471.82 126,024,777,179.47 7.78%
RNG COASTAL BANK INC(A RURAL BANK) 12,401,963.34 160,249,794.59 7.74%
DUMAGUETE CITY DEV BANK INC 24,445,167.10 319,492,675.29 7.65%
ALLBANK (A THRIFT BANK) INC 75,861,417.62 1,075,323,525.47 7.05%
CITIBANK, N.A. 1,291,627,864.19 18,539,451,155.16 6.97%
UNIVERSITY SAVINGS BANK INC 29,985,639.73 437,594,793.82 6.85%
RB OF PANDI (BULACAN) INC 16,884,968.74 251,690,398.78 6.71%
CARD BANK INC (A MF RB) 257,496,463.74 4,050,221,817.90 6.36%
LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK) 14,530,347.10 232,771,801.05 6.24%
RB OF BARILI (CEBU) INC 23,263,335.20 376,650,185.10 6.18%
BDO UNIBANK INC 20,833,908,639.61 349,305,433,097.85 5.96%
RB OF ROSARIO (LA UNION) INC 3,910,768.63 66,167,597.45 5.91%
IMUS RURAL BANK INC 12,284,080.80 208,046,033.99 5.90%
ROBINSONS BANK CORPORATION 916,440,426.90 16,273,341,309.97 5.63%
STA MARIA RURAL BANK INC 4,392,965.58 78,236,658.00 5.61%
FILIDIAN RURAL BANK OF ANTIPOLO INC 7,913,785.55 147,394,968.21 5.37%
MANOR BANK - A RURAL BANK CORP 5,939,421.09 112,479,186.02 5.28%
BANK OF THE PHIL ISLANDS 12,541,858,927.78 257,667,430,568.61 4.87%
RB OF MONTALBAN INC 3,043,187.99 64,304,931.46 4.73%
QUEZON COCONUT BANK INC (A THRIFT BANK) 2,695,722.73 58,816,877.07 4.58%
LEMERY SAVINGS & LOAN BANK, INC. 3,971,483.13 90,846,070.07 4.37%
LIFEBANK- A RURAL BANK 13,534,222.62 311,713,042.82 4.34%
METROPOLITAN BANK & TCO 12,048,716,824.88 296,347,122,161.77 4.07%
RBT BANK INC A RURAL BANK 8,216,043.87 204,066,756.72 4.03%
SECURITY BANK CORP 4,406,636,420.47 114,724,852,344.99 3.84%
CHINA BANKING CORP 3,200,023,055.18 83,553,388,602.26 3.83%
PHIL TRUST COMPANY 875,734,764.84 24,573,845,611.84 3.56%
HONGKONG & SHANGHAI BANKING CORP 486,529,984.57 15,361,693,605.55 3.17%
RB OF STA IGNACIA INC 2,374,651.67 129,098,266.84 1.84%
RB OF GLORIA (OR MIN) INC 1,850,822.35 101,212,352.99 1.83%
RB OF BROOKE'S POINT (PALAWAN) INC 1,713,082.81 98,830,054.13 1.73%
HSBC SAVINGS BANK(PHILS) INC 24,927,202.65 1,758,698,414.66 1.42%
CENTURY SAVINGS BANK CORPORATION 11,290,928.72 997,246,312.37 1.13%
KEB HANA BANK - MANILA BRANCH 23,050,205.96 3,340,379,099.57 0.69%
INNOVATIVE BANK INC (A RURAL BANK) 2,397,127.10 361,564,858.23 0.66%
QUEEN CITY DEVELOPMENT BANK INC OR QUEENBANK A THRIFT BANK 3,119,682.52 675,615,974.27 0.46%
BANGKOK BANK PUBLIC CO LTD 18,892,016.89 4,717,843,384.57 0.40%
MEGA INT'L COMM'L BANK CO LTD 4,453,000.00 3,568,837,887.40 0.12%
AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILS 107,342.00 131,825,190.47 0.08%
ING BANK N.V. 104.48 2,895,838,686.24 0.00%
AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 0.00 4,478,376,410.26 0.00%
BANK OF AMERICA N.A. 0.00 2,229,477,300.67 0.00%
BANK OF CHINA LIMITED-MANILA BRANCH 0.00 10,156,980,937.91 0.00%
BDO PRIVATE BANK, INC. 0.00 6,126,217,932.30 0.00%
CATHAY UNITED BANK CO LTD - MANILA BRANCH 0.00 5,297,873,767.95 0.00%
CHANG HWA COMMERCIAL BANK LTD - MANILA BRANCH 0.00 2,167,163,880.19 0.00%
CIMB BANK PHILIPPINES INC 0.00 3,081,751,835.45 0.00%
DEUTSCHE BANK AG 0.00 3,157,331,623.47 0.00%
FIRST COMMERCIAL BANK LTD MANILA BRANCH 0.00 2,049,177,521.31 0.00%
HUA NAN COMMERCIAL BANK LTD MANILA BRANCH 0.00 2,089,715,578.06 0.00%
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRA 0.00 3,871,558,525.46 0.00%
INDUSTRIAL BANK OF KOREA MANILA BRANCH 0.00 4,050,701,007.42 0.00%
ISLA BANK(A THRIFT BANK) INC 0.00 767,242,642.38 0.00%
JP MORGAN CHASE BANK NATIONAL ASSN. 0.00 3,286,339,778.41 0.00%
MIZUHO BANK LTD - MANILA BRANCH 0.00 5,509,907,617.13 0.00%
MUFG BANK, LTD. 0.00 4,616,895,539.37 0.00%
SHINHAN BANK - MANILA BRANCH 0.00 4,274,078,445.43 0.00%
SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH 0.00 12,932,019,408.40 0.00%
UNITED OVERSEAS BANK LIMITED MANILA BRANCH 0.00 2,411,850,446.92 0.00%
Grand Total 206,594,500,021.52 2,135,841,917,404.40 9.67%


Seventy-two banks had NPLs greater than 30% of their Stockholder's Equity. D'Asian Hills tops the list. It has Php 161.20 million in Gross NPLs backed up by an equity base of Php 23.12 million as of June 30, 2019. The recently shuttered AMA Rural Bank of Mandaluyong's Gross NPLs were more than 50% of its Stockholder's Equity.
 

Source:www.bsp.gov.ph